How they describe themselves: Lleida.net, an electronic communications service provider, focuses its main business on electronic notification and electronic contracting services, combining ease of use with legal validity. Acting as a trusted third party, it provides evidence of the content and the parties involved in the processes, thus being the platform for fintech companies requiring immediacy and assuring all legal guarantees.

SATEC is a multinational that integrates highly specialised technological solutions in advanced services, associated with diverse advanced engineering technologies. They cooperate with their clients to innovate their processes, resources and technologies thereby contributing to change productivity and business competitiveness.

How they describe their product/innovation: TopayZ is a Virtual Banking Enabler that puts together in a hub, on one hand niche markets as unions or collectives (as a customers), and on the other hand, banks and fintechs (as financial services providers) giving a tailored financial service experience allowed by IA front (Cognitive algorithms that tailored the front experience). TopayZ has integrated the certifier services of Lleida.net to assure the legal validity of all transactions made on the platform.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Bus. Dev.: Eduard Salla, Chief Business Development Officer, [email protected] & Jose Ignacio Vences Benito, Head of Business Development,  [email protected]
Sales: Viviana Company, Business Executive EMEA & Customer Service, [email protected] & Francesc Lloveras, Business Executive EMEA, [email protected] & Alex G-Argudo, CEO, TopayZ, Head of Banking & Insurance at Satec., [email protected]

How they describe themselves: Leondrino Exchange´s vision is to become the most trusted issuer and administrator of private branded currencies called Leondrino. We give companies the opportunity to create their self-sustaining circular economy with their own branded currency. It improves the economics of customer acquisition and customer retention and enables fund-raising by monetizing a growing customer base very early. Investors – from forward-thinking individuals to professional investors –  get a new alternative commodity that is backed by the business of the associated company. In contrast to unbacked cryptocurrencies, the currency supply is managed by the Leondrino Algorithm based on a monetary policy agreed upon between Leondrino Excange and the company.

How they describe their product/innovation: Leondrino Exchange is presenting its new Leondrino Wallet. This mobile wallet is specifically designed to handle multiple Leondrino Currencies during their full lifecycle – from the initial token phase, via the restricted coin phase, up to the fully tradable currency phase. It can be linked to accounts of banks and external exchanges and will be extended to a PFM.

Leondrino Wallet will also be available as a white label solution.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contact

Bus. Dev.: Peter Reuschel, COO, [email protected]
Press: Sandra Leonie Ritter, CEO, [email protected]
Sales: Mark Wallin, EVP Sales US, [email protected]

How they describe themselves: Lender Price is automating mortgage originations through the employment of advanced technology and intuitive user interfaces. Lender Price is designed to optimize lenders’ ability to analyze pricing in real-time by removing blind spots across all loan programs and competitors, allowing lenders to optimize their strengths and improve market share. Lender Price allows lenders to focus on what they do best by removing the burden of technology development and management. Lender Price aims to improve the mortgage experience for all industry stakeholders, from the consumer to the market maker.

How they describe their product/innovation: Lender Price is the most dynamic mortgage pricing & product eligibility engine (PPE) complete with full mobile functionality, advanced business intelligence, and analytics. Lender Price’s versatility allows correspondent lenders, banks, and credit unions to manage products, pricing, and eligibility for all mortgage types (conforming, non-conforming, Non-QM, and specialty loans). Lender Price provides powerful performance through innovative features including customized workflows, user and product level tracking, compliant pricing by MSA, automated compliance checks, margin management, lock desk, and secondary marketing management.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contact

Bus. Dev. & Sales: [email protected], 626-486-0171
Press: Dawar Alimi, CEO & Co-Founder, [email protected]

How they describe themselves:

Emails, phone calls and websites have been the tools businesses rely on to interact with customers—but mobile has changed everything.  Mobile messaging is the preferred user interface that the world now embraces and is essential for today’s business.

Layer is the first customer conversation platform that makes it easy for you to create a branded and differentiated communication experience.  With messaging at the core, you can aggregate other communication channels, chatbots, applications, and analytics to create a unified customer experience—one that helps you close sales faster, support customers more effectively, and delight people at all stages of the customer journey.

How they describe their product/innovation: 

Layer provides a customer conversation platform that helps financial institutions leverage messaging to increase engagement with the modern, mobile consumer. The financial industry has struggled to minimize attrition rates as consumers demand mobile communications—but Layer helps companies engage with mobile users in their comfort zone to increase customer lifetime value.

This demo will show financial institutions how to delight mobile customers by offering convenient ways to get financial advice, wealth management counseling, customer support and more. With a seamless mix of AI and human engagement, your branded customer experience will satisfy demand for greater convenience in financial services.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contact

Bus. Dev.: John Montgomery
Press: Ivy Montgomery
Sales: Bill Hu, [email protected]

How they describe themselves:  Jumio, the creator of Netverify® Trusted Identity as a Service, enables businesses to reduce fraud and increase customer conversions while providing a seamless customer experience. With Netverify Trusted Identity as a Service customers have a complete identity verification solution that can be tailored to fit their specific business requirements. Netverify Trusted Identity as a Service combines ID verification, identity verification including biometric facial recognition, and  document verification all designed to ensure the physical identity matches the real world identity. Jumio’s solutions are used by leading companies in the financial services, sharing economy, higher education, retail, travel and online gaming sectors.

How they describe their product/innovation: Netverify® Trusted Identity as a Service (TIaaS) continues to advance identity verification with the industry’s first web and mobile document verification solution, Netverify Document Verification. Netverify Document Verification users can scan folded, wrinkled, or even crumpled documents and the data is extracted with near-flawless results. Netverify Document Verification solves the current expensive and error-prone manual processes businesses use to extract and compare names and addresses from secondary documents such as utility bills and bank statements to comply with Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Press: Michelle Schofield, Head of Global Marketing, [email protected]
Sales: Robert Prigge, Chief Revenue Officer, [email protected]
Johnson Ha, Head of Financial Services, [email protected]

How they describe themselves: INSTO employs 15 passionate team members across the US and in Taipei, Taiwan. Our tireless team is forging partnerships with banks all over the world to broaden the reach of our novel service. Additionally, we have been reaching out to the community to help other startups and small businesses make their products and services more affordable with INSTO. Early adopters, especially independent merchants and small businesses, have jumped at the ability to offer installment plans with minimal setup or upkeep. Our goal is to bring installment financing to anyone and everyone with our unique payment technology.

How they describe their product/innovation: INSTO is the world’s first app that lets anyone pay or bill in installments. INSTO enables interest-free installment plans by facilitating the setup of fully customizable plans and automating the resulting payments. An optional premium guarantee protects against buyer defaults. Buyers and sellers use the same app, and anyone can buy or sell. INSTO is the only platform that enables true P2P installment financing.

Additionally, INSTO is the easiest way to schedule automatic payments for recurring services. Use INSTO for piano lessons, rent, and everything in between.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Press: Rosanna Hsu, Marketing Lead, [email protected], 415-900-6179

How they describe themselves: Infocorp is an established and growing fintech specialist offering an omnichannel banking platform characterized by an innovative, inspiring and seamless costumer experience. We focus on designing, implementing and integrating solutions for banks employing conversational AI, Machine Learning, voice recognition, chatbots and many other digitally future-proofed technologies. Besides the traditional digital channels, our omnichannel banking platform includes Twitter and Facebook Banking, P2P payments, mobile and responsive web banking. To ensure constant innovation, we incubate fintech start-ups in house, through IC Ventures, such as Prezta, MonkeyLearn and Lynkos.

How they describe their product/innovation: IC Campaigns is a powerful and advanced platform to coordinate marketing and commercial actions through all the available channels providing true omnichannel intelligence allowing identifying the best possible next action for every single client. This online marketing orchestrator module is already a step ahead of omnichannel banking, seamless user experience and time- to-results needs of modern financial institutions. Our platform allows you to set up shorter cycled and more agile marketing campaigns in a complete, immediate and interactive way with proven and increased convertion rates and therefore with higher RoI. Use your channels to boost your financial activities, increase your selling volume and reinforce your clients’ loyalty.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contact

Bus. Dev.: Ana Inés Echavarren, CEO Banking, [email protected]
Press: Paula Villamarin, Marketing Manager, [email protected]

How they describe themselves: ID.me provides a digital Identity Gateway designed to empower individuals to prove their identity online while controlling how their personal data is shared. ID.me provides identity verification services to well-known organizations, including: USAA, Under Armour, NASA, the United States Department of Treasury, and Maine. In 2014, ID.me became one of four companies in the United States of America to earn federal accreditation to bind a legal identity to a digital login. In 2016, the United States Department of Veterans Affairs selected ID.me’s Identity Gateway platform to provide a unified authentication experience for citizens interacting with the VA through Vets.gov. ID.me specializes in authentication and federated identity.

How they describe their product/innovation: ID.me streamlines account opening, regulatory compliance, and customer support for FIs and FinTech companies through an innovative approach to identity proofing and federated identity that is accredited by the federal government. ID.me will demonstrate innovative identity proofing techniques where ID.me can wrap and “trust elevate” a social login such as Google+ with identity proofing and a universal MFA layer in a manner that makes the digital login a form of legal identification. The company will also demonstrate the benefits of federated identity by illustrating the user experience for a new customer who had previously been authenticated by a different regulated entity using ID.me’s Identity Gateway.

Product distribution strategy: B2B2C and B2G2C

Contact

Bus. Dev.: Steve Smith, Strategic Partnerships Director, [email protected]
Press: Lucy Stratton, Digital Content Producer, [email protected]
Sales: Spence Kinnier, Partner Development Executive, [email protected]

How they describe themselves: IBM Security is helping clients protect their organization against financial fraud as a global leader in enterprise security and a premiere provider of advanced financial fraud protection technology. IBM will demo out Trusteer solutions, which can help financial service providers protect their digital banking applications and their customers from financial cyber threats, such as advanced malware and phishing attacks.

How they describe their product/innovation: Phishing attacks continue to be a primary attack method for fraudsters to steal credentials.  To help against this attack method, IBM will demo a cognitive approach to phishing detection that uses patented machine-learning and advanced analytics to help detect and protect against phishing attacks. This innovative technology detects evolving phishing attack methodologies and helps to prevent users from accessing phishing sites. The new phishing capabilities complement IBM Trusteer’s technologies that continuously and transparently assesses users level of trust vs. risk and threats, providing real-time context-based recommendation and solutions for mitigation.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Eileen Turner, Program Director, Portfolio Marketing IBM Trusteer, [email protected]
Bus. Dev.: Shaked Vax, Product Strategist, IBM Trusteer, [email protected]
Press: Kelly Kane, Media Relations, IBM Security,  [email protected]
Sales:  Gary Evee, Sales Director, IBM Trusteer, [email protected]

How they describe themselves: We deliver full-stack, standalone, banking as a service core bank and lending platforms for traditional banks, challenger banks and consumer brands. It is a fully integrated, back-end, middleware and front-end services and applications platform built using open standard formats, APIs and protocols. This allows new technology innovations and 3rd party products and services to be easily integrated, keeping any bank up to date with technology change.

How they describe their product/innovation: Leveris Lending – A fully transparent lending platform that integrates all parties involved in delivering a loan with a unique, first-to-market product that allows lenders and borrowers to restructure loans on the fly in real-time.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contact

Bus. Dev.: Paul Brennan, [email protected], [email protected]
Press: Aidan Lawlor, [email protected], [email protected]
Sales: Conor McAleavey, [email protected], [email protected]

How they describe themselves: Jumio delivers the next-generation in digital ID verification, enabling businesses to succeed in a digital world while reducing fraud, increasing revenue, meeting KYC and AML requirements, and providing fast, seamless customer experience. With over 30 million ID verifications and growing, Jumio helps financial services firms from online banking, to money transfer, lending and others, to reduce abandonment during digital account opening from web and mobile devices. Customers recognise improved fraud protection and secure transactions from: account takeover, re-authentication, money transfers, reduction in false positives and administration. Other markets include: sharing economy, retail, travel and online gaming.

How they describe their product/innovation: Jumio is the global leader in digital ID verification. In today’s digitally connected world the pressure on business to take advantage of the opportunities offered by mobile commerce is considerable. Jumio’s Netverify® with biometric facial recognition provides companies with real-time digital ID verification by tying the digital ID to the real world and ensuring both that the ID is valid, and that it matches the person holding it as well. This process helps to ensure companies comply with critical regulatory requirements such as KYC (Know-Your-Customer) and AML (Anti-Money Laundering).

Product distribution strategy: Direct to Business (B2B)

Contact

Bus. Dev.: Simon Winchester, Head of Financial Services EMEA, [email protected]
Press: Europe Media Contact, Michael Scanlan, Skyparlour, [email protected], +44 7958 698 698
Sales: Simon Winchester, Head of Financial Services EMEA, [email protected], Rupert McDonnell, Business Development Manager EMEA, [email protected] & Gordon Harrison, Business Development Manager EMEA, [email protected]