How they describe themselves: Recognized as the data cornerstone enabling the growth of FinTech, Xignite, Inc. makes market data easy. Xignite pioneered the shift of market data to the cloud and is leading the disruption of the market data industry. The Xignite Market Data Cloud platform, hosted by AWS, allows companies to simplify infrastructure, scale quickly, and innovate faster. Xignite’s clients include more than 1,000 financial services, media and software companies including BMO, BlackRock, Charles Schwab, and TIAA, as well as leading Fintech disruptors Betterment, FutureAdvisor, Motif Investing, Personal Capital, Robinhood, SoFi, StockTwits, Wealthfront, and Yodlee. Visit xignite.com or follow on Twitter @xignite.

How they describe their product/innovation: With more than 1.2 billion users worldwide, Excel remains the #1 tool used by analysts, quants, portfolio managers and other professionals to make investment decisions. Its simple paradigm coupled with its powerful engine lets Excel consistently trump all alternatives. But getting market data into Excel remains a challenge. Existing solutions are often cryptic, and access to real-time data is a huge challenge.

By making the billions of market data points available via its APIs – including real-time streaming data – as easy to access as calling an Excel function, the Xignite CloudAddin aims to revolutionize how market data is integrated into spreadsheets.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts

Bus. Dev.: Marla Softer, Senior Director Bus. Dev., [email protected]
Press: Kerry Langstaff, Chief Marketing Officer, [email protected]
Sales: Ryan Burdick, Senior VP Sales, [email protected]

How they describe themselves: WeInvest is a digital wealth management solutions provider for banks, wealth and asset managers, insurance companies, and independent financial advisors. Headquartered in Singapore, we currently have operations in Malaysia, Indonesia, Dubai, and India. Our range of digital wealth management solutions include robo advisory, financial account aggregation, RM advisory tools, and a strategy marketplace. Our uniqueness is the flexibility we offer our institutional clients in tailoring our platform to their needs.

Our product is intended to benefit the institutions we work with and ultimately their end-customers by helping them gain access to a simple, transparent, and low-cost solution.

How they describe their product/innovation: The RM Workbench is an advisory tool for client-facing professionals in banks, asset management firms, insurance providers and independent financial advisors. The RM workbench is a capability built to deliver a holistic picture to the RMs about their clients, client communications, product information along with the ability to precision service clients based on client profile and needs.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev. & Sales: Gaurav Mehta, Head of Bus. Dev., [email protected], +65 8114 0895
Press: Preeti Bhambhri, Head of Marketing, [email protected]

How they describe themselves: YUKKA Lab provides realtime news analytics for financial markets. YUKKA’s self-developed algorithms are state of the art containing natural language programming and machine learning approaches. Our solutions enable users from fields of asset management, market research, financial advisory, marketing and communication to handle the rapidly increasing amount of various financial data in real time.

How they describe their product/innovation: Markets can often be anticipated by analyzing news. YUKKA Lab’s financial market sentiment is a realtime leading indicator. Our sentiment-technology anticipates trend reversals up to several weeks in advance, so the news sentiments function as an early warning system. Our Newsflow Analyzer is based on profeeds of the largest European news wires (such as dpa-AFX, awp, …). Users get insights about market-moving topics and learn about a market’s pain points and its success factors within a few seconds. This information is contextually visualized in fully reactive data graphs. The Newsflow Analyzer presents an easy to grasp overview of sentiments in single markets, various regions and indices, as well as industries and sectors. The overview can be individualized by uploading the personal portfolios and watchlists, which allows you the oversee the relevant news at a glance thereby saving you time and allowing you to proactively interact with your clients over news topics.

Product distribution strategy: Business-to-Business (B2B), through financial institutions, through other fintech companies and platforms (product portfolio ranges from API, SaaS platform)

Contacts

Bus. Dev., Press & Sales: Oliver Berchtold, Chief Bus. Dev., [email protected]

How they describe themselves: Unison provides long-term investment capital to home buyers and homeowners which they can use for up to 30 years with no interest or monthly payments.  Unison’s investors earn a return by sharing in the change in value of the home, up or down, when the homeowner decides to sell.  As partners, if the home value rises the homeowner and the investor both profit.  If the home value falls, both lose.  The Unison HomeBuyer program increases purchasing power and helps more buyers qualify by lowering their monthly payment.  The Unison HomeOwner program allows existing homeowners to unlock home equity without debt.

How they describe their product/innovation: Unison HomeBuyer doubles a buyer’s down payment cash, eliminating mortgage insurance, significantly lowering the monthly payment and increasing purchasing power.  Millennials and first time buyers who are burdened with high rent and student debt can now become homeowners, with greater choice over commute, school district and home features.  Buyers with the required down payment in hand can retain a significant portion of their cash.

Unison HomeOwner unlocks home equity without debt or monthly payments, enabling homeowners to pay off credit card debt, remodel their home, start a business, pay for medical bills or a child’s education, or invest for retirement.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Joe Cianciolo, [email protected],  415-299-8487
Press: Joanna Umali, [email protected], 415-992-4207

How they describe themselves: Uniken makes connecting safe. We have redefined the current security model of “connect then verify” to “verify then connect”, dramatically reducing your threat surface by bringing amazing security and a phenomenal client experience. We completely eliminate the risk of credential compromise, harvesting, phishing, spoofing, and Man-in-the-Middle attacks with frictionless security across all your channels and can reduce your fraud to zero. We secure over 9 million users, 20 million endpoints, 300 million interactions and secure over $500B. The best statistic however, is ZERO — ZERO identities compromised, ZERO network intrusions, and ZERO financial and data loss.

How they describe their product/innovation: REL-ID 2.0 is the next generation of the product that resonated so well last year at Finovate. This release enhances our SDK and brings transaction verification for all your channels including phone, chat, call center, web, voice mail and email to financial services. REL-ID is not just another security layer or authenticator, rather a new security protocol that is mobile first and will take your transaction fraud to ZERO, meet all your regulatory and internal compliance guidelines, all while delivering a frictionless and phenomenal client experience.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Robert Levine, COO, Global Business Development, [email protected], 917-324-0399
Press: Julie Suter, VP Marketing Communications, [email protected], 212-520-2557
Sales: Bimal Gandhi, CEO, [email protected], 212-220-8512

How they describe themselves: United Income is an independent money management solution that helps its members their financial needs. Traditional money management approaches reflect a long-passed world when human life was briefer, technology more limited, and our lives more local. This outdated system needs to be revolutionized. Our unique approach reflects a deeply held belief that financial decisions are interconnected, and that new data and technology allows us to observe and understand these relationships in ways that have not been possible before. We use this unique understanding to extend the life and vibrancy of money to complement the innovations that have extended human life.

How they describe their product/innovation: We invented a money management solution that aims to extend the life and potential of money to complement the innovations that have extended human life. Our solution focuses not only on market dynamics, but individual decisions and possible future life events that can affect financial outcomes. We track changes in health, markets, and priorities to continually update and rebalance investments and financial plans to optimize our members chance of financial success regardless their stage of life. Every member also receives a budget; and United Income will initiate monthly withdrawals from investment accounts so retired members can receive a “paycheck” every month, just like when they were working.

Product distribution strategy: Direct to Consumer (B2C), direct to Business (B2B), through financial institutions

Contacts

Bus. Dev. & Press: Elizabeth Kelly, Chief of Staff, [email protected], 855-215-3032

How they describe themselves: YUKKA Lab provides real-time news analytics for financial markets. YUKKA’s self-developed algorithms are state of the art containing natural language programming and machine learning approaches. Our solutions enable users from fields of asset management, market research, financial advisory, marketing and communication to handle the rapidly increasing amount of various financial data in real-time.

How they describe their product/innovation: Markets can often be anticipated by analyzing news. YUKKA Labs financial market sentiment is a realtime leading indicator. Our sentiment-technology anticipates trend reversals up to several weeks in advance, so the news sentiments function as an early warning system. Our Newsflow Analyzer is based on profeeds of the largest European news agencies (such as awp, dpa-AFX). Users get insights about market-moving thematic contexts and learn about a market’s pain points and its success factors within a few seconds. This information is contextually visualized in fully reactive data graphs.The Newsflow-Analyzer presents an easy to grasp overview of sentiments in single markets, various regions and indices, as well as industries and sectors.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev., Press & Sales: Oliver Berchtold, Chief Business Development, [email protected]

How they describe themselves: Zafin is a globally recognized enterprise banking software company founded several years ago with over 40 global banking customers in the United States, Canada, Europe, Asia, and India.  With 6 offices and multiple global and regional banking partnerships, Zafin continues to build its customer base of banking partners with a primary focus on the US market.  Zafin has been awarded Deloitte’s Technology Fast 50 award for three consecutive years (2014-2016), PWC’s finalist for innovative company of the year in 2017, and has been selected by America Banker as 1 of the top 10 FinTech companies to watch.

How they describe their product/innovation: Zafin’s unique miRevenue enterprise banking platform spans across global and regional banks’ retail and commercial groups managing dynamic multi-product offerings, real-time pricing and billing, loyalty, analytics, and cash management.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Nialah Pajnigara, Business Development Manager, [email protected]
Press: Adam Nanjee, SVP Digital Banking, [email protected]

How they describe themselves: Wave changes the way small business owners make money, spend money and track money. With award-winning, 100% free software including invoicing and accounting, Wave builds a massive customer base and collects ultra-rich financial data, which makes it possible to offer innovative, deeply embedded financial services like payment processing and lending. Over 2.7 million business owners around the world have registered with Wave to manage their finances, and over 60,000 new businesses join the Wave ecosystem every month.

How they describe their product/innovation: Micro- and small business customers are a massive segment, in need of a wide range of services to grow and prosper. However, they present many challenges to financial institutions including: acquiring them, engaging them, retaining their loyalty, and identifying which products the business needs at which moments. Royal Bank of Canada and Wave are debuting an innovative solution where Wave’s award-winning financial management software is deeply embedded into RBC’s online business banking platform (OLBB). The results: engaged customers within the RBC OLBB ecosystem; improved customer experiences; and improved insights into business financial needs yielding higher conversions on recommendations of financial services.

Product distribution strategy: Direct B2B, through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Sales: Peter Carrescia, SVP Business Development, [email protected]
Press: Rob Maurin, VP Communications, [email protected]

Zuhlke Engineering is a leading provider of software development and consulting services to companies across the UK. We are part of the Zuhlke Group of companies, headquartered in Switzerland with 12 locations across Europe and Asia, employing over 900 staff (mostly engineers). We have a track record of delivering over 8,000 successful hardware, software engineering and management consulting projects in all technologies and markets including finance, medical, transportation, telecom, internet and government. Our rigorous recruitment process ensures that we only hire people at the very top of their field, who are capable of supporting the company’s reputation for consistently delivering high (Swiss) quality and best performing solutions.

Presentation

Digital Transformation of HSBC – or Changing the Engines of a Jumbo in Flight

HSBC Digital Solutions has been established to deliver the digital transformation of the bank in order to reap significant efficiency gains in the delivery of retail banking and wealth management in the 21st century. In this presentation we share some of the challenges that the bank encountered along this journey. These range from creating digital solutions for 30 markets, a client base of tens of millions of customers and the need to integrate digital solutions with a diverse estate of legacy systems. We explain the changes that were made to leadership, development skills, processes, architectures, tools and deployment platforms and how these achieved the successful release of the first digital services.

What You’ll Learn

• Digital solutions are changing the relationship that customers have with financial institutions.
• Transforming a large, traditional financial institution to offer digital services at Internet speed is hard.
• It can be done if the right people with the right mind set come together.

Presenters

Charles Allen, Global Head of Mobile, HSBC Retail Banking and Wealth Management

linkedin.com/in/charles-allen-972840

Charles has deep experience in Financial Services and particularly payments. He combines the ability to drive change in large, complex organisations with the knowledge and understanding of technology. He has delivered business performance as a member of senior leadership teams and launched innovative products in mobile.

Wolfgang Emmerich, CEO, Zuhlke Engineering

linkedin.com/in/wolfgang-emmerich-04b84  |  @w_emmerich  |  [email protected]  |  +44 20 7033 8000

Wolfgang set up Zuhlke Engineering Ltd in 2000 and became its CEO in April 2009. He is also a founding partner of its parent, the Zuhlke Technology Group. He helped create the UCL Software Systems Engineering Group and holds a Chair in Distributed Computing. Wolfgang co-founded Systemwire, a UCL spin out focused on derivatives validation.

How they describe themselves: Investing should be fun and profitable. Voleo’s patent-pending platform enables people to create and manage investment clubs within a social network. From our iOS, Android and Web apps, users propose, discuss and vote on trades which are executed automatically on majority. Each user’s decisions are tracked and hypothetical positions managed to create a Definitive Return On Investment Decisions (DROID) score, feeding a community where top performing clubs and individuals can be followed in real time. We believe that lowering the cost and risk while providing a means to leverage the wisdom of crowds will lead to a better investment experience, and plan to licence our technology to financial institutions around the world.

How they describe their product/innovation: The Voleo social trading app enables people to invest together to save money and time while leveraging their collective knowledge to chase higher returns. Beyond these tangible benefits, Voleo lowers all of the barriers to entry for novice investors: money, knowledge, time and fear. To make it even more engaging, each person’s decisions are tracked so they can learn and prove how things would have gone if everyone had listened to them. Get insights from top performing investors in real time and validate them with your trusted peers.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms, licensed

Contact

Thomas Beattie, CEO, [email protected], 604-780-6136