How they describe themselves: Lumpy cash flow and long payment cycles often put a strain on SMB’s working capital. We started BlueVine so that small businesses don’t have to worry about making payroll or being able to buy more inventory. We provide a quick, simple, online solution to let businesses access the capital they need, when they need it.

How they describe their product/innovation: BlueVine gives small businesses an advance on their invoices that they can use to cover expenses or grow their business. We integrate with the most popular cloud accounting software so SMBs can request funds with a click of a button. There is no cost to sign up, no minimum volume requirements, and no termination fees. We offer businesses both discretion over their customer relationships, and control over their financing needs. BlueVine works with B2B companies with invoice terms of 15 to 90 days and funds invoices with a face value of $500 or more. Customer credit lines typically start between $5,000 and $15,000 and can go up $50,000. Funds can be available as fast as 24 hours, and sooner for returning customers.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Eyal Lifshitz, CEO, [email protected], 888-505-3149
Press & Sales: Edward Castano, VP Operations, [email protected], 888-505-3149

How they describe themselves: Founded in 2009, CrowdFlower is the leading data enrichment platform for data scientists. Its quality-control technology is the most accurate and fastest way to collect, label, and clean data from an on-demand workforce.

The platform automates the management of their online workforce to tackle tasks that require human intelligence – like search relevance tuning, data categorization, image annotation, metadata creation, sentiment analysis, transcription, and deduplication.

Backed by Trinity Ventures and Bessemer Venture Partners, CrowdFlower has secured over 150 customers, which include LinkedIn, Intuit, Flickr, Edelman, and eBay.

How they describe their product/innovation: Financial statements are notoriously difficult to decipher. CrowdFlower puts an end to messy and incomplete financial services data that contributes to a poor customer experience. We are demonstrating how CrowdFlower can quickly and easily collect, clean, and label financial transaction data, from an online, on-demand workforce of over 5M contributors to help businesses provide a superior customer experience.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts:

Bus. Dev.: Seth Teicher, Parternships & Bus. Dev., [email protected]
Press & Sales: Renette Youssef, VP Marketing, [email protected]

How they describe themselves: Blooom is a whole new way to 401k. In the US, there are over 50M people participating in employer sponsored retirement plans, commonly 401ks. The vast majority of these folks are significantly mismanaging their accounts. In short, blooom’s mission is to fix as many of these 401ks as possible. Pie charts and line graphs with a gazillion indecipherable colors aren’t helping anyone these days – especially the average 401k investor. Blooom has developed a revolutionary way to open 401k investors’ eyes and outsource the management of their 401k – regardless of where it is held. We are an online Registered Investment Advisor firm that was co-founded by a few Midwest guys that have over 30 years experience in managing investments.

How they describe their product/innovation: The blooom app collects basic user data (name, email, age), and asks the user to select where their 401k is currently held. Once selected, the user’s credentials are entered and blooom goes to work to analyze their current investment allocation across 25,000+ different funds to generate a comparative analysis without a bunch of financial mumbo jumbo. Blooom displays how their 401k should be allocated and gives the user some latitude to adjust the recommended allocation. In a few more steps, the user can then hire blooom to make these changes and, more importantly, rebalance and adjust the allocation for the user going forward. It is a new and intelligent way to get help with your 401k . . . all for just $10 per month.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through benefits exchanges, Professional Employment Organization, and small businesses

Contacts:

Bus. Dev.: Gerry Hollis, Bus. Dev. Director, [email protected]
Press: Chris Costello, CFP & Co-Founder, [email protected]
Sales: Kevin Conard, Co-Founder, [email protected]

How they describe themselves: Dynamics was founded and seeded in 2007 by Jeff Mullen, its President and CEO. Dynamics produces and manufactures intelligent powered cards such as advanced payment cards. Focused on introducing fast-cycle innovation to top card issuers, the company’s first commercial application is the world’s first fully card-programmable magnetic stripe for use in next-generation payment cards.

Contacts:

Bus. Dev.: [email protected]
Press: [email protected]

How they describe themselves: BioCatch is a leading provider of behavioral authentication and threat detection solutions for mobile and web applications. Available as a cloud-based solution, BioCatch collects and analyzes more than 400 bio-behavioral, cognitive, and physiological parameters to generate a unique user profile. Banks, eCommerce websites, and mobile apps use BioCatch to significantly reduce friction associated with risky transactions and protect users against cyber threats.

How they describe their product/innovation: BioCatch is a cognitive behavioral biometrics technology that tracks how users interact with web and mobile applications. At the core of the technology lies a unique, patent pending Invisible Challenges mechanism. This mechanism is responsible for the interaction of the user with the application. So, whenever a user interacts with an application, a subtle dynamic cognitive challenge is injected and the user responds without being aware to the fact it was there.

Product distribution strategy: Direct to Business (B2B), through partners

Contacts:

Bus. Dev.: Uri Rivner, VP Bus. Dev. & Cyber Strategy & Co-Founder
Press:  Rachel Glaser, GK PR for BioCatch, [email protected], +972 54 250 9439
Sales: Len Crosson, VP Sales, [email protected]

How they describe themselves: My Virtual StrongBox is an online safe deposit box that has the security consumers deserve and the convenience they lack from traditional safe deposit boxes. Customers can store documents safely and securely online behind online banking – like wills, tax documents, loan packages, mortgage docs, insurance, copy of what’s in a physical safe deposit box, etc. – and have access to them anytime, anywhere!

How they describe their product/innovation: My Virtual StrongBox was created by a team of technology innovators with more than 175 combined years of finance industry experience. This product combines the peace of mind of a safe deposit box with the convenience of online storage services. More importantly, your customers can trust that their files will be backed up and safe from prying eyes.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Greg Crandell, CSO, [email protected],
703-733-0339 ext. 106

How they describe themselves: Imagine a world with no passwords and a new approach to security. Anchor ID introduces a new solution for accessing online and mobile accounts with unsurpassed convenience and high security, when and where you want it. Serving the public, merchants, and developers, Anchor ID created the most simple-to-use, secure platform that combines leading security technologies that evolve as technologies advance, including biometrics. Anchor ID throws away the password, giving users one universal user name to log in to any account: banking, ecommerce, subscriptions, and social media, using personal devices as the new authenticator.

How they describe their product/innovation: Anchor ID’s new approach to global access and identity authentication evolves consumers beyond the frustrating password and security models that compromise convenience and security. We are the only solution that enables consumer freedom to go, buy, and access whatever they want online, with the highest security protections without the use of passwords. Users get one universal user name (like a master key) that serves as a unique identifier, your phone is the anchor for authentication, and we apply the pillars of advanced security and authentication: something you know, something you have, something you are. We safeguard that it’s you and not someone else trying to be you.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev. & Sales: David W. Schropfer, CEO, [email protected], 845-853-8141
Press: Pamela Johnston, Cloud12 President, [email protected], 646-918-8812

How they describe themselves: CR2 is the innovative provider of self-service banking solutions, providing robust and highly flexible ATM, Internet, and Mobile channels.

CR2 helps banks meet their business challenges by reducing operational costs, generating new revenue, and improving customer satisfaction through best-in-class technology.

CR2’s BankWorld lets banks actively manage all electronic channels from a single omnichannel platform. BankWorld enables banks to design and deliver a personalised offering to the right customer at the right time and right channel.

How they describe their product/innovation: CR2 is demonstrating the BankWorld Cash Send application at Finovate, Cash Send is a truly omnichannel product recently deployed. It allows people to instantly send cash to any individual from a mobile app; this cash is instantly dispensed from an ATM without the recipient needing an ATM card or indeed a bank account of any type. It significantly lowers the cost of remitting funds to any individuals outside of the classic banking system.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts:

Bus. Dev. & Sales: Kieran Kilcullen, Sales & Marketing Director, [email protected]
Press: Nadia Benaissa, Marketing Manager, [email protected]

How they describe themselves: As banks shift from risk to broker-like models in fixed income, the need to manage huge volumes of sensitive information has become paramount. Algomi enables banks to create real-time social collaborations internally and with end investors that identify the best trade opportunities. By harnessing the power of individual relationships between salespeople, traders, and their clients, Algomi’s scalable approach increases trading room velocity in a liquidity constrained world.

How they describe their product/innovation: Algomi’s technology collates all information points within a bank’s credit trading business. Customized algorithms are written and push most relevant and profitable opportunities in real time to the appropriate salespeople within the franchise that can help facilitate a riskless trade.

Algomi’s buyside GUI, Honeycomb, enables end investors to see which dealer is best placed to facilitate these illiquid block trades without disturbing the market picture. Honeycomb brings client marketing up to the standards of the best online retailing (think Amazon.com). Honeycomb is ‘Smart Marketing’.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev. & Sales: Neil Murry, UK Sales & Stephen Gallagher, US Sales, [email protected]
Press: Charlie Morrow, Cognito Media PR, [email protected],
+44 (0)20 7426 9406

How they describe themselves: Backbase creates comprehensive omnichannel customer experience solutions that help banks and credit unions revitalize their customers’ digital interactions, drastically increasing the stickiness of their relationships with individual customers. We help you get banks online faster by delivering a complete, customer-centric digital banking solution that drastically differentiates banks from the competition. Our intuitive, extensible solution also puts financial institutions back in control over their digital strategy.

Industry analysts Gartner, Forrester, and Ovum recognize Backbase as a leader in terms of customer experience, omnichannel, and time to value. Backbase powers numerous global institutions, including ABN AMRO, Nationwide, Nordstrom, Deutsche Bank, and ING.

How they describe their product/innovation: Backbase is launching Backbase Engage. Backbase Engage is a complete digital banking solution that’s out-of-the-box ready and designed to meet the needs of regional banks and credit unions. With Backbase Engage, banks regain control over their digital strategy. Backbase Engage’s easily extensible structure revolutionizes the traditional digital bank delivery model by empowering banks to make their own strategic choices instead of being locked in to those made by core banking vendors. Alongside Backbase Engage, Backbase is launching the Backbase Marketplace, an open marketplace for banks to connect with vendors who have come together to offer freedom of choice to banks and credit unions looking to regain control over their digital strategy.

Product distribution strategy: Through financial institutions, licensed

Contacts:

Press: Jelmer de Jong, Global Head of Marketing, [email protected], +31 6 230 260 12
Sales: Dan Herman, Sales Executive, [email protected]

How they describe themselves: Cachet Financial Solutions (OTCQB: CAFN) is a leading provider of cloud-based SaaS mobile banking technology to banks, credit unions, and financial services organizations. Our innovative solutions create value for our clients by helping them to increase customer engagement, grow revenues, and gain competitive advantage. Our cloud-based technology platform simplifies development, deployment, and servicing of clients’ consumer and commercial solutions — minimizing cost and accelerating speed to market and ROI. With our complete suite of business and consumer solutions, we help financial institutions to better serve all of their customers.

How they describe their product/innovation: Cachet’s Select Mobile™ Money enables financial institutions to offer their prepaid cardholders a full suite of financial services in one easy-to-use mobile application. Expedited bill pay, remittance, card to card transfer, mobile deposit and other key financial services are available to the prepaid cardholder anywhere and anytime, eliminating the inconvenience and cost of accessing multiple providers for everyday financial services. A key differentiator, Select MobileMoney’s powerful backend analytic tools enable prepaid card providers to monitor mobile app usage, segment cardholders based on behavior and keep them engaged by sending push notifications with relevant marketing offers linked to their behavior.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Larry Blaney, EVP Sales, [email protected], 952-698-6993
Press: Judy German, VP Marketing & CMO, [email protected], 952-698-6991

How they describe themselves: BCSG was established in 2008 with its headquarters near the Silicon Roundabout in London. In partnership with leading brands such as Barclays, EE, and Santander, we offer a business app market that has over 200,000 small business users worldwide. The app market provides a tailored selection of applications that address the key needs of small businesses.

We have gained international distribution with partnerships in the UK and USA, and have a number in the pipeline, which will increase our UK channels and give us a presence in Canada and Australia.

How they describe their product/innovation: Winning and working on a deal with the UK’s largest Telco has recently demonstrated how we have created a cutting edge platform that allows banks and Telcos to offer value added services to their small businesses. The modular approach taken creates a competitive advantage for us. It means that clients can pick and choose from a menu of features to decide which modules they want to have, making the platform completely ‘tailorable’ for individual clients. The platform also offers further flexibility and customisation that many businesses are looking for.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Tom Platt, Commercial Director, [email protected]
Press: Natasha Quick, Marketing Analyst, [email protected]
Nick Braund, PHA Media Account Manager, [email protected]