AAZZUR Teams Up with Corpay to Enhance Cross-Border Payments

AAZZUR Teams Up with Corpay to Enhance Cross-Border Payments
  • Embedded finance platform AAZZUR has teamed up with Corpay Cross-Border, a division of Corpay Inc.
  • The partnership will combine AAZZUR’s infrastructure with Corpay Cross-Border’s international network, allowing businesses to integrate and manage payments, expenses, and cross-border transactions more efficiently.
  • London-based AAZZUR made its Finovate debut earlier this year at FinovateEurope 2026. Philipp Buschmann is CEO.

Embedded finance orchestration platform AAZZUR has inked a partnership with Corpay Inc.’s cross-border business. The partnership will combine AAZZUR’s infrastructure with Corpay Cross-Border’s global network to enable businesses to integrate trusted payment, expense, and cross-border solutions to better manage risk and scale internationally.

“We’re excited to be partnering with Corpay to help bring powerful financial tools closer to the businesses that need them most,” AAZZUR CEO Philipp Buschmann said. “Corpay has built strong solutions around payments, expenses, and cross-border transactions, and our role at AAZZUR is to make those capabilities simple and intuitive for customers to access and use in their day-to-day operations. This partnership removes friction, helping businesses launch and scale financial services faster, while giving their customers a smoother and more connected experience.”

AAZZUR’s technology replaces complex multi-provider builds with an option that requires no platform investment and offers faster time-to-market. The company’s platform serves as an orchestration layer between financial services providers and customer-facing applications, enabling businesses to integrate and manage multiple payment and FX provider relationships from a single access point. This partnership with Corpay now brings cross-border payments to businesses using AAZZUR’s technology.

“By combining Corpay Cross-Border’s global payments expertise with AAZZUR’s embedded finance infrastructure, we’re helping customers simplify international transactions and support their growth ambitions with greater confidence and efficiency,” Corpay Cross-Border Solutions Chief Marketing Officer Brad Loder said.

Corpay Cross-Border is a division of Corpay, which offers corporate payment and expense management solutions. With more than 800,000 customers, Corpay helps businesses streamline accounts payable and manage international transactions while reducing costs and defending against fraud. Headquartered in Atlanta, Georgia, and founded in 2000 as FLEETCOR Technologies, the company rebranded to Corpay in March 2024 in a move designed to reflect the firm’s evolution from a regional fuel card company to a global payments firm.

Founded in 2020 and headquartered in Berlin, Germany, AAZZUR made its Finovate debut earlier this year at FinovateEurope 2026 in London. At the conference, the company demonstrated its Smart Finance Blocks, a suite of modular, plug-and-play fintech components that allow businesses to build or embed financial services into customer journeys. AAZZUR’s Smart Finance Blocks transform complex API services into ready-to-use, embedded finance solutions, making embedded finance up to ten times cheaper and four times faster to launch.

Since making its Finovate debut in February, AAZZUR has announced partnerships with European electronic money institution Wallester to integrate the firm’s card issuing infrastructure and with fellow Finovate alum Doshi for its financial education, gamification, and behavioral insights engine.


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Embedded Finance Innovator AAZZUR Forges Partnership with Wallester

Embedded Finance Innovator AAZZUR Forges Partnership with Wallester
  • Embedded finance orchestration platform AAZZUR has announced a partnership with electronic money institution Wallester.
  • Wallester will integrate its card issuing infrastructure into AAZZUR’s regulated partner ecosystem.
  • Headquartered in Berlin, Germany, AAZZUR made its Finovate debut at FinovateEurope 2026 in London.

Embedded finance orchestration platform AAZZUR has teamed up with EU-based electronic money institution (EMI) and Visa Principal Member Wallester. The partnership will integrate Wallester’s card issuing infrastructure into AAZZUR’s partner ecosystem. This will allow AAZZUR to offer Wallester’s card issuing capabilities to its clients, enabling them to access issuing services via a single integration.

“Our focus is on simplifying access to regulated financial infrastructure,” AAZZUR CEO Philipp Buschmann said. “Businesses increasingly require flexibility in how they structure and deploy financial services, and partnerships like this ensure we can provide broader issuing capability through a single, coordinated framework.”

AAZZUR’s platform works as an orchestration layer that connects businesses to regulated partners offering payments, banking, and other financial services. AAZZUR consolidates these connections in a unified operational framework to streamline the deployment of financial products and services and reduce the amount of operational fragmentation often experienced by companies building embedded finance offerings. This week’s partnership with Wallester adds to the issuing options available through AAZZUR’s ecosystem and will be valuable for those companies operating in the European market that want compliant and scalable card programs.

“By integrating our capabilities into AAZZUR’s orchestration layer, we are creating a seamless path for their clients to access Visa Principal Member services,” Jana Marinkovikj, Wallester White Label and Direct Partners Affiliate Manager, said. “This collaboration ensures that businesses seeking a complete financial stack can easily incorporate our scalable card programs as a core component of their solution.”

Headquartered in Estonia, Wallester is an electronic money institution (EMI) and Visa partner that specializes in digital financial solutions and card issuance in the European Economic Area (EEA) and the UK. Founded in 2016, Wallester offers a white-label embedded finance solution that enables businesses to integrate financial services directly into their platforms, as well as a corporate expense management solution, Wallester Business, that provides instant access to virtual and physical Visa cards, expense tracking, budget analytics, and seamless integration with accounting systems. Sergei Astafjev is Co-Founder, CEO, and Chairman of the company’s management board.

Founded in 2020, AAZZUR made its Finovate debut at FinovateEurope 2026 in London. At the conference, the Berlin-based fintech demonstrated the effectiveness of its Smart Finance Blocks. This solution is a suite of modular, plug-and-play fintech components that enable businesses to build and/or embed financial services into their customer journeys. Smart Finance Blocks can be combined, deployed, and branded for specific use cases, turning complex API services into ready-to-use solutions. Users can deploy Smart Finance Blocks without investing in a tech stack, making embedded finance products and services easier and faster to launch as well as less expensive.

AAZZUR’s partnership with Wallester comes just a month after the firm reported that it was working with financial education platform, and fellow Finovate alum, Doshi. The collaboration combines Doshi’s education-led engagement engine with AAZZUR’s orchestration technology to enable banks and other institutions to leverage customer engagement with financial education content to help customers use the financial products and services more effectively.

“Doshi turns financial education into real engagement, empowering corporates, banks, and fintechs alike to advise their customers on how to make better use of the services available to them,” Buschmann said. “AAZZUR’s job is to make sure this engagement can be acted upon instantly, connecting the right customers to the right products and facilitating the launch of the financial services customers want and need, rapidly and with minimal integration work. To put it another way, AAZZUR’s middleware and frontend makes Doshi’s insights actionable.”


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FinovateEurope 2026 Sneak Peek Series: Part 1

A look at the companies demoing at FinovateEurope in London on February 10. Register today using this link and save 20%.

AAZZUR

AAZZUR is an easy and cost-effective way for brands and platforms to seamlessly integrate financial products and increase customer value.

Features

  • 10x cheaper and 4x faster: Launches banking and cards in 4 to 6 months
  • 70+ plug-and-play modules and use case packages: Delivers hassle-free embedded finance
  • Vendor-agnostic orchestration: Offers one integration for 30+ fintech partners

Who’s it for?

Challenger brands and mid-stage fintechs.

Francis

Francis is a personal finance AI for people in tech that turns fragmented financial data into actionable wealth insights. Pensions, property, investments, cash – all data in one place.

Features

  • Tracks all pensions and ISAs in one place
  • Checks and optimizes investment fees
  • Benchmarks the user’s portfolio against a market index
  • Estimates total investable cash

Who’s it for?

Francis is for all of the unadvised, mass-affluent tech and digital professionals with global compensation, starting with big tech in the UK.

mAI Edge

mAI BrandOS is an AI-powered creative system for banks. Fine-tuned per brand, it generates publish-ready, compliant marketing content across dozens of channels in minutes.

Features

  • Fine-tuned per brand: Encodes visual identity, tone, and compliance rules
  • Delivers publish-ready outputs: No manual rework or supplier delays
  • Provides built-in governance: Audit trails, GDPR compliant, EU AI Act ready

Who’s it for?

Tier 1 and Tier 2 retail and commercial banks or insurance companies in CEE, DACH, and Western Europe.

R34DY

ABLEMENTS is a context engineering platform that transforms complex IT landscapes, systems, data, processes, and architecture into AI-ready intelligence that enables enterprise transformation.

Features

  • Automates legacy discovery
  • Accelerates M&A integration
  • Drives digital transformation and AI enablement

Who’s it for?

Banks, credit unions, and enterprises struggling with legacy complexity and system integrators delivering digital transformation and M&A integration.

Four Innovators in Embedded Finance, Open Finance & Banking Infrastructure

Four Innovators in Embedded Finance, Open Finance & Banking Infrastructure

While perhaps not as flashy as AI or blockchain technology, embedded finance, open banking, and open finance are already transforming the way individuals and businesses interact with banks, financial service providers, and even retail organizations. By enabling firms to leverage partnerships and APIs to offer services and products they would struggle to offer on their own, these technologies give companies a tremendous opportunity not only to enhance their offerings with greater efficiency and personalization, but also to expand their product lines, provide new solutions, and secure new sources of revenue.

This week, in our continuing series previewing companies that will demonstrate their latest innovations at FinovateEurope 2026, we showcase four companies that are helping banks and other financial institutions take advantage of the opportunities made possible by embedded finance, open banking, and open finance.

FinovateEurope 2026 will take place at London’s Intercontinental O2 on February 10 and 11. Tickets are available now. Visit our FinovateEurope hub today and take advantage of big early-bird savings!


AAZZUR

AAZZUR enables brands—both small and medium-sized businesses as well as large corporations—to launch their own embedded finance solutions with a single integration. The company’s open banking platform serves as a layer above banks and fintechs, facilitating the exchange of data, messages, and transactions to boost satisfaction, retention, and monetization, while enhancing the way fintechs work with banks. Headquartered in Berlin, Germany, AAZUR was founded in 2017.


Francis

Francis enables financial institutions and fintechs to leverage AI to resolve challenges in their open finance initiatives. The company’s technology transforms fragmented financial data from pensions, property, investments, cash, and other sources into actionable wealth insights. Francis uses AI to process unstructured data and integrates it with market data, providing a holistic view of both personal and business finances. Founded in 2025, Francis is based in London, England.


Opentech

Opentech, a digital payments and transaction enrichment services provider, develops and operates full-stack solutions currently deployed by financial institutions and service providers in Italy, Switzerland, and Austria. The company’s open and scalable platform fosters interoperability between banks, card issuers, and international payment networks. Founded in 2003, Opentech is headquartered in Rome, Italy.


Hagbad

Hagbad works with organizations to digitize trust-based savings. The company modernizes traditional group savings systems through its secure digital platform, enabling compliant engagement, expanding customer reach, and promoting inclusive growth via a regulated, culturally aligned financial infrastructure. Hagbad’s platform features automated tracking and real-time transparency to ensure that contributions, payouts, and group activity are effectively monitored. Headquartered in the UK, Hagbad was launched in 2025.


Why banks should care

Embedded finance, open banking, and open finance offer banks an exceptional opportunity to introduce new products and services and to compete more effectively with rivals in both Big Tech and Big Retail. All three innovations foster increased accessibility, enabling financial institutions reach customers where they are. They also support greater personalization, empowering firms to offer more tailored financial products to customers, while simultaneously creating new revenue sources to diversify beyond traditional banking offerings.

Catch these and other innovative fintech companies next month at FinovateEurope 2026. With less than a month to go, there’s no better time than now to visit our FinovateEurope hub and secure your spot to the first big fintech conference of the year!


Photo by Ashkan Forouzani on Unsplash