FinovateSpring 2025 – Kaian

FinovateSpring 2025 – Kaian

How they describe themselves: Kaian.io helps credit unions and banks reduce bill payment stress for their customers and members, deepen direct deposit relationships, and boost member lifetime value. We integrate seamlessly into digital banking, using real-time data to deliver smarter support and engagement for financially stressed members.

How they describe their product/innovation: Spot My Bill is Kaian’s proactive bill support tool that identifies income gaps and delivers real-time, conversational help when people fall short. It incentivizes and enables seamless direct deposit and bill pay switching to the financial institution, boosting customer and member lifetime value by up to 400%.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Eric Gildenhuys (Sales Strategy), [email protected]
Press: Ali Ghoraishi (CEO), [email protected], 949-419-7373

FinovateSpring 2025 – Intellect Design

FinovateSpring 2025 – Intellect Design

How they describe themselves: Intellect Design Arena, a global leader in financial technology, offers over 30 years of expertise in transforming banking operations. Our comprehensive suite of solutions spans Wholesale Banking, Consumer Banking, Treasury, Capital Markets, and Insurance, enabling real-time, intelligent payments that improve efficiency and customer experience. Serving over 325 clients in 57 countries, we help banks modernize infrastructure, reduce costs, and stay competitive in the digital age. Learn more: https://www.intellectdesign.com/.

How they describe their product/innovation: Codexa is a no-code platform that enables banks to quickly build and launch fully functional, role-based digital journeys for corporate clients. With seamless integration of UI, APIs, and data models, Codexa eliminates the need for developers or IT involvement, accelerating the digital transformation process. Its user-friendly, end-to-end solution empowers banks to deliver faster, more efficient digital experiences, reducing time-to-market and operational complexity while enhancing customer satisfaction and business agility.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Ravi Pandit (EVP), [email protected], 917-685-9287
Press: Ritwik Mohanty (Assistant VP – Marketing), [email protected], +91 8080206605

FinovateSpring 2025 – Instarails

FinovateSpring 2025 – Instarails

How they describe themselves: Instarails is a powerful global payment network infrastructure that helps financial institutions and businesses attract and retain more clients while accelerating revenue growth. We revolutionize cross-border payments with our instant, affordable network spanning 150 countries, 70+ currencies worldwide. Our white-label solution delivers low costs with built-in compliance and security while preserving your brand experience-deployed in weeks, not months.

How they describe their product/innovation: Our demo will showcase instant payments to Mexico bank accounts and Brazil PIX:

  • Real-time AML compliance screening for both senders and recipients
  • Intelligent fraud detection with portal and mobile notifications
  • Efficient batch payment processing capabilities
  • Comprehensive analytics dashboard

Instarails enables financial institutions and businesses to manage international payments with unprecedented speed, security, and visibility while maintaining regulatory compliance.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Yamini Sagar (CEO & Founder), [email protected], 404-314-2131

FinovateSpring 2025 – Layerup

FinovateSpring 2025 – Layerup

How they describe themselves: Financial institutions use Layerup’s voice AI agents for inbound and outbound calls such as support calls, collection calls, loan servicing calls, and more.

Today, most financial institutions struggle to rely on manual phone calls, BPOs, call centers, or brittle IVR systems. This results in higher headcount, lower deposits, and lower collection rates.

Layerup allows you to reach hundreds of borrowers at once, provide 24/7 support, increase recovery rates, increase deposits, and improve customer experience instead of relying on manual outreach.

How they describe their product/innovation: Layerup’s voice AI agents are purpose-built for financial institutions to transform their call center operations.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Arnav Bathla (Founder/CEO), [email protected]

FinovateSpring 2025 – Illuma

FinovateSpring 2025 – Illuma

How they describe themselves: Illuma is a fintech company headquartered in Plano, Texas. Illuma is a leader in real-time voice authentication and fraud prevention for financial institutions. Its flagship solution, IllumaSHIELD™, uses AI-powered voice biometrics to deliver secure, seamless authentication, reducing fraud risks while improving efficiency in contact centers. Recognized at FinovateSpring, FinovateFall, and VentureTech, we are also the exclusive provider for CUNA Strategic Services with endorsements in 34 states.

How they describe their product/innovation: With the growth of Generative AI, there are several available tools that can create synthetic voices with ease. Financial institutions and their account holders are concerned about voice cloning tools being used by bad actors to execute account takeovers via a simple phone call to an unsuspecting contact center agent. We will showcase Illuma’s deepfake countermeasures to protect FIs against such deepfake attacks, and continue to keep banking over the phone easy and secure.

Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Amy Travers (VP of Sales), [email protected], 407-576-5909
Press: Milind Borkar (Founder & CEO), [email protected], 972-217-7106

FinovateEurope 2025 – Intuitech

FinovateEurope 2025 – Intuitech

How they describe themselves: Intuitech is a pan-European financial technology studio with ~200 digital experts specializing in custom software and AI development for finance (including Fortune 500 companies). Pioneering Gen AI-powered banking and insurance solutions, Intuitech utilizes agentic networks to automate complex workflows, maximizing efficiency and elevating the customer experience. One of our solutions is the first, GenAI-based conversational mortgage assistant, live at an EU bank with 10k+ monthly conversations, 99%+ accuracy and no breaches. And we don’t stop here…

How they describe their product/innovation: Our Loan Origination Agent is designed to automate 95% of the mortgage workflow, reducing origination time to minutes from document upload to disbursement with the following functionalities:

  • Processing and validating any unstructured documents (e.g., real-estate purchasing agreements) in real-time
  • Autonomously routing and drafting emails (client, internal)
  • Resolving issues and completing actions based on complex rule sets autonomously
  • Providing a transparent human-in-the-loop framework with full step-by-step observability

Product distribution strategy: Direct to Business (B2B), Licensed

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Balint Kis (Chief Business Development Officer), [email protected], +36703798654

FinovateEurope 2025 – Light Frame

FinovateEurope 2025 – Light Frame

How they describe themselves: Light Frame is a Swiss-American wealth technology company founded in January 2024 by Schuyler Weiss and Mathieu Clement, respectively the founding CEO and the former CIO and COO of the Swiss private bank Alpian. The company operates from its offices in Lausanne (VD), Switzerland, and Providence (RI), USA, with all technology development taking place at its Swiss premises. The company’s vision is to build the most advanced, capable, and secure technology systems for private banks, wealth management firms, and banks offering brokerage services.

How they describe their product/innovation: Oaken is the world’s first cloud-native, API-first, AI-enabled Core Banking System designed specifically for private banks, wealth management firms, and brokerage banks. This proprietary core system weaves together modern technology, intelligent functional design, and advanced security capabilities with the full suite of investment and banking functionalities required by the Wealth industry. The result: simplified onboarding and maintenance, improved and automated operations, streamlined costs, elevated intelligence, and accelerated innovation.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Community banks

Contacts:

Bus. Dev. & Press: Schuyler Weiss (CEO), [email protected], +1 401-230-5180

FinovateEurope 2025 – Keyless

FinovateEurope 2025 – Keyless

How they describe themselves: Keyless is the leader in privacy-preserving biometric authentication, trusted by banks, fintechs, crypto platforms, and gaming companies to reduce account takeovers, secure high-risk actions, and improve operational efficiency. Available via app and web, its unique Zero-Knowledge Biometrics™ technology delivers multi-factor authentication in one glance in 300 milliseconds without storing biometric data anywhere. Keyless is ISO 27001 and ISO 30107 accredited and is the only company to hold both FIDO Biometrics and FIDO2 certifications.

How they describe their product/innovation: We will demonstrate self-service account recovery using facial biometrics, eliminating the need for call centers or OTPs. Users can securely regain account access with a simple glance, combining device and facial authentication for MFA, without relying on phishable knowledge or possession factors.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Licensed

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Francisco Martins (UKI Sales Director), [email protected]
Press: [email protected]

FinovateEurope 2025 – Intrepid Fox

FinovateEurope 2025 – Intrepid Fox

How they describe themselves: Intrepid Fox uses GenAI to make KYC 10× faster for banks and fintechs. Our AI-powered document collection streamlines onboarding, cutting 90% of back-and-forth, saving time and money. Founded in early 2024 in London, we’ve gained strong traction with paying customers and initial revenue. Expanding into AI agents for broader tasks, we aim to be the global leader in automated document collection and KYC management.

How they describe their product/innovation: Intrepid Fox AI Agents accelerate business customer onboarding for banks and fintechs by 10×. We’ll showcase how our agents instantly process documents and engage in value-added interactions, cutting follow-ups by 90% and reducing KYC operational load by 30-50%. Our system will demonstrate how it enriches collected data from online/open sources and delivers it via a highly functional, interactive dashboard-empowering onboarding teams with actionable insights.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Roman Zilber (CEO), [email protected], +447493047757

FinovateEurope 2025 – ID-Pal

FinovateEurope 2025 – ID-Pal

How they describe themselves: ID-Pal enables any business to verify the identity of their customers in real-time using a suite of document, database, and biometrics checks. Built on a highly configurable SaaS solution, you can go live on the same day without requiring integration or development work. It’s also available via API, SDK, or on the Salesforce App Exchange, serving over 400 customers globally.

How they describe their product/innovation: ID-Pal’s award-winning platform uses 100% AI-powered technology for real-time identity verification, trusted by organisations worldwide. The cutting-edge solution effectively detects AI-generated documents, deepfakes, and injection attacks, delivering advanced fraud detection with zero access to customer data. ID-Pal streamlines AML and KYC processes into a single compliant flow, ensuring a robust audit trail.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Joan Robinson (SDR), [email protected], +353 (0)1-556-3225
Press: Emma Hayes (Marketing Executive), [email protected], 0857285342

FinovateFall 2024 – illuminote

FinovateFall 2024 – illuminote

How they describe themselves: illuminote addresses the flaws in the outdated legal system, which struggles with verifying the authenticity of paper-based legal documents like Trusts. The DARCi Registry allows these records to be authenticated, registered, and protected, minimizing the risks preventing litigation and reducing manual review expenses for companies while ensuring robust security for client data and protecting families’ legacies.

How they describe their product/innovation: The DARCi Registry is the first platform that digitally controls assent by securely authenticating, registering, and protecting legal records. It allows individuals and organizations to securely register their Trusts, authenticate all records, protect against unwanted changes, reduce the cost of inheritance disputes, and create an immutable audit trail of all records and amendments. Financial institutions can immediately authenticate their clients’ Trusts without expensive tech integrations while fully complying with Global Data Privacy and industry regulations.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Claire Eberts (SVP, Sales & Business Development), [email protected], 614-309-3410
Press: [email protected], 707-525-0404

FinovateFall 2024 – iDENTIFY

FinovateFall 2024 – iDENTIFY

How they describe themselves: iDENTIFY unifies data across disparate data silos with Snowflake Implementation combined with packaged modules for easy mapping and ingestion of banking data sources.

How they describe their product/innovation: iDENTIFY is a cutting-edge data validation tool designed specifically for banks and credit unions. It streamlines the process of verifying and validating data from multiple sources, ensuring accuracy and compliance. By integrating seamlessly with existing systems, iDENTIFY makes complex data transparent, usable, and reliable in real-time. Its quick implementation and robust validation capabilities reduce risks and enhance decision-making, making it an essential solution for financial institutions.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Lee Easton (President), [email protected], 918-521-6832
Press: Jamie Villagracia (Head of Operations, Finance & Administration), [email protected], 918-319-9032