How they describe themselves: UX Design Agency (UXDA) is the world’s first and most experienced design agency that specializes only in financial UX/UI solutions. The team of UXDA executes Design Thinking approach and UX methods to deliver dozens of tailor-made, user-centered interface designs to banking software vendors from Forrester TOP10, as well as for banks and Fintech startups all over the world. UXDA has delivered its own unique Financial Design methodology – a failure-proof step-by-step UX design approach that fits the complexity and specifics of financial services, helping to ease the daily lives for millions of people all around the world.

How they describe their product/innovation: The creation of Light Bank was driven by UXDA’s main goal – humanization of the complicated world of finance. That’s why UXDA dared themselves to create the simplest and the most beautiful mobile banking design in the world, while maintaining the full-scale digital banking functionality. Light Bank is the synergy of light and simplicity that unites beauty with functionality, busting the myth of finance as something complicated and boring. The purpose of Light Bank is to demonstrate that a customer-centered UX design can significantly improve the value of any financial service, showing the path to customers’ heart.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Alberts Pumpurs, Chief Commercial Officer & Lead UX Architect, [email protected], +371 27742917
Press: Monika Calite, Financial UX Inspiration Officer, [email protected]

How they describe themselves: Yoco is an African technology company that builds tools and services to help small businesses get paid, run their business better, and grow. We believe that by opening up more possibilities for entrepreneurs to be successful, we can help create more jobs, enable people to thrive, and help drive our economy forward.

How they describe their product/innovation: Small business owners face daily challenges but cash flow is one of the hardest to manage. Yoco Capital offers eligible small businesses a quick boost in capital to ease cash flow, buy more stock or fund expansion. It’s easy to apply, there is no security or collateral required and the cash is available within 24 hours. There’s also a one-of-a-kind repayment method, every time a customer swipes their card a fixed percentage of that amount goes towards paying back the advance. There are no monthly debit orders and no late fees so business owners can focus on what’s important – growing their businesses.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Steven Jowell, VP Sales, [email protected]
Press: Matt Brownell, VP Brand Marketing, [email protected]

How they describe themselves: voca.ai develops intelligent agents for financial services call centers. As a part of the implementation process, our team of AI and call center veterans designs an end-to-end, low touch funnel based on your call script, and then optimizes this funnel by feeding our deep-learning engine with your recorded historical calls.

Our voice agent integrates with your existing call center and CRM technologies.

Overall, Voca can help increase revenue, reduce costs and improve productivity.

How they describe their product/innovation: Voca is a human-friendly virtual agent supercharging contact centers.

Voca is leading the consumer through the steps of the purchase funnel, and coordinates a follow up call with a human agent only when needed.

Voca personalizes her wording, tone, speed, accent (and even her gender . . .) in order to convert and qualify more leads.

Voca is fully compliant with the required regulations, and she is trained using recorded calls from your most successful agents.

Your human agents can now focus on generating more revenues from qualified leads.

Voca can be used for lead generation, debt collection, cross-selling, notifications, scheduling and more.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Press: [email protected]

How they describe themselves: UNPay, a fintech open platform provider with its regional office headquartered in Singapore, is dedicated to aggregating mainstream electronic payment modes across the globe.

UNPay provides sellers worldwide with a one-stop aggregation platform that unifies multiple collection channels and simplifies complicated payment account verifications. Its single-point fast access can satisfy the fragmented payment demands of sellers anywhere in the world to achieve borderless collections.

UNPay’s founding team members comprises top leaders in Asia’s Internet financial industry from Baidu Wallet, Alipay, WeChat pay and JD.com. Its core team members include industry veterans from NETS in Singapore and Kartuku from Indonesia.

How they describe their product/innovation: UN Smart Cashier is an integrated service provider which acts as a retail cashier coupled with portrait dynamic advertisement. It can optimise sales processes and aggregate e-marketing services through three main functions:

1. Face recognition – scans and detects the gender of the customer and shows gender-appropriate advertisements
2. Loyalty programme – face recognition-associated account for face ID payments and accumulation of loyalty points
3. Processes various modes of payment including active/ passive QR code scanning and NFC payments.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Ernest Lo, Country Manager Singapore Office, [email protected], +65 8688 9146
Press: Angeline Tan, Regional PR & Marketing Manager, [email protected], +65 8468 0321

How they describe their product/innovation: Vymo is a Personal Assistant for Sales that,

– Detects the sales rep’s actions automatically
– Predicts what a sales rep should do next
– Learns from the best reps in the organisation
– Coaches reps to achieve best outcomes

Vymo has proven revenue impact of 3-10% by improving key sales productivity metrics, such as conversion percentage, turnaround time, and sales activities per opportunity. It is used by over 75,000 salespeople across US, Middle East & Asia in global financial institutions such as Abu Dhabi Finance, Aegon Life, Allianz, AXA, Axis Bank, Future Generali, HDFC Bank, ICICI, Liberty Mutual, and Yes Bank.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Anurag Srivastava, VP – APAC
Press: Roshan Cariappa, Product Marketing Manager, [email protected], +91 99 8688 2711

How they describe themselves: Wealthucate is a completely automated and affordable enterprise software that is changing the look of financial wellness programs. It can improve the participation rate of benefits, help employees to solve financial challenges and personalize your company’s benefit offerings. Explainer video: https://youtu.be/2wcrIIJCTy0

Wealthucate, Inc. is headquartered in San Jose, CA. It’s core team brings experience in FinTech and financial wellness from Google, Edward Jones, Intuit, GE Digital, MB Financial, LendKey, TuneCore, AmericanExpress, and LearnVest.

How they describe their product/innovation: Wealthucate software offers a do-it-anywhere planning experience. Users just create an account and set up a profile – no human interaction involved. The app’s smart algorithm will use the profile to come up with personalized tasks that boost a person’s financial health.

Wealthucate makes it easy for employers to improve upon existing financial wellness programs. The software offers a configurable, scalable and secure answer to personalize the experience. In the past, employees were unsure if the benefits were relevant to them. Today, they understand why something is important and what action to take using company resources.

Check out wealthucate.com

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Press: [email protected]

How they describe themselves: VRAY offers an omni-channel payment platform to payment processors and e-commerce providers on a white label basis. We enable consumers to shop seamlessly and securely across a wide variety of devices and platforms. The company markets its technology directly to companies that service merchants and financial institutions. VRAY has the dual benefit of increasing shopping cart conversion and securing the payment card data with EMVco standard tokens which operates within the existing infrastructure of the payment system.

How they describe their product/innovation: VRAY is going to demonstrate an e-commerce transaction that takes place in a cross-platform experience leveraging the EMVco standard token installed on a smart phone. The user experience is fluid as the shopper is not required to manually input payment card data while shopping on a laptop computer – but the tokenized data is submitted for authorization after the consumer authenticates with the thumbprint on the smart phone. The secure transaction does not expose true card PAN data thus protecting the data from compromise. Unlike other payment paradigms – VRAY is able to facilitate transactions across various device manufacturers and operating systems.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev., Press & Sales: Elan Mevasse, [email protected], 424-272-0457

How they describe themselves: Zuma emerged to address the large & under served lending market which is limited by high costs and lack of automation. Zuma’s automation enabled lending platform allows institutions to tap new markets, offering lenders the ability to focus on a particular sector. As a white-label product, Zuma is in discussion with banks and alternate liquidity providers that have expressed interest in the platform.

The lending marketplace will allow institutional investors to register & utilize auto-invest algorithms to match their institution’s risk & sector preferences, allowing for portfolio diversification. The marketplace will consist of 5 borrowing sectors – Business-(including ZLS), Mortgages, Personal, Government-sponsored & Auto.

How they describe their product/innovation: An invoice financing marketplace that enables businesses to receive upfront cash advance payments for their outstanding invoice. Zuma helps business owners overcome short-term cash flow gaps, so they can focus on daily business operations. Import invoices using the OCR engine or from QuickBooks.

For Liquidity Institutions, ZLS serves as a platform to make invoice financing a more cost-efficient and transparent process; from borrower acquisition to credit decisioning and payment settlement. We make it more profitable to diversify your portfolio into invoices as an alternative low-risk asset; the auto-invest machine learning algorithms match your institution’s risk preferences to invoice investments.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Ben Sullivan, Product Manager, [email protected], 310-401-3086, Jito Chadha, Partner, HGM, [email protected], 310-401-3069
Press: Ben Sullivan, Product Manager, [email protected], 310-401-3086
Sales: Vika Arkhipova, Sales, [email protected], 207-512 0114

How they describe themselves: Windward Studios makes reporting and document generation software that allows companies to connect document templates to multiple data sources for high-volume output in a variety of formats. Our solution offers unmatched design control and best-in-class document generation capabilities at a fraction of the cost of custom development.

Applications include automated output of: Reports, Statements, Forms, Contracts, Proposals, Invoices, Presentations, and more.

Windward’s customers span many markets and are particularly strong in Financial and Insurance applications.

How they describe their product/innovation: Windward Studios is introducing Report Designer, Online Edition at FinovateSpring. Windward is bringing the power and flexibility of it’s industry-leading reporting and document generation software to your favorite browser.

Report Designer, Online Edition is ideal for companies with SaaS and Web-based applications, and provides a familiar environment for end-users to be able to design and edit data-powered documents from their browser.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Donny Zwisler, Sales Director, [email protected], 303-499-2544 ext. 1188
Press: Robert Nendza, VP Marketing, [email protected], 303-499-2544 ext. 1174