How they describe themselves: The eWise Account Aggregation and PFM solution suite provides financial institutions with proven, tangible benefits and low-impact implementation. eWise delivers unique levels of privacy, security, and control to consumers through a powerful yet simple online banking experience. It’s no wonder that eWise has become a world-leading provider of transformational online and mobile banking solutions!

How they describe their product/innovation: The eWise MyFin mobile banking application combines the most powerful elements of PFM, account aggregation, and eAuthentication into a single, integrated solution. The groundbreaking functionality of the eWise MyFin application transforms the consumer’s online banking into a simple, fast, and powerful experience that delivers unprecedented value to financial institutions through an integrated ROI engine.

Contacts:

Bus. Dev.: Mark Matthews, Managing Director UK, [email protected], +44 7967 110 164,
+44 20 3402 3075
Press: Alexander Grinberg, Founder & EVP, [email protected], +1 720-258-4300

How they describe themselves: eyeOpen launches the world’s first digital mortgage advisor. In an age when banks and insurers strive for consumer’s trust, digital leadership and true customer centricity are the weapons of this service. The personal advice algorithms are ‘the crème de la crème’ of personal mortgage advice. eyeOpen offers it’s service as a SaaS-solution to banks, insurers and advisor companies in Europe and the US. The benefit: extreme cost reductions, smarter targeting and incredible NPS-improvements.

Contacts:

Bus. Dev.: Diederick van Thiel, CEO, [email protected]
Press & Sales: Sulna Haas, [email protected]

How they describe themselves: EZBOB offers real-time financing for e-commerce businesses in the UK. The company has developed a web based lending platform which gathers data, in real-time, allowing for instant lending decisions. An e-commerce business is analysed based on data pulled through API connections to data sources such as Amazon, eBay, and PayPal as well as strategic partners such Channel Grabber, EKM and others. EZBOB’s proprietary algorithm allows the company to look beyond a traditional credit score. EZBOB currently targets E-tailers in the UK, specifically those who sell on eBay and Amazon and also small business that have merchant accounts with PayPal.

How they describe their product/innovation: EZBOB uses a range of online data sources to analyze e-commerce businesses instantly.

In less than 10 minutes the system will:

• Guide the seller through a simple, secure, quick, and seamless online application process
• Assess the seller’s eligibility using our proprietary internal credit scoring system
• Verify seller’s historical operating performance and assess seller’s ability to service debt
• Verify seller’s identity to prevent fraud
• Provide a customized financing proposal
• Immediate transfer of funds

EZBOB offers a customized financing proposal which is: unsecured (personal or director guarantee), short-term (3 – 6 months), up to £45,000 per seller, cost of 2-7% per month, clear repayment schedule, without early repayment penalties, no hidden fees, and no covenants on a seller’s business.

Contacts:

Bus. Dev. & Sales: Sharone Perlstein, Director, [email protected]
Press: Jennifer Janson, Six Degrees PR, [email protected]

How they describe themselves: Financial Simplicity is an international wealth management infrastructure for portfolio business management and is designed specifically to provide mass personalised portfolio services.

Financial Simplicity is widely used to power managed account programs around the world with the provision of portfolio services including IMAs, SMAs, MDAs, and UMAs. Financial Simplicity technology enhances business functionality for a range of purposes including:

• Portfolio rebalancing against a broad range of client specific rules, preferences and constraints
• Investment portfolio and model portfolio management
• Order management and trade allocations
• Portfolio analysis and performance reporting
• Platform management

Financial Simplicity’s unique approach to portfolio decision-making has been acknowledged as a most effective way to construct model portfolios.

How they describe their product/innovation: Financial Simplicity offers a highly efficient capability to manage large numbers of individually tailored investment portfolios (in the thousands or tens of thousands). It will ensure that clients can offer highly customised propositions to their customers while maintaining a high degree of centralised control over access, data and business work flows.

Using systematically programmed processing and advanced algorithmic engines, Financial Simplicity negates the need for many time intensive workflows and workarounds to manage data effectively. Financial Simplicity’s innovations have enhanced significantly the efficiency with which relevant portfolios can be delivered to investors.

Financial Simplicity’s capabilities enable a fresh set of wealth management propositions that can be RDR compliant with breakthrough levels of client customisation, compliance and efficiency.

Contacts:

Press: Alexandra Ballard, Marketing Manager, [email protected],
+1 604 349 1221
Sales: Stuart Holdsworth, CEO, [email protected], +44 7826 359 137

How they describe themselves: Finantix supports the sales and service interactions of retail banks, insurers and wealth managers. Finantix solutions boost the performance of customer-facing employees and provide customers with engaging experiences. They are used in the retail, affluent and private banking segment. The software runs on PCs, iPads and other mobile devices.

The Finantix architecture is designed for multi-channel, multi-device delivery. Robust and flexible technology makes customisation and integration easy. The company operates worldwide and has clients in more than 25 countries.

How they describe their product/innovation: Banking Assistant is a smart banker in your pocket. It runs on mobile phones and tablets, understanding commands and questions in natural language, written or spoken.

The app allows a bank’s customer to access intelligent information, launch transactions and receive useful advice in the most intuitive and effective way.

Banks can easily integrate the underlying engine in their existing apps and systems.

Banking Assistant is part of Finantix Sharp, a multi-channel platform for digital banking that introduces a fresh and engaging approach to customer interactions.

Contacts:

Bus. Dev. & Press: Alessandro Tonchia, [email protected]
Sales: Mark Cutts, [email protected]

How they describe themselves: Fiserv is the world’s most successful provider of digital banking and digital payment solutions, exclusively focused on the banking sector. It has operations in every continent including a substantial team serving Europe from London.

How they describe their product/innovation: Mobiliti from Fiserv is the world’s most deployed mobile banking and payments platform. The Mobiliti Master Wallet enables consumers to choose which mobile payment wallets they wish to participate in and how. It retains the financial institution and its mobile banking app at the centre of the user experience for cloud-based and NFC mobile payments.

How they describe themselves: Customer behaviour, a competitive marketplace under scrutiny and new technology opportunities force banks to rethink their strategy continuously and most importantly NOW. As a consequence, many existing banks want to unlock their customer potential without a major and risky overhaul of the back office. Others opt to build a fresh new bank (brand) to serve customers in a fully engaged way. Matrix offers exactly the right, instant, manageable and future proof solution banks look for: a fully automated banking services hub supporting any segment, product or channel through a rich mid office environment, connected to any (legacy) back-office of choice.

How they describe their product/innovation: Watch a fully automated model bank with an unparalleled level of self service (on-boarding) giving both customer and bank imminent insight and control in the process. Through the Web-based mid office portal we offer the enormous potential of business benefits in terms of efficiency in adapting new business processes on the go.  As the market demands today, our open services hub integrates with external services like KYC checks, passport validation, PFM, etc. Come and view the fast and instant response for the next banking generation: rapid deployment, rich customer experience, instant and transparent insight for banks and clients alike.

Contacts:

Bus. Dev. & Sales: Peter-Jan van de Venn, Bus. Dev Director, [email protected], +31643284093
Press: Martijn Hohmann, CEO, [email protected], +31630989272

How they describe themselves: FreeAgent is an award-winning online accounting system specifically designed to make it easier for freelancers and small businesses to manage their accounts.

It’s Software as a Service (SaaS), enabling users to access FreeAgent over the internet and pay a monthly subscription. FreeAgent lets you send invoices, track time and expenses, analyse bank statements and build real-time accounts – all done simply with no confusing jargon.

How they describe their product/innovation: We are extending the reach of our solution to make much more intelligent use of the data and information that is the life-pulse of a business.
Our users will be able gain insight into the health of their business in real-time, with FreeAgent automatically highlighting performance trends and potential problems in an easy to understand way.

Equally compelling is our capability to make this information available to banks and other lenders giving them insight into the strength and financial well-being of their customers, with one eye on customer service and another on risk. This is what we are unveiling at Finovate.

Contacts:

Bus. Dev. & Sales: Kevin McCallum, Bus. Dev. Director, [email protected],
+44 (0)131 447 0011
Press: Ed Molyneux, CEO, [email protected], +44 (0)131 447 0011

How they describe themselves: GMC Software Technology is a distinguished leader in the field of customer communications management. The company develops innovative software solutions that enable businesses to transform the customer experience, reduce costs and increase agility. GMC Inspire is an end-to-end solution for relevant, compliant communications across multiple channels including SMS, email, print, web and social media. Operating worldwide, the company’s continued growth spans major enterprises in the FS, insurance, wealth management and retail banking industry. GMC was recently announced as an IBM Beacon award finalist for Best Industry Solution for Insurance and also named a leader in the Forrester Wave for DOCCM.

How they describe their product/innovation: GMC Inspire Dynamic Statement is an interactive and engaging way to present your customers’ statements, online or offline. Instead of the standard tabular statements, GMC Inspire can generate thousands of dynamic statements in minutes, presenting your customers’ data through attractive charts and graphs that are fully clickable. Areas that require attention and action can be highlighted and customers can even drill down to granular level detail providing a fully intuitive service. GMC Inspire also allows you to track usage of every statement and use this data to populate relevant offers and marketing messages for every customer.

Contacts:

Bus. Dev.: Didier Rouillard, VP Product Marketing, [email protected], +33 6 12 99 87 31
Press: Sheelagh Connelly, Marketing Manager, [email protected]
Sales: Simon Harris, Sales Manager UK, [email protected]

How they describe themselves: Heckyl FIND 2.0 (Financial In News & Data) is a real time news and data analytic platform for retail traders and brokerages.

FIND gets integrated with trading terminals to provide high quality information, visuals, heat maps of sentiments and market data to help traders find the trading opportunity in this fast moving market.

FIND helps you explore new ideas and keep pulse on the current business events/issues. Whether you are a short-term trader, investor, or fund manager, and whether you prefer equities, forex, or commodities, you will find a wealth of information that matters to “you” streaming at your fingertips.

FIND is for retail traders like Bloomberg and Thomson Reuters are for institutions.

Contacts:

Bus. Dev., Press & Sales: Mukund Mudras, Co-Founder & CEO, +919820492912
Som Sagar, Co-Founder & MD, +919960167666

How they describe themselves: Holvi is the long tail of retail banking. We upgrade the concept of the bank account from a passive utility to an active enabler of any activity. Out of the box the Holvi account comes with built-in payments acceptance, tools for financial understanding and the ability to share the account with a group. We bring in building blocks from our banking and payments partners that our customers can add to their Holvi accounts. Holvi is regulated by the Finnish Financial Supervisory Authority (FIN-FSA) under the EU Payment Services Directive (PSD).

How they describe their product/innovation: Holvi connects retail customers and providers of banking and payments products in a seamless ecosystem. Holvi partners have created current accounts, among other uses, for election candidates to run their campaigns (Kokoomus, largest political party in Finland), entrepreneurship education (local chapter of Junior Achievement), and crowdfunding for cultural projects (Mesenaatti.me). Holvi online banking service is easy to tailor for specific verticals, by partners or the customers themselves. For providers of banking and payments products Holvi offers access to the long tail of retail customers.

Contacts:

Bus. Dev.: Tuomas Toivonen, CEO, [email protected], +358 400 616 499, @toivotuo
Press & Sales: Kristoffer Lawson (Marketing & Growth), [email protected], +358 40 731 2273, @setok

How they describe themselves: CurrencyFair solves the pain experienced by anyone needing to send money abroad. Expats, overseas homeowners, and SMEs typically pay large spreads (up to 3%) and high international transfer fees of around €25 on every payment.

CurrencyFair’s solution is simple: We host a person-to-person marketplace where customers can negotiate their own exchange rates with other customers going the other direction. This innovative platform cuts out the bank margins and saves around 90% of the total cost of sending money internationally.

CurrencyFair itself, as a regulated entity, provides security and, where required, liquidity to ensure that the product operates safely and efficiently.

How they describe their product/innovation: CurrencyFair has completely upgraded the interface on its MarketPlace, making the process of order execution even simpler and more efficient. The new layout allows customers to easily and clearly view the market depth, helping them choose an appropriate exchange rate for their MarketPlace order.

Using CurrencyFair’s new MarketPlace, it is possible for customers to achieve an exchange rate approaching, and in many cases even better than, the market interbank rate otherwise only available to market professionals dealing in millions.

Contacts:

Bus. Dev., Press & Sales: Brett Meyers, Managing Director, [email protected]
Press: Sean Barrett, Director, [email protected]