How they describe themselves: Jwaala’s award winning MoneyTracker, online-banking enhancement solution is changing the face of Internet banking with integrated account aggregation, natural language searching, personal financial management, consumer remote deposit, secure document repository, widgets, and infinitely customizable alerting options. Jwaala is simply Better Online Banking!

What they think makes them better: Not all PFM products are created equally! MoneyTracker PFM is the most powerful, feature rich and intuitive application available for financial institutions to add capabilities to their existing online banking platforms. Launched in 2006, it was also the first! And continues to be an innovator in the online banking space.

Contacts:

Bus. Dev. & Press: Kelly Dowell, COO, 512-845-3142
Sales: Eric Fisher, Director of Sales, [email protected]

How they describe themselves: kaChing is a virtual investing environment where anyone can prove they’re a great investor, or find a great investor to follow. Out of nearly 375,000 portfolios on the site, 25,000 had positive returns in 2008 (while a single mutual fund managed to avoid losses). Later this year, kaChing will allow its members to use their own brokerage accounts to automatically mirror the site’s certified best investors.

What they think makes them better: With its proprietary supercrunching technology and open source strategy, kaChing has built the largest investment platform on the web with over 375,000 portfolios.

Having received groundbreaking status as a registered investment advisor with the SEC, kaChing is offering a fresh, new alternative to mutual funds by launching mirrored trading later this year. Users will be able to mirror their favorite certified investors in their brokerage accounts.

Contacts:

Bus. Dev.: Dan Carroll, Founder, [email protected], 630-930-7353
Press: Cynthia Sterling, [email protected], 650-868-6832

How they describe themselves: Kapitall is a rich web application that makes investing easy for everyone. Inspired by game design, Kapitall combines an intuitive and engaging graphic user interface with powerful tools that make it easier than ever to research companies, build portfolios, share ideas and get smarter about the market.

What they think makes them better:

• It’s visual: Read less, know more. See the market come to life in a colorful, interactive “playground.”
• It’s intuitive: No user manual required. Perform basic tasks or advanced analytics with drag & drop simplicity.
• It’s social: You are not alone! Collaborate or even compete with a community of like-minded investors.
• It’s powerful: Master the market. Easy-to-use analytical tools turn complex information into actionable intelligence.
• It’s free to join: Don’t worry about the minimums & fees. Watch skills grow as you try ideas and test-drive portfolios.

Contacts:

Bus. Dev. & Sales: Sally Wood, COO, [email protected], 212-965-8441
Press: Victoria Alexander, PR for Kapitall, [email protected], 917-238-8912

How they describe themselves: Lending Club brings together investors and creditworthy borrowers to provide value beyond traditional banks for both. Premium borrowers can get personal loans from $1,000 to $25,000 at fixed rates often significantly better than those offered by conventional sources. Investors (our lenders) are empowered to build a portfolio of Notes based on their specific criteria. Most investors spread their investment across tens or hundreds of qualified borrowers.

What they think makes them better: Lending Club provides superior value and control to both investors and borrowers. Creditworthy borrowers can take advantage of a streamlined, online process, competitive fixed rates, easy monthly payments, and no hidden fees. For lenders, money invested goes directly to approved borrowers. Over the past 20 months, Lending Club investors have earned an average annual return of 9.05% (based on a report by independent research company, Javelin Research), after a low 1% fee.

Contacts:

Bus. Dev.: Rob Garcia, Director of Product Strategy, [email protected], 408-524-1539
Sales: Meredith Kramon, Lending Services, Lending Club, [email protected], 408-524-3069
Press: Pamela Kramer, CMO, [email protected], 408-524-1535; or Patty Treadway, Antenna Group, 415-977-1933, [email protected]

How they describe themselves: LendingKarma is a person-to-person lending site that makes it easy for parties that know each other to create loans and provides borrowers and lenders with tools to help service the loan and see it through to repayment.

What they think makes them better: There are two main types of person-to-person lending solutions out there today. First there is the low cost, sometimes hard to use, and often incomplete services that either generate a promissory note or sell a blank promissory note. The relationship ends after the promissory note purchase and you are left to deal with the realities of tracking your loan to completion. In addition to sending payment reminders LendingKarma can help manage variations such as overpayments to pay down principal, late payments, and underpayments.

On the opposite end there are services that ask you to let them manage the entire process, but are expensive. LendingKarma aims to offer the best of both worlds — an easy to use, reliable, and convenient service for creating and tracking your personal loan from inception to final repayment — at a cost effective price point. We will continue to add features to make the person-to-person lending process easier and more convenient.

For financial/legal advisors and organizations that wish to provide a high quality, custom branded web based loan creation and tracking solution for their clients, the LendingKarma platform can be deployed as a ‘white label’ solution.

At a time when Americans have lost faith in corporate banks, person-to-person lending has emerged to restore integrity and transparency to this process. LendingKarma hopes to be part of this shift

Contacts:

Bus. Dev., Press and Sales: Michael Kovacs, [email protected]

How they describe themselves: Looniesdesk.com is an open source financial platform allowing users to enable smart third party applications in order to give them more power to manage their accounts and take wiser financial decisions.

What they think makes them better: Looniesdesk.com is the only online open source financial platform that will allow its users to enable third party applications based on the functions they want to have available.

How they describe themselves: In the current economic climate residential properties (1-4 family) often remain assessed at levels significantly higher than the true market value. The tax assessment cycle can take considerable time to correct to current market conditions. Our proprietary FairValue Calculator guides site visitors to enter a property address and click “Check Your Value for Free”. Within seconds their property’s market value is compared to property tax assessment records to determine if the property is fairly, over, or under-assessed. Qualified property owners register, answer several questions, and purchase our FairValue Report using our secure check-out. The report provides the completed forms required by their taxing authority and a market-approach based valuation report. In most cases the client simply reviews, sign/dates and mails the forms to their local assessor or board of equalization to obtain a review and/or hearing.

What they think makes them better: Competing sites offer blank forms or kits that require the user do much of the research and prep work while navigating a complicated appeals process. We include a customized value report which can save the customer $300 to $500. We deliver everything needed to appeal your property tax: an AVM based appraisal, instructions, forms required by the taxing authority (filled out) and appendix. We even include a pre-addressed envelope to send to their local property tax authority. Simple, Accurate, Fast, Economical.

Contacts:

Bus. Dev., Sales & Press: James E. Deanne, 877-908-7191 ext 210, 206-459-8401 mobile, [email protected]
Greg Hauth, 877-908-7191 ext 212, 425-359-5498 mobile, [email protected]

How they describe themselves: Inner8 is the next generation of personal investing. Developed by E*TRADE and Briefing.com veterans, Inner8 offers investors seeking an alternative to traditional advice models the first real online alternative to that experience. Inner8 meets this need with sophisticated analytics and correlation technology, tailored to the specific needs of each investor. Rather than receiving lists of stocks graded by a community, or portfolios ranked by the highest ROI, Inner8 users come with specific situations and opinions and leave with actionable ideas, appropriate for their situation, vetted by the best minds and technology available today.

What they think makes them better: “Social investing” sites provide ranked lists of stocks and member track records, leaving investors to sort through these lists and discover which stock and/or fellow investor combinations are right for them. These “one-to-many” approaches are not personalized. Inner8 is different and offers a one-to-one experience similar to working with an advisor or trusted friend. Inner8 technology combines background information about the investor, their opinions about industries, and the best opinions of like-minded investors as well as highly analyzed correlation data and produces specific stocks and members connections to consider. Typically, Inner8 results are startling in their intuitiveness and supporting logic.

Contacts:

Bus. Dev.: [email protected]
Press: Danielle White, [email protected], 818-206-8303

How they describe themselves: Lending Club is a social lending network where members can borrow among themselves at better rates. Borrowers with good credit can get personal loans at interest rates they find more attractive than those available from conventional funding sources such as banks and credit cards, taking advantage of a streamlined process between the source of funds (lenders) and the borrowers who need those funds. Lenders get an opportunity to fund specific borrowers by investing in notes that correspond to specific borrower loans. The stated interest rates on notes range from 7.37% to 19.36%. Lenders pay Lending Club a 1% service charge.

What they think makes them better: Lending Club is the only social lending / person-to- person lending company to offer lenders an opportunity to invest in instruments that are registered with the US Securities and Exchange Commission and benefit from the disclosures associated with registered securities. The SEC registration also enabled the creation of a secondary market (the Note Trading Platform) where lenders can resale their notes to other lenders should they need liquidity. The Note Trading Platform is operated by Foliofn, a registered broker dealer.

Contacts:

Sales: John Donovan, COO, [email protected]
Bus. Dev.: Rob Garcia, Director, Product Strategy, [email protected], 408-524-1539
Press: Paula Cavagnaro, Antenna Group, [email protected], 415-977-1915

How they describe themselves: Loanio is an auction based, peer lending platform where individuals can borrow or lend money to each other. By cutting out ‘traditional lenders,’ and adding an auction based element, borrowers can get lower rates and lenders can get higher returns than other banking options.

What they think makes them better:
Loanio believes we will foster a greater level of security and confidence from lenders, provide access to a significantly underserved borrower market, and consequently increase the average number of loan originations. Some of the site’s highlights include:

• A Co-Borrower (co-signer) feature, which will give all borrowers, regardless of their credit profiles, the ability to participate.
• An ID and Financial Document Verification service that will provide lenders with enhanced qualitative data on borrowers.
• A feature that allows borrowers to originate a loan when less than 100% of the requested loan is successfully bid upon.

Contacts:

Bus. Dev.: Mark Scott, [email protected]
Press: Jason Andrews, [email protected]

How they describe themselves: At Thrive, we’re bringing financial advice to the web in order help people improve their financial health. We start by organizing your finances in one place and highlighting the pieces that matter most. Next, we analyze your spending, saving, and debt to assess your Financial Health, distilling it down to an easy-to-understand score. Then, our Financial Advisory Engine analyzes each dimension of your Financial Health along with your behavior to generate personalized, step-by-step advice. As your Financial Health improves, Thrive helps you plan for your future whether you’re saving to buy a house or saving for retirement.

What they think makes them better: The current financial marketplace is complicated, predatory, and does little to help people in their twenties and thirties. Existing software and even current online tools assume that by giving users visibility into their spending, financial woes such as hefty debt, empty savings and lack of know-how will solve themselves. We believe that reporting what people do is not enough. With our patent-pending financial advisory engine, Thrive bridges the gap between the current generation of online money management tools and the expensive face-to-face advice you’d receive from an offline financial advisor.

Contacts:

Bus. Dev. & Sales: Patrick Tangney, Business Development, [email protected]
Press: Kevin McLaughlin, Resound Marketing, [email protected]

What they think makes them better: Invesra is a personalized, web-based retirement planning and investment management software program and service for Banks, Credit Unions, Affinity Groups, and Plan Sponsors. This easy-to-use program is based on a powerful and sophisticated software engine, and includes the following features:

• Complete lifecycle retirement planning and investment management
• Innovative, secure, customizable, web-delivered technology
• Independent perspective without affiliation with specific funds
• Fast time to market, no software or development investment
• Turnkey program, including investment management, compliance, and marketing support
• Registered investment advisor with fiduciary responsibility

Contacts:

Press: Jill Totenberg, [email protected], 212-994-7363
Sales: Bill Reich, SVP Sales, [email protected], 617-357-4600×207