How they describe themselves: Intuition Intelligence & WIPRO have developed an end-to-end, next generation Super Relevant Card-Linked Offers solution with a multi-channel delivery system. They have targeted the next generation of problems for card-linked offers – the 6V’s: Volume, Velocity, Variety, Vicinity, Visibility & Value.

How they describe their product/innovation: The Smart Offers solution sources a huge volume of offers from the open coupons and deals networks. Merchants can upload offers via a merchant portal in the back end. There is also a bank manager portal that enables financial institutions to view, select, and approve offers they want delivered to their customers. Plus, banks and merchants will get offer analytics.

On top of that, Smart Offers’ iCube Super Relevancy engine learns user intent in click time and delivers super relevant offers at the right moment via digital channels without spam and friction. Thus, banks experience higher conversion on a scale never seen before, resulting in dramatic increase in revenue.

Smart Offers solution can be easily integrated to existing infrastructure, can be hosted on-premise or by software-as-a-service model.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, and licensed

Contacts:

Bus. Dev., Press & Sales: Yusuf Ansari, [email protected], +1-626-437-0480

How they describe themselves: KlickEx is an automated utility for high frequency immediate payments, in or between banks, consumers, or other actors in G20, OECD and G-77 currencies; serving capital mobility, regulatory compliance, mobile commerce, and financial inclusion at scale.

KlickEx’s pilot facility is currently ranked the most advanced inter-bank and mobile-money integrated real-time multi-currency ACH/RTGS network in Asia. Active across eight countries in the South Pacific, KlickEx’s mobile money deployment is ranked Asia’s number one penetrating and low cost Mobile FX platform by IFAD/UN/CGAP (GFR, 2013). The World Bank also ranks KlickEx as the top cross-border retail inter-bank remittance network in all served markets, and SWIFT recently named KlickEx as the top new financial services technology of 2013 at SIBOS in Dubai.

How they describe their product/innovation: After extensive testing in the Pacific, KlickEx is pleased to announce the development of a new asset-backed and algorithmic crypto-currency for institutional and retail use. A stable, international risk-free asset is a key foundation for efficient financial markets, and KlickEx’s award winning interbank payment network has an exemplary track record in stability, and efficiency. Having eradicated the significant systematic deficiencies of Bitcoin, then bridged the portfolio limitations of the IMF’s SDR, the new base asset is a proactive response to recent negative public sentiment towards banking in general, and recent global events including The GFC, Euro-Crisis, BASEL II, III, and fiscal & political instability in Prime currencies.

KlickEx believes in efficient, effective, and accessible financial markets. Our products enhance transparency, stability, inclusion, and systematic velocity by eliminating counter-party risks from central bank balance sheets, informal remittance networks, and mitigating cash inefficiencies for commercial banks, mobile operators and regulators. KlickEx has taken the best, and made it better.

Contacts:

Press/Sales: Robert Bell, MD Operations, [email protected]

How they describe themselves: Kofax® is a leading provider of smart capture and process automation software and solutions for the business critical First Mile of customer interactions. These begin with an organization’s systems of engagement, which generate real time, information intensive communications from customers, and provide an essential connection to systems of record (large, enterprise applications and repositories not easily adapted to contemporary technology). Kofax improves the customer experience and reduces operating costs for increased competitiveness, growth, and profitability.

How they describe their product/innovation: Kofax is demonstrating how lenders can engage borrowers directly on mobile devices enabling them to interact with the loan origination process. Specifically when loans are not in good order and trailing documents are required, the solution engages customers providing them multiple channels to accelerate and supply the complex underwriting process. While mobile is the preferred channel, an omni-channel approach is realized using web, email, or fax. Additionally as these supporting documents are processed, analytics technology provides real-time dashboards and visibility across channels of customer engagement and adoption highlighting patterns, trends, bottlenecks, and efficiencies for right channeling customers and improved decisions.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Diane Morgan, Sr. Business Development Manager, Mobile Sales, [email protected], +1-949-378-3158
Press: Gina Ray, [email protected], +1-949-370-0941
Sales: Drew Hyatt, SVP Mobile Applications, Mobile Sales, [email protected], +1-415-999-8870

How they describe themselves: LifePAD gives every customer an opportunity to have a personal online bank manager in his tablet that can be reached with any question 24/7.

Product Distribution Strategy: Direct to Business (B2B) & through financial institutions

How they describe themselves: We solve problems, that’s what we help banks do. We’re the ultimate financial innovations company with visionary products that are breakthrough in sheer simplicity. Simplicity being another word for higher ROIs. Our solutions are intuitive. They’re for banks. We know how banks work, how banks think. With technology solutions designed for what banks need. Backed by Hasso Plattner Ventures, we continue to expand our way of thinking as well as our global reach with offices in South Africa, London, Brisbane, and Mumbai. We also have a number of partnering agreements with industry leaders across the globe.

How they describe their product/innovation: DataVault is an electronic safety deposit box that allows banking customers to upload, sort and store personal and business documents in one secure place. Now customers can bank online with important documents just a click away.

Product Distribution Strategy: Through financial institutions

Contacts:

Bus. Dev. & Sales: Warren Bond, CEO, +44 75 9532 1764
Press: Philippa Newnes, Head of Marketing, +61 401 915 153

How they describe themselves: Ignite’s solution combines a recommendation platform with powerful analytics that matches banking products to customer eligibility in real-time at the point-of-sale. At the core of Ignite’s solution is its Eligibility Analytics. Data for the Analytics is obtained using several unique and patented predictive analytics algorithms gathering input from the user, banking product thresholds, and specialized banking data based on over 3,000,000 data points on purchasing behavior that have been collected over a 10 year period. The Eligibility Analytics is used to match product bundles to the customer using the Recommendation Guides.

How they describe their product/innovation: Ignite’s innovative Branch Profitability Dashboards offer a breakthrough in branch performance measurement. The visual dashboards give bank executives unprecedented information to manage the sales process and determine which branches are profitable. Segmented on multiple levels, even revealing potential fee-generating sales otherwise difficult to find, bank executives can quickly spot branch trends, gain actionable insights about their customers, and manage sales performance. The Profitability Dashboards enable bank executives to quickly see which products are being opened at each branch. Gap analysis for each branch of what was opened, what the customer was eligible to purchase, and the resulting gap per product by branch can be viewed.

Product Distribution Strategy: Through financial institutions & licensed

Contacts:

Bus. Dev.: Mitchell Orlowsky, CEO & President, [email protected], 972-789-5524
Press: Lisa Allocca, Red Javelin Communications, [email protected], 978-470-2227
Barbie Boe, VP Marketing & Founder, [email protected], 972-789-5522
Sales: Marjorie Aarant, Business Development Director, [email protected],
972-789-5531

How they describe themselves: Innovation Agency is a leading consultancy firm in the field of innovation with a presence in the United States of America, Europe, Asia, Africa, and Australia. We pride ourselves on our ability to access the untapped wealth of knowledge that resides within an organization’s idea-sharing and problem-solving networks. In the field of organizational network analysis our knowledge and experience are without equal. Using detailed informal network assessments, we are able to accurately map social and organizational networks. This is used to structure innovation initiatives in a way that ensures the greatest possible benefit for our clients’ unique requirements.

How they describe their product/innovation: Innovation Café is an advanced crowdsourcing innovation platform for companies to engage their innovation communities. It is highly configurable and is able to provide for both private and public ecologies as well as emergent and structured innovation approaches. Innovation Café is a lightweight platform with advanced white labeling and custom theme capabilities and the ability to integrate with SharePoint, HR and other systems to provide detailed reporting. It is able to deal with a high volume of users and ideas and has a sophisticated social ranking and rating mechanism. Crowdsourcing and community collaboration pay attention to business objectives that are focused through idea challenges. Social Media Integration and Social Network Analysis releases were our primary focuses at FinovateFall. These innovations provide a comprehensive mechanism to track public sentiment and include it in the internal innovation community.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), & through other fintech companies and platforms

Contacts:

Bus. Dev., Press & Sales: Rory Moore, CEO

How they describe themselves: Instabank was conceived by iDa Mobile, a company that has created over 20 mobile apps for banks in Russia. Our engineering team has collected a lot of experience of creating these mobile banks. We decided to create the first mobile-only bank. Thus, Instabank is a take on the way banking should be done today – in the era of Facebook and iPhones. Our aim is to rethink the whole banking experience for a customer – from terminology to financial transactions. Instead of account numbers, we see Facebook identities. Instead of point of sale IDs, we see Foursquare places. We aim to revolutionize the banking experience the way Instagram revolutionized photo sharing.

Product Distribution Strategy: Direct to Consumer (B2C) & Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: Roman Potemkin, CEO, [email protected]
Press: Alexey Shelestenko, Marketing, [email protected]

How they describe themselves: As all consumers know, calling a bank is coupled with the expectation of being forced through a difficult Interactive Voice Response (IVR) menu and long hold times. There is a better solution – and Interactions is leading the pack for major financial institutions looking to institute game changing customer care technology. Interactions enables companies to more effectively communicate with their customers. Its patented technology for automated voice and other interactive Virtual Assistant systems delivers an unprecedented level of understanding that engages banking and financial institution customers in a productive, natural conversation – exactly like a live agent.

How they describe their product/innovation: Voice-based Virtual Assistant applications for Financial Institutions can seamlessly provide callers access to balance, transaction history, and account information, however they can go a level beyond – allowing the caller to inquire into recent charges, dispute charges, ask complex questions about their accounts, enroll in promotions, change account information such as addresses and email accounts, register new cards, order replacement cards, report a card as lost or stolen… the list goes on.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Phil Gray, EVP Bus. Dev., 847-565-9070
Press: Dan Fox, Marketing Manager, 609-413-1251
Sales: Linda Mockbee, Inside Sales Director, 703-542-5344

How they describe themselves: Utilizing advanced computer vision technology, Jumio is a next generation credentials management company offering payments and ID scanning and validation products for mobile and web transactions. Designed to reduce fraud and increase revenue by minimizing friction in customer transactions, Jumio’s products integrate easily into mobile apps or websites and create great customer experiences. Jumio’s products are widely used by leading retailers, marketplaces, and financial institutions.

How they describe their product/innovation: Our solutions have already launched with continued iterations resulting from ongoing customer feedback. Enhancements to Netverify including multi-document validation, Face Match and other features to further fit specific business needs and use cases were showcased at FinovateFall 2013.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Emilio Disanluciano, Senior Bus. Dev. Director, [email protected], 650-424-8545
Press: Cheryl Manalo, Product Marketing Manager, [email protected]
Sales: Mike Orlando, CSO, [email protected], 650-424-8545

How they describe themselves: Kofax® is a leading provider of smart capture and process automation software and solutions for the business critical First Mile of customer interactions. These begin with an organization’s systems of engagement, which generate real time, information intensive communications from customers, and provide an essential connection to systems of record (large, enterprise applications and repositories not easily adapted to contemporary technology). Kofax improves the customer experience and reduces operating costs for increased competitiveness, growth, and profitability.

How they describe their product/innovation: Kofax demonstrated how lenders can engage borrowers directly on mobile devices enabling them to interact with the loan origination process. Specifically when loans are not in good order and trailing documents are required, the solution engages customers providing them multiple channels to accelerate and supply the complex underwriting process. While mobile is the preferred channel, an omni-channel approach is realized using web, email, or fax. Additionally as these supporting documents are processed, analytics technology provides real-time dashboards and visibility across channels of customer engagement and adoption highlighting patterns, trends, bottlenecks, and efficiencies for right channeling customers and improved decisions.

Contacts:

Bus. Dev.: Diane Morgan, [email protected], 949-378-3158
Press: Gina Ray, [email protected], 949-370-0941
Sales: Drew Hyatt, SVP Mobile, [email protected], 415-999-8870

How they describe themselves: LearnVest is an award-winning personal finance platform, which through its subsidiary, LearnVest Planning, provides high-quality, fee-based financial advisory services. LearnVest Planning, a registered investment adviser, is redefining the traditional financial planning market with a dynamic, technology-enabled service – the Action Program. The 7-Step Action Program gives clients nationwide access to unbiased financial advice, straight from Certified Financial Planners™. In addition, LearnVest offers a best-in-class Money Center app and accessible content. Since launch, LearnVest has been awarded numerous accolades, including one of Time’s “50 Best Websites of 2011” and back-to-back Best of Show awards at FinovateFall 2011 and 2012.

How they describe their product/innovation: LearnVest debuted an iPad App, which allows clients to access their custom Action Program on the go. This App brings an unprecedented level of mobility to the financial planning process. Not only are clients able to see their plan and individual CFP-issued challenges, they can also access LearnVest’s Money Center tool for a snapshot of their entire financial life.

LearnVest also debuted a new distribution channel (“Workplace Solutions”) to provide financial wellness solutions in the workplace, allowing employers nationwide to give their employees access to LearnVest’s holistic financial planning services.

Product Distribution Strategy: Direct to Consumer (B2C) & Direct to Business (B2B)

Contacts:

Bus. Dev.: Karim Naraghi, VP Bus. Dev., [email protected]
Press: Dani Dalesandro, Sunshine Sachs, [email protected], 212-691-2800
Sales: Jacqueline White, VP Strategic Partnerships, [email protected]