How they describe themselves: EZBOB is the first web based and fully automated lending platform for SMEs in the UK backed by the UK government’s Angel Co-Fund and appointed as financial intermediary for Project Microfinance by the EU. EZBOB is a profitable alternative lender changing the way business owners can access the funding they need for working capital, growth, or other business opportunities.

The company’s proprietary lending platform is an industry leader, providing for a simplified, customer centric, web based application process. Any UK business is able to apply online, in under 10 minutes with no paperwork and no face-to-face meetings. EZBOB algorithms are able to analyse the business and its directors’ creditworthiness and affordability in real time. Once a funding decision has been made, borrowers can choose their repayment schedule exact funding amount; funds transferred directly to the business account within 30 minutes or less.

How they describe their product/innovation: EZBOB’s lending platform was initially designed to provide an automated funding solution for online retailers, such a people operating online shops on eBay, Amazon, or those using PayPal.

At Finovate EZBOB launched their new proprietary platform (EZ10.1), which allows for any of the 5 million SMEs in the UK to apply online in minutes and find out how much funding is available to them.

Now, all business applicants will enjoy EZBOB’s USP, which is a short online application with an automated lending decision and instant funding of up to £50,000.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Sharone Perlstein, [email protected], +972546965599

How they describe themselves: fastacash™ provides a global social platform which allows users to transfer value (money, airtime, other tokens of value, etc.) along with content (photos, videos, audio, messages, etc.) through social networks and messaging platforms. The company has developed a patent pending link generation technology that enables the value transfer with a secure link.

As a technology enabler, fastacash™ partners with companies and brands in the payments, remittance, consumer products, social, and gaming industries to bring its technology to end-users. The company recently launched its showcase service in the United Kingdom (international remittances from the UK to Kenya) through a partnership with VFX Financial. It also launched in Indonesia (domestic money transfers) in November, with partner, DOKU, a leading PSP. The company is preparing to launch in Russia with UNISTREAM.

Product Distribution Strategy: Direct to Business to Consumer (B2B2C)

Contacts:

Bus. Dev. & Sales: Gilberto Arredondo, CCO, [email protected]
Press: Radhika Angara, CMO, [email protected]

How they describe themselves: Feedzai makes omnichannel commerce safe. Our fraud prevention software blocks payment fraud using Big Data. Banks, payment networks, and retailers rely on our sophisticated algorithms to predict and block more fraud earlier. By combining today’s technology, data science, and fraud expertise, we’ve built from scratch the most modern and fastest fraud-scoring platform on the planet.

Founded by data scientists and aerospace engineers in Europe, we expanded to the United States in 2013.

How they describe their product/innovation: Feedzai Fraud Prevention™ blocks payment fraud in real time – online, in store, mobile, and wherever customers shop. Built with the latest Big Data technology, Feedzai Fraud Prevention™ works transparently to risk score every single checkout transaction in under 25 milliseconds. Machine-learning models reduce the false alarms that overload order review staff. Individual 1-1 behavioral profiling detects more fraud than possible before. White-box scoring techniques provide clear, human readable explanations to enable a rich customer experience.

Feedzai is Fraud Prevention That Learns.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press & Sales: Loc Nguyen, Marketing and Partnerships, [email protected], 415-535-7749

How they describe themselves: Fiserv is the world’s leading provider of digital banking and payment solutions. We have the #1 ranked products in various spheres of financial technology: online banking, tablet banking, mobile banking, electronic bill payment/presentment and person-to-person payments. Our entire focus is helping financial institutions attain best-in-class outcomes from world-class technology.

How they describe their product/innovation: We demonstrated the next version of Mobiliti – our flagship mobile and tablet banking platform, with a focus on its completeness, intuitive design and disruptive capabilities.

Product Distribution Strategy: Direct to Business (B2B), reaching consumers through financial institutions (licensed or SaaS)

Contacts:

Bus. Dev.: Serge van Dam, Segment Leader, Digital Channels, [email protected],
+44 208 133 1246
Press: Teana Baker, Marketing Manager, [email protected], +44 208 833 3152
Sales: Denis Zelenskiy, Sales Executive, Digital Channels, [email protected],
+44 7741 706 814

How they describe themselves: Five Degrees (NL|IS) is a financial technology provider offering The Real Alternative to financial institutions wishing to serve their customers different: faster, at a lower cost, more transparent, from and to any device and with more insight for all parties. Matrix, its proven core BPM universal banking solution, offers a fully automated banking services hub supporting any segment, product or channel through a rich mid office environment, connected to any (legacy) back-office of choice, deployed in-house or in the cloud as demoed at Finovate.

How they describe their product/innovation: Matrix Accounts is a modern lean back office solution that manages product and admin specific data for the benefit of the mid and front office operations. Matrix Accounts is designed for existing banks, as well as banks of the next generation. With a focus on automation, flexibility, traceability and security, Matrix Accounts is the solution for lowering cost and enhancing agility in the banking environment. Matrix Accounts incorporates a highly flexible product builder to support the varying needs of different kinds of banks: retail, commercial and investment. Matrix Accounts comes with basic features, covering all standard needs of any bank.

Product Distribution Strategy: Licensed

Contacts:

Bus. Dev.: Peter-Jan van de Venn, [email protected]
Press: Conny Dorrestijn, [email protected]
Sales: Brian van Wachem, [email protected]

How they describe themselves: GMC Software Technology is an award-winning leader in the field of Customer Communications Management. The company develops innovative software applications that enable businesses to transform the customer experience, reduce costs, and increase agility. Its flagship software, GMC Inspire, is an end-to-end solution for delivering relevant, compliant communications across multiple channels including SMS, email, print, web, and social media.

Operating worldwide, the company’s double digit growth spans major enterprises in financial
services, insurance, wealth management, and retail banking. GMC was recently an IBM Beacon Award finalist for Best Industry Solution for Insurance and was named a leader in the Forrester Wave and in the Gartner Magic Quadrant for CCM.

How they describe their product/innovation: GMC Inspire Mobile Onboarding is a game-changing innovation that allows banks to attract, retain, and grow customers through real-time, interactive communication.

This solution is specifically tailored for mobile customer engagement. With GMC Inspire Mobile Onboarding, banks empower their front line staff to easily create contracts based on customers’ needs and preferences that can be sent in real-time and browsed on any mobile device. This innovation enables customers to review contracts, make changes and use digital signature, hence simplifying the onboarding process, reducing drop out, and increasing revenue.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts:

Bus. Dev.: Didier Rouillard, VP Product Marketing, [email protected], +33 6 12 99 87 31
Press: Joanna Lane, Chameleon PR, [email protected]

How they describe themselves: Red Zebra Analytics is a company that has created a new type of loyalty program. We call it 3D OFFERS because Consumers, Merchants and Retail Banks benefit from every offer. 3D OFFERS is a system that allows merchants to place cash-back offers in the digital banking environment, in a way that is highly sensitive to customer needs and compliant with restrictive data and privacy protection policies.

How they describe their product/innovation: An Online and Mobile Offers Platform for Banks. It allows merchants to place targeted offers on the online banking experience, also accessible through mobile devices. The product is first launched in 2014 with Wuestenrot Bank AG Pfandbriefbank, Ludwigsburg, Germany.

Product Distribution Strategy: Through financial institutions.

Contacts:

Bus. Dev. & Sales: Attul Sehgal, CEO, Red Zebra Analytics, [email protected]
Press: Charmaine Chan, Account Director, LEWIS PR, [email protected]

How they describe themselves: GMC Software Technology is an award-winning leader in the field of Customer Communications Management. The company develops innovative software solutions that enable businesses to transform the customer experience, reduce costs, and increase agility. Its flagship software, GMC Inspire, is an end-to-end solution for delivering relevant, compliant communications across multiple channels including SMS, email, print, web, and social media. Operating worldwide, the company’s continued growth spans major enterprises in the financial services, insurance, wealth management, and retail banking industry.

How they describe their product/innovation: GMC Software Technology is proposing Inspire Research Portal for Investor. Wealth management groups, investment companies and banks have their own team of market researchers who would study the markets and provide their findings to investors on what they could do to secure or enhance their investments. But the current process is too manual and prone to errors. GMC Software Technology has researched and identified that there is a need to streamline this process, as there is no centralized platform or a total solution which could fulfill all these requirements.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Press: Sheelagh Connelly, Content Marketing Manager, [email protected]
Sales: Jason Chang, VP Sales, S.E. Asia & ANZ, [email protected]

How they describe themselves: GMC Software Technology is an award-winning leader in the field of Customer Communications Management. The company develops innovative software solutions that enable businesses to transform the customer experience, reduce costs, and increase agility. Its flagship software, GMC Inspire, is an end-to-end solution for delivering relevant, compliant communications across multiple channels including SMS, email, print, web, and social media. Operating worldwide, the company’s continued growth spans major enterprises in the financial services, insurance, wealth management, and retail banking industry.

How they describe their product/innovation: An innovative tablet application, enabling a totally paperless client on-boarding process for retail banks. The solution allows banking agents to on-board a client with proof of identity, photo, signature and more without using any paper processes removing significant cost and time. On completing the process, clients are sent a digital dynamic welcome kit where they can click on different sections, drill down to areas of interest and view all their signed documents electronically. The welcome kit and all documents can be accessed on any PC or mobile device supporting a completely paperless end-to-end client on-boarding process.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev: Antoine Hemon-Laurens, Mobile Strategy Consultant, PMM, [email protected]
Press: Sheelagh Connelly, Content Marketing Manager, [email protected]
Sales: Jason Chang, VP Sales, S.E. Asia & ANZ, [email protected]

How they describe themselves: FinanceIt allows businesses to offer consumer financing to their customers at the point of sale with any device.

How they describe their product/innovation: FinanceIt iPad App with ID scan instant approvals and borrower facing online application form that merchant Partners can embed anywhere.

Contacts:

Bus. Dev., Press, & Sales: Casper Wong, COO, [email protected]

How they describe themselves: Financial Guard is an online investment advisor that is reinventing the way individual investors receive and implement investment advice. Utilizing technology, we deliver professional, unbiased, transparent, actionable investment advice to all investors (regardless of asset size) at a fixed price that is a fraction of what is available in the traditional financial services industry. Investment Advice at the Right Price, Finally!!!

How they describe their product/innovation: Financial Guard makes investing simple and transparent for the individual investor saving for retirement. Through technology, an investor can quickly receive a holistic view of their entire investment portfolio(s) and receive actionable recommendations based on their investor profile on how to optimize. Financial Guard’s action plan provides an easy to understand “Grade” on both the individual investments and overall portfolio and clearly tells the investor what to Buy, Sell, and Hold within their accounts. We then continue to monitor an investor’s portfolio and regularly alert and advise when changes and rebalances need to occur.

Product Distribution Strategy: Direct to Consumer (B2C) & Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: Kevin Pohmer, President, [email protected]
Press: AJ Remlinger, Bus. Dev. Director, [email protected]