“Along with their industry leading PFM, MoneyDesktop has developed, and will be revealing, its powerful back-end data analytics and marketing platform. Comprised of two products, Insight and Target, the new platform equips financial service organizations with easy-to-consume user insights that can effortlessly be transformed into targeted marketing campaigns — leading to higher conversion rates, greater wallet share and increased loan volume.Insight leverages aggregated PFM user data to create customizable marketing segments based on users’ growth, demographics, accounts, spending, interest rates on competing financial products and more.Target turns insight into action by enabling financial institutions to continually create and send targeted marketing content and product offerings that are hyper relevant to their user base. Together – Insight and Target provide financial institutions a groundbreaking new way to market and drive adoption of their most valuable account types.”
Escardgot Launches the Helix SCard and SCard-Go Mobile App
This post is part of our live coverage of FinovateSpring 2013.
“The patented Helix SCard, combined with the SCard-GO mobile app, allows a consumer to reduce their wallet-full-of-cards down to a single, secure card. The innovative technology inside the Helix SCard allows it to become any magnetic stripe card – for example, a credit or debit card.In addition to selecting different cards, SCard-GO mobile app allows a consumer to make transactions, review transactions, and receive electronic offers from merchants. The Helix SCard works with existing POS technology and does not require a hardware upgrade like NFC does. And because it does not require a transaction fee, it is transparent to the credit industry, unlike Square. It is also transparent for the end consumer, as the Helix SCard has the same form factor, appearance, and behavior as a standard credit card.”
Expensify Launches Solution to Turn Expense Reports into Invoices
“Announcing Expensify Invoices! Now it’s possible to transform expense reports into invoices and send directly to clients. Upload your company logo to create branded invoices. Combine multiple expense reports into a coherent branded invoice to email to your client with custom payment terms. Your clients can even pay their invoice directly through Expensify with ACH Direct Deposit or PayPal.
Your favorite expense management software just got better! Take the paper, time, and headaches out of invoicing with Expensify Invoices.”
GreenDot Introduces GoBank, the Mobile-Optimized Bank
This post is part of our live coverage of FinovateSpring 2013.
“GoBank is a brand of Green Dot Bank, Member FDIC. GoBank is the first bank account designed from scratch to be opened and used on a mobile device. With GoBank, members have full access and control of their money from their iPhone, iPod Touch, or Android device, have no overdraft fees or minimum balance requirements, and can withdraw cash from more than 42,000 fee-free ATMs in the U.S.”
Realty Mogul Launches Crowd-Funding Platform for Real Estate Investing
This post is part of our live coverage of FinovateSpring 2013.
“Realty Mogul is a marketplace for investors to pool money online and buy shares of pre-vetted investment properties like apartment buildings, office buildings, and retail centers; it’s crowd-funding for real estate.Realty Mogul is demoing the full transaction life cycle of an investment, from account creation through electronic documentation to funding via ACH. We are also demoing what it looks like to be an active investor and how to monitor investments via a dashboard.”
Better ATM Services Bridges the Gap Between ATMs and Prepaid Cards
This post is part of our live coverage of FinovateSpring 2013.
“Better ATM Services has bridged the gap between ATMs and prepaid cards. Better ATM Services worked with major credit card payment networks to develop thinner, yet durable 3-panel cards that can roll through ATM cash mechanisms, yet function like normal payment cards at point-of-sale terminals. We also worked with major ATM manufacturers to develop very minor modifications that allow existing ATMs to select, load, activate, and dispense these new cards. This new card design is now approved for use by financial institutions throughout the U.S., and international approvals are underway. Financial institutions can now automate their prepaid programs through their existing ATM fleets.”
TSYS, People-Centered Payments and Spend Controls for Consumers
This is part of our live coverage of FinovateSpring 2013.
“TSYS Spend Controls for Consumers provides convenience, control, and peace of mind with the power to turn the consumer’s browser or connected device into a 21st century financial control center. They can remotely control how, when, and where their money gets used, and most importantly by whom. The payee will be sent easy to understand, plain category exclusions and restrictions that will reduce risks for both the card issuer and the consumer by monitoring transactions in real-time and enforcing responsible spending at the point of sale. This allows everyone to avoid costs and aggravation associated with misuse and fraud, results in higher payments automation, helps businesses grow volumes by increased efficiencies and furthers card adoption.”
Moven Debuts Money Pulse to Help Users Manage Day-to-Day Finances
“Moven is demonstrating their mobile banking experience along with how our Spend, Save, Live tools will help consumers manage and improve their financial health. The demo will include features of the day-to-day mobile banking experience and the online platform.”
Internet Biometric Security Systems Provides Web Portals with Advanced Biometric Security Protection
This post is part of our live coverage of FinovateSpring 2013.
“Genesis Enterprise Edition is a full-scale, comprehensive, biometric identification management system. Our system uses an industry superior, 4-factor identification design:1. Real time, legal verification of end user personal information2. Coupled with RealTime biometric facial authentication3. Coupled with RealTime voice authentication4. Coupled with RealTime event session biometric monitoring of each online financial transaction equipped with a biometric authenticated timeline audit log record.IbssMail provides a full, 360, biometrically-secured, email platform that provides superior privacy and protection of financially sensitive online email communications.”
Virtual Piggy’s New Mobile App Helps Kids Make Online Transactions
This is a part of our live coverage of FinovateSpring 2013.
“Virtual Piggy’s new mobile app will bring an innovative new technology to the market that will have a disruptive impact on global m-commerce. With over a billion U18’s worldwide shopping online at an earlier age and becoming more proficient than any previous generation with internet enabled devices, Virtual Piggy noticed that there was no easy mechanism for this group to transact online. All existing methods involved friction and often resulted in undesirable outcomes, such as fraud.Virtual Piggy’s technology allows merchants to sell to U18s in a COPPA compliant, parent approved manner, unlocking an estimated $211B in annual spending power for online retailers.”
Banno Launches Kernel for Financial Institutions to Better Understand their Customers
“Banno Kernel enables financial institutions to leverage the way consumers interact with their business by delivering on the promise of true one-to-one marketing. Kernel positions the next best product to each individual consumer based on interest, across any channel. It exposes a modern web API for integration across all channels – online, mobile, ATM, e-statements and more. Through a real-time dashboard, financial institutions receive an exact picture of the next best product for each individual user. Kernel continues working the lead opportunity throughout any channel on which the user chooses to engage.”
Corduro Introduces PayMobile: Payment Free from Devices, Cards and Checks
This is post is part of our live coverage of FinovateSpring 2013.
“At the show, you will experience payments free from devices, cards, and checks. Use a card if you want, but you’ll miss the innovation. Download Corduro PayMobile, register, add a credit/debit/gift card to the wallet, and be a part of the innovation. Corduro PayMobile is integrated to social networks, and provides both merchant and consumer payment acceptance.