How they describe themselves: Invest Sou Sou is a smart social banking account designed to help community banks cultivate low-cost deposits and credit-ready borrowers in a secure and cost-efficient way. Our technology leverages the power of social networking, peer accountability, and artificial intelligence (AI) to help people save, build strong credit and invest together, with people they trust, at their local community bank.
How they describe their product/innovation: Invest Sou Sou is a cloud-based platform that banks can license through white-label API or as a standalone product. Using a mobile phone or computer, a customer can open a Sou Sou online, customize their account based upon their financial goal, and invite family, friends, colleagues – people they trust – to join. Everyone agrees to deposit a fixed amount of funds every month into an FDIC-insured account held by one of Invest Sou Sou’s partner banks. The social networking and peer accountability features built into the platform help users hold each other accountable to their financial goals. Invest Sou Sou’s patent-pending algorithm provides smart credit-building tips and product recommendations that connect depositors to their community.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, licensed
Contacts
Bus. Dev. & Press: Fonta Gilliam, CEO & Founder, [email protected], 336-414-8298
How they describe themselves: We are a cutting edge technology company with expertise in applied signal processing and machine learning. Our technology, Illuma Access, is a real-time passive voice authentication service, and is the outcome of highly competitive SBIR contracts with the U.S. Department of Homeland Security Science and Technology Directorate. We are a Deutsche Telekom Solution Partner working with hub:raum, the incubator of Deutsche Telekom, and we are currently engaging multiple pilot customers across financial services, insurance, and e-commerce sectors. The founding team has decades of industry experience across research and development, software architecture, product development, marketing, and business development at Fortune 500 companies.
How they describe their product/innovation: Illuma Access is a real-time voice authentication service to secure inbound phone calls into call centers. Replacing archaic methods like passwords and personal Q&A, Illuma Access passively and continuously analyzes the unique audio characteristics of the caller’s voice and recording device over natural conversation. This results in higher authentication accuracy in a fraction of the time required by traditional methods. Illuma Access differentiates over competitors with a lightweight privacy preserving implementation that satisfies stringent security requirements of banking, insurance, benefits, and government call centers. The technology enhances security against fraudsters, elevates the user experience, and reduces operating costs.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev. & Press: Milind Borkar, CEO, [email protected]
How they describe themselves: Based in New York, ID R&D’s award-winning scientists and engineers focus on the science of biometrics to produce the most advanced and highest performing biometric technologies. Our approach combines best-in-class multi-modal biometrics to transfer the authentication burden from the user to the technology, enabling a zero effort authentication experience.
Using the very latest in artificial intelligence methods, the biometric technologies we develop and deliver are voice biometrics, voice anti-spoofing, facial liveness, and keystroke behavioral biometrics. Recent awards and recognitions include being a 2018 TechCrunch Top Pick, 2018 Microsoft AI Top 10, and inclusion in Gartner’s Market Guide for Authentication.
How they describe their product/innovation: SafeChat 2.0 is a mobile and web solution for frictionless, multi-modal biometric authentication in a conversational interface. Think of a chatbot for both voice and texting that is secure on every interaction through biometrics. No login. No password. Zero effort for authentication! Users simply type or speak to communicate in the conversational interface. In the background, SafeChat analyzes voice, behavioral and facial biometric data, providing authentication in real-time and continuously. Embed biometrics in your existing conversational interface. If you don’t have one, start by easily adding biometrics to your existing applications.
Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: John Amein, VP Sales, [email protected], 407-967-8434
Press: Cindy Clement, Clement | Peterson, [email protected], 303-241-4818
How they describe themselves: Lleida.net is a provider of registered electronic communications services and a telecom operator in several countries. As digital witness, it provides electronic notification and contracting solutions, eSignature, KYC 2.0 identity validation processes, as well as SMS Solutions. Lleida.net simplifies the digitization processes and the implementation of Smart Blockchain Contracts to companies, ensuring legal certainty in their online communications. eIDAS qualified, Lleida.net is currently listed on MAB and on Euronext, and has over 100 patents in Europe, Asia, America, Africa and GCC’s.
How they describe their product/innovation: Lleida.net Registered Email Contract service is the solution for companies willing to close contracts on the go, avoiding the need of use of platforms or processes that require well-thought-through structured information. We will demonstrate how Lleida.net solution for unstructured information contexts saves time to both parties and how it issues the key element that comes into play: the documentary evidence, aka the certificate, which includes the technical details of the entire process such as emails involved, time and date when the contract is sent and the signatories’ reply, emails messages, attachments, digital signature and time stamp.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Eduard Salla, Chief Business Development Officer, [email protected]
How they describe themselves: LOQR Unified Identity Management Platform provides a single integrated, centralized and customer centric solution to manage end-to-end digital identities lifecycle, including identity verification (KYC and VideoID), identity authentication (static or adaptive) and identity provider (cross sharing of single identities). We are the identity one-stop-shop to solve your regulated compliance needs.
How they describe their product/innovation: We will use the live demo to demonstrate, from a financial service provider point of view, a real time new digital customer onboarding with identity validation including KYC, AML and eID generation trough a self-assisted video interview. We will then emit an advanced digital certificate and allow this new customer to digitally sign, using his mobile device, the account opening or consumer credit contract. We will also demonstrate the authentication capabilities and document signing the platform provides by accessing the private area and e-signing a new document.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed
Contacts
Bus. Dev. & Press: Ricardo Costa, CEO, [email protected]
How they describe themselves: LeapXpert was founded by two people coming from totally different worlds – communication and banking, who were set to solve the unique communication challenges of financial institutions and law firms.
At LeapXpert we believe that communication between companies and their clients must be effortless and seamless, while compliance requirements by financial institutions should not create obstructions to that process. When new communication tools are introduced by the institutions, they need to bring value by enriching the conversations, instead of simply replacing already existing and established communication channels.
We set that to be our mission and have spent years on ideation and development to create our first product.
How they describe their product/innovation: LeapXpert product is an integrated communication experience, a platform that enables seamless and compliant communication between companies and their clients.
With our solution, companies securely own their data and remain compliant while providing state of the art communication channels to their clients, while clients have a choice to adopt a different tool for even more engaging communication, one that brings value for the conversation between both parties, or keep utilizing the communication apps they use in their daily lives.
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
Contacts
Bus. Dev.: Dima Gutzeit, Founder, [email protected], +85256345078
How they describe themselves: Launchfire is a leader in game-based employee & customer engagement for financial institutions. Our award-winning employee engagement platform, Lemonade, combines game tactics with micro-learning, AI, and surgical analytics to educate employees and promote long-term behaviour changes. Playbook, our customer marketing platform, engages and educates customers to help FI’s drive adoption & sales.
How they describe their product/innovation: Lemonade SaaS is the world’s only employee engagement & learning SaaS platform for banks. Lemonade combines micro-learning, AI, and surgical analytics in a game-based, full-stack platform that learners love.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: [email protected]
Press: Nicole Titus, Marketing, [email protected]
How they describe themselves: Customers tell us that Keepabl is very simple – in a good way! And that we create exactly the reports and outputs they need to get the GDPR job done. We put this down to our founder’s unique ‘crossover’ experience and expertise, which drives Keepabl’s product philosophy. Robert has been a TMT lawyer for over 20 years, the mid-market customer translating complex regulations into achievable, practical risk programs as General Counsel for over 13 years, and is a SaaS technophile with ‘Silicon Valley DNA’.
How they describe their product/innovation: Keepabl’s Privacy-as-a-Service solution solves GDPR headaches for financial institutions large and small, domestic and international – giving them a great answer on GDPR for investors, auditors and customers. Simplify getting and staying compliant with instant, automated Article 30 Records, Data Map analysis that actually helps you and your advisers get the job done, Breach Response, Processor Management, and more. A single place in the cloud for all your policies, procedures, DPIAs and other privacy materials. Built on insights from legal counsel and mid-market customer experience. GDPR is typically just one responsibility for the person in charge – keep it simple with Keepabl.
Product distribution strategy: Direct to Business (B2B), licensed
Contacts
Bus. Dev. & Press: Robert Baugh, CEO, [email protected]
How they describe themselves: ITSCREDIT is a growing software company specialized in disruptive credit solutions and their implementation. We are equipped with a Credit Platform that covers Loan Origination, Calculators, Risk Analysis and Collections. These solutions include multi-product centralized management that covers all credit cycle with full-automated processes.
We provide flexible options to create differentiate products and omnichannel solutions to reduce the distance between the institution and the client. Our integrated products can be deployed individually according to the client needs. The knowledge that we possess is supported by a specialized team with over 15 years’ experience in credit implementations.
How they describe their product/innovation: At Finovate Europe we aim to launch the upgraded customer self-service lending application that allows users to be their own financial managers (it can work standalone or be integrated with the financial institutions app). The presented product is focused on the main principle areas:
- simplifying and matching digital customer journey,
- transparent communication with specialists,
- integration with third parties including all PSD2 and Open Banking API.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Sara Martins, [email protected], +351 910 122 924
Press: Sofia Augusto, [email protected], +351 919 105 611
How they describe themselves: We are helping our clients to innovate by providing professional software development services, data analytics, and outsourcing.
Established in 2008, we are one of the fastest growing technology services companies in Central and Eastern Europe, ranked in Deloitte Fast 50 CE and in FT1000: Europe’s Fastest Growing Companies by Financial Times.
We are specializing in services and solutions for banks, financial institutions and companies operating in commerce, construction, energy, and technology industries. We have successfully delivered hundreds of projects for nearly 100 medium and large enterprises from all over the world.
How they describe their product/innovation: Digital Payment Platform is retail, a mobile platform with digital services. It is prepared to work in European Union countries. The platform is dedicated to individuals, active smartphones users. It uses smartphones as a main communication channel while communication with Call Center is kept to, minimum. Main assumptions regarding the interface are 24-hour, real-time payments also when the core system is unavailable and automated business processes.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Adam J. Kępa, VP, Head of Growth, [email protected]
Press: Karolina Mac, Marketing Manager, [email protected]
How they describe themselves: iProov creates digital trust with our strong biometric authentication solution. Our approach to verification achieves unmatched security through its resistance to all known forms of identity spoof attack, including photo-realistic artificial video. iProov has been used for secure customer onboarding with our ID Matcher product, and repeat strong authentication with our Verifier product. We have achieved wide recognition globally and our products are being used in production by governments and top-tier banks.
How they describe their product/innovation: iProov’s contactless mobile palm authentication offers an extremely simple yet highly secure means of authentication without the need for any specialist hardware. It combines highly accurate deep-learning based palm matching with iProov’s unique patented anti-spoofing technology, which ensures genuine presence without requiring any complex actions from the user. The solution provides the ability to use a personal device as a separate authentication channel, for PSD2 SCA, ATM authentication or for physical access. It can also be used in conjunction with iProov’s face-based products, Verifier and ID Matcher, to create a multi-modal solution.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev.: [email protected]
Press: Connor Mitchell, Consultant, Tyto PR, [email protected], +44 7564 114 624
How they describe themselves: InnoValor is a privately-owned company that provides research-based advice and software in the area of digital identity. ReadID is the flagship software product. ReadID customers include a number of large European banks, supporting them on their Know Your Customer processes, and governmental bodies including police and the UK Home Office.
How they describe their product/innovation: ReadID is the first and leading NFC-based mobile identity verification solution. ReadID leverages the embedded RFID chips in ePassports and similar identity documents by using NFC technology and a smartphone. It verifies the authenticity of identity documents by checking the digital signatures on the content of the chip and by checking whether the chip has been cloned or not. ReadID reads personal data like name and nationality directly from the chip, therefore OCR mistakes do not occur in this process. Included in the chip content is a high-resolution face image, which can be used for face recognition. The result is an unparalleled Know Your Customer solution in terms of security, speed and convenience.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Sales: Tarik Colin Machielse, Bus. Dev. Manager, [email protected], +31 6 1351 7198
Press: Robin Smits, Global Sales Director, [email protected], +31 6 1351 8586
