Feedzai and Matrix Partner to Create Standardized Fraud Fighting Approach

Feedzai and Matrix USA are launching a Center of Excellence to deliver a standardized, repeatable approach to help financial institutions deploy fraud and AML solutions. The partnership addresses the growing AI-driven fraud threat, as more than 50% of fraudsters now use AI. By combining AI-native technology with deep implementation expertise, the companies aim to help banks modernize fraud and AML programs at speed and scale without disrupting day-to-day operations. Risk management solutions provider Feedzai is teaming up with advisory and technology services company Matrix USA to help financial institutions fight the rising threats of fraud and money laundering. The two companies are collaborating on a Center of Excellence that will create a standardized approach to deploying fraud and anti-money laundering (AML) solutions. Highlighting the need for fraud prevention strategies that can keep pace with increasingly sophisticated threats, Feedzai Co-Founder and CEO Nuno Sebastião said AI has permanently reshaped the financial crime landscape.…

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Finovate Global UK: Regulatory Complexity, Tech Innovation, and Keeping Consumers Safe

Heading into 2026, there are some challenges to banks, fintechs, and financial services companies that are almost universal. How can firms navigate regulatory uncertainty? What is the most sustainable pace for the adoption of enabling technologies like blockchain and AI—much less basic modernization and digital transformation? What do consumers expect from banks and financial services providers in 2026 and how can these institutions do a better job of serving them? With FinovateEurope coming to London in less than a month, this week's Finovate Global will examine these issues in the context of fintech in the United Kingdom. Future editions will look at how these trends are playing out in Western and Southern Europe, the Baltics, as well as Central and Eastern Europe. Navigating Regulatory Complexity: Balancing Innovation and Risk More than a decade later, the consequences of the UK's decision to leave the European Union continue to reverberate throughout the…

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From Gadgets to Systems: What CES 2026 Signals for the Future of Banking

CES is known for flashy gadgets and fun consumer technology. For most banks, CES is not a must-attend event because it does not focus on fintech and banking. There is, however, still value in attending the show, as emerging technologies can signal how customer expectations and new operating models are evolving. U.S. Bank understands this and sent two executives, Don Relyea, Chief Innovation Officer, and Todder Moning, Head of R&D, Innovation, on a "Future Safari" to check out what's new, what's next, and what's possible when it comes to implementing technologies. After they returned to the office last week, we interviewed Relyea and Moning to unpack what CES 2026 revealed from a banker’s perspective. From embedded AI and robotics to agentic commerce and cross-industry convergence, they highlight new trends, unpack which were overhyped, and explain what bank leaders should be paying attention to over the next 12 to 24 months.…

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Worldline Connects AI Agents to its Global Payment Ecosystem

Worldline is launching new AI capabilities to help merchants move from experimenting with AI agents to deploying them in real-world commerce. The company’s MCP servers act as a bridge between LLMs and payment APIs to allow AI agents to initiate transactions, issue refunds, and manage payment workflows using natural language. Worldline acknowledged its support for emerging standards like Google's AP2 and UCP, as well as European regulatory requirements. Global payments company Worldline is making new moves to join the agentic future. The France-based firm is launching new capabilities that are helping companies to move from experimenting with AI agents to deploying AI agents. According to McKinsey, agentic commerce could see between $3 trillion and $5 trillion in global retail value by 2030. To help users leverage this opportunity, Worldline is unveiling two new capabilities to interface with AI agents and help merchants experiment with AI-powered workflows and commerce experiences. For…

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Plumery Launches AI Fabric to Help Banks Operationalize AI

Digital banking development platform Plumery unveiled its AI Fabric this week. The new offering will help banks operationalize AI safely and aid them as they deploy AI-assisted digital banking solutions. Headquartered in Amsterdam, Plumery made its Finovate debut at FinovateEurope 2025 in London. Ben Goldin is Founder and CEO. A new offering from digital banking development platform Plumery will help banks safely operationalize AI and provide a foundation for AI-assisted digital banking. Plumery's AI Fabric gives financial institutions a standardized way to connect AI and generative AI models and agents to banking data. This alleviates the need for customized system integrations and helps direct institutions toward an event-driven, API-first architecture that scales as firms grow. "Financial institutions are clear about what they need from AI. They want real production use cases that improve customer experience and operations, but they will not compromise on governance, security, or control," Plumery Founder and…

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FinovateEurope 2026 Sneak Peek Series: Part 1

A look at the companies demoing at FinovateEurope in London on February 10. Register today using this link and save 20%. AAZZUR AAZZUR is an easy and cost-effective way for brands and platforms to seamlessly integrate financial products and increase customer value. Features 10x cheaper and 4x faster: Launches banking and cards in 4 to 6 months 70+ plug-and-play modules and use case packages: Delivers hassle-free embedded finance Vendor-agnostic orchestration: Offers one integration for 30+ fintech partners Who's it for? Challenger brands and mid-stage fintechs. Francis Francis is a personal finance AI for people in tech that turns fragmented financial data into actionable wealth insights. Pensions, property, investments, cash – all data in one place. Features Tracks all pensions and ISAs in one place Checks and optimizes investment fees Benchmarks the user's portfolio against a market index Estimates total investable cash Who's it for? Francis is for all of the unadvised,…

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Klarna Launches P2P Payments in Europe

Klarna has launched peer-to-peer payments in 13 European markets, enabling users to send money, split bills, and gift cash directly within the Klarna app. The move shifts Klarna beyond buy-now, pay-later toward becoming an everyday digital hub for spending and money management. While initially limited to Klarna users sending domestic payments to other Klarna users, the company plans to expand P2P payments to non-users, cross-border transactions, and potentially stablecoin-based options in the future. Digital payments app Klarna is taking a step to become more like a bank. The Sweden-based company has launched peer-to-peer (P2P) payment capabilities this week, making it possible for users to send funds to family and friends. The new P2P capabilities will initially be available in 13 European countries: Belgium, Denmark, Finland, France, Germany, Italy, Netherlands, Norway, Poland, Portugal, Spain, Sweden, and the UK. Customers in these nations will be able to use the Klarna app to…

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Four Innovators in Embedded Finance, Open Finance & Banking Infrastructure

While perhaps not as flashy as AI or blockchain technology, embedded finance, open banking, and open finance are already transforming the way individuals and businesses interact with banks, financial service providers, and even retail organizations. By enabling firms to leverage partnerships and APIs to offer services and products they would struggle to offer on their own, these technologies give companies a tremendous opportunity not only to enhance their offerings with greater efficiency and personalization, but also to expand their product lines, provide new solutions, and secure new sources of revenue. This week, in our continuing series previewing companies that will demonstrate their latest innovations at FinovateEurope 2026, we showcase four companies that are helping banks and other financial institutions take advantage of the opportunities made possible by embedded finance, open banking, and open finance. FinovateEurope 2026 will take place at London's Intercontinental O2 on February 10 and 11. Tickets are…

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Polygon Labs Acquires Coinme, Sequence to Facilitate Stablecoin Payments

B2B2C crypto enablement platform Coinme has agreed to be acquired by Web3 software development firm Polygon Labs in a deal that also involves onchain payments company Sequence. The two acquisitions will help Polygon Labs complete its Open Money Stack, which is designed to enable regulated stablecoin payments and transfers. Founded in 2014 and headquartered in Seattle, Washington, Coinme made its Finovate debut at FinovateSpring 2022. Neil Bergquist is CEO. Coinme, a US-based B2B2C crypto enablement platform, has agreed to be acquired by Web3 software development firm Polygon Labs. Polygon Labs is also acquiring Sequence, which facilitates onchain payments at scale. Acquiring the two firms gives Polygon Labs the core infrastructure it needs for its Open Money Stack, an open and integrated suite of services and technologies that enable regulated stablecoin payments and money movement, powered by Polygon's blockchain rails. "By combining Coinme's regulated US payment infrastructure and nationwide cash network…

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Checkout.com Gets the Thumbs Up to Operate as its Own Bank Charter

Checkout.com has received approval for a Merchant Acquirer Limited Purpose Bank (MALPB) charter in Georgia. The charter enables the UK-based payments provider to operate as its own acquirer in the US. The move marks a major expansion of Checkout.com’s North American strategy, as it expects full banking operations in 2026. Digital payments provider Checkout.com has received approval for its Merchant Acquirer Limited Purpose Bank (MALPB) charter from the Georgia Department of Banking and Finance. For UK-based Checkout.com, this regulatory approval will allow the fintech to transition to operating a MALPB in the US. Checkout.com sees the approval as the next step in its journey, which includes direct US card network integration and the ability to operate as its own acquirer in the US market. Bringing both of these aspects in-house will offer Checkout.com more control, allow it to move faster, and offer better acceptance rates in order to deliver the…

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Nationwide Selects Moneyhub for Consumer Spending Insights

Nationwide has selected Moneyhub to enrich and categorize card and direct debit transaction data using AI-driven analysis. The partnership enables deeper transaction-level insights that support better personal finance management for customers, alongside improved fraud detection, risk monitoring, and personalization for Nationwide. The deal highlights how transaction data is becoming a strategic differentiator for banks competing on insight-led products and customer experience. UK financial services company Nationwide has selected open data platform Moneyhub to help categorize, enrich, and better understand consumer transaction data. Nationwide will leverage Moneyhub’s AI-driven Categorization and Enrichment engine to analyze consumer transactions made on cards and with direct debits. The transaction analysis will allow Nationwide to see details such as contact and location data for the website or store where the purchase was made. This deep understanding of transaction details will benefit both customers as well as Nationwide. The additional data will help customers better manage their personal finances…

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Revolut Unveils Anti-Impersonation Scam Solution

Challenger bank Revolut has launched new anti-impersonation functionality on its app to help its users avoid deepfakes and scams. The new in-app identification feature works in real-time to let users know if they are receiving a call from a legitimate Revolut agent or a potential fraudster. Founded in 2015, Revolut made its Finovate debut at FinovateEurope the same year. Nik Storonsky is Founder and CEO. How confident are you that you can tell the difference between a genuine caller and an AI-powered deepfake impersonation? All the time? Most of the time? Some of the time? According to a report from the National Library of Medicine, only 25% of people can accurately identify a deepfake voice, making impersonation scams that much more effective and turning voice calls into what it called "a critical vulnerability." In response, Revolut has unveiled its solution to the rising security challenge of AI deepfakes and impersonation…

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