How they describe themselves: InnoValor is a privately-owned company that provides research-based advice and software in the area of digital identity. ReadID is the flagship software product. ReadID customers include a number of large European banks, supporting them on their Know Your Customer processes, and governmental bodies including police and the UK Home Office.

How they describe their product/innovation: ReadID is the first and leading NFC-based mobile identity verification solution. ReadID leverages the embedded RFID chips in ePassports and similar identity documents by using NFC technology and a smartphone. It verifies the authenticity of identity documents by checking the digital signatures on the content of the chip and by checking whether the chip has been cloned or not. ReadID reads personal data like name and nationality directly from the chip, therefore OCR mistakes do not occur in this process. Included in the chip content is a high-resolution face image, which can be used for face recognition. The result is an unparalleled Know Your Customer solution in terms of security, speed and convenience.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Sales: Tarik Colin Machielse, Bus. Dev. Manager, [email protected], +31 6 1351 7198
Press: Robin Smits, Global Sales Director, [email protected], +31 6 1351 8586

How they describe themselves: IMburse has built a cloud-based “transaction as a service” platform the simplifies the integration of and connection to payment technologies for large multi-national companies, especially insurers. A sort of “universal adapter” for your IT system. We reduce IT costs, enhance launch times and enable new products and processes to be developed and deployed.

How they describe their product/innovation: Insurers often partner with companies in order to manage the claims processes and control claim costs, especially in the motor insurance industry where customers are asked/encouraged to go to “approved” companies to have cars repaired. The process of settling the claims (work done) is in most cases very manual and costs the insurer a lot of time to process and repair companies wait long for their money.

The new white-labelled PoS System that we offer companies though our PSP partners allows them to deploy a payment system with their partners, at a low cost, that is linked to the claims approval. This means that as soon as customers pay the excess amounts, the outstanding amount is automatically paid and reconciled for the insurer.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Press: Oliver Werneyer, CEO, [email protected]

How they describe themselves: iGTB is the Global Transaction Banking division of Intellect Design Arena. As the largest division, we have almost 1,400 associates across 40 offices worldwide. Headquartered in London, our products are live in 192 installations, benefitting banks across 90 countries and 40 offices.

We bring contextual banking to banks, and by extension, their business clients. Our solutions spur banks into digital transformation through open APIs and machine learning.

iGTB’s solutions are integrated and, uniquely, all come from the same stable. Our Contextual Banking Experience application provides microservices – maximising compatibility – and makes full use of platform as service technology.

How they describe their product/innovation: CBX is a front-end (corporate-facing) solution which provides banks with a corporate solution spanning the full range of transaction banking services. Multi-bank ready, and API enabled throughout, this highly flexible and modular product can be deployed to replace complete platforms or to address specific domain weaknesses.

We will demonstrate the latest innovations in CBX focusing on the contextual awareness of the platform which highlights entitlement/role aware information of particular interest to the corporate user, and provides suggestions on ‘next best action’ using the bank’s products & services.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts

Bus. Dev.: Atanu Ganguli, EVP & Head of Continental Europe, [email protected] &
Vijay Narasimhan, EVP & Head of UK & Ireland, [email protected]
Press: Manikandan P, AVP – Client Value Specialist, [email protected]

How they describe themselves: At the heart of our commercial proposition is the drive to excel in delivering a truly customer-centric offering,  where our teams approach solution delivery as fully-fledged project partners rather than mere suppliers. This ethos, born out of years of experience in business analysis and technical architecture has enabled Aqubix to grow from a 2-man startup to having dedicated experts in multiple European locations in under a decade. Headquartered in Malta and with offices in Spain, Aqubix now forms part of Mizzi Organisation, one of Malta’s foremost business groups.

How they describe their product/innovation: KYC Portal is the industry’s most advanced CDD and AML data collection and collation platform that centralises and simplifies the customer due diligence process, reducing costs, customer touch points and overall duration – increasing efficiencies by over 60% across the board.

KYCP – Know Your Customer Portal – is the first solution on the market that allows organisations of any size or type to rapidly collate all information relating to all kinds of subject being assessed, in a single, centralised, secure repository with fully customisable parameters, fields, rules, user rights and collaborative practices. KYC Portal is by far the most advanced end-to-end KYC and due diligence solution on the market.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Kristoff Zammit Ciantar, CEO, [email protected]
Press: Nickii Mallia, Marketing & Administration Coordinator, [email protected]

How they describe themselves: We are a team of Fintech and AI professionals focused on development risk analytics solutions for the financial industry. Our key product, JuicyScore, is a global device bureau and risk analytics platform built on the open API, with a proprietary online seamless identification solution providing a wide range of online predictors and benchmarks. Our international experience shows that online behaviour data along with anti-fraud markers are substantially improving risk assessment, reducing fraud losses and increasing approval rates. And, we are proud to say that we have clients who are outperforming the market 2+ times.

How they describe their product/innovation: JuicyScore is the global device bureau and risk analytics platform built on the open API that creates substantial advantage to financial organisations:

– online risk assessment and fraud prevention based on the proprietary machine learning solution
– 200+ predictors available via API
– 30+ online key market risk benchmarks
– device identification based on 25 different seamless web identification approaches
– dynamic user authentication
– no personal / contact data is used

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Pavel Bolshakov, CEO, [email protected] & Alexander Akhlomov, Chief Product Officer, [email protected]
Press: Tatiana Bezruchenko, Office Manager, [email protected]

How they describe themselves: Jumio is the global leader in online identity verification and enables businesses to increase customer conversions, reduce fraud, and meet compliance mandates (KYC, AML and GDPR). By combining the three core solutions of ID Verification, Identity Verification and Document Verification, organizations have a complete solution that allows them to establish the real-world identity of the consumer.

Jumio leverages advanced technologies including biometrics, machine learning, artificial intelligence, computer vision and human review, to quickly verify online consumers across 200 countries. Jumio’s solutions are used by leading companies in the financial services, sharing economy, online gaming, cryptocurrency, e-commerce, and travel sectors.

How they describe their product/innovation: Netverify Identity Verification helps companies ensure the person behind a transaction is “present” and whom they say they are. Netverify Identity Verification compares a selfie to the picture on the ID supplied. The solution starts by verifying that a government-issued ID (e.g., driver’s license, passport, etc.) is authentic and has not been manipulated. Next, Netverify requires the online user to take a selfie via their smartphone. Netverify incorporates liveness detection to ensure that the consumer is physically present by following a bouncing ball on their smartphones. Lastly, the selfie image is compared to the picture in the government-issued ID to ensure there’s a clear match.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Press: Frederic Ho, VP AsiaPac, [email protected]

How they describe themselves: KiWi New Energy (hereafter “KiWi”), headquartered in Plano, Texas,  is a blockchain ecosystem that enables individual and institutional investors to discover and invest in lucrative, low-risk renewable energy projects around the world.

How they describe their product/innovation: KiWi solves the problems of both developers and investors by building an ecosystem that includes two global marketplaces – the KiWi Green Capital Market and the KiWi Global Green Exchange. The KiWi Green Capital Market is an online renewable energy investment platform built on blockchain technology, while the KiWi Green Exchange is a secondary marketplace for solar asset that operates globally.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts

Bus. Dev.: Dr. Steve Huang, CEO & Founder, [email protected]

How they describe themselves: ieDigital provides financial institutions with the ability to transform their digital customer experience.

We do this through Interact^®, our powerful software platform, whose prebuilt components enable our clients to quickly deliver customized solutions to market.

By integrating into any core banking system and fintech ecosystem, we combine the functionality to improve the customer experience, accelerate growth and optimize costs.

We are the chosen partner of four of the UK’s five largest banks and have deployed Interact in 28 countries.

We were recognized as one of the world’s “most significant providers” in the 2017 Forrester Wave for Digital Banking Engagement Platforms.

How they describe their product/innovation: Money Fitness is a new way for credit unions to nurture member relationships when competing with the new generation of ‘digital first’ providers.

Money Fitness provides its users with a personalized service that helps them take control of their day-to-day finances, make better decisions about their money, and improve their overall financial outlook.

It is a forward-looking tool that requires minimal effort on the members’ parts, nudges them to make smarter financial choices, whilst also deepening their relationship with their community and your brand.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Adam Archibald, Bus. Dev. Lead, [email protected]
Press: Bruno Almeida, Head of Marketing, [email protected]

How they describe themselves: ID R&D was founded to solve the user authentication problem by enhancing multiple biometric modalities to drastically reduce or eliminate authentication UX while elevating security. To enable this vision, the company built one of the strongest R&D teams in the industry. Our approach is to utilize the latest scientific breakthroughs combined with Artificial Intelligence (AI) capabilities. ID R&D developed new best in class voice, behavioral and anti-spoofing engines that provide new levels of accuracy and usability to build a portfolio of authentication products for remote login and conversational interface (virtual assistants, messengers, IoT), bringing zero effort authentication to the enterprise.

How they describe their product/innovation: SafeChat brings frictionless, continuous authentication to remote login and Conversational Interface (virtual assistants, messengers, IoT) based on a combination of biometric data (voice, face, behavioral, liveness) available through a normal interaction between a user and a device. SafeChat verifies the identity of a user throughout the dialog (be it in typing or speaking) without asking a user to do anything at all for authentication. This capability provides a biometrically secured Alexa-like experience on mobile, conversational and IoT platforms.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts

Bus. Dev.: Alexey Khitrov, CEO & Co-Founder, [email protected]
Press: Greg Gonzalez, Assistant Marketing Manager, [email protected]

How they describe themselves: ING Bank Śląski is one of the largest banks in Poland and aims at providing the best user experience to customers. One of its strategic priorities is this: “Think beyond traditional banking to develop new services and business models.”

ING offers SME and Mid-Corp entities a portfolio of products and services with the widest beyond banking offer in the market that includes accounting services, commerce platform, online insurance.

The latest addition to the offer is ING Invoice Financing, an innovative online tool that enables entrepreneurs and small companies to manage their liquidity issues.

How they describe their product/innovation: Entrepreneurs and SMEs often face liquidity issues. ING Invoice Financing is a simple and 100% on-line tool allowing them to receive their money earlier, in just a few clicks, without having to leave the office. No paper documents are needed throughout the whole process, nor is it required to meet the bank’s employee. Credit decisions are also taken instantly and clients are provided with cash by a bank transfer as soon as the invoice is confirmed by the buyer. What’s more, the company does not have to be an ING client or have any relation with ING.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Maciej Bukowiec, Product Owner, Corporate Clients Business Line, [email protected]
Press: Ewa Szerszen, Deputy Press Spokesperson, [email protected]

How they describe themselves: Headquartered in London, iGTB’s products are live in 90 countries providing corporate services for 192 banks. iGTB’s transformational success is recognized by independent industry professionals – winning various awards: Advanced A.I. Mountaineer (Celent), three Real Results Awards (IDC) and two Product Innovation awards (Global Finance).

Intellect Global Transaction Banking (iGTB) brings contextual banking to banks and, by extension, their business clients. What if your online banking seemed to understand – even anticipate – what your business was trying to achieve? Our solutions spur banks into a digital transformation through open APIs and machine learning. We turn our banking clients into their clients’ principal bankers.

How they describe their product/innovation: Contextual Banking Experience (CBX) is a comprehensive digital transaction banking platform featuring open APIs and an omni-channel user experience.

Product distribution strategy: Through financial institutions

Contacts

Bus. Dev.: Michel Jacobs, EVP Head of Global Sales and Head of Digital & Payments, [email protected], +1 (469) 831 3537
Press: Zoe Fowke, Global Head of Digital Marketing, +44 075 0095 4478

How they describe themselves: Interactions provides Intelligent Virtual Assistants that seamlessly combine artificial intelligence and human understanding to enable businesses and consumers to engage in productive conversations. With flexible products and solutions designed to meet the growing demand for unified, multichannel customer care, Interactions is delivering significant cost savings and unprecedented customer experience for some of the largest brands in the world. Founded in 2004, Interactions is headquartered in Franklin, Massachusetts with additional offices worldwide. For more information, visit www.interactions.com.

How they describe their product/innovation: By combining the latest AI technologies and human understanding, we’re changing what it means to provide excellent customer care. Our Intelligent Virtual Assistant lets your customers speak naturally and in their own words, creating an effortless customer experience from start to finish. And with our Voice Biometrics technology, you can securely and conveniently identify your customer’s identity using the unique characteristics of their own voice. For you, this means lower costs, improved CSAT scores, and more. For your customers, its an efficient and simple way to resolve their issue and move on with their day.

Product distribution strategy: Direct to Business (B2B)