How they describe themselves: Coinbase is the largest bitcoin platform for merchant payment processing and consumer wallets. We allow merchants to accept bitcoin payments safely and securely without exposure to price volatility.

How they describe their product/innovation: Our instant-exchange feature offers bitcoin payments to merchants with zero exchange rate risk. As a merchant receives bitcoin payments throughout the day, they can instantly sell these bitcoins to Coinbase at a market exchange rate that was locked-in at the time of the customer’s purchase. At the end of each day, Coinbase will clear the USD sum total of all sales via ACH transfer. The merchant is therefore not exposed to bitcoin exchange rate volatility and will receive a dollar value, less our 1% exchange fee, that corresponds to the USD sale price of items purchased by bitcoin-paying customers.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through partnerships

Contacts:

Bus. Dev.: Roger Gu, [email protected] & Nahid Samsami, [email protected]

How they describe themselves: The CREALOGIX Group is a leading independent software house in Europe and the Swiss market leader for Digital Banking. CREALOGIX has created an innovative and comprehensive product suite for the digital bank of tomorrow. Its focus is on changing customer needs for mobility, security, personalised advice, and a comprehensive user experience. CREALOGIX has been specialising in the development and implementation of integrated online banking solutions for national and international financial institutions for more than 15 years. The shares of CREALOGIX Holding AG (CLXN) are traded on the SIX Swiss Exchange.

How they describe their product/innovation: CREALOGIX has seamlessly integrated an e-learning management system into its online banking suite. The short interactive e-learning units are directly integrated into the transactions of online banking customers with the aim of combining regulatory compliance with the effortless development and enhancement of the financial expertise of customers in a unique manner by combining gamification and contextual compliance. This creates a win-win situation for the bank and its customers. As a leading provider of comprehensive and advanced online banking and e-learning platforms, CREALOGIX is able to offer a unique and unprecedented degree of integration depth of the two areas separated until now.

Product Distribution Strategy: Direct to Business (B2B), licensed

Contacts:

Press: Roland Schneider, Head of Corporate Communications, [email protected]
Sales: Geraldine Critchley, Head of Product Marketing, [email protected]

How they describe themselves: Our specialized sales and marketing systems help lenders maximize the value and profitability of existing customer relationships. Our cplXpress product suite is integrated with leading online and mobile banking platforms, and additional strategic partnerships allow us to offer turn-key access to a powerful, omnichannel consumer lending strategy that we call Comprehensive Prescreened Lending (CPL). CPL Strategy has proven to cut costs, increase sales volume, and enhance customer experience and satisfaction. These pioneering technologies are at the forefront of the transition to a new era of data-driven, on-demand lending and borrowing.

How they describe their product/innovation: Our cplXpress product suite allows lending institutions to empower their customers with perpetual loan approval status across multiple consumer lending product lines. The solution grants customers ongoing insight into their personal buying power, with the ability to review and instantly accept preapproved loan offers at every touchpoint. No loan application is necessary. Our advanced risk-based assessment and pricing engine generates a highly personalized and targeted menu of offers based on each individual’s unique financial situation and profile. Offers are communicated within the client institution’s online, mobile, branch, call center, direct mail, and email channels. We are demoing a selection of online banking and mobile user interfaces.

Product Distribution Strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press & Sales: Dave Buerger, President & Co-Founder, [email protected],
877-509-2089 x101

How they describe themselves: At D3 Banking, we believe that technology is supposed to make things easier, not harder. Our team includes industry veterans who have built their careers around helping financial institutions innovate and adapt to the increasing demands of the customer. Our D3 Banking solutions are designed for organizations wanting to deliver a comprehensive set of digital financial services to individuals and small businesses. D3 Banking replaces disparate, bolt on, legacy systems with a modern technology stack and a proven data analytics engine that allows financial institutions to deliver personalized products and services – anytime, anywhere, on any device – to their customers.

How they describe their product/innovation: D3 Banking reduces cost and complexity for financial institutions providing a comprehensive set of digital banking services from a single-code base that can be accessed via laptop, smartphone or tablet. Our responsive web design frees FIs from the overhead associated with maintaining multiple applications for a variety of devices, screen sizes and operating systems. D3 Banking provides the customer with a simple, intuitive interface for all types of money movement and provides the FI with least cost routing options. Our integrated financial management tools automatically categorize transactions to create customizable budgets for customers, and our powerful data analytics engine helps FIs identify new revenue opportunities.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev., Press & Sales: Michael Carter, CMO, [email protected], 402-905-9930

How they describe themselves: Dealstruck is a web-based peer-to-peer lending (P2P) company that offers a suite of financing products to small business borrowers that are designed to progressively graduate them toward conventional financing. This user-friendly platform serves (1) businesses that are not eligible for bank financing and limited to costly non-bank options, and (2) institutional and high-net-worth investors seeking to capture yield by investing in the small business loan asset class.

How they describe their product/innovation: Historically, Dealstruck has offered an online matching service for individual lenders and a pooled investment vehicle for institutional investors. This has limited institutional investors to only one aggregate investment option. At Finovate, Dealstruck is announcing an online investor API specifically catered to the institutional investor, allowing them to access all data for individual borrowers and to tailor investment decision-making criteria for whole loan and fractional loan investment flexibility.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev., Press & Sales: Ethan Senturia, CEO, [email protected], 619-743-5310

How they describe themselves: defi SOLUTIONS provides an innovative Loan Origination Solution (LOS) that fuels auto lenders with the ability to increase applications and funding by leveraging defi SOLUTIONS’ technology to compete and grow.

defi SOLUTIONS’ industry leading, browser-based LOS is completely configurable and easy to implement. Auto lenders can manage the application from a single, flexible SaaS platform and it is affordable, scalable, and easily accessible from mobile devices.

Current clients process between 10,000 to 30,000 applications per month and fund between 500 and 1,500 deals per month. defi SOLUTIONS’ client base includes sub-prime finance companies, captives, start-up lenders, and established auto-finance companies.

How they describe their product/innovation: defi SOLUTIONS is taking auto lending to the next level with the industry’s first fully configurable LOS that can launch within days, not months.  defi SOLUTIONS has introduced an intuitive, web-based system that provides lenders the ability to choose the functionality that is right for their company without costly development time.  Lenders are able to instantly make changes to the defi system to meet changing market demands.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: Stephanie Alsbrooks, CEO & Founder, [email protected],
817-657-6357
Press: Kristin Herring, Marketing Director, [email protected], 214-673-6364

How they describe themselves: Digital Insight is driving industry-leading innovations for its clients and end users across online and mobile banking solutions. Our proven banking innovations give financial institutions the flexibility and control to engage more, increase retention, and cross- sell effectively. Digital Insight was acquired by NCR (NYSE: NCR) in January 2014.

How they describe their product/innovation: Digital Insight is demoing Promotion Suite for mobile, an enhancement to Digital Insight’s current Promotion Suite that brings personalized, relevant cross-sell offers from financial institutions to their customers. The new Promotion Suite for mobile extends financial institutions’ ability to create, manage, distribute, and measure targeted cross-sell campaigns that reach the right customers online or on their mobile device with the right products at the moment of truth. Extending Promotion Suite to the mobile channel greatly improves offer relevancy to deliver targeted offers anywhere, anytime, and on any device.

Product Distribution Strategy: Through financial institutions

Contacts:

Bus. Dev.: Kimberly Prieto, Group Manager, Bus. Dev., [email protected]
Press: Heather Almand, Communications Manager, [email protected]
Sales: Bill Hampton, VP Sales, [email protected]

How they describe themselves: DRA is a mobile platform that improves the in-store experience to better match the natural shopper flow. We focus on discovery and engagement through payments, completely on a shopper’s mobile device. SelfPay provides an open and consistent Shop+Pay experience across retailers, carriers, devices, payment methods, processors and POS platforms. DRA enriches the shopper & retailer relationship and integrates with third parties to create a seamless, open and integrated solution. Shoppers receive a consistent experience while our partners make use of a shared platform with goals to boost adoption and increase mobile transactions.

How they describe their product/innovation: SelfPay helps merchants engage each shopper in-aisle, item in hand and on their mobile device. As a shopper nears a store, they’re located via iBeacon and location services – no need to check in or search for an app. SelfPay welcomes the shopper and displays the store’s brands, items, descriptions and pricing. Shoppers can purchase items in-app to take home right away – no more waiting in line just to pay. SelfPay extends the POS to the shopper’s mobile device and purchases are settled with the existing merchant account, posting immediately to the POS. As a wallet aggregator, SelfPay offers a wide choice of payment methods from credit cards to e-wallets. Also included is a patent-pending wireless purchase verification method, SP Verify.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Wendy MacKinnon Keith, CEO & Founder, [email protected],
416-994-4771
Press: Catherine Seeds, PR+Marketing, Ketner Group, [email protected],
512-794-8876

How they describe themselves: Advanced Merchant Payments (“AMP”) enables banks, merchant acquirers, and other institutional lenders to profitably offer short-term, unsecured, loans to under-served MSMEs based upon their electronically verifiable cash flow and other data points.

AMP’s proprietary platform leverages concepts and principles from microfinance, payment processing, and data analytics – together with more traditional loan underwriting principles – to support loan portfolios across countries, currencies, and banking systems.

In support of its bank solution, AMP itself currently serves as a licensed provider of unsecured small business loans in Hong Kong, Singapore, the Philippines, and the United Kingdom – with expansion into several other markets planned.

How they describe their product/innovation: AMP’s small business lending solution offers an efficient and scalable means by which banks can readily originate and manage a broad portfolio of small business loans. AMP solves the problem of “the missing middle”: small businesses with one or more bank accounts for which neither consumer nor traditional SME loan products are suitable.

AMP’s platform utilizes existing communication methods to bridge the divide between the Retail Banking and Business Banking activities of a bank – without the costs and difficulties inherent in formal bank system integration.

AMP can manage all or some stages of the loan process: from Qualification to Verification, Credit Scoring, Approval, Disbursement, Daily Repayment & Risk Monitoring, through to Completion.

Product Distribution Strategy: Through financial institutions.

Contacts:

Bus. Dev.: Thomas J. DeLuca, CEO, [email protected], (o) +852 2541 3180, (m) +852 6162 6572 &
James Lloyd, Director of Product Management, [email protected], (o) +852 2541 3180, (m) +852 5690 0619

How they describe themselves: In 2013, Australian, Canadian, Dutch, Norwegian and UK regulators all introduced a ban on commission payments for financial advice concerning long-term products and services. The objective of such legislation was to increase the transparency of financial advisory services. We have developed a highly specialised cloud-based financial customer experience platform to support the Banks, Insurers and Financial Advisors to lead the consumer game in these fast changing advisory markets. The artificial intelligence platform provides the opportunity to build a €100 million EBIT/DA business.

How they describe their product/innovation: AdviceGames developed the World’s first Virtual Guardian (Advisors) Angel, namely – an intelligent Financial Experience Cloud Platform (FECP). This platform offers two high end services which gives Banks, Insurers and IFAs the tools they require to once again successfully serve these markets.

Firstly it offers the World’s first academic and interactive omnichannel performance monitor – the NIFA (National Index for Financial Advice) Suite. Secondly the VGA offers an online loyalty store, which provides a cloud-based angel offering designed to improve consumer experience leading to breakthrough customer loyalty.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Diederick van Thiel
Press: Rosali Steenkamer

How they describe themselves: AnalytixInsight, through its online portal capitalcube.com, provides high-quality financial research and content for investors, information providers, finance portals and media. The Company’s disruptive technology algorithmically analyzes market price data and regulatory filings to create insightful, actionable narratives and research on approximately 45,000 global companies – all available as a cloud-based, SAAS offering. This platform capability is extensible to other asset classes and sectors to generate insightful research reports. The Company currently has existing business relationships with leading global financial and media institutions.

How they describe their product/innovation: AnalytixInsight and CapitalCube launched their newest product – Fundamental ETF analysis. The ETF analysis provides unique fundamental research of an ETF based on the analysis and risk assessment of the daily changing underlying compositions. This enables investors to easily discern the fundamental risk and characteristics of each ETF, especially with respect to other ETF alternatives available to them. The service is intended to address the till now unmet need of fundamental analysis of each ETF globally.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: [email protected]
Press: [email protected]
Sales: [email protected]

How they describe themselves: Arxan protects mobile applications from hacker attacks and malware exploits with the world’s strongest and most deployed application security products. Arxan’s patented ‘Guarding’ technology is embedded directly into apps to yield self-defending, tamper-proof apps that are resistant to unauthorized code tampering and reverse engineering attacks. Arxan’s multi-operating system approach mitigates risk, such as fraud or data compromise, by ensuring critical security and business logic are hardened from repacking and redistribution attempts and unauthorized access on untrusted devices. Arxan’s application integrity protection is deployed on over 250 million devices by Fortune 500 organizations in financial services, retail, healthcare, ISV, entertainment and other enterprises.

How they describe their product/innovation: Arxan’s mobile application hardening™ delivers critical defense and shielding at the application layer with static and active self-defend and tamper-proof attributes. By deploying Arxan protected apps, financial institutions can launch advanced and feature-rich mobile financial services with confidence. Our state of the art ‘Guards’ are small units of object code that “lockdown” applications with multiple and performance sensitive protection against attacks such as malware, fraud, data breach repackaging, unauthorized access, IP theft, removal of security or critical business logic – all of which would have significant consequences for financial institutions.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Jukka Alanen, VP Business Development, [email protected], +1 650 861 9659
Press: Jodi Wadhwa, VP Marketing, [email protected], +1 301 968 4290
Sales: Tom van Gorder, VP Worldwide Sales, [email protected], +1 301 968 4290 &
Mark Noctor, W. EMEA Sales Director, [email protected], +44 1491 5265 00