How they describe themselves: Powering Global Payments. We make moving money around the world easy with our Payment Engine. Develop your product with our APIs to reach new customers, benefit from real time wholesale rates and a fast, secure payment network.

We work with banks and payment companies to automate the payment lifecycle, from receipt of funds through to conversion and payment. Our Payment Engine is straightforward to integrate and offers the flexibility to deliver a tailored customer experience. Currency Cloud is headquartered in the UK with offices in New York and is regulated by the Financial Conduct Authority as an eMoney Institution.

How they describe their product/innovation: Currency Cloud Payment Engine is built by developers, with developers in mind. By building a sophisticated Payment Engine we have taken the complexity out of international payments both for our Clients – who are developing game-changing services on top of the Payment Engine – and for our clients’ customers.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Meridith Skodnik, Director Bus. Dev., [email protected] &
Dov Marmor, Director Bus. Dev., [email protected]
Press: Cara Morgan, HotwirePR, (o) 6460790-4749, (m) 713-829-1794

How they describe themselves: Our solutions bring the “one-click” convenience and mobility consumers have come to expect to the banking world, helping lenders maximize the value and profitability of existing customer relationships. Our cplXpress product suite is integrated with leading online and mobile banking platforms, and additional strategic partnerships allow us to offer turn-key access to a powerful, omnichannel consumer lending strategy that we call Comprehensive Prescreened Lending (CPL). CPL’s “click to accept” technology has proven to cut costs, increase sales volume, and enhance customer experience and satisfaction. These pioneering technologies are at the forefront of the transition to a new era of data-driven, on-demand lending and borrowing.

How they describe their product/innovation: Our cplXpress platform allows lending institutions to empower their customers with perpetual loan approval across multiple product lines. This unique and timely solution grants consumers ongoing insight into their personal buying power,and immediate access to preapproved loan offers at every touchpoint. No loan application necessary. Our advanced risk assessment and pricing engine generates a highly personalized and targeted menu of offers based on each individual’s unique financial profile, then communicates these offers within the institution’s online banking, mobile banking, branch, call center, direct mail, and email channels. We demoed a selection of new online and mobile interfaces, and unveiled our latest mobile document delivery, e-signature, and point-of-sale lending capabilities.

Product distribution strategy: Direct to Business (B2B), licensed, white-label

Contacts:

Bus. Dev. & Sales: Dave Buerger, President & CEO, [email protected], 877-509-2089 x101
Press: Roxanne Alaniz, Alaniz Marketing, [email protected], 415-892-5252

How they describe themselves: Corezoid is a cloud operating system for building and changing business processes.

How they describe their product/innovation: Two classes of problems exist in software development:
1) Customer problems: it’s too long, it’s too expensive, lack of flexibility, high cost of updates, dependence on the developer, succession/inheritance
2) Developer problems: modern programming paradigm means programming with implicit selection of statuses resulting in a lot of inherent technical problems, it’s too long, succession/inheritance

Corezoid solves these problems by switching from writing the code to building the algorithm.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Maria Gurina, Bus. Dev. Manager, [email protected]
Press: Egor Avetisov, Creative Director, [email protected]

How they describe themselves: Context Relevant is using distributed compute and automated exploration technologies to deliver a powerful, scalable Advanced Analytics Platform to Wall Street and F-500 companies. From fraud detection, risk exposure and trading algorithms, to automated hedge calculation, Context Relevant’s automated predictive analytics technology is solving previously unsolvable problems and bringing transparency and stability to global financial markets.

How they describe their product/innovation: Context Relevant’s automated predictive analytics technology is the only system with sufficient scale, compute and automation to analyze petabytes of structured and unstructured data in real-time – incorporating findings back into its modeling process automatically. These adaptive learning-systems’ ability to make sense of seemingly unrelated data, at scale and real-time, is redefining industries from finance to aeronautics.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev & Sales: Jeff Feinstein, VP Strategic Development, [email protected], 206-369-2380
Press: Bethanie Maples Krogstad, Head of Marketing, [email protected], 707-766-4192

How they describe themselves: Bento is addressing a large, unmet need by designing financial solutions specifically for small businesses. Traditional banks have treated this market as an afterthought, with hand-me-down products that were really built for large companies or consumers.

The Bento platform helps small businesses better manage and control expenses, become more efficient and raise capital more easily, all through an incredibly simple, elegant solution that connects online software to feature-rich payment cards. Bento’s mission is to free small business owners from the administrative and financial burdens of running a business, enabling them to focus on growing their business instead.

How they describe their product/innovation: Bento’s first offering, the Bento MasterCard, is a prepaid commercial card solution built just for small businesses.

Business owners can set rules by employee, amount, time and category before anyone can spend a dime. Bento cards can be enabled and disabled in a second with just one click and bear the employee’s name. Real-time dashboards enable business owners to see everything in one place and quickly track expenses by place, employee, project, category and more. Bento makes spend management and bookkeeping painless.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Farhan Ahmad, CEO, [email protected]
Press: Kerry Metzdorf, Big Swing Communications, [email protected], 978-463-2575
Sales: Lance Wills, Marketing, [email protected]

How they describe themselves: Avoka creates frictionless customer experiences for applications such as applying for credit cards, bank accounts or government services. Focused on an omni-channel user experience integrating digital, branch, and call center, Avoka software optimizes the “buy” portion of digital customer acquisition to increase financial service account sales, without changing back-end systems. Avoka delivers a proven track record with financial services and government organizations including more than 12 years managing digital sales and service transactions and upward of 100M global business-critical customer transactions completed each year.

How they describe their product/innovation: Product and pricing are not differentiators in financial services – customer experience is.  Each additional step in the credit card application process results in higher abandonment and fewer converted customers. Avoka has increased a 36% conversion rate to 51% in just four weeks by focusing on delivering a frictionless customer experience.

We demonstrated combining social, cloud services, and crowd-sourcing into the world’s fastest credit card application.  We minimize customer effort and deliver measurably higher levels of account conversion.  Because online, seconds matter.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev.: Philip Copeland, CEO, [email protected], (c) 303-802-0877
Press: Diana Kearns-Manolatos, Articulate Communications, [email protected], 212-255-1203
Sales: Dermot O’Doherty, SVP Sales & Customer Success, [email protected], (c) 720-469-1977

How they describe themselves: Easy, Efficient, Effective

Headquartered in Northwest Arkansas, a place known for developing industry-changing companies, 3E embodies the “up from your boot straps’” character and vision that is required to change the thinking of a centuries old industry.

At an ROI of 200% or greater per year, Teslar delivers huge efficiency gains and still maintains an interface so easy to use, even a lender can use it.

Unlike other software companies that pick a side, frontline staff or operations, 3E works diligently to make sure both sides have the most effective solution possible.

How they describe their product/innovation: Teslar is a revolutionary lending and credit management Software as a Service solution that empowers bankers to be more efficient and effective by giving them a cradle to grave platform. With its ability to help in almost all facets of lending from pipeline and call activity, to loan review, there is little that Teslar can’t do.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev., Press & Sales: Joe Ehrhardt, President, [email protected], 479-927-0200