How they describe themselves: KiWi New Energy (hereafter “KiWi”), headquartered in Plano, Texas,  is a blockchain ecosystem that enables individual and institutional investors to discover and invest in lucrative, low-risk renewable energy projects around the world.

How they describe their product/innovation: KiWi solves the problems of both developers and investors by building an ecosystem that includes two global marketplaces – the KiWi Green Capital Market and the KiWi Global Green Exchange. The KiWi Green Capital Market is an online renewable energy investment platform built on blockchain technology, while the KiWi Green Exchange is a secondary marketplace for solar asset that operates globally.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts

Bus. Dev.: Dr. Steve Huang, CEO & Founder, [email protected]

How they describe themselves: ieDigital provides financial institutions with the ability to transform their digital customer experience.

We do this through Interact^®, our powerful software platform, whose prebuilt components enable our clients to quickly deliver customized solutions to market.

By integrating into any core banking system and fintech ecosystem, we combine the functionality to improve the customer experience, accelerate growth and optimize costs.

We are the chosen partner of four of the UK’s five largest banks and have deployed Interact in 28 countries.

We were recognized as one of the world’s “most significant providers” in the 2017 Forrester Wave for Digital Banking Engagement Platforms.

How they describe their product/innovation: Money Fitness is a new way for credit unions to nurture member relationships when competing with the new generation of ‘digital first’ providers.

Money Fitness provides its users with a personalized service that helps them take control of their day-to-day finances, make better decisions about their money, and improve their overall financial outlook.

It is a forward-looking tool that requires minimal effort on the members’ parts, nudges them to make smarter financial choices, whilst also deepening their relationship with their community and your brand.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Adam Archibald, Bus. Dev. Lead, [email protected]
Press: Bruno Almeida, Head of Marketing, [email protected]

How they describe themselves: ID R&D was founded to solve the user authentication problem by enhancing multiple biometric modalities to drastically reduce or eliminate authentication UX while elevating security. To enable this vision, the company built one of the strongest R&D teams in the industry. Our approach is to utilize the latest scientific breakthroughs combined with Artificial Intelligence (AI) capabilities. ID R&D developed new best in class voice, behavioral and anti-spoofing engines that provide new levels of accuracy and usability to build a portfolio of authentication products for remote login and conversational interface (virtual assistants, messengers, IoT), bringing zero effort authentication to the enterprise.

How they describe their product/innovation: SafeChat brings frictionless, continuous authentication to remote login and Conversational Interface (virtual assistants, messengers, IoT) based on a combination of biometric data (voice, face, behavioral, liveness) available through a normal interaction between a user and a device. SafeChat verifies the identity of a user throughout the dialog (be it in typing or speaking) without asking a user to do anything at all for authentication. This capability provides a biometrically secured Alexa-like experience on mobile, conversational and IoT platforms.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts

Bus. Dev.: Alexey Khitrov, CEO & Co-Founder, [email protected]
Press: Greg Gonzalez, Assistant Marketing Manager, [email protected]

How they describe themselves: ING Bank Śląski is one of the largest banks in Poland and aims at providing the best user experience to customers. One of its strategic priorities is this: “Think beyond traditional banking to develop new services and business models.”

ING offers SME and Mid-Corp entities a portfolio of products and services with the widest beyond banking offer in the market that includes accounting services, commerce platform, online insurance.

The latest addition to the offer is ING Invoice Financing, an innovative online tool that enables entrepreneurs and small companies to manage their liquidity issues.

How they describe their product/innovation: Entrepreneurs and SMEs often face liquidity issues. ING Invoice Financing is a simple and 100% on-line tool allowing them to receive their money earlier, in just a few clicks, without having to leave the office. No paper documents are needed throughout the whole process, nor is it required to meet the bank’s employee. Credit decisions are also taken instantly and clients are provided with cash by a bank transfer as soon as the invoice is confirmed by the buyer. What’s more, the company does not have to be an ING client or have any relation with ING.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Maciej Bukowiec, Product Owner, Corporate Clients Business Line, [email protected]
Press: Ewa Szerszen, Deputy Press Spokesperson, [email protected]

How they describe themselves: Headquartered in London, iGTB’s products are live in 90 countries providing corporate services for 192 banks. iGTB’s transformational success is recognized by independent industry professionals – winning various awards: Advanced A.I. Mountaineer (Celent), three Real Results Awards (IDC) and two Product Innovation awards (Global Finance).

Intellect Global Transaction Banking (iGTB) brings contextual banking to banks and, by extension, their business clients. What if your online banking seemed to understand – even anticipate – what your business was trying to achieve? Our solutions spur banks into a digital transformation through open APIs and machine learning. We turn our banking clients into their clients’ principal bankers.

How they describe their product/innovation: Contextual Banking Experience (CBX) is a comprehensive digital transaction banking platform featuring open APIs and an omni-channel user experience.

Product distribution strategy: Through financial institutions

Contacts

Bus. Dev.: Michel Jacobs, EVP Head of Global Sales and Head of Digital & Payments, [email protected], +1 (469) 831 3537
Press: Zoe Fowke, Global Head of Digital Marketing, +44 075 0095 4478

How they describe themselves: Interactions provides Intelligent Virtual Assistants that seamlessly combine artificial intelligence and human understanding to enable businesses and consumers to engage in productive conversations. With flexible products and solutions designed to meet the growing demand for unified, multichannel customer care, Interactions is delivering significant cost savings and unprecedented customer experience for some of the largest brands in the world. Founded in 2004, Interactions is headquartered in Franklin, Massachusetts with additional offices worldwide. For more information, visit www.interactions.com.

How they describe their product/innovation: By combining the latest AI technologies and human understanding, we’re changing what it means to provide excellent customer care. Our Intelligent Virtual Assistant lets your customers speak naturally and in their own words, creating an effortless customer experience from start to finish. And with our Voice Biometrics technology, you can securely and conveniently identify your customer’s identity using the unique characteristics of their own voice. For you, this means lower costs, improved CSAT scores, and more. For your customers, its an efficient and simple way to resolve their issue and move on with their day.

Product distribution strategy: Direct to Business (B2B)

How they describe themselves: ITSCREDIT is a software company focused on innovative and disruptive credit solutions. Our platform covers loan origination, calculators, risk analysis and collections and can be implemented alone or combined. These solutions are omni-channel based, with multi-product centralised management, covering all credit cycles, with full-automated processes. The credit attribution is 100% online, for customers and non-customers, with API availability for open banking integration. ITSCREDIT’s solutions are implemented by a specialised team with over 15 years’ experience, within short timelines, providing reduced time-to-market deployment. Our software creates new interaction models, bringing financial institutions, partners and clients even closer.

How they describe their product/innovation: ITSCREDIT’s platform is a new B2B service and full credit process control that allows financial and credit institutions to provide products in a new and innovative way. The credit functionalities are open to partners through APIs that they are able to integrate within their business model. This solution provides modules to enable institutions and partners ways to grant instant credits to customers and non-customers. Our software also allows online payments with instant credit, using services and widgets to allow online merchants different payment means.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Sara Martins, Business Developer, [email protected], +351 910 122 924
Press: Marketing Department, [email protected]

How they describe themselves: James is a one-stop shop for Credit Risk Management that allows you to easily create, validate, deploy, and monitor regulation-ready, high-performing predictive models. We’ll be demoing our platform’s Model Explainability tools that allow modelers to fully explain and interpret models and decisions.

How they describe their product/innovation: We have developed a software to solve the interpretability and explainability needs of a credit scoring machine learning model for lending institutions using the most advanced research in the field and delivering it in a simple UI that gives a modeler all the necessary tools and information that will enable the development of the best possible model.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: João Menano, CEO, [email protected], Yvan De Munck, U.S. Business Development partner, [email protected]
Press: Pedro Fonseca, VP Data Science, Co-Founder & Head of Research, [email protected]

How they describe themselves: Listen, the only thing easier than designing and building your fintech is getting employees to understand it and customers to use it. Heck, build it and they’ll be all over it like stripes on a cheap suit in the rain. That’s why you don’t need Launchfire. You don’t need employees on board with your transformation and you certainly don’t need customers to adopt and use your fancy new tech. Nope, your transformation is in the bag! That’s why you shouldn’t bother checking out our demo or talking to our peeps.

How they describe their product/innovation: Lemonade is a game-based platform designed to turn frontline staff into digital advocates. Using tactics designed to change behavior, Lemonade gives your team the knowledge, tools, and confidence they need to promote and support your digital products.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Romeo Maione, [email protected]
Press: Nicole Titus, [email protected]

How they describe themselves: Lendindex is an online fintech company based in NY, USA and operating globally. The company offers alternative funding to small businesses through a fully- automated lending platform for online lending equipped with a company scoring and loan origination.

Lendindex is also a global business Credit Network based on smart contracts.  Every company in the network, even the smallest companies, has a score and can improve its business score and funding terms by taking and paying back a loan. The loans are available in both FIAT money and cryptocurrencies.

Lendindex’s P2B Credit Network is based on smart contracts and blockchain technology, which enables cross-border lending and brings transparency and reliability to business lending.

How they describe their product/innovation: Lendindex will demo our end-to-end loan application, transactions and business scoring solution, which is powered by proprietary identification, AI scoring, and blockchain technologies.

Lendindex’s loan product is a loan from micro to up to $150,000, the terms are based on a number of data factors, including business volume, industry, location, time in business, transactions, social media activity and the credit score for USA companies.

Lendindex expanded its peer-to-business lending with cryptocurrencies in May 2018,

one of the first companies in the world doing lending transactions in cryptocurrencies. Lendindex also began leveraging blockchain transaction data to calculate score and underwrite cross-border funding.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Press: Milla Bakhareva, CTO, [email protected]

How they describe themselves: LoanScorecard^® is a leading provider of non-agency automated underwriting, loan pricing solutions and loan-loss solutions to meet today’s regulatory challenges and capitalize on current market opportunities. LoanScorecard helps institutions address CFPB regulations through its QM Findings™, the industry’s first qualified mortgage (QM) engine, which has rendered more than 5 million QM findings reports to-date and supports banks and credit unions preparing for the upcoming impacts of CECL.

How they describe their product/innovation: Portfolio Underwriter^® from LoanScorecard is the only underwriting engine that exists outside of the agency box. Portfolio Underwriter enables capital market investors, banks, and credit unions to analyze loan data based on their unique products and specifications in seconds. The easy-to-use engine makes it easier to deploy capital, is more efficient and consistent than manual underwriting, and ensures soundness in mortgage operations in regards to fair lending. Our engine empowers non-QM market leaders and enables new players to enter the space with confidence.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Raj Parekh, Digital Mortgage Strategist, [email protected], (o) 214-710-2706, (m) 469-336-7839
Press: Amy Kauffman, Brand Manager, [email protected]

How they describe themselves: Lomsy is a disruptive credit access business that works through a regulated lender license promoting financial inclusion for low scored Americans. A systemic approach to financial inclusion using data and information.

Through our technology we are building bridges between capital and dreams. A better understanding of the underbanked and underserved people, based on a robust platform, it’s going to allow us to scale up a business model that is sustainable and profitable.

How they describe their product/innovation: Lomsy is an ecosystem designed for people with low credit scores, yet huge potential to be trustable for the System.

Our commitment with our clients obliges us to have a reliable environment through which the client will be evaluated on the basis of fairer criteria, not just on the basis of what traditional scorings determine.

All this within a quick process that allows our clients to apply for a loan in a matter of 5 minutes.

Product distribution strategy: Direct to Consumer (B2C)

Contacts

Bus. Dev.: Enrique Castro, CFO, [email protected], +1 (832) 491 9214
Press: José Ramón Pardinas, CMO, [email protected], +1 (832) 312 2072