How they describe themselves: James is a one-stop shop for Credit Risk Management that allows you to easily create, validate, deploy, and monitor regulation-ready, high-performing predictive models. We’ll be demoing our platform’s Model Explainability tools that allow modelers to fully explain and interpret models and decisions.

How they describe their product/innovation: We have developed a software to solve the interpretability and explainability needs of a credit scoring machine learning model for lending institutions using the most advanced research in the field and delivering it in a simple UI that gives a modeler all the necessary tools and information that will enable the development of the best possible model.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: João Menano, CEO, [email protected], Yvan De Munck, U.S. Business Development partner, [email protected]
Press: Pedro Fonseca, VP Data Science, Co-Founder & Head of Research, [email protected]

How they describe themselves: Listen, the only thing easier than designing and building your fintech is getting employees to understand it and customers to use it. Heck, build it and they’ll be all over it like stripes on a cheap suit in the rain. That’s why you don’t need Launchfire. You don’t need employees on board with your transformation and you certainly don’t need customers to adopt and use your fancy new tech. Nope, your transformation is in the bag! That’s why you shouldn’t bother checking out our demo or talking to our peeps.

How they describe their product/innovation: Lemonade is a game-based platform designed to turn frontline staff into digital advocates. Using tactics designed to change behavior, Lemonade gives your team the knowledge, tools, and confidence they need to promote and support your digital products.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Romeo Maione, [email protected]
Press: Nicole Titus, [email protected]

How they describe themselves: Lendindex is an online fintech company based in NY, USA and operating globally. The company offers alternative funding to small businesses through a fully- automated lending platform for online lending equipped with a company scoring and loan origination.

Lendindex is also a global business Credit Network based on smart contracts.  Every company in the network, even the smallest companies, has a score and can improve its business score and funding terms by taking and paying back a loan. The loans are available in both FIAT money and cryptocurrencies.

Lendindex’s P2B Credit Network is based on smart contracts and blockchain technology, which enables cross-border lending and brings transparency and reliability to business lending.

How they describe their product/innovation: Lendindex will demo our end-to-end loan application, transactions and business scoring solution, which is powered by proprietary identification, AI scoring, and blockchain technologies.

Lendindex’s loan product is a loan from micro to up to $150,000, the terms are based on a number of data factors, including business volume, industry, location, time in business, transactions, social media activity and the credit score for USA companies.

Lendindex expanded its peer-to-business lending with cryptocurrencies in May 2018,

one of the first companies in the world doing lending transactions in cryptocurrencies. Lendindex also began leveraging blockchain transaction data to calculate score and underwrite cross-border funding.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Press: Milla Bakhareva, CTO, [email protected]

How they describe themselves: LoanScorecard^® is a leading provider of non-agency automated underwriting, loan pricing solutions and loan-loss solutions to meet today’s regulatory challenges and capitalize on current market opportunities. LoanScorecard helps institutions address CFPB regulations through its QM Findings™, the industry’s first qualified mortgage (QM) engine, which has rendered more than 5 million QM findings reports to-date and supports banks and credit unions preparing for the upcoming impacts of CECL.

How they describe their product/innovation: Portfolio Underwriter^® from LoanScorecard is the only underwriting engine that exists outside of the agency box. Portfolio Underwriter enables capital market investors, banks, and credit unions to analyze loan data based on their unique products and specifications in seconds. The easy-to-use engine makes it easier to deploy capital, is more efficient and consistent than manual underwriting, and ensures soundness in mortgage operations in regards to fair lending. Our engine empowers non-QM market leaders and enables new players to enter the space with confidence.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Raj Parekh, Digital Mortgage Strategist, [email protected], (o) 214-710-2706, (m) 469-336-7839
Press: Amy Kauffman, Brand Manager, [email protected]

How they describe themselves: Lomsy is a disruptive credit access business that works through a regulated lender license promoting financial inclusion for low scored Americans. A systemic approach to financial inclusion using data and information.

Through our technology we are building bridges between capital and dreams. A better understanding of the underbanked and underserved people, based on a robust platform, it’s going to allow us to scale up a business model that is sustainable and profitable.

How they describe their product/innovation: Lomsy is an ecosystem designed for people with low credit scores, yet huge potential to be trustable for the System.

Our commitment with our clients obliges us to have a reliable environment through which the client will be evaluated on the basis of fairer criteria, not just on the basis of what traditional scorings determine.

All this within a quick process that allows our clients to apply for a loan in a matter of 5 minutes.

Product distribution strategy: Direct to Consumer (B2C)

Contacts

Bus. Dev.: Enrique Castro, CFO, [email protected], +1 (832) 491 9214
Press: José Ramón Pardinas, CMO, [email protected], +1 (832) 312 2072

How they describe themselves: IdentityMind, the inventor of Trusted Digital Identities, offers a SaaS Platform that builds, maintains and analyzes digital identities worldwide. Our platform allows companies to perform identity proofing, risk-based authentication, regulatory identification, and ultimate detect and prevent synthetic identities, and stolen identities. We extend our platform with transaction monitoring for e-commerce fraud prevention, anti-money laundering, and the counter financing of terrorism (CFT). We continuously validate and risk score digital identities worldwide through patented our eDNA™ technology to ensure global business safety and compliance at customer onboarding and throughout their lifecycle.

How they describe their product/innovation: KYC Plug-in – GDPR-ready: A SaaS-based solution for Fintech companies, ICOs, and traditional financial services institutions looking to adopt a full identity-proofing solution that meets global KYC regulations and simplifies GDPR compliance for KYC processes. The plug-in is a pre-configured, but highly customizable SaaS solution that manages the KYC user experience using a risk-based approach, and that provides the set of reports that auditors and examiners require to assess the regulatory process along with the customer private data (PII) protection functionality required by GDPR.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Gregg Gumbinger, [email protected]
Press: Dan Rampe, [email protected]
Sales: Rao Wu, [email protected]

How they describe themselves: Kasasa is an award-winning financial technology and marketing technology provider that helps more than 800 community financial institutions establish long lasting relationships with millions of consumers  through its branded retail products and marketing automation capabilities. Over the past 14 years, the company has reinvented the entire retail deposit category, and is now reinventing lending through its latest patent-pending offering, Kasasa Loans®. Through innovative products, a national consumer brand, and turnkey solutions and support, Kasasa helps local banks and credit unions compete for their rightful share of the market against the largest banks and digital bank competitors.

How they describe their product/innovation: The Kasasa Loan® is the only loan that lets borrowers pay ahead to reduce debt, and take that extra money back if they need it (we call it a take-back®). Kasasa Loans feature a mobile app that allows borrowers to manage their debt and access take-backs instantly. Kasasa Loans give consumers control of their debt, making the Kasasa Loan the first loan truly developed with the consumer in mind. Kasasa Loans was launched in beta in late 2017, and is now available for banks and credit unions to offer to their consumers.

Product distribution strategy: Through financial institutions

Contacts

Bus. Dev.: John Waupsh, Chief Innovation Officer, [email protected], 512-349-4380
Press: Mallory Wilkerson, Account Associate, William Mills Agency, [email protected], 678-781-3076
Sales: Mike Davis, Chief Sales Officer, [email protected], 512-349-4426

How they describe themselves: Kyndi is building the first Explainable AI™ platform for government, financial services, and healthcare. The Kyndi AI Platform uses machine learning to streamline regulated business processes and offer auditable AI systems. Our product exists because Deep Learning is a “black box” and cannot be used in regulated industries where organizations are required to explain the reasons for any decision.

How they describe their product/innovation: Our platform uses a novel approach to AI, unifying probabilistic and logical methods. This enables organizations to analyze massive amounts of data to create actionable knowledge significantly faster and without having to sacrifice explainability. Kyndi’s Explainable AI™ Platform supports the following solutions: Intelligence, Defense, Compliance (i.e., for financial services and healthcare), and Research. Crucially, the Kyndi AI Platform also helps to mitigate the human bias that can arise in the process of extracting knowledge and answers from data.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Amy Guarino, COO, [email protected], 650-437-7440
Press: Amy Guarino, COO, [email protected], 650-437-7440
Sales: Amy Guarino, COO, [email protected], 650-437-7440

How they describe themselves: B2B: We target like-minded organizations actively seeking mobile apps to better engage their constituents, primarily Millennials, and satisfy social impact objectives:  Financial institutions, who can easily embed our solution within their existing mobile platform; nonprofit w/ a national footprint and local presence; employers; universities; churches.

B2C: 191M smartphone owners using their device to conduct personal financial transactions; 65% of whom are under 35, 80M Millennials in America w/ $200B in annual buying power; 84% made a charitable donation in 2014, 20M Boomer Women w/ ~$10T in annual purchasing power, 22M Hispanics w/ ~$1.5T in buying power.

How they describe their product/innovation: spave® is the only complete financial wellness app that has:

1) a patented 3-way payment process;

2) a self-defined percent applied to each purchase;

3) access to more than 1.5 million accredited nonprofits; and,

4) group/social media integration.

spave® puts control, flexibility and choice into consumers’ hands keeping them engaged and motivated to do better. Moreover, our app introduces an inventive, refreshing, fun experience for users to engage with their finances, one that creatively reinforces positive behaviors through rewards and gamification.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts

Bus. Dev. Press & Sales: Susan Langer, CEO & Founder, [email protected], 715-977-1222

How they describe themselves: Lleida.net is an Electronic Communications Service Provider, and a Telecom Operator in several countries. ISO 27001 certified, the company is listed on the Spanish Alternative Stock Market and has patents in Europe, Asia, America, Africa and GCC. Lleida.net acting as a digital witness, provides eNotification, eContracting and Identity Validation-KYC 2.0 solutions, certifying communications and their contents. Lleida.net paves the way to the companies’ full digitization processes and BlockChain Smart Contracts implementation ensuring full compliance with legal requirements.

Lleida.net solutions point the turnaround for fintech, insurance and energy companies requiring legal guarantees in their online communications and BlockChain projects.

How they describe their product/innovation: Lleida.net eKYC Onboarding service is key for Financial companies willing to sign contracts in just a few steps, ensuring legal validity and adding KYC onboarding process via web.

eKYC Onboarding is the conjunction of two of our services: Click & Sign, our eContracting platform, and eKYC Video, our state-of-the-art video recorded solution for KYC processes. Joining these leader technologies on their fields, we bring a powerful, fast, customizable and easy to integrate onboarding solution that is easy to use for your customers.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Eduard Salla, Chief Business Development Officer, [email protected]

How they describe themselves: When extreme data requires companies to act with unprecedented agility, Kinetica powers business in motion. Kinetica is the instant insight engine for the extreme data economy. Across healthcare, energy, telecommunications, retail, and financial services, enterprises utilising new technologies like connected devices, wearables, mobility, robotics, and more can leverage Kinetica for machine learning, deep learning, and advanced location-based analytics that are powering new services. Kinetica’s accelerated parallel computing brings thousands of GPU cores to address the unpredictability and complexity that result from extreme data. Kinetica has a rich partner ecosystem, including NVIDIA, Dell, HP, and IBM, and is privately held, backed by leading global venture capital firms Canvas Ventures, Citi Ventures, GreatPoint Ventures, and Meritech Capital Partners.

How they describe their product/innovation: Financial institutions can use Kinetica to perform risk calculations on demand using the most up-to-the-moment data with sub-second speed. The speed and quality of information gives financial institutions deeper insight into their exposures, enabling them to rapidly adjust positions and reduce risk. Additionally, high-frequency trading firms, traditional asset managers, and traditional lending institutions can use Kinetica to measure risk, spot customer behavioral patterns, and discover up-sell opportunities.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts

Bus. Dev.: Chris Prendergast, VP Alliances, [email protected]
Press: Michele Nemschoff, VP Marketing, [email protected]
Sales: James Mesney, Principal Solutions Engineer, EMEA, [email protected]

How they describe themselves: We are a team of Fintech and AI professionals focused on development risk analytics solutions for the financial industry. Our key product, JuicyScore, is a risk analytics platform built on the open API, with a proprietary online seamless identification solution providing a wide range of online predictors and benchmarks. Our international experience shows that online behaviour data along with anti-fraud markers are substantially improving risk assessment, reducing fraud losses and increasing approval rates. And we are proud to say that we have clients who are outperforming the market 2+ times.

How they describe their product/innovation: JuicyScore is the risk analytics platform built on the open API that creates substantial advantage to Financial Organizations:

• online risk assessment and fraud prevention based on the proprietary machine learning solution
• 200+ predictors available via API
• 30+ key risk benchmarks
• device identification based on 19 different seamless web identification approaches
• no personal / contact data is used

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Pavel Bolshakov, CEO, [email protected], Filipp Kondrashov, [email protected]
Press: Tatiana Bezruchenko, [email protected]
Sales: Pavel Bolshakov, CEO, [email protected], Alexander Akhlomov, CPO, [email protected]