Julie Muhn (@julieschicktanz), Author at Finovate

FinDEVr Live: BlockCypher Presents How Bitcoin and the Blockchain Enable Programmable Money

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: BlockCypher, FinDEVr 2015

BlockCypher showed how it helps companies easily build reliable blockchain applications. The BlockCypher team built a generic blockchain platform, exposing simple web APIs for developers to build on. BlockCypher runs multiple blockchains on the same infrastructure, including their own blockchain. BlockCypher provides a cloud-optimized enterprise-grade blockchain platform with no single point of failure, linear scaling, and uptimes >99.99%.

Bitcoin, blockchain, and programmable money
See how Bitcoin and blockchains enable programmable money. From simple scripts to complex contracts, code can automate the transfer of value and make it traceable, distributed and cryptographically secure. Dedicated blockchains and smart contracts can automate trading with fast settlement as well as encode complex derivatives. Want to learn how blockchains can fundamentally impact finance and Wall Street? How about rebuilding a bank in two days without keeping funds in custody? Want a sneak peek at what blockchains and peer-to-peer distributed consensus can do? This session will put you on the right track and create a spark for you to build the next big finance thing.

Key takeaways:

Everything in bitcoin is code
What is the blockchain, what can you do with it, and how to code on it
Any good developer can now functionally replace a bank

Presenters:

Matthieu Riou, CTO, Co-founder
LinkedIn | @mriou | matthieu@blockcypher.com
Riou has architected many software systems at MommaZoo, C3, Intalio, BEA, Reef, BNP, and Societe Generale. He’s a member and former VP at the Apache Software Foundation and has founded and mentored many different open-source projects, from distributed databases to build tools. Matthieu holds both bachelor’s and master’s degrees in computer science and artificial intelligence.

Catheryne Nicholson, CEO, Co-founder
LinkedIn | @Catheryne_N | catheryne@blockcypher.com
Engineer, entrepreneur, mother, and former U.S. Navy officer, Nicholson has built large-scale software platforms in education, energy and emissions management, CRM, and defense systems for MommaZoo, C3, Siebel Systems, and Northrop-Grumman. She’s a graduate of the U.S. Naval Academy and Stanford University. Her credentials include: BSAE, MSCE, and PE MechE.

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FinDEVr Live: MX Describes How it Delivers Better Code to Developers

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, MX

mx.com | moneysummit.mx.com | @MXenabled

MX launched its core Digital Money Management (DMM) solution, MoneyDesktop, in October 2010. In just five years, MX has become one of the fastest-growing fintech companies and the DMM provider-of-choice to more than 550 banks and credit unions. MX is committed to building online and mobile financial software that entices consumers to increase their financial intelligence through a user experience that makes money management feel natural, simple and gratifying. As the industry is disrupted at a rapid pace, MX is committed to keeping financial institutions relevant and on the forefront of innovation.

How you build something is more important than what you’re building
Is your code simple, clean and maintainable? That’s the first question you should be asking rather than focusing on function. Studies have shown that up to 70% of the cost of software is incurred during maintenance. Readability, or the ease of reading source code, can promote software maintainability and is at the core of MX’s philosophy. In this 20-minute session, Brandon Dewitt, MX’s CTO, is discussing the fundamentals of building technology and how MX is delivering innovation and better code directly into the hands of engineers responsible for technology in their financial institutions.

Key takeaways:

Building a maintainable platform
Why style of code matters
Facilitating a smooth transition as you onboard new engineers

Presenter: Brandon Dewitt, CTO
LinkedIn | @abrandoned | brandon.dewitt@mx.com
Brandon Dewitt, CTO of MX, actively contributes to open-source projects and has worked in software engineering at Nike, BakerHill, and Experian. He leads the MX engineering team to produce cutting-edge solutions for the fintech industry.

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FinDEVr Live: Deluxe Shows How to Leverage its eChecks in Your App

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: Deluxe, FinDEVr 2015, FinDEVr 2015 San Francisco

eChecks.com | deluxe.com/blog/tag/epayments | @deluxecorp

Deluxe Corporation is a changing, evolving, growing company. Strategic acquisitions have created a unique suite of services helping businesses and financial institutions to attract and retain customers, including marketing services and payment solutions. Creativity, innovation and entrepreneurial spirit—combined with the resources and strength of a well-established company—creates a culture expected at a startup rather than a Fortune 1000 company. Our customer base includes nearly 4.6 million businesses, approximately 5,600 financial institutions, and 6 million individual customers. The eCheck is cutting-edge technology combining the best of check writing with the convenience of email, giving businesses a fast, easy payment solution.

eChecks—electronically delivered checks
Financial institutions process 20 billion paper checks worth $30 trillion every year in the U.S. alone. Deluxe eChecks combines the best of check writing with the convenience and speed of email delivery. We’ll explain exactly how eChecks technology works, including the ability to integrate remittance data as well as securely send thousands of payments at one time, and how you can easily leverage them in your application to send/receive payments without paying transaction fees.

Key takeaways:

How the oldest form of non-cash payment, the check, has been modernized
How to easily leverage eChecks into your application to send/receive hundreds to
thousands of dollars in payments at once
Why and how to use eChecks in your application

Presenter:
Dean Tribble, VP ePayment Product Engineering and Development
LinkedIn
Tribble has been innovating in technology for 30+ years, including asynchronous Promises before the internet, hypertext technologies that led to the URL before the web, and information marketplaces before eBay. He was CTO and founder of Agorics Inc. His teams architected the first Java-based client-server brokerage-information system for Schwab, the first electronic check service for the FSTC, and an enterprise-wide application and infrastructure security system for Sun Microsystems. Tribble invented secure email technology for business that was acquired by Microsoft, where he then led development of security and compliance features for Microsoft Exchange. As a principal architect, he participated in security and operating system incubation work that led, for example, to new asynchronous features, such as “awaits” in C#. Tribble co-invented the eCheck service as a founder and CTO of VerifyValid and continues to lead that development as the VP of ePayment product engineering and development at Deluxe.

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FinDEVr Live: Kashoo Gives Tips for White Labeling Products

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Kashoo

kashoo.com | kashoo.com/blog | @KashooOnline

With more than 200,000 users in 180-plus countries, Kashoo is simple cloud accounting software for small businesses on the web and on the App Store (the most downloaded accounting iPad app), but it’s more than just that. Kashoo is peace of mind. It’s control. It’s your business’s financial health at your fingertips, whether you’re working from your home office or meeting with a customer. Kashoo lets you run your business on your terms. Get started at kashoo.com or download the app for iOS and Android.

White labeling: a CTO’s tales from the trenches
We’ve all been there: meeting rooms filled with suits, screens filled with PowerPoint slides, and images of graphs that go on for days. While the business side of white labeling is something that we’re all familiar with, I’m here to share my story as CTO at Kashoo Cloud Accounting, where we’ve successfully launched two major white-labeling partnerships with some of the leading companies in North America. If you’re thinking of white labeling your product or bringing a white labelled product into your business, join me for lessons learned, best practices, and other tips from the trenches!“

Key takeaways:

What to expect from white-label partnerships—true stories!
Key questions to ask in white-label partnerships
Technical due diligence: what you need to know

Presenter: Chuck Clark, CTO
LinkedIn | @cziclix | chuck.clark@kashoo.com
Chuck Clark is the CTO for Kashoo Cloud Accounting, the SaaS company behind the most downloaded iPad accounting application in the iTunes App Store. While delivering outstanding customer experiences over the last 20 years for sites like Orbitz, American Airlines, and Cheaptickets, Chuck routinely found himself as a developer hanging out with the operations team. As a technologist with a belief in the principles behind agile software development, it was a logical leap to embrace the devOps philosophy.

Prior to Kashoo, Chuck led product development at Vancouver-based Pulse Energy and before that was the chief architect for Orbitz Worldwide, based in Chicago, Illinois. When he’s not in front of a keyboard, he can be found with his family, either on a bike or supporting his adopted home team, the Vancouver Whitecaps.

Jim Secord, CEO

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FinDEVr Live: American Express Corporate Payments Offer Solutions for Business Growth

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: American Express, FinDEVr 2015 San Francisco

americanexpress.com | linkedin.com/company/american-express-global-corporate-payments

American Express Global Corporate Payments showed its corporate card programs and supplier payments solutions to help you as you grow your business.

The role of B2B payments in the evolving commerce ecosystem
The rapid growth of digital and cloud technologies, the evolution of fintech and the globalization of business, present exciting opportunities for the B2B commerce space. Learn how American Express is helping shape the future of commercial payments and the role that APIs and partners are playing in this journey.

Key takeaways:

How American Express is bringing commercial payments to the cloud
About partnership opportunities with American Express
See one of our API solutions in action

Presenters:
Andres Ricaurte, VP, API and Partnerships
LinkedIn | andres.a.ricaurte@aexp.com

Sathish Muthukrishnan, VP Engineering
LinkedIn | sathish.b.muthukrishnan@aexp.com

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FinDEVr Live: Mitek’s MiSnap SDK Helps Developers Build Mobile Capture Apps

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Mitek

miteksystems.com | miteksystems.com/blog | @miteksystems

Headquartered in San Diego, California, Mitek (NASDAQ: MITK) is the leading innovator of mobile capture and identity solutions to improve customer acquisition. Mitek’s patented mobile photo technology automatically captures images of personal, financial and ID documents and then extracts relevant data. This enables consumers to use the Camera as a Keyboard™ to reduce friction for mobile check deposit, account opening, identity authentication and many other use-cases. This innovative technology is licensed by more than 4,000 organizations and used by tens of millions of consumers, enabling increased customer acquisition, retention and operational efficiency.

Amazing mobile capture experiences, made easy by Mitek
Today’s consumers expect excellence in their mobile user experience and fintech is no exception. Fintech developers are under constant pressure to deliver new features and functionality at a breakneck pace. With the explosive adoption of mobile deposit, your customers are embracing their device’s camera as a tool to simplify their lives. Join Mitek, the inventor of mobile deposit, as we demonstrate how to build a simple mobile capture app by leveraging our Android MiSnap SDK. Used by development teams in some of the biggest banks in the world, MiSnap powers millions of mobile transactions, and it can power yours too.

Key takeaways:

Learn to leverage the same technologies used by more than 4,000 financial institutions and
millions of users
How to add an amazing mobile capture user-experience to your app while minimizing development efforts
Discover the many fintech use-cases that can be supported by deploying Mitek products in your technology stack

Presenters:

Steve Craig, Senior Product Owner
LinkedIn | scraig@miteksystems.com | 858-309-1736
Craig drives product for Mitek’s market leading MiSnap SDKs. He has 10-plus years’ experience in the technology industry and has previously worked on SaaS and mobile solutions for Digital Insight, Intuit, and HP. Steve holds a master’s in business administration from the University of California, San Diego.

Ashok Singal, Project Manager, Lead Android Developer
LinkedIn | @singalashok | asingal@miteksystems.com | 858-903-1741
With 13-plus years in the mobile industry, Ashok has worked internationally for different cell phone manufacturers, such as LG US, Siemens Germany, Samsung India, and BenQ Taiwan, programming on different mobile platforms to proprietary operating systems, and developing a number of applications.

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FinDEVr Live: Kabbage Shows How Fintech developers Can Use its Lending Platform

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Kabbage

kabbage.com | @kabbageinc

Kabbage has pioneered the first financial services data and technology platform to provide fully automated funding to small business in minutes.

“The Kabbage Platform:
Kabbage transformed the lending industry with its fast and automated lending platform. Most customers are approved and have money on the way in minutes. FinTech developers can now use the Kabbage platform to accelerate their own lending process. No need to build your own lending platform! We will show the Kabbage platform in action and walk through several integration patterns, from simple white-label to full customization. You can be using our platform to lend money to your customers in a matter of days.”

Key takeaways

Integrating with the world’s most automated lending platform is easy.
There are several important integration patterns to consider when choosing a platform.
Adding a lending platform to your application will create new opportunities for your business and your customers.

Presenter
Andy Badstubner, CTO
LinkedIn| @abadstubner | abadstubner@kabbage.com
Andy Badstubner is the CTO at Kabbage and has over 17 years of experience in software development and IT leadership. He has worked in both public and private companies and was a member of the technical leadership team at Cbeyond during the company’s IPO.

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FinDEVr Live: Linqto’s Otto API Helps Submit Apps to the App Store

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Linqto

linqto.com | blog.linqto.com | @linqtoinc

Linqto is a Silicon Valley software development company specializing in enterprise solutions for digital banking. Named a Top Ten Tech Company to Watch in 2015 by American Banker and winner of this year’s Most Innovative Monarch Award for Business Banking, Linqto is a leader in new tech innovation for banking. Linqto’s omnichannel One Tap Banking suite is one of the company’s latest offerings, delivering the face-to-face connectivity and relationship-building benefits remote customers are missing.

Otto API
Are your banking customers handicapped by an obsolete delivery process with a one-year presentation cycle and three- to five-year contracts with their vendor? Linqto is the only company that provides the delivery of digital banking software as a service. Imagine the flexibility and agility advantage if a community bank could go online, choose its software features and submit. This is Linqto’s Otto API. We will demonstrate how to use this API to submit your mobile apps to the Apple Store and Google Play Store. From development, to build, to deploy, to submit—in one easy process flow.”

Key takeaways:

How to automate the application-submission process to web, iOS and Android
How to incorporate video communication into your digital banking solutions
How to automate and individualize branding for every app submission

Presenters:

Bill Sarris, CEO
LinkedIn | @BillSarris | bill@linqto.com | 831-521-3605
Sarris is a recognized expert in streaming technology and has developed banking solutions for 20+ years. Bill’s clients have included Microsoft, Intuit, Digital Insight, NCR, Google and Stanford. Award-winning software includes Personal Banker and Community Banker.

Erik Thomas, Chief Software Architect
LinkedIn | erik@linqto.com | 303-304-1466
As Linqto’s Chief Software Architect, Thomas has developed enterprise financial solutions for Intuit, Digital Insight and NCR. Erik has designed and built online payment solutions, ACH and wire-transfer online applications and cross-sell applications used by thousands of financial institutions.

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FinDEVr Live: OnDeck’s APIs Connect Your Small Businesses Customers with Financing

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, On Deck Capital

ondeck.com | ondeck.com/blog | @ondeckcapital

OnDeck (NYSE: ONDK) is a leading platform for small business loans. Using advanced lending technology and analytics, OnDeck assesses small business creditworthiness based on actual operating performance and not solely on personal credit. Small businesses can apply online for a line of credit or term loan in minutes, get a decision immediately, and receive funds as fast as the same day. Since 2007, OnDeck has deployed more than $3 billion to small businesses nationwide.

Fueling small business growth through technology innovation
An overview of OnDeck’s technology platform and how our desktop and mobile innovations have not only transformed small business lending, but also enabled other companies to better serve their small business customers. OnDeck’s proprietary technology platform is powering the growth of small business. We have sophisticated and scalable APIs to enable financial institutions, payment processing companies and other small-business service providers to connect their small-business customers to the financing they need to grow.

Key takeaways:

Small business loans
Credit technology
OnDeck’s sophisticated APIs

Presenter:
Pamela Rice, SVP Technology
LinkedIn | @pamela7rice
Rice has served as OnDeck’s senior vice president of technology since March 2014. Prior to joining OnDeck, Rice was an early senior technologist and led credit-product development at Bill Me Later Inc., from July 2005 until it was acquired by PayPal Inc., a subsidiary of eBay Inc., in October 2008. She led credit underwriting, including global credit technology at PayPal Inc., from October 2008 to February 2014. Rice holds a bachelor of arts degree from the University of Hawaii, a master of science in information systems from Johns Hopkins University and an executive M.B.A. from Loyola University.

Alberto Silveira, Mobile R&D Lead, Software Development

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FinDEVr Live: Yodlee Interactive and its Rapid Development Kit

By Julie Muhn (@julieschicktanz) Posted on October 6, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Yodlee

interactive.yodlee.com | blog.yodleeinteractive.com | @YIDeveloper

Yodlee Interactive is focused on making the Yodlee platform available everywhere value can be created by entrepreneurs, partners, and developers to build digital financial apps and services. As the architects of a new digital ecosystem, Yodlee Interactive optimizes the wisdom of the financial technology crowd to create, catalyze, and distribute innovations faster through an open and secure data API. Used by hundreds of companies, both small and large, Yodlee Interactive is the horsepower behind today’s coolest and most personalized digital experiences. Yodlee is headquartered in Redwood City, California. For more information, visit yodleeinteractive.com.

Drive financial innovation faster with Yodlee financial data platform and Rapid Development Kit (RDK)
Yodlee Rapid Development Kit (RDK) is the easiest and fastest way to build financial innovation with Yodlee and third-party-developed micro-components and services. Connect and engage your customers on any digital channel with Yodlee’s most powerful financial data and Yodlee RDK. Yodlee RDK helps fintech developers with faster life cycle development by taking advantage of reusable micro components that can be easily integrated into their app on any digital channel. Using standard web technologies like HTML, JavaScript, CSS and web components, it can seamlessly integrate into any technology stack.

Key takeaways:

How to innovate faster with visual drag-and-drop toolkit
Increase developer productivity by writing less code and focusing on your core competency

Presenters
Elizabeth Gunderson, Senior Manager, Customer Success, Yodlee Interactive
LinkedIn | @elizabethgundy | egunderson@yodlee.com | 650-980-3742
Gunderson, an accomplished senior manager on the Yodlee Interactive Customer Success team, has been with Yodlee for five years. She has an extensive background in tech, sales, and customer relationships and has helped YI grow its API offering to its rapidly growing customer base. Elizabeth is responsible for a number of YI tier-one customers, managing the relationships from a business level and helping to grow customer solutions from start to success.

Deven Maru, Senior Product Manager—Mobile Platform, Yodlee Interactive
LinkedIn | @devenma | dmaru@yodlee.com | 650-980-3628
Maru is the senior product manager of mobile platform at Yodlee. As part of the Yodlee platform team, he is responsible for Yodlee FastLink mobile platform. With more than 15 years’ experience in enterprise software, consumer internet, financial services and technology, Maru drives vision and delivery of Yodlee FastLink, mobile platform and new innovation initiatives to make it easier than ever to manage finances and interact with Yodlee platform.

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MX Lands $4 Million from CheckFree Founder Pete Kight

By Julie Muhn (@julieschicktanz) Posted on September 30, 2015
Categories: Funding, MX

Just days away from its presentation at the FinDEVr developer conference next week, MX received a $4 million investment from CheckFree founder, Pete Kight.

Following this investment, Kight (pictured right) will join MX’s board of directors and will serve as an adviser to the company’s CEO, Ryan Caldwell.

Today’s investment brings the Utah-based company’s total raised to $54 million. In April of this year, USAA led MX’s most recent round, totaling $30 million. Prior to that, in November of 2014, it pulled in $20 million in seed funding.

MX, formerly known as MoneyDesktop, offers data aggregation, data cleansing, auto-categorization, classification, money management, custom APIs, data analytics, and marketing to help more than 550 financial institutions serve up a better user experience.

MX is one of 64 companies that will present its latest tools and APIs to a crowd of developers at FinDEVr in San Francisco next week. Brandon Dewitt, CTO of MX, will lead a presentation titled, How You Build Something Is More Important Than What You’re Building. Tickets for FinDEVr are available through early next week.

The company, founded in 2010, last demoed at FinovateFall 2014 in New York. Check out the video below.

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FinDEVr APIntelligence

By Julie Muhn (@julieschicktanz) Posted on September 30, 2015
Categories: Aerospike, American Express, Authy, Avalara, Braintree, Fidor Bank, FinDEVr APIntelligence, Hyperwallet, Interxion, MX, On Deck Capital, PayPal, Personal Capital, Thomson Reuters, Twilio, Xero

Are you building new financial technology? Be sure to register soon for the only event exclusive for fintech developers, FinDEVr 2015, 6/7 October (just a few days away!) in San Francisco.

Developer news

“Thomson Reuters considers how APIs are changing the fintech narrative”

The latest from upcoming FinDEVr 2015 presenters

FinDEVr San Francisco 2015 Presenters All Mapped Out.

PayPal unveils its chip-card reader in the U.S.

Hyperwallet counts down to next week’s FinDEVr developer conference.

Munich-based Fidor Bank Launches in the U.K.

OnDeck partners with Association for Enterprise Opportunity to facilitate up to $10 million in small-business loans.

Forbes features Aerospike.

Aerospike releases version 3.6 of its NoSQL operational database.

TechCrunch: Klarna adds American Express as a partner.

Emerging Payments Awards selects Hyperwallet as a finalist for the Best Corporate/Government Payments Program award for 2015.

Braintree and PayPal reflect on their two-year anniversary.

CNET features Personal Capital in a look at investment in robo-advisers.

Kaspersky’s blog mentions Twilio’s Authy as a way to protect your ID on a smartphone.

Avalara announces the availability of a benefits program exclusively for U.S. QuickBooks ProAdvisors® and their clients.

Celent advises banks to be more like Fidor Bank in order to remain relevant.

The Neutral Internet Exchange NL-ix will use Interxion Cloud Connect to connect to Microsoft Azure as a part of its new cloud connectivity services.

MX Lands $4 Million from CheckFree Founder Pete Kight.

Alumni updates

Xero surpasses milestone of 100,000 subscribers in the U.K.

Stay up to date on daily developments by following FinDEVr on Twitter.

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Finovate Blog

Author: Julie Muhn (@julieschicktanz)

FinDEVr Live: BlockCypher Presents How Bitcoin and the Blockchain Enable Programmable Money

FinDEVr Live: MX Describes How it Delivers Better Code to Developers

FinDEVr Live: Deluxe Shows How to Leverage its eChecks in Your App

FinDEVr Live: Kashoo Gives Tips for White Labeling Products

FinDEVr Live: American Express Corporate Payments Offer Solutions for Business Growth

FinDEVr Live: Mitek’s MiSnap SDK Helps Developers Build Mobile Capture Apps

FinDEVr Live: Kabbage Shows How Fintech developers Can Use its Lending Platform

FinDEVr Live: Linqto’s Otto API Helps Submit Apps to the App Store

FinDEVr Live: OnDeck’s APIs Connect Your Small Businesses Customers with Financing

FinDEVr Live: Yodlee Interactive and its Rapid Development Kit

MX Lands $4 Million from CheckFree Founder Pete Kight

FinDEVr APIntelligence