How they describe themselves: IDmission offers cloud-based solutions for Identity initiated customer on-boarding and engagement including KYC, biometrics, and payments. Our technology toolkit consists of a cloud based platform (Ada) with a built in service bus that connects to 3rd parties on demand. The Ada API enables front-end applications to easily use all of Ada’s sophisticated capabilities for enabling modern commerce via customer and transaction management. Our customers are financial services companies around the globe.

How they describe their product/innovation: We will demonstrate INFORM configured specifically to support a Mobile Loan Application using automated identity validation processing for instant loan issuance. This solution is available to Financial Services Enterprises who want to offer an alternative to traditional loan products.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev. & Sales: Ashim Banerjee, CEO, [email protected], +1 800-925-8041 X 201
Press: Angela Schmuck, VP of Product Development and Delivery, [email protected], +1 800-925-8041 X 204

How they describe themselves: IBM offers a wide range of security solutions for the Financial Services industry. IBM Security is helping clients protect their organization against financial fraud as a global leader in enterprise security and a leading provider of advanced financial fraud protection technology. IBM® Security Trusteer® helps organizations detect and prevent the full range of attack vectors responsible for the majority of online, mobile and cross-channel fraud. IBM Security Trusteer products deliver a holistic, integrated cybercrime fraud prevention platform designed to help prevent the root cause of fraud, improve the customer experience, reduce operational impact, assist in keeping organizations safe and utilize a global intelligence service

How they describe their product/innovation: IBM Security Trusteer will demo an innovative trust-based digital banking approach to help create a seamless customer experience through real-time delivery of actionable risk assessments, resolving the tradeoff between easy-to-use services and cumbersome security controls. The demo will feature IBM Trusteer Pinpoint Detect, which continuously and transparently assesses the level of risk and threats to make a determination of customer or fraudster.

Contacts:

Eileen Turner, Trusteer Portfolio Marketing Manager, [email protected]
Bus. Dev.: Shaked Vax, Trusteer Product Strategist, [email protected]
Press: Kelly Kane, IBM Security Media Relations, [email protected]
Sales: Gregory Russel, Head of Trusteer AP, [email protected]

Use the IBM Cloud Platform to build secure and innovative financial services cloud applications at a lower cost. With 47 global data centers, thousands of companies – from start-ups to the world’s largest – are choosing IBM Cloud. The infrastructure is secure, scalable, and flexible, providing customized solutions that have made IBM Cloud the hybrid cloud market leader. Learn more at https://www.ibm.com/cloud-computing/.

Presentation

Implementation of the Hyperledger Project at IBM with Blockchain As A Service

Blockchain has fast become the new marketing buzzword for solving all financial and security woes, but what is it really? Demystify the blocks as we delve into the Hyperledger Project, what it means for the industry, and why Blockchain is ideal for more than just securities all while live deploying chain code using IBM’s Blockchain As A Service.

What You’ll Learn

• The basic concepts of Hyperledger and IBM’s approach to the collaborative effort
• How to deploy chain code in a cloud environment, taking a dormant system to a functioning ledger
• How the Hyperledger Project can solve your business’ financial security woes

Presenter

Stefania Kaczmarczyk, Technical Evangelist

linkedin.com/in/stefania-kaczmarczyk-70566744 | @stefania_kaz | [email protected] | 940.535.4874

Stefania Kaczmarczyk is a developer advocate for Cloud at IBM. Stefania has touched technologies from big iron to little servos and traversed an array of languages, databases, and platforms in her six years with the company. Her passion is data and her love is code, video games, and the technology of finance.

IdentityMind Global™ pioneered Trusted Digital Identities (TDI) for digital commerce and financial institutions. The IdentityMind™ on-demand platform provides real-time risk management and compliance automation for leading fintech companies, traditional banks, and online merchants around the world. Using its innovative, eDNA™, it securely tracks the entities involved in each transaction (e.g. consumers, merchants, cardholders, payment wallets, alternative payment methods, etc.) to build payment reputations and allows companies to identify and reduce potential fraud, evaluate merchant account applications, onboard accounts, enable identity verification services, and identify potential money laundering.

Presentation

Reducing Risk with Identity Graph Intelligence

Identity Graph Intelligence uncovers complex risk and money laundering scenarios in real time by applying big data analysis to the correlation of a digital entity’s identity attributes, transactions, and behaviors. The complexity of the identity graph (diversity, depth, and reputation) has a strong correlation to the risk of a transaction – the more complex the graph the higher the risk. In this presentation, IdentityMind will demonstrate the value of Identity Graph Intelligence in fraud prevention, risk mitigation, and anti money laundering, and how it produces better results.

What You’ll Learn

• In Identity Graph Intelligence, the complexity of the graph (diversity, depth, and reputation) has a strong correlation to the risk of a transaction – the more complex the graph the higher the risk.
• IdentityMind Trusted Digital Identities provide a better view of who is on the other end of the transaction, allowing for better business decisions.
• Identity Graph Intelligence provides better results than traditional methods across a wide array of applications including fraud prevention, risk mitigation, and anti money laundering.

Presenters

Jose Caldera, VP, Products & Marketing

Jose Caldera has been developing and marketing products for the last 20 years. He has developed and marketed products for a number of Silicon Valley companies including Securify, McAfee and now IdentityMind Global. Jose earned a Masters of Science in information networking from Carnegie Mellon University.

Kieran Sherlock, CTO

Kieran Sherlock has 25+ years experience developing high-availability distributed systems, with 15 years in the security and anti-fraud space. Prior to IdentityMind, he was a founding member at Securify and a systems architect at McAfee. He graduated with honors in computer science from Trinity College, Dublin.

Kyckr provides award winning, commercially proven products for the verification of businesses globally. We have developed APIs and cloud based, automated decision engines for Best in Class KYC, due diligence and customer on-boarding. Our products offer a significant competitive edge to our customers with automated data cleansing, remediation and on-going monitoring and best-in-class data that dramatically improve customer on-boarding timelines and time to revenue.

Presentation

Corporate Identity on the Blockchain

Kyckr will demonstrate how a corporate identity blockchain can enable enterprises to quickly and easily build robust applications that address the challenges of establishing provenance, authentication and reconciliation. We will show that by creating an encrypted digital identity for a corporation, while offering greater security features, you will save enterprises, institutions, governments and customers significant time and money. Kyckr has created a golden record for corporate identity which will work not only for financial institutions but for every entity across the globe in all electronic environments. This will improve supply chain integrity, reduce cyber risk and potential instances of fraud. Through augmenting our existing platform, which boasts extensive integration with official business registries and companies housed across the globe, Kyckr has created a technology that simplifies the process of deploying this information to blockchains. We will present these deployment mechanisms and a number of use cases demonstrating various KYC workflows.

What You’ll Learn

• How to access authoritative company identity information across multiple jurisdictions utilising Kyckr APIs
• Our strategies for deploying/proving corporate identity data to/on blockchains
• A number of KYB use case(s) to demonstrate why such a service is needed

Presenters

Ben Cronin, Joint CEO & Director

[email protected] | +353 87 2467470

Ben is a founder, CEO and director of Kyckr. He fulfills the combined roles of managing all operating activities and personnel as well as developing prospects and clients in Europe/US. Ben was a professional Rugby Union player, playing for Munster and Ireland. Prior to setting up Kyckr, Ben was a successful property developer.

Cian Foley, Sr. Software Engineer

[email protected]

Cian worked in the TSSG at Waterford IT for 10 years as a developer/researcher leading various EU and Irish government funded projects in the area of mobile communications, particularly peer-to-peer technologies such as Instant Messaging. In 2016, he joined the Kyckr team to apply his skills in the area of Blockchain R&D.

Lleida.net, an electronic communications service provider, focuses its main business on electronic notification and electronic contracting services combining ease of use with legal validity. Acting as a trusted third party, it provides evidence of the content and the parties involved in the processes, thus being the platform for fintech companies requiring immediacy and assurance of all legal guarantees. Lleida.net brings 20 years of experience turning any business process digital. Currently the company is listed in the Spanish Alternative Stock Market.

Presentation

Registered Email and Registered Electronic Contract: The Merchant’s Ace Card for Consumers

Merchants’ electronic communications towards consumers call for a solution to provide the existence of such communication. This is of the upmost importance for email delivery and distance contracting, where merchants need to prove the communication took place and, in turn, the consumers have to receive the contracts in a durable medium.

The robust, well documented API, Connectaclick, and the registered email API allow merchants to integrate notifying and contracting processes easily. This technology provides evidence of all sent emails, enables all contracts to be signed with a simple click, and then generates a legal document, the certificate. Therefore, merchants’ communications are backed thanks to these solutions.

What You’ll Learn

• Registered evidence throughout Lleida.net’s API integration, a key element to strengthen merchants’ interactions with consumers
• Implementing Connectaclick API, the customized platform for contracting
• Digital conversion aimed at merchants

Presenters

Sisco Sapena, CEO

es.linkedin.com/in/siscosapena/es | [email protected] | 786.282.2497

Francisco Sapena studied technical agricultural engineering, specializing in horticulture and gardening, at the University of Lleida and did postgraduate studies in telematics at the UPC. He is one of Spain’s internet pioneers and has been taking Lleida.net around the world for 20 years now, always focusing on innovation.

Daniel Parada, R&D Technician

es.linkedin.com/in/daniel-parada-6bba285a | [email protected] |
+34 651 420 294

Daniel Parada studied computer science at University of Lleida. He worked as a sysadmin in several companies worldwide, including the Trade Commission of Spain in Chicago. Nowadays, he works at Lleida.net developing the registered email solution and process of generating the certificate.

Jordi Ramon, CTO

es.linkedin.com/in/jordiramonp | [email protected] | +34 615 640 337

Higher Technical Certificate in IT Development and Management Information Systems. Professional analyst programmer with 15 years of experience in the development of mobile messaging servers communication certification processes.

How they describe themselves: Liferay tries to leave a positive mark on the world through business and technology. We make software that helps companies present a single, connected customer experience across web, mobile, in store and connected devices. Our software helps financial institutions meet today’s customer expectations for fluid experiences across channels while laying the foundation for ongoing digital transformation with our flexible platform.

How they describe their product/innovation: Liferay Digital Experience Platform is software to create, manage, and deliver end-to-end banking experiences consistently across every touchpoint including mobile, web, and connected devices. Liferay DXP brings together customer data from disparate systems across the financial institution to support the entire customer relationship. Companies can have a full view of the banking customer and at the same time deliver experiences tailored for that individual into any channel.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Brian Kim, COO, [email protected]
Press: Rebecca Shin, Marketing Communications Manager, [email protected]
Sales: Joshua Asbury, Director of Sales, Americas [email protected]

How they describe themselves: Lidya is Africa’s digital bank, increasing access to finance and credit across the continent. Brick and mortar banking in Africa is expensive to scale, lacks scalable risk assessment tools, and does not target the average consumer. Lidya will help the currently 330 million Africans using the Internet open a bank account in minutes, save, and access credit needed to plan for their families and businesses. Our team has extensive experience scaling consumer internet businesses and have built a world-class platform powered with proprietary algorithms to create access to finance across the African continent. Welcome to the future. Welcome to Lidya!

How they describe their product/innovation: Over 45 million SMEs in Africa do not have access to credit, resulting in a $200 billion credit gap for these businesses. Lack of retail focus and poor data to assess risk makes lending to SMEs almost impossible for traditional banks. Lidya’s first product is a receivables-based loan that will disburse credit to qualified customers in 72 hours vs. up to six months with a traditional bank. Over time, our credit scoring algorithm will build credit profiles for each Lidya SME, allowing them to access higher loan amounts and more affordable financing for good credit scores.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Tunde Kehinde, [email protected]
Press: Philip Peck, [email protected]

How they describe themselves: Lendingfront’s highly sophisticated cloud based platform revolutionizes a bank’s approach to small business lending. Specifically designed to manage the complex nature of small business lending, LF clients can control all aspects of originations, underwriting, and servicing from a single system. LF technology on average helps banks increase the number of approved loans by 30%, decrease processing time from 4 weeks to 1 day and reduce operational costs by 80%.

How they describe their product/innovation: LendingFront provides a platform that automates lending operations by consolidating processes usually conducted by 7 disparate systems. LF provides the application workflow to process loans, the data engine to pull the data for underwriting, the decision engine to assess loan requests, the offer screens to price and set final terms of the loan, the documentation and booking functionality to fund the loan, and the servicing to collect payments.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts:

Bus. Dev.: Jorge Sun, CEO, [email protected]
Press: Jorge Sun, CEO, [email protected]
Sales: Noah Smith, Director of Sales, [email protected]

How they describe themselves: Kore is an enterprise software company established to simplify how people work and customers engage with the brands they trust. The Kore Bots and Messaging platforms support a variety of markets, including but not limited to financial services, insurance, business services, high-tech, retail, healthcare, and franchise.

How they describe their product/innovation: Kore’s robust Bots Platform empowers businesses to build intelligent assistants, similar to Siri, for their own workforce and customers. It also brings secure, consumer-like messaging experiences to the most regulated industries. Kore Bots transform legacy enterprise application and self-service banking interactions into intuitive, personalized, conversational engagements between people and systems. By enabling Kore Bots to chat with bank apps and systems on an employee’s or customer’s behalf, tedious actions get done automatically. Smarter than the average chatbot, Kore Bots deliver relevant alerts, execute actions, generate reports, and even interact with customers. The best part? They work 24/7 and never take vacation.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Contact Kore for more information at [email protected]
Press: Lindsay Sanchez, CMO, [email protected]
Sales: David Schreffler, EVP Sales, [email protected]

How they describe themselves: Over 85% of the billions of mobile subscribers around the world are prepaid with little to no identity, the majority of whom are in emerging markets. Juvo reimagines the prepaid experience by providing financial identity, empowering mobile operators to deepen relationships with subscribers while offering access to life-changing financial services. Since Juvo’s quiet inception in 2014, mobile operators using the company’s Identity Scoring technology have increased subscriber revenue by 10-15%. Juvo’s cloud-based scalability allows mobile operators to go to market in just a few weeks and see immediate rise in revenue.

How they describe their product/innovation: Juvo assigns real-time Identity Scoring to enable access to financial services, moving individuals up the pathway toward financial inclusion. Juvo Identity Stack, the company’s proprietary technology suite, combines consumer internet know-how, sophisticated data science, and game mechanics to identify previously unknown mobile users and encourages engagement with their mobile operator. Additionally, Juvo Identity Stack includes intelligence and reporting tools that offer mobile operators actionable analytics and insights to drive user engagement and growth. The cloud-based solution leverages existing API integration for rapid time-to-market, with a level of scalability that impacts millions around the world each day.

Contacts:

Bus. Dev.: John Esrey, SVP Corporate Development, [email protected]
Press: Natalee Gibson, [email protected], 720-648-5784
Sales: Gabriel Gallegos, SVP Business Development, [email protected]

How they describe themselves: InSpirAVE’s platform inspires people to multiply their savings and fulfill big purchase-goals for life’s special moments — at a time when 30% of consumer purchases are regretted and nearly 1/2-of-us live paycheck-to-paycheck, InSpirAVE’s solution has been cited as a revolutionary “Layaway on Steroids”. Our proprietary Internet-of-Savings® platform empowers users to make responsible purchase-decisions, create personalized financial-plans, and amplify their savings to fulfill purchase-goals end-to-end, without exorbitant debt. Partnering merchants and banks benefit from expanded, engaged customer relationships. Recognized as a Top fintech venture presenting at SXSW in 2016, our Social Impact Mission to #SaveForWhatMatters is part of InSpirAVE’s overall product roadmap to democratize Creation and Capture of Value across P2P networks at scale.

How they describe their product/innovation: The InSpirAVE Internet-of-Savings® platform makes it as easy as 1/2/3. Step 1: Discover merchandise available on our platform from participating Merchants and get objective advice from friends-and-family to make responsible purchase-decisions. Step 2: Create a personalized Savings plan which is multiplied by interest-income, best-offers from merchants, and monetary contributions from friends-and-family. Step 3: Monitor progress towards purchase-goal fulfillment facilitated by our embedded payments-hub capable of both p2p & merchant payments.

No other platform unifies the siloed path-to-purchase InSpirAVE’s patent-pending technology does. The result? Users fulfill their important goals by #SavingForWhatMatters, rather than overly relying on debt or relinquishing the goal as out-of-reach.

Contacts:

Bus. Dev., Press, Sales: Om Kundu, CEO, Founder & Chairman, [email protected], 646-266-6080, @om_kundu