Finovate Alumni News

On Finovate.com

  • CREALOGIX Wins Best Web Development at Systems in the City Awards 2016
  • Yandex.Money Releases Apple Watch Payments App
  • Neustar Taps Former Walmart Executive Venkat Achanta as First Chief Data & Analytics Officer
  • Kabbage Revamps App to Enable Mobile On-Boarding for Loan Applications

Around the web

  • NIIT Technologies announced financial results for the quarter ended in June 30, 2016, with a revenue increase of 4.5% over the same period last year.
  • Micronotes Releases Retain To Predict and Prevent Customer Attrition
  • Luxoft partners with Deloitte to launch project overview dashboard.
  • FIS teams up with Payment Alliance International (PAI) to take FIS Cardless Cash nationwide.
  • Inc’s look at global payment options features Braintree, PayStand, and CSIglobalVCard.
  • Klarna adds online fashion startup Lyst to its client roster.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Finovate Alumni News

On Finovate.com

  • “BizEquity, Malauzai Take Top Honors at Bank Director’s FinXTech Awards”
  • Check out this week’s FinDEVr APIntelligence.
  • “Finagraph Picks Up Investment from Moody’s”
  • “Cloud Lending Solutions Launches Asset Leasing Product”

Around the web

  • Vietnam’s Techcombank to support treasury, capital markets operations with FusionCapital from Misys.
  • Top Image Systems partners with TerraQuest to bring content processing to British government agency.
  • American Banker uses data from Pindrop Security to examine call center fraud.
  • Sparkroom wins Gold LeadsCouncil LEADER Award for Most Valuable Tech, and the Silver Award for Best Marketing Agency in Education.
  • Luxoft integrates P2P payment technology to enable IoT Solutions in Rinspeed’s Autonomous Driving Car.
  • Air Europa adds SafetyPay as a payment method.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

 

Finovate Alumni News

On Finovate.com:

  • A Cartographer’s Guide to FinovateEurope.

Around the web:

  • Thinking Capital to power new Staples Business Loans program for small businesses in Canada.
  • Markit lands three new customers for its KY3P (Know Your Third Party) platform, including fellow alum, Luxoft.
  • VentureBeat looks at Expensify and its plans for European expansion.
  • Currency One launches Valuto in Europe. See the live demo at FinovateEurope next week in London.
  • American Banker: OnDeck Capital adds former E-Trade exec to board.
  • Insuritas to power insurance solution for Bank of England and Bank of England Mortgage.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

 

Alumni News– October 10, 2014

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgCNBC’s Squawk Box Europe interviews Luxoft CEO Dmitry Loschinin.
  • Nostrum Group adds another 3,000 square feet at its Windsor Court headquarters.
  • Xero Touch wins Best Mobile Finance App and Best Overall App at SVBA Awards.
  • Banco del Bajio to deploy PRIME 4 card management solution from TSYS.
  • Retirement Income Journal features blooom.
  • BizEquity announces $5 million investment from Frost Brooks.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Luxoft’s Horizon Brings Visualization to Data

This post is part of our live coverage of FinovateFall 2014.
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Luxoft demonstrated how it brings visualization into the decision-making process:

“In our big data world it is the critical data that gives the competitive advantage. Luxoft’s Horizon creates a “Visualization Layer” on top of your data marts to provide visual simplicity and supports more informed, timely, and strategic decision making. The framework provides a system that allows you to mine your data with macro and micro perspectives that range from overviews to exact client performance and risk measurements by business line. 
Horizon is a next generation Visualization Framework, providing an innovative and graphically rich User Interface: app-based approach, high performance, secure, 100% mobile (accessible from any device: iPad, iPhone, Android etc.), and highly customizable.”
Presenting: Przemek Berendt, VP Global Marketing and Fabrice Aresu, Head of Business Support Group
LuxoftHomepage
Product Launch: 2013
Metrics: 7,800+ employees, 21 offices, 16 delivery centers, 13 countries in North America, Western and Eastern Europe, and Asia Pacific, 130+ clients, with top clients among the Global Fortune 500, $398.3M FY14
Product distribution strategy: Direct to Business (B2B), licensed 
HQ: Zug, Switzerland
Founded: 2000
Website: luxoft.com
Twitter: @Luxoft

FinovateFall 2014 Sneak Peek: Part 7

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In the final FinovateFall Sneak Peek of our series, we’re showcasing nine companies: eMoney Advisor, Finovera, Luxoft, Minetta Brook, P2Binvestor, SAS Games, SelfScore, Sender, and Top Image Systems

These companies are coming to the Finovate stage in New York from all over the globe to showcase their newest fintech on September 23 and 24. Tickets are going fast; get yours here to be a part of it.
Want to see more of what to expect at FinovateFall? Here are some companies you may have missed:

eMoneyLogo

With eMoney Advisor, if you’re a salesman with a practice selling products, it’s not for you. eMoney is built for advisors running a business based on relationships.

Features:
    • With EMX, you’ll work smarter, not harder
    • Integrations and ease of use are the future
    • eMoney’s latest technology will define advisor success
Why it’s great:
With so many enhancements, it’s easy to focus on eMoney’s features–but it’s more important to remember the benefits: eMoney solidifies the advisor/client relationship.
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Presenters:

1) Chad Porche, Senior User Interface Designer  
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2) Kyle Wharton, Director of Business Development  


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Finovera is transforming Online Bill Pay into holistic personal financial management with eBills and payments at its core designed for banks and credit unions.

Features:
    • Receive, view and pay all bills – on bank site
    • Enables bill pay with credit cards – Banks get paid for offering Bill Pay
    • Great user experience – simple, convenient, attractive and mobile
Why it’s great
Transform your bill pay from cost center into revenue center

PurnaFinovera

Presenters:

1) Purna Pareek, Founder and CEO
Pareek is a serial entrepreneur and CEO of the company. He founded Finovera to bring simplicity, efficiency and convenience to household bill and information management.
2) Amanda Zepeda, Marketing Manager  


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Luxoft’s Horizon is a cutting-edge data visualization framework for financial institutions. It enables executives to quickly identify and resolve problems in multiple domains such as risk and regulation.

Features:
    • A fast and intuitive access to data
    • Ability to collaborate across roles and teams
    • Radically shortens the decision-making time
Why it’s great:
Horizon – executive dashboards that give you back control. There is no need to hide.
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Presenters:

1) Przemek Berendt, Global Marketing Vice President
Global Marketing Vice President at Luxoft (NYSE: LXFT) responsible for its B2B, B2E, and CSR strategies. Berendt led Luxoft’s winning presentation at Finovate London 2014.
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2) Fabrice Aresu, Head of Business Support Group

Aresu is Luxoft’s Horizon Product Manager, focusing on Advanced Data Visualization; he worked 15 years in Finance & Risk software, at Thomson Reuters and Oracle.





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Minetta Brook’s KNEWSAPP allows trading and investment professionals to take advantage of news related market inefficiencies by surfacing tickers, topics, and stories that are currently developing in the news.

Features:
    • Track news, blog & tweet VELOCITY around your portfolio tickers, in real-time
    • Use its linguistics based STORY SCORES to prioritize what you read
    • Get to key active topics quickly, with STORY DNA
Why it’s great:

Track news, blog and twitter stories as they develop, well before they become headlines.
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Presenters:

1) DB (Deepak) Bharadwaj, Founder & CEO
Technology pioneer at Microsoft & Sun. Built and ran multiple multi-hundred million dollar businesses. Over 20 years of technology expertise with specialty in operations & turnarounds.
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2) Viplav Nigam, Head of Engineering

Built & ran NASDAQ’s trading system. Developed ultra low latency news feeds for trading at RTT News. Over 20 years of financial technology experience.





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P2Binvestor (P2Bi) is a crowdlending platform for receivables-backed working capital that is supported by a crowd of accredited investors.

Features:
    • Integrates with QuickBooks Online (API sync)
    • Streamlines the online application and lending process
    • Facilitates better account management and underwriting
Why it’s great:
P2Binvestor makes it really easy for borrowers to apply, get funded, and grow their credit line as their business evolves. Up to $5MM available.
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Pressenters:

1) G. Krista Morgan, President and Cofounder
Morgan has an extensive background in digital marketing and account leadership for blue-chip brands at some of London’s top interactive agencies. COO for P2Binvestor since 2012.
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2) Clay McIlrath, CTO

McIlrath is a seasoned technologist with more than a decade of experience developing software applications and working with start-up companies. 



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SAS Games’ TiViTz College $avings Game-a-thon is a fully automated, easy-to-use, market-disrupting, patent-pending, activity-based fundraising tool for children’s college savings.

Features:
    • Complements existing financial savings vehicles
    • Creates new college savings accounts and relationships
    • Enhances CRA outreach and provides a marketing tool for consumer and business banking 
Why it’s great:
The Game-a-thon provides families a solution to afford higher education by significantly increasing children’s savings, while improving their math skills and financial literacy.
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Presenting:

1) Siobhan Mullen, CEO
Former aerospace executive and Special Adviser to the NASA Administrator, experienced high-tech entrepreneur in launch services, satellite communicatio
ns and data distribution.
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2) Steve Scully, President

Serial entrepreneur and investor with a focus on children’s education through games, inventor of the TiViTz educational games and tournaments.

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SelfScore is a disruptive consumer analytics solution that supplements FICO scores and informs a wide array of data-driven decisions.

Features:
    • SelfScore measures consumers in better ways using more information
    • Online profiles, phone data, and questions inform the score
    • Providing insights to users and contextual information to businesses
Why it’s great:

SelfScore uses a proprietary algorithm to attain a more timely and accurate picture of consumer behaviors that benefit both consumers and businesses.
KalpeshScore

Presenters:

1) Kalpesh Kapadia, Co-Founder and Chief Executive Officer
Kapadia’s professional career in finance and technology spans 20 years. Before co-founding SelfScore, managed Equanum Capital, a technology fund, from 2007 to 2012 and was the WSJ #1 Analyst in 2005.
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2) Michael Hallinan, Co-Founder and Chief Product Officer

Hallinan’s professional career spans more than 12 years of strategic innovation. Before co-founding SelfScore, he worked at U.S. CyberCommand and consulted Wall St. firms while at Booz Allen Hamilton.

SenderLogoNew

Sender is the first messenger for businesses, enabling direct chat communication with customers. Sender – like Google’s Search Bar with endless possibilities. Sender – the last and only app.

Features:
  • Creates 2-way communication of business with customers like in usual chat
  • Provides possibility for businesses to create business processes without developers and endless softwareApps updates
Why it’s great
People communicate with each other via chats with similar interfaces. Businesses communicate with people via apps with various unique interfaces and user experiences. 
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Presenters:

1) Kristina Chaiykovskaya, Department Head of E-business in PrivatBank
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2) Maria Gurina, Liqpay Business Development Manager at PrivatBank 

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3) Egor Avetisov, Creative director at Sender 


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Top Image Systems’ next-generation mobile image capture and processing solutions, like GlassCapture, are designed to make account opening, bill payment and other mobile-initiated process simple and fun!

Features:
    • Optimal user experience leads to customer loyalty
    • Upfront validation ensures the image is correct 
    • Perfect image capture enables straight-through processing in the backend
Why it’s great:
FIs that establish a reputation for mobile innovation are likely to benefit in the future from greater market share and more loyal customers.

Alumni News– August 12, 2014

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgUK peer-to-peer leader Zopa tops $1 billion.
  • TSYS launches its Enterprise Tokenization solutions to help boost e-commerce security.
  • Thomson Reuters introduces Watchlist Pulse, a buy-side app for its Eikon platform.
  • Jingit’s Co-CEO and Co-Founder Joe Rogness explains to PYMNTS how they combine advertising and payment transactions.
  • StockTwits adds Former Yahoo! CEO and Robert Peck, SunTrust Tech Analyst, to Board of Directors.
  • Nanalyze features Dynamics ePlate technology.
  • Australia’s The Age considers how Society One plans to undercut banks’ personal loan rates by 5%.
  • Knox Payments considers how Mint, LendUp, and Simple are empowering our increasingly cashless society.
  • Oink brings its youth payment technology to online game company, Smilegate West.
  • San Francisco 49ers football team adds Wealthfront to list of benefits for employees.
  • Luxoft opens new delivery center in Guadalajara.
  • CEB Blogs interview Wipro’s Chief Learning Officer Abhijit Bhaduri.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Alumni News– June 16, 2014

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgBillGuard named one of Business Insider’s “20 Hottest Startups from Israel in 2014.”
  • Luxoft announces new offices in Detroit, Michigan.
  • Mobile Payments today interviews CashStar president and CEO, Ben Kaplan.
  • Investor Place looks at Blackhawk Networks’ place in ecommerce.
  • SecondMarket to form a syndicate to bid on upcoming bitcoin auction by the U.S. Marshals service.
  • Kiboo launches getback.net to tackle employee expenses.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

FinovateEurope: Behind the Scenes with Luxoft, Topicus Finan, and Jumio

Here’s a look at another set of companies who showed off their new technology at FinovateEurope in London last month.

If you missed the previous behind-the-scenes features, you can check them out below:


LuxoftLuxoftLogo.jpg

What they do

With its mobile tablet app, iStockTrack, Luxoft aims to give premium bank clients a single, powerful tool to compare stocks, monitor their wealth, do daily banking activities, keep up with industry news, and more.

Stats
    • 7,000+ employees
    • 19 offices worldwide
    • 130+ clients
    • 300+ successful projects
    • Public company NYSE: LXFT

The experience
The screenshot below, which captures the user experience on the iPad, illustrates the client view of their net worth in the Banking tab. The top of the screen details the user’s individual accounts, while the graph in the middle shows a visual representation of the user’s net worth over time and projected future net worth.

Near the bottom, the user has access to tools such as a calculator, a video chat connection to their advisor, and an ATM locator. The user can customize these to their individual preferences.

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This screenshot shows the user’s Favorites section that breaks down an individual stock (in this case, Google). It includes a comprehensive view of the stock, including data, a written business summary, and the ability to compare it with other stocks.

Also noteworthy is the Analyst Consensus section in the bottom right corner, which advises the user on the option to buy, sell, or hold a stock.

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The screenshot below shows stock indices along the top, along with relevant events on the bottom right, and news on the left. Written news releases are located along the left side, and are complemented with videos on the bottom help to further inform the user on their trading decisions.

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Luxoft can bring iStockTrack to any banking client within 4-6 weeks.The app can be re-skinned to match the branding preferences of any financial institution. 

Luxoft has been around for 14 years and provides a host of other financial solutions.

Check out Luxoft’s live demo from FinovateEurope here.


Topicus Finan

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What they do

Among Topicus Finan’s many different solutions is its self-serve small business lending product, which it demoed at FinovateEurope. This product-as-a-service provides entrepreneurs with an easy-to-understand view of their business financials along with tools such as what-if analyses to determine the financial impact of possible decisions.

Simultaneously, the lending institution is given full visibility into the business owner’s financials and decisions, and even informs them when the entrepreneur is seeking additional capital.

Stats
    • 52 full time employees and growing
    • Turnover in 2013 was €4.1 million
The experience

The below screenshot illustrates the entrepreneur’s view of their small business finances. In this case, after the client logs on via their tablet’s web browser, they see an advisory graph that shows the assessment rating that the business receives on 6 different pillars: Capital, Liquidity, Return on capital, Revenues development, Payment behavior, and Payment credit charges.

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The entrepreneur can also view graphs of their solvency rate, gross profit margin, and net cash. Additionally, they have the ability to see how each of these metrics will change with different scenarios such as purchasing equipment or adjusting labor.

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The financial institution is given a full view of the small business’ finances. In this case, the business owner tested a what-if scenario about financing a new piece of machinery, and realized he did not have the cash flow to make it happen.

Afterwards, the loan officer was alerted that the client needed additional capital to purchase the new piece of machinery. At this point, the loan officer can easily view the actual business metrics to help make the decision about how much capital to offer.

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Topicus Finan counts ING as one of its largest customers. The Dutch bank uses Topicus Finan’s software worldwide.

Check out Topicus Finan’s live demo video from FinovateEurope here.


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What they do

Jumio’s Fastfill speeds up a bank’s customer acquisition process by extracting data on a customer’s ID document. After scanning an ID such as a passport or driver’s license just once, the new client no longer needs to bother with filling out multiple fields on a form.

Stats

    • Raised $37 million, $25 of which was from Andreessen Horowitz 
    • PCI 1 Certified 
The experience

To open an account, the user is faced with the following 12-field form. In order to expedite the process and decrease friction, the user is presented with the option to scan their ID.


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The user scans their ID document, just as they would a check during a remote deposit capture process. Acceptable documentation includes a drivers license, passport, or government-issued ID.

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The screenshot below shows what the form looks like after it has extracted the information from the ID.

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Jumio also offers two other products that use its imaging technology, Netswipe, which allows consumers to pay by taking a picture of their credit card, and Netverify, which uses facial comparison to determine if users are who they say they are.

Check out Jumio’s live demo from FinovateEurope here.

FinovateEurope 2014: FinTech on Film

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Your plan to binge watch “House of Cards” just got a little more complicated.

The videos from FinovateEurope 2014 are now available in our Video Archive section. Two full days of demos. 67 presentations. More than 470 minutes of fintech innovation. No gorilla suits or no-look, laptop tosses this time around. But the two-day event did feature an entertaining performance by a precocious young investor, a pair of innovators in motorcycle helmets, and a Russian supermodel.

And if all that doesn’t whet your appetite, here’s a look at the demo videos from the nine companies awarded Best of Show honors this year. Click the image to go to the video page.

Enjoy!

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Momentum

Luxoft Helps Banks Give their Clients a Single Place to Track their Investments

This post is part of our live coverage of FinovateEurope 2014.

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Next, Luxoft demonstrated iStockTrack, an app that gives users a single place to connect with their investment life:
“iStockTrack is an innovative iPad solution providing mobile banking services for private and premium banking clients. iStockTrack features include client consolidated wealth view, investment portfolio monitoring, personal adviser video call and chat, 24/7 individual banking services, instant market data and news, and macroeconomics dashboard – all in one app!”
Presenting Przemyslaw Berendt (VP Global Marketing)

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Product Launch: May 2013
Metrics: 7,000+ employees, 19 offices worldwide, 130+ clients, 300+ successful projects, revenue CAGR 26% FY 2011 to FY 2013
Product distribution strategy: Direct to Business (B2B)
HQ: Zug, Switzerland
Founded: 2000
Website: luxoft.com
Twitter: @Luxoft_tweets

FinovateEurope 2014 Sneak Peek: Part 2

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We are counting down the days and weeks to FinovateEurope 2014, our fourth Finovate event in London. On February 11 and 12, Old Billingsgate Market Hall will once again host two days of demo-only fintech presentations and high-quality networking with professionals from across the industry.

To help you get to know the companies presenting next month, here’s an introduction to another six innovators that are building tomorrow’s fintech today. See Part 1 for the first six. 


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Advanced Merchant Payments enables banks, merchant acquirers, and other institutional lenders to profitably offer short-term, unsecured loans to underserved small businesses in both developed and emerging markets.
Features:
  • Proven, profitable, and scalable managed solution
  • Requires minimal investment or technical development
  • Complementary, value-add, product set supports customer acquisition and retention
Why it’s great:
AMP enables banks to profitably lend to those small business customers who might otherwise be underserved for reasons of cost and efficiency.

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Thomas De Luca
Chief Executive and co-founder of AMP. Previously co-founded multi-currency payment processor Planet Payment, Inc. (NASDAQ: PLPM). Before that: Legal Affairs at American Express.

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James Phillip Lloyd
Director of Product Management at AMP. Previously Operations Delivery Manager for European payment service provider, Realex Payments. Before that: Strategy & Operations at Deloitte Consulting

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Fiserv, the world’s leading provider of digital banking and payment solutions will demonstrate the next generation version of Mobiliti.
Features:
Mobiliti, Fiserv’s mobile and tablet banking platform, focuses on completeness, intuitive design and disruptive functionality.
Why it’s great:
Fiserv’s Mobiliti is the broadest and most disruptive set of features on a mobile device, without compromising the user experience.

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Denis Zelensky
Is passionate about mobile and stays mobile himself: born in Russia, educated in the U.S., lives in London, and works with financial institutions across EMEA.

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Jonathan Atkinson
Pre Sales, Mobile Solutions

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GMC Software Technology is a leader in the field of Customer Communications Management. GMC develops innovative software applications that enable businesses to transform the customer experience.
Features:
GMC Inspire Mobile Onboarding is a game-changing innovation that allows banks to attract, retain, and grow customers through real-time, interactive communication.

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Antoine Hemon-Laurens
Is an expert in Customer Communications Management. He is Director of Mobile Product Marketing at GMC.

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Gary Jenkins
Product Manager for GMC Software Technology and has extensive experience in delivering Enterprise solutions into the financial sector.

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Luxoft‘s iStockTrack is an innovative mobile application for premium & private banking services that offers state of the art user experience.
Features:
  • Provides comprehensive customer experience for private & premium banking clients
  • Offers unlimited sales capabilities to banks
  • Reduces cost of service per client
Why it’s great:
iStockTrack is a toolkit that can be customized to fit business needs and corporate style in just four weeks.

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Przemek Berendt
Global Marketing Vice President at Luxoft (NYSE: LXFT). Previously Luxoft Poland, Managing Director. Prior to Luxoft, Przemek was Business Development Manager at Betware.

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Money On Toast is a revolutionary new service that allows clients to get fully-regulated, automated financial advice directly online.
Features:
  • Clients can access FCA-regulated advice online via an algorithm-powered virtual adviser
  • Automatically generates a suitability report
  • Provides a fully compliant audit trial
Why it’s great:
Money on Toast is the first UK-based company to drive the way financial advice is delivered into the modern digital age.

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Charlie Nicholls
Founder and managing partner of Money on Toast. Studied law at Cardiff University. Lives and works in London.

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Catharine Dodd
Manages the online advice service at Money on Toast. Based at the Chichester office on the south coast.

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Smart Engine is a pioneer in the field of customer loyalty. We are drivers of innovation and leaders in personalized target marketing.
Features:
  • Merging online and offline shopping world for retail customers
  • Closer to the customer with real-time in-store targeting
  • Increases customer lifetime value
Why it’s great:
Shopping Assistance adds an entirely new level of “big data” consumer profiling and multichannel targeting to our card-linked offer, bank loyalty platform.

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Christian Bacher
Spent more than 20 years working at different top management levels in IT solutions for the banking and payment industry in Europe and Russia.

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Anna Bacher
Has more than 15 years of international experience in designing and implementing complex IT solutions for the banking and payment industry in Europe and Russia.