How they describe themselves: IdentityMind, the inventor of Trusted Digital Identities, offers a SaaS Platform that builds, maintains and analyzes digital identities worldwide. Our platform allows companies to perform identity proofing, risk-based authentication, regulatory identification, and ultimate detect and prevent synthetic identities, and stolen identities. We extend our platform with transaction monitoring for e-commerce fraud prevention, anti-money laundering, and the counter financing of terrorism (CFT). We continuously validate and risk score digital identities worldwide through patented our eDNA™ technology to ensure global business safety and compliance at customer onboarding and throughout their lifecycle.

How they describe their product/innovation: KYC Plug-in – GDPR-ready: A SaaS-based solution for Fintech companies, ICOs, and traditional financial services institutions looking to adopt a full identity-proofing solution that meets global KYC regulations and simplifies GDPR compliance for KYC processes. The plug-in is a pre-configured, but highly customizable SaaS solution that manages the KYC user experience using a risk-based approach, and that provides the set of reports that auditors and examiners require to assess the regulatory process along with the customer private data (PII) protection functionality required by GDPR.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Gregg Gumbinger, [email protected]
Press: Dan Rampe, [email protected]
Sales: Rao Wu, [email protected]

How they describe themselves: Kasasa is an award-winning financial technology and marketing technology provider that helps more than 800 community financial institutions establish long lasting relationships with millions of consumers  through its branded retail products and marketing automation capabilities. Over the past 14 years, the company has reinvented the entire retail deposit category, and is now reinventing lending through its latest patent-pending offering, Kasasa Loans®. Through innovative products, a national consumer brand, and turnkey solutions and support, Kasasa helps local banks and credit unions compete for their rightful share of the market against the largest banks and digital bank competitors.

How they describe their product/innovation: The Kasasa Loan® is the only loan that lets borrowers pay ahead to reduce debt, and take that extra money back if they need it (we call it a take-back®). Kasasa Loans feature a mobile app that allows borrowers to manage their debt and access take-backs instantly. Kasasa Loans give consumers control of their debt, making the Kasasa Loan the first loan truly developed with the consumer in mind. Kasasa Loans was launched in beta in late 2017, and is now available for banks and credit unions to offer to their consumers.

Product distribution strategy: Through financial institutions

Contacts

Bus. Dev.: John Waupsh, Chief Innovation Officer, [email protected], 512-349-4380
Press: Mallory Wilkerson, Account Associate, William Mills Agency, [email protected], 678-781-3076
Sales: Mike Davis, Chief Sales Officer, [email protected], 512-349-4426

How they describe themselves: Kyndi is building the first Explainable AI™ platform for government, financial services, and healthcare. The Kyndi AI Platform uses machine learning to streamline regulated business processes and offer auditable AI systems. Our product exists because Deep Learning is a “black box” and cannot be used in regulated industries where organizations are required to explain the reasons for any decision.

How they describe their product/innovation: Our platform uses a novel approach to AI, unifying probabilistic and logical methods. This enables organizations to analyze massive amounts of data to create actionable knowledge significantly faster and without having to sacrifice explainability. Kyndi’s Explainable AI™ Platform supports the following solutions: Intelligence, Defense, Compliance (i.e., for financial services and healthcare), and Research. Crucially, the Kyndi AI Platform also helps to mitigate the human bias that can arise in the process of extracting knowledge and answers from data.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Amy Guarino, COO, [email protected], 650-437-7440
Press: Amy Guarino, COO, [email protected], 650-437-7440
Sales: Amy Guarino, COO, [email protected], 650-437-7440

How they describe themselves: B2B: We target like-minded organizations actively seeking mobile apps to better engage their constituents, primarily Millennials, and satisfy social impact objectives:  Financial institutions, who can easily embed our solution within their existing mobile platform; nonprofit w/ a national footprint and local presence; employers; universities; churches.

B2C: 191M smartphone owners using their device to conduct personal financial transactions; 65% of whom are under 35, 80M Millennials in America w/ $200B in annual buying power; 84% made a charitable donation in 2014, 20M Boomer Women w/ ~$10T in annual purchasing power, 22M Hispanics w/ ~$1.5T in buying power.

How they describe their product/innovation: spave® is the only complete financial wellness app that has:

1) a patented 3-way payment process;

2) a self-defined percent applied to each purchase;

3) access to more than 1.5 million accredited nonprofits; and,

4) group/social media integration.

spave® puts control, flexibility and choice into consumers’ hands keeping them engaged and motivated to do better. Moreover, our app introduces an inventive, refreshing, fun experience for users to engage with their finances, one that creatively reinforces positive behaviors through rewards and gamification.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts

Bus. Dev. Press & Sales: Susan Langer, CEO & Founder, [email protected], 715-977-1222

How they describe themselves: Lleida.net is an Electronic Communications Service Provider, and a Telecom Operator in several countries. ISO 27001 certified, the company is listed on the Spanish Alternative Stock Market and has patents in Europe, Asia, America, Africa and GCC. Lleida.net acting as a digital witness, provides eNotification, eContracting and Identity Validation-KYC 2.0 solutions, certifying communications and their contents. Lleida.net paves the way to the companies’ full digitization processes and BlockChain Smart Contracts implementation ensuring full compliance with legal requirements.

Lleida.net solutions point the turnaround for fintech, insurance and energy companies requiring legal guarantees in their online communications and BlockChain projects.

How they describe their product/innovation: Lleida.net eKYC Onboarding service is key for Financial companies willing to sign contracts in just a few steps, ensuring legal validity and adding KYC onboarding process via web.

eKYC Onboarding is the conjunction of two of our services: Click & Sign, our eContracting platform, and eKYC Video, our state-of-the-art video recorded solution for KYC processes. Joining these leader technologies on their fields, we bring a powerful, fast, customizable and easy to integrate onboarding solution that is easy to use for your customers.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Eduard Salla, Chief Business Development Officer, [email protected]

How they describe themselves: When extreme data requires companies to act with unprecedented agility, Kinetica powers business in motion. Kinetica is the instant insight engine for the extreme data economy. Across healthcare, energy, telecommunications, retail, and financial services, enterprises utilising new technologies like connected devices, wearables, mobility, robotics, and more can leverage Kinetica for machine learning, deep learning, and advanced location-based analytics that are powering new services. Kinetica’s accelerated parallel computing brings thousands of GPU cores to address the unpredictability and complexity that result from extreme data. Kinetica has a rich partner ecosystem, including NVIDIA, Dell, HP, and IBM, and is privately held, backed by leading global venture capital firms Canvas Ventures, Citi Ventures, GreatPoint Ventures, and Meritech Capital Partners.

How they describe their product/innovation: Financial institutions can use Kinetica to perform risk calculations on demand using the most up-to-the-moment data with sub-second speed. The speed and quality of information gives financial institutions deeper insight into their exposures, enabling them to rapidly adjust positions and reduce risk. Additionally, high-frequency trading firms, traditional asset managers, and traditional lending institutions can use Kinetica to measure risk, spot customer behavioral patterns, and discover up-sell opportunities.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts

Bus. Dev.: Chris Prendergast, VP Alliances, [email protected]
Press: Michele Nemschoff, VP Marketing, [email protected]
Sales: James Mesney, Principal Solutions Engineer, EMEA, [email protected]

How they describe themselves: We are a team of Fintech and AI professionals focused on development risk analytics solutions for the financial industry. Our key product, JuicyScore, is a risk analytics platform built on the open API, with a proprietary online seamless identification solution providing a wide range of online predictors and benchmarks. Our international experience shows that online behaviour data along with anti-fraud markers are substantially improving risk assessment, reducing fraud losses and increasing approval rates. And we are proud to say that we have clients who are outperforming the market 2+ times.

How they describe their product/innovation: JuicyScore is the risk analytics platform built on the open API that creates substantial advantage to Financial Organizations:

• online risk assessment and fraud prevention based on the proprietary machine learning solution
• 200+ predictors available via API
• 30+ key risk benchmarks
• device identification based on 19 different seamless web identification approaches
• no personal / contact data is used

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Pavel Bolshakov, CEO, [email protected], Filipp Kondrashov, [email protected]
Press: Tatiana Bezruchenko, [email protected]
Sales: Pavel Bolshakov, CEO, [email protected], Alexander Akhlomov, CPO, [email protected]

How they describe themselves: ITSector is a company specialized in credit solutions and digital transformation for Financial Institutions., with projects in more than 20 countries. Our Credit Platform ITSCREDIT contains several modules, such as, FlowCredit – Credit Origination, Unified Calculators, Collaterals Management, Collections, Corporate Risk Analysis. The solutions are omni-channel based, with multi-product centralized management, covering all credit cycle, with full automated processes (100% online credit for customers and non-customers), with API availability for Open banking integration.

With over 12 years of experience, ITSector has more than 400 staff within 5 main technological centres. We have offices in 7 different countries and, last year, worked with over 40 financial institutions globally.

How they describe their product/innovation: Within ITSector Credit Platform ITSCREDIT a new B2B Services and Full Credit Process Control is launched, that allows Financial and Credit institutions to provide products in a new and Innovative way. It will provide services such as:

• Instant Credit To non-clients: The platform provides modules to enable institutions and partners means to grant instant credits to non-clients of the institution.
• Online Payments using Instant Credit: Provides services and widgets to allow online merchants different payment means.
• Provide credit using Instant Credits: The credit functionalities are open to partners through APIs that can integrate within its business model.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts

Bus. Dev.: Sara Martins, Bus. Dev.,  [email protected], +351 910 122 924
Press: Maria Domingues, Head of Marketing, [email protected], +351 926 392 121
Sales: Filipe Catalão, Head of Sales, [email protected], +351 962189906

How they describe themselves: Intelligent Environments provides financial service organisations with the ability to transform their digital customer experience.

We do this through Interact®, our powerful software platform, whose pre-built components enable our clients to deliver customised solutions to market quickly.

By integrating into any core banking system and Fintech ecosystem, we bring together the functionality to improve the customer experience, accelerate growth, optimise costs and manage risk.

We are the chosen partner of four of the UK’s five largest banks and have deployed Interact in 28 countries.

We were recognised as one of the world’s “most significant providers” in the Q3 2017 Forrester Wave for Digital Banking Engagement Platforms.

How they describe their product/innovation: Interact Collect – a digital-first approach to consumer debt collection that finally rewires the debt recovery and reconciliation process for the digital world.

Not only does it offer a low stress, non-confrontational collection environment, but it is also proven to increase collections performance (by collecting payments at any time of day) and reduce call centre costs (by enabling customer self-service).

Interact Collect is perfect for any organisation that would benefit from enhancing their receivables process.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Randolph McFarlane, Head of Sales & Partnerships, [email protected]

Press: Bruno Almeida, Head of Marketing, [email protected]

How they describe themselves: ING Bank Śląski is one of the largest banks in Poland which aims at providing the best user experience for customers – responding to their behaviours, following market trends and implementing value-added services. The bank consistently delivers on its business strategy, which consists in increasing the scale of operations through welcoming clients and offering convenient and state-of-the art solutions. ING’s wide portfolio of beyond banking products and services for businesses include:

– accounting services

– an e-commerce platform (ALEO)

– an innovative reversed factoring solution.

Online insurance for businesses is the latest addition to this offer, as a reflection of ING’s drive for innovation.

How they describe their product/innovation: Online insurance for SME and Mid-Corp Clients is a simple, self-service and 24/7 offer. The wide range of policies includes the insurance of assets against fire and other perils, theft, insurance of electronic equipment against theft, damage and data loss, as well as business third party liability insurance. All the client needs is access to ING Business, the internet banking system, where a click of the button is enough to protect his business.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Sales: Adam Glodek, Head of SME MC Management Agile Center, [email protected]
Iwona Ziolkowska, Product Development Principal Expert, [email protected]
Press: Ewa Szerszen, Deputy Press Spokesperson, [email protected]

How they describe themselves: IBM offers one of the most advanced and integrated portfolios of enterprise security products and services. IBM Security is helping clients protect their organization against financial fraud as a global leader in enterprise security and a leading provider of advanced financial fraud protection technology. IBM Trusteer® helps organizations protect against digital identity fraud by detecting sophisticated criminal activity across digital channels with cognitive technology and advanced  analytics, combined with human security expertise.

How they describe their product/innovation: IBM Trusteer will demo an innovative trust-based digital banking approach to new account fraud detection that will transparently assess and predict the risk for new account fraud. The demo will feature IBM Trusteer New Account Fraud and IBM Trusteer Pinpoint Detect, which continuously and transparently assess the level of risk and threats to make a determination of customer or fraudster.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Sales: Nicolas Meyerhoffer, Trusteer Global Sales Director, [email protected]
Press: Kelly Kane, IBM Security Media Relations, [email protected]

How they describe themselves: iProov is a rapidly expanding London-based business, whose mission is to authenticate online and mobile users in an extremely easy, highly secure and device independent way. iProov addresses the need by means of face verification, and its focus on effective spoof prevention as the core challenge for this technology has made it the market leader. Its uniquely effective liveness technology, coupled with its very high performance face matcher, are today used for authenticating users to their ID documents in a range of onboarding and KYC applications, and for online access control.

How they describe their product/innovation: iProov’s ID-Matcher authenticates online mobile users to their identity documents. It uses selfie face matching, protected by iProov’s unique anti-spoofing technology, to authenticate users against their photo ID image, read from their document by means like ReadID NFC contactless digital download. Until now such capabilities required an app to be installed on the mobile device. iProov is demonstrating ID-Matcher Instant, the world’s first app-less secure mobile onboarding solution, and a new patented capability to use a personal device as a separate authentication channel, for PSD2 SCA, ATM authentication or for physical access.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: [email protected]
Press: Andrew Bud, CEO, [email protected]