Five Fintechs Helping Banks Manage Risk, Compliance, and Governance

Financial services are growing more complex, which means that risk, compliance, and governance are no longer simply back-office functions. These services, which were once considered "boring" aspects of fintech, are now core to how banks and fintechs operate, compete, and scale. From evolving regulatory expectations to increasingly sophisticated fraud and operational risks, financial institutions are under constant pressure to maintain control while continuing to innovate.

At FinovateSpring 2026, a new group of companies is demonstrating how banks can modernize governance, streamline compliance, and better manage risk across the organization. Below are five companies helping banks move toward a more proactive, automated, and scalable approach to risk, compliance, and governance.

CRIF

CRIF delivers a broad suite of credit bureau services, analytics, and decisioning platforms that help financial institutions make smarter, faster, and more transparent lending decisions. Its technology enables banks and lenders to design, test, and deploy credit strategies with…

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Synctera Acquires Compliance Fintech Cable

Synctera has acquired Cable to add real-time compliance monitoring and automated control testing to its BaaS platform.

Cable enables continuous, end-to-end oversight of fintech programs, replacing traditional point-in-time compliance checks.

Financial terms of the deal were undisclosed.

In the BaaS world, compliance is quickly moving from a box-checking exercise to a continuous, provable requirement. That's why embedded finance and BaaS fintech Synctera has acquired financial risk control platform Cable.

From Finovate's perspective, this is a fun announcement to see, as both companies have demoed at Finovate in the past. Cable showcased its Automated Assurance product at FinovateFall 2022. Two years later, Synctera demoed its platform at FinovateFall 2024.

UK-based Cable was founded in 2020 to offer a financial risk control platform with automated testing and real-time alerts that help clients manage, track, and have full oversight of the controls. Cable works in conjunction with a firm's existing compliance infrastructure…

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Best of Show Winner BlytzPay Unveils New Intelligent Payments Platform

Utah-based payments and collections platform BlytzPay announced an "evolution" of its platform and the launch of Blytz, which connects payments, customer engagement, and automation in a single layer.

Blytz consists of three components: BlytzPay, a text-first billpay solution; BlytzCollect, which uses text-based payment links to enhance outreach; and BlytzCash, which facilitates in-person cash payments via a network of 88,000+ retailers around the US.

Founded in 2017, BlytzPay won Best of Show in its Finovate debut at FinovateSpring 2019 and again later that year at FinovateFall 2019 in New York. Robyn Burkinshaw is Founder and CEO.

BlytzPay, which won Best of Show in its Finovate debut at FinovateSpring 2019 and again later that year at FinovateFall, has announced an "evolution" of its platform and the launch of Blytz. Blytz represents a new iteration of the company's intelligent payments and collections platform that connects payments, AI-powered customer engagement, and automation…

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London-Based Round Raises $6 Million to Automate Treasury Management

Round has raised $6 million and announced the launch of agentic workflow and autonomous payroll tools to automate treasury, AP, and payroll.

The company combines AI-driven automation with owned payment infrastructure to fully execute finance teams' money movement commands.

By sitting in the flow of funds, Round introduces new competition for banks, treasury management system providers, and fintechs.

Treasury management company Round has closed $6 million in seed funding this week, boosting its total funding to $8.1 million. The London-based fintech is also unveiling two new products: Agentic Workflow Builder and Autonomous Payroll. 

Today's round was led by Alstin Capital. Existing investors including Passion Capital, along with new investors Backed VC and Love Ventures, as well as angel investors, also contributed. Uniquely, Round's own clients also invested. Around 10% of the company's customer base contributed to today's round.

"We are building for the finance team of the future, one…

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Fintech Rundown: A Rapid Review of Weekly News

There may be April showers out your window, but the fintech landscape is all flowers this week. Take a look at all of the highlights from fintech funding, product developments, partnerships, and more below. We’ll continue to add more announcements as the week progresses.

Payments

Gr4vy supports agentic payments through orchestration and launches development kit to prepare merchants for AI commerce.

Adyen launches Intelligent Money Movement to unify enterprise payments, liquidity management, and payouts.

GoCardless grows 22% in 2025, records first quarter of profitability.

Wise plans to move public listing from London to Nasdaq in May.

Icon Solutions appoints Anders Olofsson as EMEA Sales Director.

Investing and wealth management

Vested crossed $1 billion in assets under administration.

Small business tools

Remote expands its global employment infrastructure with acquisition of Bravas.

Round raises $6 million to automate treasury management.

InvoiceCloud unveils AI-powered billing experience.

Yooz introduces intelligent Line‑Level Matching to bring…

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Binance Joins Crypto Rivals in Race to Launch Prediction Markets

Binance is adding prediction markets via a partnership with Predict.fun to enable one-click, fee-free bets on real-world events using existing account balances.

The move raises regulatory and ethical concerns, as prediction markets blur the line between forecasting and gambling and operate with limited oversight.

The move opens a new revenue stream while attracting retail users interested in event-based trading and deeper platform engagement.

Digital asset exchange platform Binance is adding a new revenue stream today. The Cayman Islands-based company has added prediction markets to the Binance App, allowing users to place bets on real-world outcomes across categories.

Binance has teamed up with Predict.fun, a forecasting platform that will host prediction markets on Binance's platform. The newly integrated prediction markets will offer one-click, fee-free access, with no complex onboarding required. Users will be able to use their Spot and Funding Account balances.

"Prediction markets allow participants to take positions on future…

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Finovate Global Thailand: Digital Assets, Agentic Transactions, and Moving Money

This week's edition of Finovate Global reviews recent fintech news and headlines from Thailand.

DV8 Public Company to Acquire Rakkar Digital

Pending regulatory approvals, DV8 Public Company has announced plans to acquire Rakkar Digital, a digital asset custody provider, and invest up to $3 million (THB100 million) in the firm. DV8 has inked a share sale and purchase agreement to buy Rakkar's ordinary shares from its existing shareholders. The transaction marks DV8's latest entry into regulated digital asset operations. The company invested in Korean digital asset treasury platform Bitplanet in 2025.

Rakkar Digital was established in 2022 as a joint project between SCBX, the parent company of Siam Commercial Bank, and Fireblocks, a global digital asset infrastructure provider. Headquartered in Singapore, Rakkar Digital provides institutional-grade digital asset and cryptocurrency custodian services and has more than $700 million in assets under custody. In a statement, DV8 noted that Rakkar Digital's regulatory…

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Gusto Acquires Mosey to Add Compliance Capabilities

Gusto acquired compliance platform Mosey to embed small business compliance tools into its payroll and HR platform.

The purchase allows Gusto to integrate state and local business registration, filings, and ongoing compliance directly into its platform that serves 400,000 small businesses.

Mosey will help Gusto attract compliance-first customers while adding value via new upsell opportunities.

Payroll, benefits, and HR management solutions company Gusto has acquired business compliance platform Mosey. Financial terms of the deal were not disclosed, but Gusto plans to leverage Mosey to help its customers manage their compliance obligations.

Mosey was founded in 2021 to help small business owners avoid common compliance pitfalls such as hiring without the right legal setup, configuring payroll incorrectly, and missing tax deadlines. "I started Mosey because I'd made every compliance mistake myself, and then I watched thousands of other businesses make the same ones," said Mosey Founder Alex Kehayias. "The problem…

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Experian Express Gives Small Lenders a Self-Service Onboarding Platform

Data and technology company Experian launched its Experian Express solution this week.

Experian Express is a self-service platform that will enable smaller lenders such as credit unions and community banks to credential, onboard, and access credit reports through a fully online, fully digital process.

Experian made its Finovate debut at FinovateSpring 2011. The company's North American headquarters is in Costa Mesa, California.

International data and technology company Experian introduced its Experian Express solution this week. The new offering is a self-service platform that enables credit unions, community banks, and smaller lenders to digitally credential, onboard, and pull credit reports quickly and efficiently via a 100% online process. Experian Express provides data on more than 245 million credit-active consumers, ensures 99.9% data freshness in North America, and offers understandable, human-readable reports.

Writing about the new offering on the Experian blog, Nathalie Stecko, Marketing Program Manager for the company's commercial solutions, highlighted…

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NF Innova on FinTense, AI and the Power of Personalization

Bringing more personalized financial products and services to consumers is one of the great promises of enabling technologies like AI. It is also increasingly recognized as one of the best ways for banks, credit unions, and other financial services providers to differentiate their offerings from rivals—including those from Big Tech and Big Retail.

At FinovateEurope 2026 earlier this year, I spoke with Gregor Bierent, CEO of NF Innova, about how the company helps traditional banks embrace digital transformation through their innovative platform, FinTense. In our conversation, Bierent discussed the power of FinTense's digital banking score, the importance of micro-personalization, and how AI-driven solutions can enhance customer experience and boost banking efficiency.

"We see that there is more and more drive and demand for banking to become more unique (and personalized). No matter which bank you're working with, banking for private individuals or for the small and microenterprises, what…

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OnePay Partners with Workday Wellness to Expand Distribution

OnePay is partnering with Workday Wellness to embed banking, investing, and credit tools directly into employer HR and benefits platforms.

The integration shifts financial wellness from a passive benefit to an in-workflow experience, helping employers drive engagement and usage.

The partnership will also bring Enhanced Direct Deposit Switching (EDDS) to simplify payroll routing while helping OnePay acquire new customers and capture more deposits.

Walmart-owned digital banking platform OnePay is reaching more customers through its new partnership with Workday Wellness

The New York-based company has become a Workday Wellness partner for financial benefits. Under the agreement, Workday Wellness will integrate OnePay services with Workday Wellness to allow employers to bring OnePay's banking, investing, credit building and other financial tools into the Workday experience.

Workday Wellness is owned by Workday, an enterprise AI platform for managing people, money, and AI agents. The company's tools are used by more than 11,500 organizations across…

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Four Fintechs Driving Payments, Infrastructure, and Embedded Finance

Financial infrastructure is becoming increasingly valuable as it powers payments and financial products. Instead of operating within closed systems, banks are now operating within broader ecosystems in which customers expect seamless integrations, faster money movement, and financial services experiences that become invisible within the customer journey.

Fintechs are working to satisfy the demand for this infrastructure using API-driven tools that can support real-time payments, cross-border transactions, and embedded finance use cases. At FinovateSpring 2026, we're hosting a group of fresh fintechs that will showcase their solutions designed to simplify payments, modernize infrastructure, and unlock new revenue opportunities. From digital asset infrastructure to cross-border payments and operational platforms, these four companies leading the way.

AlphaPoint

AlphaPoint enables smaller financial institutions to adopt stablecoin payments and treasury capabilities without the cost and complexity of building in-house infrastructure. Its platform provides the tools banks need to support digital asset transactions, helping them…

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