How they describe themselves: FiPath.com (www.FiPath.com), formerly eRollover.com, was formed in 2008 to fill a void in the availability of retirement planning information to the general public. The online platform provides aggregation and analytical tools that allow people to consolidate or rollover retirement accounts onto one, automated online platform. An Education Center provides easily accessible retirement fund content so members can take control of their retirement, and make educated decisions in managing their retirement funds from RSS feeds, web/podcasts, video’s, and news media accounts. A Financial Advisor Center provides access to thousands of well-informed professional financial advisors with an easy to use database for FiPath Members. FiPath is headquartered in Atlanta, GA.
What they think makes them better: Nobody else is exclusively in the retirement planning space, represented by $250B in new IRA rollover money projected in 2009, more than 64 million individual retirement accounts, and nearly $12T currently held in various retirement accounts. Despite those metrics, 46% of individuals do not have a financial advisor, even though many have at least 2 or 3 retirement accounts. Layoffs are creating demand for retirement education services, and there are over 10 million monthly Google searches for retirement topics.
Contacts:
Bus. Dev.: Corbett Gilliam, 678-923-2399, [email protected]
Sales: Mike Rowan, 404-455-7825, [email protected]
Press: David Andersen, 404-514-0424, [email protected]
How they describe themselves: Fiserv, Inc. (NASDAQ: FISV) is the leading global provider
of information management and electronic commerce systems for the financial services industry, driving innovation that transforms experiences for financial institutions and their customers. The Electronic Banking Services division enables financial institutions to optimize their online channel to drive profitable relationships, revenue and growth using a wide range of solutions including online banking, electronic billing and payment, online money management tools, mobile commerce solutions, security and fraud prevention services, and small business banking.
What they think makes them better: Fiserv and its Electronic Banking Services division are solely focused on delivering innovative online solutions to the financial services industry. We have built our solutions from the ground up specifically for online financial services, and as a result, our consistent performance, reliability, industry-leading user experience, and security have garnered Fiserv the leadership position in online banking and bill pay services for many years. Our value proposition is leveraging years of expertise and a blue-chip client list to deliver best-of-breed online financial services the drive the best online experience for your customers and meet the stringent demands of financial institutions of all sizes.
Contacts:
Bus. Dev.: Tim Ruhe, VP, Bus. Dev., 703-885-4208, [email protected]
Sales: Craig Potts, SVP Sales, 678-375-3609, [email protected]
Press: Ann Cave, Sr. PR Manager, 678-375-4039, [email protected]
How they describe themselves: Ftrans outsources accounts receivable processes for B2B SMB sellers to mature the processes around credit administration and A/R processing. This involves providing ‘best practices’ solutions for credit administration, risk reduction, collections, and payment processing. Through partnerships with banks and financial intermediaries, including a direct funding capability, FTRANS provides funding institutions with continuous visibility into the A/R as collateral and enables financial institutions to manage risk and more efficiently lend against outsourced A/R, a $1.2T market. This enables SMBs to increase cash availability – by receiving payments on invoices in 2-5 days, reduce DSO and bad debt, and offer buyers more, flexible credit.
What they think makes them better: Ftrans has created several, unique innovations in A/R and credit management for the SMB market which were previously only available to large businesses. This breakthrough technology solution is web enabled and provided in a SaaS environment enabling low technical and behavior change by customers in order to realize benefits. Our technology and processes are patent pending given us not only first mover advantage but a defensible position. In addition, the platform enables banks to increase depository relationships, increase lending, and more effectively manage loans within the underserved SMB market, which represents a $1.2T lending opportunity.
Contacts:
Bus. Dev. & Press: Jim Lester, VP of Marketing, 678-268-4039, [email protected]
Sales: Kevin Kiernan, VP of Sales, 678-268-4032, [email protected]
How they describe themselves: GoalMine is the simple, social way to save and invest. It expands mutual fund investing to a new community of people. GoalMine allows customers to open mutual fund accounts with just $25 and with no prior financial knowledge required. Customers set up their real-life goals, fund their goals with a mutual fund, and then use fundraising features to let others give to their goals either online or using a convenient gift card.
GoalMine is a product of Gratio Capital, a New York City-based asset management company whose mission is to create asset-building products for people worldwide.
What they think makes them better: GoalMine makes mutual fund investing available to a new community of people who have been excluded from traditional investing channels. GoalMine is the first mutual fund investing program that:
- Has a $25 minimum initial investment (not the $2,500 industry average)
- Makes it possible to give mutual funds on a convenient gift card
- Is focused on real-life goals, not financial jargon
- Is socially networked, with fundraising features that allow users to track and share progress online and solicit help from friends and family
- Has a stored value card that is as easy to buy as groceries
Contacts:
Bus. Dev.: Rimmy Malhotra, CEO, 212-731-0830×104, [email protected]
Press: Meredith Kelsey, Director of Public Relations, MPOWER Labs, 512-531-1191,
[email protected]
How they describe themselves: Kabbage together with its banking partner provides financing to the untapped market of high volume online sellers as they list products for sale, leveraging information generally available on online marketplaces to assess risk and help determine loan amounts and related fees and interest. This approach allows Kabbage and its banking partner to understand borrowers better and, as a result, provide them with cash as and when they need it.
What they think makes them better: There currently exists no other credit product that is focused exclusively on the online seller market. In reality, very few online businesses are able to obtain financing at all. We can accomplish this because we analyze data obtained online to determine the risk of lending money to online sellers and also utilize electronic channels to market to these businesses. Consequently, risk associated with making loans and cost per account acquisition is decreased (as compared to traditional financing products).
Contacts:
Bus. Dev. & Sales: Robert J. Frohwein, 678-580-2689, [email protected]
Press: Howard Lalli, 404-455-0348
How they describe themselves: FIS is a leading provider of technology and services to the financial industry. With a history deeply rooted in the financial services industry, FIS supports the success of more than 14,000 financial institutions in more than 90 countries, making it one of the largest and most successful technology companies in the world. FIS holds leadership positions in payment processing, core banking solutions and risk management services in multiple markets and geographies. From this position of strength and leadership, FIS will continue to provide the innovations, ideas and expertise that drive our industry’s progress and enable our clients to meet the increasing pace of change in the global marketplace.
What they think makes them better: By integrating a proven fraud prevention solution into the consumer remote deposit capture process, FIS’ Xpress Deposit with DepositShield has opened up the consumer remote deposit playing field to financial institutions of all types and sizes. Historically, any type of consumer deposit innovation has been offered to only the “best” (lowest risk) customers. By reducing exposure to check fraud, FIS empowers financial institutions to not only offer this service, but to offer it to all of their customers.
Contacts:
Sales: James Susoreny, 407-551-8487, [email protected]
Press: Marcia Danzeisen, 904-854-5083, [email protected]
How they describe themselves: Firethorn Holdings, LLC, a Qualcomm company (Nasdaq: QCOM), is the crucial link in the emerging mobile commerce ecosystem. As a pioneer in mobile banking, Firethorn is transforming the traditional wallet into a streamlined, efficient and protected mobile revenue channel that will bridge relationships among financial institutions, retailers, wireless carriers and consumers. Firethorn’s innovative technology creates easily accessible, branded and personalized mobile commerce channels that give consumers access to their accounts, offers and transactions while on the go.
What they think makes them better:
- Preloaded Applications: Partner companies gain the highest brand visibility and discoverability with the only preloaded application available in the industry
- Marketing Support: Partners can expand user adoption through Firethorn’s exclusive and unprecedented cooperative marketing program.
- End-to-End Customer Support: Only Firethorn provides a complete customer support program with a fully customized communications plan and ongoing training.
- Secure Application Hosting: Multiple security layers combined with ease-of-use help protect ensure the privacy of customer data with a user-friendly experience.
- Access to Future Functionality: By eliminating the complexity of multiple relationships in a secure platform and enhancing targeted consumer reach, Firethorn has created a future path to remote and point-of-sale payments, as well as ticketing, coupons and money transfers.
- Global Reach: Firethorn’s parent company’s global market presence and industry-proven reputation open the door to new markets for Firethorn’s strategic vision.
Contacts:
Biz Dev: Frank Young, Sr. Director, Bus. Dev., [email protected]
Sales: Fred Wallace, Sales Engineer, [email protected]
Press: Kelly Harviel Buday, Director, Marketing, [email protected], 678-978-5429
How they describe themselves: Fiserv, Inc. (NASDAQ: FISV) is the leading global provider of information management and electronic commerce systems for the financial services industry, driving innovation that transforms experiences for financial institutions and their customers. The Electronic Banking Services division enables financial institutions to optimize their online channel to drive profitable relationships, revenue and growth using a wide range of solutions including online banking, electronic billing and payment, online money management tools, mobile commerce solutions, security and fraud prevention services, and small business banking.
What they think makes them better: Fiserv and its Electronic Banking Services division are solely focused on delivering innovative online solutions to the financial services industry. We have built our solutions from ground up specifically for online financial services, and as a result, our consistent performance, reliability, industry-leading user experience, and security have garnered Fiserv the leadership position in online banking and bill pay services for many years. Our value proposition is leveraging years of expertise and a blue-chip client list to deliver best-of-breed online financial services the drive the best online experience for your customers and meet the stringent demands of financial institutions of all sizes.
Contacts:
Biz Dev: Tim Ruhe, VP Bus. Dev., [email protected], 703-885-4208
Sales: Craig Potts, SVP Sales, [email protected], 678-375-3609
Press: Ann Cave, Sr. PR Manager, [email protected], 678-375-4039
How they describe themselves: Home Account is changing how Americans find their mortgages–the same way kayak.com changed the way to find flights. Home Account simply guarantees the lowest mortgage rate and term a homeowner can qualify for. Home Account’s ‘Homeowner Protection-Price & Promise’ approach is simple.
- Advanced analytics and credit reporting models provide the counsel that a superb mortgage broker would provide, without the costs and fees.
- Pre-qualified lenders submit their ‘best deal’ into Home Account’s system which insures best pricing.
- Homeowners pay $50 to use the service and get ongoing help and support. This qualifies the homeowner and insures the lender that the homeowner is serious about closing their loan.
What they think makes them better: Home Account presents the first viable alternative to lenders and publishers to traditional lead gen and lead gen providers including Lending Tree, Bankrate and Lower My Bills. Instead of forcing homeowners to trust inbound brokers and lenders calling them…homeowners get a simple lowest price and fast rate lock guarantee complete with an industry- best of breed mortgage counseling service.
Contacts:
Biz Dev: Mark H Goldstein, CEO, [email protected]
Sales: Jack Pritchard, Dir. of Lender Relations, [email protected]
Press: Missy Cavin, Dir. of Marketing, [email protected]
Contacts:
Biz Dev: David Pearl, VP Operations, [email protected]
Press: Annie Pearl, VP Product, [email protected]
Sales: Brad Mills, VP Sales, [email protected]
How they describe themselves: BudgetPulse is a free online personal budgeting software for the everyday person looking to take control of their finances. Simplicity and advanced functionality are what we pride ourselves on. Manually inputting data allows a user to have a more complete budgeting experience to see exactly how they spend, and where they can improve. Teachers enjoy how the free software with no security risks can be a great teaching tool for educating students. International compatibility works for users all around the world.
What they think makes them better: Full version software is free. We are focusing on a smaller target market in the online personal budgeting software niche. We have users who don’t feel comfortable supplying personal financial information, and who are looking for a more full experience to tracking their money by manually inputting their data. Our tool is compatible to users anywhere in the world and they can adjust their settings accordingly to match their time zone, currency, and format to display the information. Teachers have told us the software is a great education tool to use with students when teaching them about budgeting.
Contacts:
Bus. Dev., Sales and Press: Craig Kessler, Marketing Director, 703-349-1224, [email protected]
How they describe themselves: CreditArray empowers the consumer to make educated choices about their credit. Three major components encompass the initial launch: CardMatch, a revolutionary new system that assesses the user’s credit profile and then allows the user to build the credit card that is right for them by selecting the interest rate, annual fee, and rewards before comparing their matches side-by-side, The CreditWiki, a collaborative educational project endeavoring to organize and educate users about detailed credit and financial topics while dispelling the associated myths, and The-Steps-to-Debt-Freedom which helps users choose their ideal debt-reduction plan and follows through to keep them on track.
What they think makes them better: CreditArray’s mission is to be the unbiased source that addresses the many different needs of credit consumers by fusing several different innovative tools into one main destination. With the understanding that credit is complex, CreditArray aims to be the unbiased resource for users to research credit cards, learn about the complexities of credit, and ensure that they can live a debt free life. Unlike other sites, CreditArray understands that everyone has different credit needs and different knowledge levels and thereby provides recommendations that are right for users regardless of any partnerships.
Contacts:
Bus. Dev. & Press: [email protected], 877-742-5144
