FinovateFall 2017 – Jiffee

FinovateFall 2017 – Jiffee

How they describe themselves:

We’ve created technology that allows you to pay anywhere and everywhere.

It’s based on our over 20 years of an international experience in payment and banking industry.

We turn any device into payment terminal.

We build innovative custom software and provide specialized consulting services to banks and other institutions on the payments market.

We excel in delivering solutions in the most exciting areas of banking technology innovation: mobile applications, payments, big data.

How they describe their product/innovation:

CARDS ARE DEAD. Everyone is looking for a new technology that allows you TO PAY ANYWHERE AND EVERYWHERE. We have the solution. We called it Jiffee –  a new tap&pay mobile technology.

Jiffee is based on production ready technologies that have limitless applications. It allows you to pay with any phone (Android or iPhone)  to any phone, terminal (contactless or not), or any other device: vending machine, electronic cash register, turnstile etc.

Jiffee enables you to connect your debit/credit cards, bank accounts and other payment schemes as a source of funds

Jiffee goes much further than just payments – it can be used for: ticketing, access control, authentication, smart city and IoT

Jiffee is  a practical application of our patent pending technologies: Bluetooth proximity authentication, a mobile payment scheme, a behavior based discount

Jiffee is a secure solution designed for existing payment schemes, retailers (retail chains) and financial institutions

Jiffee is the future of easy mobile payments. Just tap and pay.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Maciej Stępień, CEO & Co-Founder, [email protected], Wojciech Zatorski, COO  & Co-Founder, [email protected]
Press: Dorota Wetoszka, [email protected]

FinovateFall 2017 – ID Analytics

FinovateFall 2017 – ID Analytics

How they describe themselves: ID Analytics is a leader in consumer risk management with patented analytics, proven expertise and real-time insight into consumer behavior. By combining proprietary data from the ID Network®-one of the nation’s largest networks of cross-industry consumer behavioral data-with advanced science, ID Analytics provides in-depth visibility into identity risk and creditworthiness. Every day, many of the largest U.S. financial institutions, telecommunications providers, credit card issuers, online lenders and critical government agencies, rely on ID Analytics to make risk-based decisions that enhance revenue, reduce fraud, drive cost savings and protect consumers. ID Analytics is a Symantec company.

How they describe their product/innovation: ID Connect 2.0 improves the account opening experience for consumers by reducing the amount of data entry required during an application process and provides a powerful new layer of authentication and fraud defense. ID Connect 2.0 captures a picture of a consumer’s driver license (or other government-issued ID) to extract personally identifiable information (PII) on the ID and convert it to the application. To help protect both consumers and enterprises, ID Connect 2.0 is able to validate whether the photo ID is real, and leverage the data in ID Analytics’ ID Network® to verify the information on the ID matches the asserted identity.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Gavin Sollinger, VP Business Development, [email protected]
Press: Jennifer Asaro, MSL Group, [email protected]
Sales: Sarah Ball, Sales Director, [email protected]

FinovateFall 2017 – identitii

FinovateFall 2017 – identitii

How they describe themselves: identitii allows financial institutions to exchange rich information between banks or branches with minimal change to legacy systems, and no replacement of settlement infrastructure. identitii’s token technology uses a distributed ledger to enable information sharing before and after financial messages have been sent. Tokens travel within traditional settlement messages including SWIFT, ACH and RTGS and also over emerging settlement technologies. identitii allows banks to move away from Know Your Customer level information to Know Your Transaction detail, with rich information about each and every transaction.

How they describe their product/innovation: identitii Serra is a permissioned, append-only, federated database built for the financial industry. Leveraging the best parts of DLT, relational and graph databases, it enables the secure and auditable exchange of information between financial institutions. Serra allows financial institutions to exchange rich payment information to their correspondent banks, attach regulatory documents to cross-border payments, and share invoices with their customers, amongst many other use cases where data integrity and auditable provenance is critical. Our goal is three things: to reduce the cost of compliance, speed up payment processing and open new revenue opportunities for banks.

Product distribution strategy: Product licensed; direct with financial institutions; white label through partners

Contacts

Bus. Dev.: Benjamin Buckingham, VP Operations & Strategy, [email protected]
Press: Caroline Bowler, [email protected], +65 8332 7688
Sales: Nick Armstrong, CEO, [email protected]

FinovateFall 2017 – Jscrambler

FinovateFall 2017 – Jscrambler

How they describe themselves: Jscrambler is a Web startup that works on highly innovative security products to protect Web and Mobile Applications. Its new webpage integrity module provides visibility over any change that is made to webpages, allowing organizations to remove them in real-time. It successfully prevents fraud, data exfiltration and webpage tampering by stopping client-side threats such as code injections, Man-in-the-Browser attacks and DOM-tampering.

How they describe their product/innovation: Jscrambler’s Webpage Integrity Module is an anti-fraud solution that enables the detection and removal of changes made to webpages on the client-side. By using the conventional security measures, organizations with a strong online presence where fraud is a significant risk are completely unaware that these attacks are performed. With Jscrambler they are to gain visibility and safeguard their customers, their business and their reputation.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Carlos Gonçalves, Head of Marketing & Sales, [email protected]
Press: Catarina Cardoso, Content & Community Manager, [email protected]

FinovateFall 2017 – Kinetica

FinovateFall 2017 – Kinetica

How they describe themselves: Kinetica is a GPU-accelerated, in-memory analytics database that delivers truly real-time response to queries on large, complex and streaming data sets: 100x faster performance at 1/10 of the hardware of traditional databases. Kinetica’s fully distributed architecture, and simplified data structures lead to more predictable scale out on industry-standard hardware. In-database analytics via user-defined functions (UDFs) open the way for converged AI and BI workloads accelerated by GPUs. Kinetica comes with native geospatial and visualization pipeline for interactive location-based analytics. Organizations use Kinetica to simultaneously ingest, explore, analyze and visualize data within milliseconds to make critical decisions.

How they describe their product/innovation: Financial institutions can use Kinetica to perform risk calculations on demand using the most up-to-the-moment data with sub-second speed, the speed and quality of information gives financial institutions deeper insight into their exposures, enabling them to rapidly adjust positions and reduce risk. Additionally, high-frequency trading firms, traditional asset managers, and traditional lending institutions can use Kinetica to measure risk, spot customer behavioral patterns, and discover up-sell opportunities.

Product distribution strategy: Licensed

Contacts

Bus. Dev.: Chris Prendergast, VP Alliances, [email protected]
Press: Michele Nemschoff, VP Marketing, [email protected]
Sales: Marcus Holm, VP Global Operations, [email protected]

FinovateFall 2017 – Kony

FinovateFall 2017 – Kony

How they describe themselves: Kony is the fastest growing, cloud-based enterprise application and mobility solutions company, and a recognized industry leader among mobile application development platform (MADP) providers. Kony helps financial institutions of all sizes drive business ingenuity by rapidly transforming ideas into market leading applications. Built on the industry’s leading digital platform, Kony provides the most innovative and secure omni-channel banking applications, with exceptional user experiences.

How they describe their product/innovation: Kony will be demonstrating a variety of advanced technology components and capabilities integrated into a fully featured, fully customizable retail banking application. We’ll show how this is easily developed using visual techniques and how platform API’s can be optimized for omni-channel use. We’ll demonstrate how these integrations enhance the customer experience and how the approach decreases development time and aids your continuous integration pipeline process. And finally… we’ll show how this comprehensive solution transcends and scales to all major digital platforms.

Contacts

Bus. Dev.: Nate Bruce, SVP Channels, Alliances, & Business Development, [email protected]
Press: Jean Kondo, Chief Communications Officer, [email protected]
Sales: James Cutrer, Senior Director of Sales, [email protected]

FinovateFall 2017 – Layer

FinovateFall 2017 – Layer

How they describe themselves: Emails, phone calls and websites have been the tools businesses rely on to interact with customers-but mobile has changed everything.  Mobile messaging is the preferred user interface the world now embraces and is essential for today’s business.  Layer is a customer conversation platform that makes it easy for you to create a branded and differentiated communication experience.  With messaging at the core, you can aggregate other communication channels, chatbots, applications, and analytics to create a unified customer experience-one that helps you close sales faster, support customers more effectively, and delight people at all stages of the customer journey.

How they describe their product/innovation: Layer provides a customer conversation platform that helps financial institutions leverage messaging to increase engagement with the modern, mobile consumer. The financial industry has struggled to minimize attrition rates as consumers demand mobile communications-but Layer helps companies engage with mobile users in their comfort zone to increase customer lifetime value. This demo will show financial institutions how to delight mobile customers by offering convenient ways to get financial advice, wealth management counseling, customer support and more. With a seamless mix of AI and human engagement, your branded customer experience will satisfy demand for greater convenience in financial services.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts

Bus. Dev.: Ivy Montgomery, VP Marketing, Aimee Westbrook, VP Strategic Alliance
Press: Ivy Montgomery, VP Marketing
Sales: Bill Hu, VP Sales

FinovateFall 2017 – i-exceed

FinovateFall 2017 – i-exceed

How they describe themselves: i-exceed’s Appzillon digital banking platform powers the digital transformation of over 50 banks globally including some of the largest banks in the world. Appzillon is the only omni-channel application development platform focused exclusively on the banking industry. It has been recongized amongst the top platforms in Gartner’s MADP Magic Quadrant 2017 and Forrester Low Code Development Platform Wave Report 2017. Appzillon’s API-driven and end-to-end automated approach to mobile and web app development reduces app development and deployment timelines by over 60%. Appzillon suite of pre-built digital apps are used today by retail, small business and large corporates.

How they describe their product/innovation: We plan to introduce a pioneering way to build digital solutions. Instead of building the end user solutions as monolithic apps, Appzillon allows development of specific features as micro apps. These micro apps are easy to build, can be tested independently and can also be plugged into other micro apps. They offer a simplified, reusable, and organized approach to build complex end user apps and allow organizations to roll out app releases significantly faster. They even allow business users and end customers to easily customize the user experience of apps as per their preferences.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Press: Karthik Sivaprakasam, VP, [email protected]
Sales: Anshuman Nayyar, VP, [email protected]

FinDEVr London 2017 – ISARA

ISARA is the largest organization in the world focused solely on developing quantum-safe cryptographic solutions for integration into commercial products to protect against emerging security threats. The ISARA Radiate Security Solution Suite is the first commercial offering of a high-quality implementation of quantum resistant algorithms and related integration tools built for developers. It allows organizations and OEMs to integrate critical, quantum-safe security measures into commercial products and networks today, and fa      cilitates the transition to crypto agility in enterprise security. ISARA’s R&D engagements include Canadian and UK government agencies and several top 10 banks in North America. ISARA’s optimized quantum resistant algorithms for governments and large enterprises preserve user experience and performance while providing the highest levels of next generation security.

Presentation

Why (and How) You Should Make Your FinTech Security Quantum Safe Today

This talk gives an introduction to the emerging quantum computing threat to the cybersecurity standards that global financial institutions, as well as governments and businesses, rely on today. It explains the next-generation security options already becoming available that provide resistance to quantum computing attacks, and it includes a demo of those options in use to secure an online banking connection against current and future attacks. The banking connection shown over the Transport Layer Security (TLS) protocol is used to secure most Internet traffic and depends on cryptography that is unbreakable by conventional computers but is vulnerable to attack by quantum computers. This talk explains the impact of this widespread threat on the financial industry specifically and provides recommendations for mitigation.

What You’ll Learn

  • Quantum computers attacks on financial institutions (and other parties) are widely expected to be possible by 2026, and one type of attack places intercepted data at risk today.
  • It is already possible and necessary to begin transitioning to efficient quantum-safe security options for critical infrastructure.
  • Quantum risk assessment and transition planning should be part of the FinTech mandate, to reduce liability.

Presenter

Scott Totzke, CEO

linkedin.com/in/scotttotzke  |  @ScottTotzke  |  [email protected]  |  +1.226.339.1201

Scott Totzke is the CEO of ISARA Corporation, the largest organization in the world focused solely on developing quantum-safe cryptographic solutions for integration into commercial products to protect against emerging security threats.

FinDEVr London 2017 – Ixaris

Ixaris Technologies (IxTech) was launched in 2016 as a distinct spin-off from Ixaris Systems, which was founded in 2003. Ixaris Technologies has 120 employees based in Malta and the UK working on payments middleware and B2B payment applications. IxTech delivers payment technology as well as turnkey payment solutions to a number of financial institutions and multinational corporations.

In 2015, Ixaris formed the Open Payments Ecosystem project (OPE) to deliver a public cloud-based platform enabling developers to create and operate truly open and compliant payment applications supported by an ecosystem of service providers including card issuers, acquirers, and bank-based payment providers. The OPE is part-funded by a grant from the European Union’s Horizon 2020 programme.

Presentation

2017 – The Year of Open Payments: Exploiting Disruption in the Payments Industry with the Open Payments Cloud

Much focus has been on open payments with regulators mandating that banks must open up their services to third parties. But how do they do that safely? Deploying payment applications on publicly available payment services is a slow and expensive journey.

The Open Payments Cloud (OPC) offers a publicly available, integrated development environment which provides re-usable payment components and ready-made payment models that are pre-approved from a compliance perspective. Powerful applications – such as solutions for payroll payments, purchasing solutions for business, cross-border supplier payments, incentive payments and many others – can be developed, tested and deployed in a streamlined fashion.

In this session, we will demo the Open Payments Cloud development and execution environments, showing how simple it is to build and deploy payments applications.

What You’ll Learn

  • How developers can use the OPC to “build, deploy and operate” open payments applications simply and effectively.
  • The incredible size of the business opportunity for payments applications and solutions for corporations and SMEs.
  • For the first time, a payments model-driven engineering principle delivers powerful access to diverse payment instruments while guaranteeing data security and regulatory and card scheme compliance.

Presenters

Alex Mifsud, CEO & Founder

linkedin.com/in/alex-mifsud-14a155  |  @alexmifsud  |  [email protected]

Brian Vella, Lead Technical Architect

FinDEVr London 2017 – Kontomatik

FinDEVr London 2017 – Kontomatik

Kontomatik provides API to banks, banking data enrichment, and banking data analytics.

Kontomatik is used by banks, lending companies, and FinTech startups.

Kontomatik API provides access to over 120 banks in 9 countries.

Kontomatik believes a new, post-digital era started – intelligent empowerment.

Presentation

FinTech Dictionary: Learn How to Navigate through the FinTech Bull*

Hackers from Kontomatik will give you their hard take on the most hyped words and notions, from blockchain to NoSQL to microservices to machine learning.

Learn our FinTech Dictionary. Understand.

What You’ll Learn

  • Enterprise blockchains are a huge overpromise.
  • NoSQL databases are C-of-databases: a low-level tool you will likely never need.
  • Microservices are not micro.

Presenter

Piotr Włodarek, CTO

linkedin.com/in/piotr-włodarek-77684033  |  [email protected]  |  +48 694 797 487

Piotr Włodarek has been developing software since the mid-90’s with experience ranging from research to telco to FinTech. Former programmer at CERN, now specialises in software craftsmanship, security in the software layer and Bitcoin. Computer science graduate from Warsaw University of Technology.

FinDEVr London 2017 – IdentityMind Global

FinDEVr London 2017 – IdentityMind Global

IdentityMind, creator of Trusted Digital Identities (TDIs), offers a SaaS Platform for online risk management and compliance automation. IdentityMind continuously validates and risk scores online identities through its eDNA™ to ensure global business safety and compliance at customer onboarding and throughout their lifecycle. It securely tracks the entities involved in each transaction (e.g. consumers, merchants, cardholders, payment wallets, alternative payment methods, etc.) to build payment reputations, and allows companies to identify and reduce potential fraud, evaluate merchant account applications, onboard accounts, enable identity verification services, and identify potential money laundering.

Presentation

Entity Link API

Understanding risk is more than compiling a lot of identity attributes. IdentityMind provides answers across risk and compliance needs through our Entity Link API. Part of our larger RegTech API, the Entity Link API goes beyond attributes by providing the analysis and machine intelligence to determine whether the entity on the other side of the transaction:

  • Is a real user/businesses entity
  • Is authorized to use the information they are presenting
  • Is a person/business entity you can do business with
  • Poses risk to your business brand

This presentation will show how the Entity Link API helps you answer those questions, and, in the process, lowers your fraud losses and increases your compliance efficiencies.

What You’ll Learn

  • Machine Learning – how gathering and processing large amounts of risk and compliance data improves fraud and compliance decision-making
  • Entity Link Analysis – how entity link improves reputation scoring so you can better understand and react to the risk levels of your prospects/customers
  • Digital Identities – how digital identities reduce risk and are the future of risk reduction

Presenters

Jose Caldera, Chief Marketing Officer

linkedin.com/in/josercaldera  |  [email protected]

Jose Caldera has been developing and marketing products for the last 20 years. An entrepreneur at heart, his focus has always been on the Enterprise, developing products and services for information and payments security, risk mitigation and compliance.

Kieran Sherlock, CTO

linkedin.com/in/kieran-sherlock-117969  |  [email protected]

Kieran has over 25 years of experience developing high-availability distributed systems, with his last 15 years being spent in the security and anti-fraud space.