How they describe themselves: INSTO employs 15 passionate team members across the US and in Taipei, Taiwan. Our tireless team is forging partnerships with banks all over the world to broaden the reach of our novel service. Additionally, we have been reaching out to the community to help other startups and small businesses make their products and services more affordable with INSTO. Early adopters, especially independent merchants and small businesses, have jumped at the ability to offer installment plans with minimal setup or upkeep. Our goal is to bring installment financing to anyone and everyone with our unique payment technology.

How they describe their product/innovation: INSTO is the world’s first app that lets anyone pay or bill in installments. INSTO enables interest-free installment plans by facilitating the setup of fully customizable plans and automating the resulting payments. An optional premium guarantee protects against buyer defaults. Buyers and sellers use the same app, and anyone can buy or sell. INSTO is the only platform that enables true P2P installment financing.

Additionally, INSTO is the easiest way to schedule automatic payments for recurring services. Use INSTO for piano lessons, rent, and everything in between.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Press: Rosanna Hsu, Marketing Lead, [email protected], 415-900-6179

How they describe themselves: Infocorp is an established and growing fintech specialist offering an omnichannel banking platform characterized by an innovative, inspiring and seamless costumer experience. We focus on designing, implementing and integrating solutions for banks employing conversational AI, Machine Learning, voice recognition, chatbots and many other digitally future-proofed technologies. Besides the traditional digital channels, our omnichannel banking platform includes Twitter and Facebook Banking, P2P payments, mobile and responsive web banking. To ensure constant innovation, we incubate fintech start-ups in house, through IC Ventures, such as Prezta, MonkeyLearn and Lynkos.

How they describe their product/innovation: IC Campaigns is a powerful and advanced platform to coordinate marketing and commercial actions through all the available channels providing true omnichannel intelligence allowing identifying the best possible next action for every single client. This online marketing orchestrator module is already a step ahead of omnichannel banking, seamless user experience and time- to-results needs of modern financial institutions. Our platform allows you to set up shorter cycled and more agile marketing campaigns in a complete, immediate and interactive way with proven and increased convertion rates and therefore with higher RoI. Use your channels to boost your financial activities, increase your selling volume and reinforce your clients’ loyalty.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contact

Bus. Dev.: Ana Inés Echavarren, CEO Banking, [email protected]
Press: Paula Villamarin, Marketing Manager, [email protected]

How they describe themselves: ID.me provides a digital Identity Gateway designed to empower individuals to prove their identity online while controlling how their personal data is shared. ID.me provides identity verification services to well-known organizations, including: USAA, Under Armour, NASA, the United States Department of Treasury, and Maine. In 2014, ID.me became one of four companies in the United States of America to earn federal accreditation to bind a legal identity to a digital login. In 2016, the United States Department of Veterans Affairs selected ID.me’s Identity Gateway platform to provide a unified authentication experience for citizens interacting with the VA through Vets.gov. ID.me specializes in authentication and federated identity.

How they describe their product/innovation: ID.me streamlines account opening, regulatory compliance, and customer support for FIs and FinTech companies through an innovative approach to identity proofing and federated identity that is accredited by the federal government. ID.me will demonstrate innovative identity proofing techniques where ID.me can wrap and “trust elevate” a social login such as Google+ with identity proofing and a universal MFA layer in a manner that makes the digital login a form of legal identification. The company will also demonstrate the benefits of federated identity by illustrating the user experience for a new customer who had previously been authenticated by a different regulated entity using ID.me’s Identity Gateway.

Product distribution strategy: B2B2C and B2G2C

Contact

Bus. Dev.: Steve Smith, Strategic Partnerships Director, [email protected]
Press: Lucy Stratton, Digital Content Producer, [email protected]
Sales: Spence Kinnier, Partner Development Executive, [email protected]

How they describe themselves: IBM Security is helping clients protect their organization against financial fraud as a global leader in enterprise security and a premiere provider of advanced financial fraud protection technology. IBM will demo out Trusteer solutions, which can help financial service providers protect their digital banking applications and their customers from financial cyber threats, such as advanced malware and phishing attacks.

How they describe their product/innovation: Phishing attacks continue to be a primary attack method for fraudsters to steal credentials.  To help against this attack method, IBM will demo a cognitive approach to phishing detection that uses patented machine-learning and advanced analytics to help detect and protect against phishing attacks. This innovative technology detects evolving phishing attack methodologies and helps to prevent users from accessing phishing sites. The new phishing capabilities complement IBM Trusteer’s technologies that continuously and transparently assesses users level of trust vs. risk and threats, providing real-time context-based recommendation and solutions for mitigation.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Eileen Turner, Program Director, Portfolio Marketing IBM Trusteer, [email protected]
Bus. Dev.: Shaked Vax, Product Strategist, IBM Trusteer, [email protected]
Press: Kelly Kane, Media Relations, IBM Security,  [email protected]
Sales:  Gary Evee, Sales Director, IBM Trusteer, [email protected]

How they describe themselves: We deliver full-stack, standalone, banking as a service core bank and lending platforms for traditional banks, challenger banks and consumer brands. It is a fully integrated, back-end, middleware and front-end services and applications platform built using open standard formats, APIs and protocols. This allows new technology innovations and 3rd party products and services to be easily integrated, keeping any bank up to date with technology change.

How they describe their product/innovation: Leveris Lending – A fully transparent lending platform that integrates all parties involved in delivering a loan with a unique, first-to-market product that allows lenders and borrowers to restructure loans on the fly in real-time.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contact

Bus. Dev.: Paul Brennan, [email protected], [email protected]
Press: Aidan Lawlor, [email protected], [email protected]
Sales: Conor McAleavey, [email protected], [email protected]

How they describe themselves: Jumio delivers the next-generation in digital ID verification, enabling businesses to succeed in a digital world while reducing fraud, increasing revenue, meeting KYC and AML requirements, and providing fast, seamless customer experience. With over 30 million ID verifications and growing, Jumio helps financial services firms from online banking, to money transfer, lending and others, to reduce abandonment during digital account opening from web and mobile devices. Customers recognise improved fraud protection and secure transactions from: account takeover, re-authentication, money transfers, reduction in false positives and administration. Other markets include: sharing economy, retail, travel and online gaming.

How they describe their product/innovation: Jumio is the global leader in digital ID verification. In today’s digitally connected world the pressure on business to take advantage of the opportunities offered by mobile commerce is considerable. Jumio’s Netverify® with biometric facial recognition provides companies with real-time digital ID verification by tying the digital ID to the real world and ensuring both that the ID is valid, and that it matches the person holding it as well. This process helps to ensure companies comply with critical regulatory requirements such as KYC (Know-Your-Customer) and AML (Anti-Money Laundering).

Product distribution strategy: Direct to Business (B2B)

Contact

Bus. Dev.: Simon Winchester, Head of Financial Services EMEA, [email protected]
Press: Europe Media Contact, Michael Scanlan, Skyparlour, [email protected], +44 7958 698 698
Sales: Simon Winchester, Head of Financial Services EMEA, [email protected], Rupert McDonnell, Business Development Manager EMEA, [email protected] & Gordon Harrison, Business Development Manager EMEA, [email protected]

How they describe themselves: Established in 2005, ITSector is a Software Development Company, created to provide software solutions for different areas of business. The ITSector Group is currently composed of five companies, including ebankIT (an omnichannel banking company), Bitmaker (a software development company), ITSector Moçambique and CPC África Angola.

The company has currently more than 350 employees and ended 2015 with about 14 million euros of revenues. The main technology partnerships are Google, Microsoft and IBM.

How they describe their product/innovation: The aim of this solution is to give clients the opportunity to request a credit in a fast, simple and easy way in any place at any time.

Therefore, we intend to demo a new Express Credit Solution which is: An application that allows clients to have credit simulations and also that can subscribe a credit product in less than 24 hours;

an interface for financial institutions that allow them to receive clients’ requests and also offer them quick answers; core credit simulation functions, registration, documents upload, validation system, final decision and contracting. With the presentation we also intend to demo how the clients are able to have documents validation through facial recognition.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contact

Press: Joana Alves, Head of Marketing & Communication
Sales: Orlando Rodrigues, Director

How they describe themselves: iProov delivers usable, secure biometric online authentication as a service to enterprises and public sector organisations needing to strengthen access security whilst simplifying the user journey. iProov’s team draws on long experience in mBlox and UCL.

How they describe their product/innovation: iProov Verifier delivers strong authentication which is very easy and accessible to use. Its One Time Biometric technology offers uniquely sustainable protection against forged replicas, credential theft and replays exploiting large-scale phishing, man-in-the-middle and compromised devices attacks. It stamps each authentication session with a patented “flashmark”, analysing all imagery in its servers. Using network-based deep learning technology, the proprietary face matcher outperforms competitors with high tolerance to pose, lighting conditions and glasses. The patented interface presents users with an abstracted image of their face, guaranteeing a non-intrusive experience across all platforms and channels.

Product distribution strategy: Direct to Business (B2B), directly to financial institutions, and through partnerships with other fintech companies, technology vendors and platforms

Contact

Bus. Dev., Sales & Press: [email protected]

How they describe themselves: For businesses, Lyanthe-InvoiceSharing delivers 100% automated accounting for 100% of the financial documents. For banks, Lyanthe-InvoiceSharing delivers the richest dataset of business every available, (near to) real-time, on transaction level. For the bank CEO, Lyanthe-InvoiceSharing is your chance to become THE transaction network (invoices and more) in your region, where companies exchange invoices (and more) directly from their accounting system into the accounting system of the customer. So start with accounting, and then ask permission to access data and become relevant! We only sell white-label versions of our solution, so YOU can now make a difference to your customers, and become relevant again!

How they describe their product/innovation: We deliver your branded version of a total solution for self-employed entrepreneurs offering a real-time financial overview of the business, with touchless input! Banking and accounting together in one mobile app.

Entrepreneurs create invoices for customers and just scan or mail receipts from suppliers, and the accounting, including VAT tax filings is automatically done. They no longer spend time on accounting, or planning for tax payments. We deliver the app including the back-end with our Smart Accounting-Robot. Scan and paper documents are first processed by our technology and our Philippines team (as we currently do for 125.000 businesses).

Product distribution strategy: Through financial institutions

Contact

Bus. Dev. & Press: Jeroen Volk, CEO & Lei Heijthuijzen, Supervisory Board
Press: Jeroen Volk, CEO

How they describe themselves: ING Bank Śląski is one of the largest banks in Poland, servicing retail, corporate, and wholesale clients. With customer experience engraved deep in the strategy of the company it presents a fast pace of innovation, yet reasonable, customer servicing, approach to the implementation of technology. ING Bank Śląski is focused on unity and integrity of experience provided to its clients, regardless of the manner of interaction they prefer.

How they describe their product/innovation: Moje ING (My ING) is a new secure digital environment for individual and entrepreneurial customers. Created in Responsive Web Design paradigm, the system provides full capabilities and quality of service on any kind screen size and resolution. On top of that, the bank has added hybrid app for mobile devices enabling effortless use on native device features. Moje ING is created with customers. It is an interaction tool, helping to better understand customers financial position, providing advice and acting on it. Seamlessly integrated with ING Bank overall branding and appearance, allows the customer to experience the same bank, with service, advisory and support regardless of the interaction channel.

Product distribution strategy: Direct to Consumer (B2C)

Contact

Bus. Dev.: Szymon Mitoraj, Director of Internet & Mobile Banking Department, Head of Digital, [email protected]
Press: Miłosz Gromski, Press Office, Corporate Communication Manager, [email protected], +48 22 820-4093

How they describe themselves: Infolio is a digital workplace platform from Motech Ltd. , a division of Com Tec Co, an international technology group with over 15 years of experience developing enterprise applications for Global 500 customers. With an extensive track record in the Insurance/Reinsurance, Banking, Financial Services, Electronic Payments and Processing Infrastructure domains, Com Tec Co has more than 700 employees in New York, London, Zurich, Riga, Minsk, Tel Aviv and Cyprus. The group leverages the synergies of its IT services and technology companies to support top global organizations in their pursuit of digital transformation.

How they describe their product/innovation: Infolio’s mission is to support enterprise digital transformation initiatives and enable new productivity and collaboration for knowledge workers engaged in non-routine work. Infolio digital workplace platform addresses the demanding ‘mobile first’ requirements of high-impact teams responsible for major deals, key projects, breakthrough innovation and organizational change. Infolio was named Gartner 2016 Digital Workplace “Cool Vendor”, the personal edition was featured as the #1 best new productivity app on Apple’s iTunes App Store in over 100 countries, and Infolio Enterprise Edition was awarded as a “Top Digital Workplace Solution” in 2016 Citi Smarter Worklife Challenge.

Product distribution strategy: Direct to Business (B2B)

Contact

Bus. Dev.: Sergey Zabaluev, Director Business Development, [email protected]
Press: Mila Grinevich, Head of Marketing, [email protected]
Sales: David Arbery, Director Sales & Consulting, [email protected]