How they describe themselves: In the current economic climate residential properties (1-4 family) often remain assessed at levels significantly higher than the true market value. The tax assessment cycle can take considerable time to correct to current market conditions. Our proprietary FairValue Calculator guides site visitors to enter a property address and click “Check Your Value for Free”. Within seconds their property’s market value is compared to property tax assessment records to determine if the property is fairly, over, or under-assessed. Qualified property owners register, answer several questions, and purchase our FairValue Report using our secure check-out. The report provides the completed forms required by their taxing authority and a market-approach based valuation report. In most cases the client simply reviews, sign/dates and mails the forms to their local assessor or board of equalization to obtain a review and/or hearing.

What they think makes them better: Competing sites offer blank forms or kits that require the user do much of the research and prep work while navigating a complicated appeals process. We include a customized value report which can save the customer $300 to $500. We deliver everything needed to appeal your property tax: an AVM based appraisal, instructions, forms required by the taxing authority (filled out) and appendix. We even include a pre-addressed envelope to send to their local property tax authority. Simple, Accurate, Fast, Economical.

Contacts:

Bus. Dev., Sales & Press: James E. Deanne, 877-908-7191 ext 210, 206-459-8401 mobile, [email protected]
Greg Hauth, 877-908-7191 ext 212, 425-359-5498 mobile, [email protected]

How they describe themselves: Inner8 is the next generation of personal investing. Developed by E*TRADE and Briefing.com veterans, Inner8 offers investors seeking an alternative to traditional advice models the first real online alternative to that experience. Inner8 meets this need with sophisticated analytics and correlation technology, tailored to the specific needs of each investor. Rather than receiving lists of stocks graded by a community, or portfolios ranked by the highest ROI, Inner8 users come with specific situations and opinions and leave with actionable ideas, appropriate for their situation, vetted by the best minds and technology available today.

What they think makes them better: “Social investing” sites provide ranked lists of stocks and member track records, leaving investors to sort through these lists and discover which stock and/or fellow investor combinations are right for them. These “one-to-many” approaches are not personalized. Inner8 is different and offers a one-to-one experience similar to working with an advisor or trusted friend. Inner8 technology combines background information about the investor, their opinions about industries, and the best opinions of like-minded investors as well as highly analyzed correlation data and produces specific stocks and members connections to consider. Typically, Inner8 results are startling in their intuitiveness and supporting logic.

Contacts:

Bus. Dev.: [email protected]
Press: Danielle White, [email protected], 818-206-8303

How they describe themselves: Lending Club is a social lending network where members can borrow among themselves at better rates. Borrowers with good credit can get personal loans at interest rates they find more attractive than those available from conventional funding sources such as banks and credit cards, taking advantage of a streamlined process between the source of funds (lenders) and the borrowers who need those funds. Lenders get an opportunity to fund specific borrowers by investing in notes that correspond to specific borrower loans. The stated interest rates on notes range from 7.37% to 19.36%. Lenders pay Lending Club a 1% service charge.

What they think makes them better: Lending Club is the only social lending / person-to- person lending company to offer lenders an opportunity to invest in instruments that are registered with the US Securities and Exchange Commission and benefit from the disclosures associated with registered securities. The SEC registration also enabled the creation of a secondary market (the Note Trading Platform) where lenders can resale their notes to other lenders should they need liquidity. The Note Trading Platform is operated by Foliofn, a registered broker dealer.

Contacts:

Sales: John Donovan, COO, [email protected]
Bus. Dev.: Rob Garcia, Director, Product Strategy, [email protected], 408-524-1539
Press: Paula Cavagnaro, Antenna Group, [email protected], 415-977-1915

How they describe themselves: Loanio is an auction based, peer lending platform where individuals can borrow or lend money to each other. By cutting out ‘traditional lenders,’ and adding an auction based element, borrowers can get lower rates and lenders can get higher returns than other banking options.

What they think makes them better:
Loanio believes we will foster a greater level of security and confidence from lenders, provide access to a significantly underserved borrower market, and consequently increase the average number of loan originations. Some of the site’s highlights include:

• A Co-Borrower (co-signer) feature, which will give all borrowers, regardless of their credit profiles, the ability to participate.
• An ID and Financial Document Verification service that will provide lenders with enhanced qualitative data on borrowers.
• A feature that allows borrowers to originate a loan when less than 100% of the requested loan is successfully bid upon.

Contacts:

Bus. Dev.: Mark Scott, [email protected]
Press: Jason Andrews, [email protected]

How they describe themselves: At Thrive, we’re bringing financial advice to the web in order help people improve their financial health. We start by organizing your finances in one place and highlighting the pieces that matter most. Next, we analyze your spending, saving, and debt to assess your Financial Health, distilling it down to an easy-to-understand score. Then, our Financial Advisory Engine analyzes each dimension of your Financial Health along with your behavior to generate personalized, step-by-step advice. As your Financial Health improves, Thrive helps you plan for your future whether you’re saving to buy a house or saving for retirement.

What they think makes them better: The current financial marketplace is complicated, predatory, and does little to help people in their twenties and thirties. Existing software and even current online tools assume that by giving users visibility into their spending, financial woes such as hefty debt, empty savings and lack of know-how will solve themselves. We believe that reporting what people do is not enough. With our patent-pending financial advisory engine, Thrive bridges the gap between the current generation of online money management tools and the expensive face-to-face advice you’d receive from an offline financial advisor.

Contacts:

Bus. Dev. & Sales: Patrick Tangney, Business Development, [email protected]
Press: Kevin McLaughlin, Resound Marketing, [email protected]

What they think makes them better: Invesra is a personalized, web-based retirement planning and investment management software program and service for Banks, Credit Unions, Affinity Groups, and Plan Sponsors. This easy-to-use program is based on a powerful and sophisticated software engine, and includes the following features:

• Complete lifecycle retirement planning and investment management
• Innovative, secure, customizable, web-delivered technology
• Independent perspective without affiliation with specific funds
• Fast time to market, no software or development investment
• Turnkey program, including investment management, compliance, and marketing support
• Registered investment advisor with fiduciary responsibility

Contacts:

Press: Jill Totenberg, [email protected], 212-994-7363
Sales: Bill Reich, SVP Sales, [email protected], 617-357-4600×207

How they describe themselves: Based in Denver, Colo., IP Commerce, Inc. is a platform software company that provides dramatically simplified development and deployment of secure commerce solutions. The company’s IP Commerce Platform allows software companies, service providers and distribution channels to collaborate in a new value-chain, and become more innovative and responsive to customer needs in today’s competitive commerce marketplace. IP Commerce opens worlds of commerce.

What they think makes them better: The IP Commerce Platform is the first of its kind. Our competition is the need to do business as usual. The Platform ultimately offers all partners lowered cost of customer acquisition and the opportunity to capture new and greater market share by opening the commerce infrastructure and breaking free from the industry’s current commoditized market. For service providers, the Platform reduces the cost of transitioning end users from hardware to software. Software companies benefit from faster development of commerce-enabled applications, and a larger channel resulting from being part of the IP Commerce Network. The channel expands through more offerings and solution bundles.

Contacts:

Bus. Dev.: David Eschen, Vice President, Partner Strategy, 720-377-3700×836
Press: Marie Rotter, Mktg. Mngr., [email protected], 720-377-3700×890
Sales: Peter Osberg, Vice President, Participant Sales, 720-377-3700×832

How they describe themselves: Jwaala develops innovative software solutions to help financial institutions stand out in an increasingly competitive marketplace. Founded in 2006, Jwaala’s first product is an industry-changing online banking application called MoneyTracker. As an extension to existing online banking applications, MoneyTracker allows financial institutions to quickly and painlessly offer powerful state-of-the-art web based banking applications. From personal financial management to home deposit, personal asset tracking, and customizable personal financial home pages with widgets, MoneyTracker is the future of online banking. See a demo now at www.jwaala.com.

What they think makes them better: Jwaala’s MoneyTracker is in a league of its own. While much press has been written about new financial management websites like Wesabe, Mint, Buxfer, Geezeo, these websites are straight-to-consumer sites that disintermediate financial institutions. Often recommending alternate sources of financing, these sites are disruptive if not competitive to financial institutions. Jwaala’s MoneyTracker was developed for financial institutions so they can deliver the same services while retaining the “eyeballs” of their online customers. As a framework that overlays existing online banking applications, MoneyTracker allows any financial institution to rapidly deploy powerful new online tools easily and at a much lower cost.

Contacts:

Bus. Dev., Press & Sales: Kelly Dowell, VP Business Development, [email protected], 512-845-3142

What they think makes them better: Loanio believes we will foster a greater level of security and confidence from lenders, provide access to a significantly underserved borrower market, and consequently increase the average number of loan originations.

Some of the site’s highlights include:

• A Co-Borrower (co-signer) feature, which will enable all borrowers, regardless of their credit profiles, the ability to participate.
• An ID and Financial Document Verification service which will provide lenders with enhanced qualitative data on borrowers.
• A feature that allows borrowers to originate a loan when less than 100% of the requested loan is successfully bid upon.

Contacts:

Bus. Dev. & Press: Michael Solomon, CEO & Founder, [email protected], 845-624-4400×255

How they describe themselves: Identity Theft 911 offers individuals and institutions a comprehensive solution to the problem of identity theft — one that addresses people’s lives, not just their bank accounts. The company provides victims of identity theft what they need most — personal, expert guidance through the entire complex process of crisis resolution.

Independently, and through such strategic partners as Identity Guard, TransUnion, and TrueLink, Identity Theft 911 assists consumers identify vulnerabilities and safeguard their identities with a suite of defense products and services. These include credit monitoring, credit reports, and fraud monitoring.

Privately held Identity Theft 911 is headquartered in Scottsdale, AZ.

Presenter: Adam Levin, Chairman

URL: www.identitytheft911.com

How they describe themselves: Lending Club is an online lending community where people can borrow and lend money, bypass the banks, and get better rates. By working together, members can borrow money more easily and at a better rate than they would get from a bank, or invest in a portfolio of loans at higher rates than those served by savings accounts or CDs. A proprietary technology called LendingMatch helps match lenders with borrowers using connections established through social networks, associations and online communities, and build diversified portfolios based on lender preferences.

Lending Club is headquartered in Sunnyvale, CA and is backed by Norwest Venture Partners and Canaan Partners.

Presenter: John Donovan, COO

URL: www.lendingclub.com

How they describe themselves: iPay Technologies was founded in 2001. Since then, iPay has grown to 260 employees and processes more than 1.4 million payments per month on behalf of 460,000 subscribers at 1,400 financial institutions.

The privately held company is headquartered in Elizabethtown, Kentucky.

Presenter: James Hyde, SVP Strategic Alliances

URL: www.iPayTechnologies.com