How they describe themselves: Liferay tries to leave a positive mark on the world through business and technology. We make software that helps companies present a single, connected customer experience across web, mobile, in store and connected devices. Our software helps financial institutions meet today’s customer expectations for fluid experiences across channels while laying the foundation for ongoing digital transformation with our flexible platform.

How they describe their product/innovation: Liferay Digital Experience Platform is software to create, manage, and deliver end-to-end banking experiences consistently across every touchpoint including mobile, web, and connected devices. Liferay DXP brings together customer data from disparate systems across the financial institution to support the entire customer relationship. Companies can have a full view of the banking customer and at the same time deliver experiences tailored for that individual into any channel.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Brian Kim, COO, [email protected]
Press: Rebecca Shin, Marketing Communications Manager, [email protected]
Sales: Joshua Asbury, Director of Sales, Americas [email protected]

How they describe themselves: Lidya is Africa’s digital bank, increasing access to finance and credit across the continent. Brick and mortar banking in Africa is expensive to scale, lacks scalable risk assessment tools, and does not target the average consumer. Lidya will help the currently 330 million Africans using the Internet open a bank account in minutes, save, and access credit needed to plan for their families and businesses. Our team has extensive experience scaling consumer internet businesses and have built a world-class platform powered with proprietary algorithms to create access to finance across the African continent. Welcome to the future. Welcome to Lidya!

How they describe their product/innovation: Over 45 million SMEs in Africa do not have access to credit, resulting in a $200 billion credit gap for these businesses. Lack of retail focus and poor data to assess risk makes lending to SMEs almost impossible for traditional banks. Lidya’s first product is a receivables-based loan that will disburse credit to qualified customers in 72 hours vs. up to six months with a traditional bank. Over time, our credit scoring algorithm will build credit profiles for each Lidya SME, allowing them to access higher loan amounts and more affordable financing for good credit scores.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Tunde Kehinde, [email protected]
Press: Philip Peck, [email protected]

How they describe themselves: Lendingfront’s highly sophisticated cloud based platform revolutionizes a bank’s approach to small business lending. Specifically designed to manage the complex nature of small business lending, LF clients can control all aspects of originations, underwriting, and servicing from a single system. LF technology on average helps banks increase the number of approved loans by 30%, decrease processing time from 4 weeks to 1 day and reduce operational costs by 80%.

How they describe their product/innovation: LendingFront provides a platform that automates lending operations by consolidating processes usually conducted by 7 disparate systems. LF provides the application workflow to process loans, the data engine to pull the data for underwriting, the decision engine to assess loan requests, the offer screens to price and set final terms of the loan, the documentation and booking functionality to fund the loan, and the servicing to collect payments.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts:

Bus. Dev.: Jorge Sun, CEO, [email protected]
Press: Jorge Sun, CEO, [email protected]
Sales: Noah Smith, Director of Sales, [email protected]

How they describe themselves: Kore is an enterprise software company established to simplify how people work and customers engage with the brands they trust. The Kore Bots and Messaging platforms support a variety of markets, including but not limited to financial services, insurance, business services, high-tech, retail, healthcare, and franchise.

How they describe their product/innovation: Kore’s robust Bots Platform empowers businesses to build intelligent assistants, similar to Siri, for their own workforce and customers. It also brings secure, consumer-like messaging experiences to the most regulated industries. Kore Bots transform legacy enterprise application and self-service banking interactions into intuitive, personalized, conversational engagements between people and systems. By enabling Kore Bots to chat with bank apps and systems on an employee’s or customer’s behalf, tedious actions get done automatically. Smarter than the average chatbot, Kore Bots deliver relevant alerts, execute actions, generate reports, and even interact with customers. The best part? They work 24/7 and never take vacation.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Contact Kore for more information at [email protected]
Press: Lindsay Sanchez, CMO, [email protected]
Sales: David Schreffler, EVP Sales, [email protected]

How they describe themselves: Over 85% of the billions of mobile subscribers around the world are prepaid with little to no identity, the majority of whom are in emerging markets. Juvo reimagines the prepaid experience by providing financial identity, empowering mobile operators to deepen relationships with subscribers while offering access to life-changing financial services. Since Juvo’s quiet inception in 2014, mobile operators using the company’s Identity Scoring technology have increased subscriber revenue by 10-15%. Juvo’s cloud-based scalability allows mobile operators to go to market in just a few weeks and see immediate rise in revenue.

How they describe their product/innovation: Juvo assigns real-time Identity Scoring to enable access to financial services, moving individuals up the pathway toward financial inclusion. Juvo Identity Stack, the company’s proprietary technology suite, combines consumer internet know-how, sophisticated data science, and game mechanics to identify previously unknown mobile users and encourages engagement with their mobile operator. Additionally, Juvo Identity Stack includes intelligence and reporting tools that offer mobile operators actionable analytics and insights to drive user engagement and growth. The cloud-based solution leverages existing API integration for rapid time-to-market, with a level of scalability that impacts millions around the world each day.

Contacts:

Bus. Dev.: John Esrey, SVP Corporate Development, [email protected]
Press: Natalee Gibson, [email protected], 720-648-5784
Sales: Gabriel Gallegos, SVP Business Development, [email protected]

How they describe themselves: InSpirAVE’s platform inspires people to multiply their savings and fulfill big purchase-goals for life’s special moments — at a time when 30% of consumer purchases are regretted and nearly 1/2-of-us live paycheck-to-paycheck, InSpirAVE’s solution has been cited as a revolutionary “Layaway on Steroids”. Our proprietary Internet-of-Savings® platform empowers users to make responsible purchase-decisions, create personalized financial-plans, and amplify their savings to fulfill purchase-goals end-to-end, without exorbitant debt. Partnering merchants and banks benefit from expanded, engaged customer relationships. Recognized as a Top fintech venture presenting at SXSW in 2016, our Social Impact Mission to #SaveForWhatMatters is part of InSpirAVE’s overall product roadmap to democratize Creation and Capture of Value across P2P networks at scale.

How they describe their product/innovation: The InSpirAVE Internet-of-Savings® platform makes it as easy as 1/2/3. Step 1: Discover merchandise available on our platform from participating Merchants and get objective advice from friends-and-family to make responsible purchase-decisions. Step 2: Create a personalized Savings plan which is multiplied by interest-income, best-offers from merchants, and monetary contributions from friends-and-family. Step 3: Monitor progress towards purchase-goal fulfillment facilitated by our embedded payments-hub capable of both p2p & merchant payments.

No other platform unifies the siloed path-to-purchase InSpirAVE’s patent-pending technology does. The result? Users fulfill their important goals by #SavingForWhatMatters, rather than overly relying on debt or relinquishing the goal as out-of-reach.

Contacts:

Bus. Dev., Press, Sales: Om Kundu, CEO, Founder & Chairman, [email protected], 646-266-6080, @om_kundu

How they describe themselves: identitii’s token technology provides banks with a platform to exchange detailed payment information with no change to legacy systems. identitii uses tokens and a distributed ledger to enrich traditional payments with attributes and documentation. identitii was a participant in the Accenture Fintech Innovation Lab 2015 in Hong Kong, and has launched three proofs of concepts with Top 10 Global banks.

How they describe their product/innovation: identitii creates an information layer that sits above legacy systems to provide enriched information about a payment. identitii’s tokens have multiple benefits for banks including providing better customer experiences. identitii turns traditional payments into enriched payments, including purchase orders, invoices, quotes and more, enabling straight through processing & reduced manual intervention. Attached attributes allow rules based processing of payments, improving compliance with regulators. identitii’s tokens enable banks to “Know Your Transaction” by storing an auditable record of compliance checks & supporting documentation.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts:

Bus. Dev.: Benjamin Buckingham, VP Strategy & Operations, [email protected]

How they describe themselves: IBM offers a wide range of security solutions for the Financial Services industry. IBM Security is helping clients protect their organization against financial fraud as a global leader in enterprise security and a leading provider of advanced financial fraud protection technology. IBM® Security Trusteer® helps organizations detect and prevent the full range of attack vectors responsible for the majority of online, mobile, and cross-channel fraud. IBM Security Trusteer products deliver a holistic, integrated cybercrime fraud prevention platform designed to help prevent the root cause of fraud, improve the customer experience, reduce operational impact, assist in keeping organizations safe, and utilize a global intelligence service.

How they describe their product/innovation: IBM Security Trusteer will demo an innovative trust-based digital banking approach to help create a seamless customer experience through real-time delivery of actionable risk assessments, resolving the tradeoff between easy-to-use services and cumbersome security controls. The demo will feature IBM Trusteer Pinpoint Detect, which continuously and transparently assesses the level of risk and threats to make a determination of customer or fraudster.

Contacts:

Eileen Turner, Trusteer Portfolio Marketing Manager, [email protected]
Bus. Dev.: Shaked Vax, Trusteer Product Strategist, [email protected]
Press: Kelly Kane, IBM Security Media Relations, [email protected]
Sales: Dan Ryan, Trusteer Sales Leader, North America, [email protected]

How they describe themselves: IBM is a cognitive and cloud solutions company headquartered in Armonk, NY. It offers a wide range of technology solutions and consulting services for the Financial Services industry. IBM is helping clients navigate today’s complex and digitally interconnected world by providing pre-built solutions that utilize a broad portfolio of leading cognitive solutions and advanced analytics.

How they describe their product/innovation: The IBM Customer Insight for Banking solution contains advanced pre-built predictive analytics, with both core analytical models and industry-specific customizations to those models. It also includes pre-built industry specific data models and comes with intuitive user interfaces and role-specific dashboards specifically designed for line-of business users. The solution helps fine-tune customer segmentation at a very granular level by analyzing customer transactions, spending behavior and life events.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Boxley Llewellyn, [email protected], 704-770-8652 &
Matt Kinney, [email protected], 980-250-1537
Press: Stephen Millmore, External Relations Analytics, 978-399-7347

How they describe themselves: Our business is driven by a team responsible for business development, and is based on a concept aiming to transform the existing business model of a Japanese regional bank, the Bank of Fukuoka, in order to gain new revenue sources. Our capital is held by the specialized investment firm of the Fukuoka Financial Group, which is one of regional financial groups; the bank has also accepted investments and employees seconded from business partners to develop and expand cross-industry businesses.

How they describe their product/innovation: User Experience: Our PFM is utilized to capture consumers’ behavior and identify customer preferences, which is leveraged provide information on customer needs. Customers are guided through necessary financial support and recommendations on products and coupons. We provide a series of end-to-end services leveraging financial services, which enable customers to satisfy their potential needs as soon as possible.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev., Press & Sales: Teppei Fujiwara, Manager, [email protected]

How they describe themselves: LendingRobot is a robo-advisor registered with the SEC that provides clients an easy-to-use vehicle for steady and predictable asset growth. Utilizing sophisticated machine-learned algorithms, LendingRobot enables clients to maximize their portfolio’s return while saving time. LendingRobot also brings liquidity to Peer Lending by helping clients sell their investments at the best price.

How they describe their product/innovation: LendingRobot introduced Dashboard; the first real-time insight and analytics service for Peer Lending. Dashboard’s intuitive mobile app & web interface allows investors to keep track of their assets across all three three major U.S. marketplaces, wherever the investor happens to be. This service is completely (and forever) free to all investors who manage Peer Lending investments on Lending Club, Prosper, and Funding Circle.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev. & Press Emmanuel Marot, CEO, [email protected]
Sales: Stephen Zentner, Sales & Marketing Manager, [email protected], 425-780-7241