FinovateAfrica 2018 / Yoco Technologies

Presenter Profile:

How they describe themselves: Yoco is an African technology company that builds tools and services to help small businesses get paid, run their business better, and grow. We believe that by opening up more possibilities for entrepreneurs to be successful, we can help create more jobs, enable people to thrive, and help drive our economy forward.

How they describe their product/innovation: Small business owners face daily challenges but cash flow is one of the hardest to manage. Yoco Capital offers eligible small businesses a quick boost in capital to ease cash flow, buy more stock or fund expansion. It’s easy to apply, there is no security or collateral required and the cash is available within 24 hours. There’s also a one-of-a-kind repayment method, every time a customer swipes their card a fixed percentage of that amount goes towards paying back the advance. There are no monthly debit orders and no late fees so business owners can focus on what’s important – growing their businesses.

Product distribution strategy: Direct to Business (B2B)


Bus. Dev.: Steven Jowell, VP Sales,
Press: Matt Brownell, VP Brand Marketing,

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