How they describe themselves: Innovation Agency is a leading consultancy firm in the field of innovation with a presence in the United States of America, Europe, Asia, Africa, and Australia. We pride ourselves on our ability to access the untapped wealth of knowledge that resides within an organization’s idea-sharing and problem-solving networks. In the field of organizational network analysis our knowledge and experience are without equal. Using detailed informal network assessments, we are able to accurately map social and organizational networks. This is used to structure innovation initiatives in a way that ensures the greatest possible benefit for our clients’ unique requirements.

How they describe their product/innovation: Innovation Café is an advanced crowdsourcing innovation platform for companies to engage their innovation communities. It is highly configurable and is able to provide for both private and public ecologies as well as emergent and structured innovation approaches. Innovation Café is a lightweight platform with advanced white labeling and custom theme capabilities and the ability to integrate with SharePoint, HR and other systems to provide detailed reporting. It is able to deal with a high volume of users and ideas and has a sophisticated social ranking and rating mechanism. Crowdsourcing and community collaboration pay attention to business objectives that are focused through idea challenges. Our judging, recognition/reward process, and digital persona releases are our primary focuses at FinovateEurope.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev., Press & Sales: Rory Moore, CEO

How they describe themselves: Intuition Intelligence & Wipro Technologies have developed an end-to-end, next generation Super Relevant Card-Linked Offers solution with a multi-channel delivery system. They have targeted the next generation of problems for card-linked offers – the 6V’s: Volume, Velocity, Variety, Vicinity, Visibility & Value.

How they describe their product/innovation: Smart Offers markets Bank Products and Merchant Offers embedded in Super Relevant financial content.  The financial content matching a customer’s life cycle serves as a powerful trigger to act on the Super Relevant Bank Products and Merchant Offers. The customer Analytical feedback to Banks is a powerful lead generation tool providing deeper insights on customer likes and needs.

Smart Offers solution sources a huge volume of offers from the open coupons and deals networks. The Bank manager portal enables financial institutions to view, select, and approve offers.

Smart Offers’ iCube Super Relevancy engine learns user intent in click time and delivers Super Relevant offers at the right moment via digital channels without spam or friction. Thus, banks experience higher conversion on a scale never seen before, resulting in dramatic increases in revenue.

Smart Offers solution can be easily integrated to existing infrastructure, hosted on-premise, or by a software-as-a-service model.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press & Sales: Yusuf Ansari, [email protected], +1-626-437-0480

How they describe themselves: A dynamic company led by strong experience in the IT area, ITSector has over 200 highly qualified professionals. We invest in innovation and development of efficient solutions for our clients. We implement integrated multi-channel solutions for financial institutions, comprising web banking, contact center, IVR, SMS, mobile (HTTP and APPs), and Smart TV channels, with several solutions being recognized with international awards. Other products developed are Fast Account Creation (open a bank account in a simple way) integrated with FlowCredit (credit solution from simulation to loan). ITSector has a software factory located in Portugal, and provides near shore services within Europe.

How they describe their product/innovation: Commercial Sales GPS offers financial institutions’ sales teams a solution to guide all commercial effort, including mobile access from everywhere.

The main aim of the solution is to provide global information for commercial activity, including (1) Windows 8 Mobile Tablet – front end for accessing maps and detailed management information and Proactivity map, (2) Action Tool for Commercial Managers – guidance for commercial effort, and (3) Tool for achieving Cycle Proactivity – planning, scheduling, preparation, and report overview.

The software, based on Microsoft Dynamics CRM, will cover the main activities of the sales process, from account planning, all the way through visit scheduling, preparation, and execution up to monitoring.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: João Lima Pinto, Director, [email protected], +351 962 189 909
Press: Lis Ferreira, Marketing Manager, [email protected], + 351 964 972 813
Sales: Silvia Barbosa, Business Developer, [email protected], +351 962 189 896

How they describe themselves: Jack Henry & Associates (NASDAQ: JKHY) was founded in 1976 as a provider of core information processing solutions for community banks. Today, their extensive array of products and services is processing transactions, automating business processes, and managing mission-critical information for more than 11,900 financial institutions and corporate entities of all sizes around the world.

Luminous solves problems for banks. Their solutions are intuitive and are designed for what banks need. Backed by Hasso Plattner Ventures, they continue to expand their innovative way of thinking as well as their global reach with offices in South Africa, London, Brisbane, and Mumbai.

How they describe their product/innovation: DataVault is a virtual safety deposit box that allows banking customers to upload, sort, and store personal and business documents in one secure place. Now customers can bank online with important documents just a click away.

Product Distribution Strategy: Through financial institutions

Contacts:

Bus. Dev. & Sales: Phillip Wood, Sales EMEA, [email protected], (m) 07899 028 409
Press: Philippa Newnes, Head of Marketing, Luminous, +61 401 915 153

How they describe themselves: Utilizing advanced computer vision technology, Jumio is a next generation credentials management company offering payments and ID scanning and validation products for mobile and web transactions. Designed to reduce fraud and increase revenue by minimizing friction in customer transactions, Jumio’s products integrate easily into mobile apps or websites and create great customer experiences. Jumio’s products are widely used by leading retailers, marketplaces, and financial institutions.

How they describe their product/innovation: Netverify offers real-time ID verification of passports, driver licenses, government issued ID cards, utility bills, insurance cards, and bank statements. This cutting edge technology is used by financial institutions, e-tailers, and consumer marketplaces to meet know-your-customer industry regulations, reduce fraud and chargeback costs in purchase transactions, and enhance trust and safety in online communities.

Netswipe supports real-time credit card scanning and validation in online and mobile checkouts. By eliminating the need to have consumers engage in laborious and error-prone key entry, our clients enjoy higher transaction completion rates, increased revenue, and reduced fraud and chargeback.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Catherine Hickey, Sales Director, [email protected]
Press: Angel Yore, PR, [email protected] &
Matthew Pears, PR, [email protected]
Sales: Michael Kent, [email protected]

How they describe themselves: Kensho is bringing the intelligent assistant revolution to finance with user-friendly interactive research environments that combine cloud computing with graphical user interfaces and natural language querying capabilities, allowing financial professionals to perform sophisticated empirical analyses in a fraction of the time spent by institutional research teams today, and without writing code.

How they describe their product/innovation: Warren is a user friendly, interactive research environment that enables portfolio managers and researchers to quickly and easily perform sophisticated quantitative analyses in a fraction of the time spent by institutional research teams today.

Kensho designed Warren to shorten traditional investment research cycles from days to minutes. Warren can currently answer a million distinct types of natural language questions about the impact of global events on asset prices, such as, “What happens to the share prices of energy companies when oil trades above $100 a barrel and political unrest has recently occurred in the Middle East?” Warren will be able to answer 100 million distinct types of complex financial questions by the end of 2014.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Ian Brady, CPO, [email protected]
Sales: Adam Broun, Head of Strategy & Business Development, [email protected]

How they describe themselves: Kofax® is a leading provider of smart capture and process automation software and solutions for the business critical First Mile of customer interactions. These begin with an organization’s systems of engagement, which generate real time, information intensive communications from customers, and provide an essential connection to systems of record (large, enterprise applications and repositories not easily adapted to contemporary technology). Kofax® improves the customer experience and reduces operating costs for increased competitiveness, growth, and profitability.

How they describe their product/innovation: Kofax® demonstrated how banks can enable customers’ mobile phones to capture documents in support of the onboarding and check deposit process. Customers are prompted to take a picture of a document and submit information, which is automatically extracted, validated for accuracy, and then utilized in the decision process. Kofax® demonstrated how to engage the customer via the mobile device and allow the customer the ability to interact to open a new account, apply for loans, and deposit cheques with the snap of a photo.

Contacts:

Bus. Dev.: Diane Morgan, [email protected], +1 949 378 3158
Press: Ina Schmidt, [email protected], +44 772 532 6146
Sales: Drew Hyatt, SVP Mobile, [email protected], +1 415 999 8870

How they describe themselves: Kown is a peer-to-peer investing marketplace, making discovery and investing in private companies easy with minimal effort.

How they describe their product/innovation: Kown provides an alternative for the traditional savings account. We match people with investing opportunities based on their interests, risk-graph and investment focus.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev., Press & Sales: Alexander Dresen, Founder & CEO, [email protected]

How they describe themselves: LifePay is a young company in the fast-growing Russian mPOS market. We develop, integrate, customize and improve bank card receiving systems on smartphones. Our target is small and medium business in Russia: stores “near home” format, taxi companies, courier services, freelance, insurance, travel agents, etc. We popularize cashless to ensure the purity of doing business based on Russian legislation.

How they describe their product/innovation: At Finovate Europe 2014 we talked about our evolution from ordinary mobile card reader solution to the LifePay Ecosystem. Over 1.5 years of existence, we have connected more than 8,000 companies to LifePay, and also created a complete closed system of inside interaction. The components of LifePay Ecosystem include:

• Mobile app builder for business apps (iOS, Android, WinMobile)
• Consumer downloads building app with order delivery via LifePay mPOS (accepts card payment; SMS receipt with LifePay Wallet offer)

The app tracks all transactions and gives the opportunity to pay for further bargains without taking your card out of your pocket. LifePay Stand, a free tablet for business with preinstalled ecosystem software.

Product Distribution Strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev.: Vyacheslav Semenchuk, CEO, [email protected]
Press: Zinaida Bezzabotnova, PR Specialist, [email protected]
Sales: Alexander Ovcharenko, Director of Sales, [email protected]u

How they describe themselves: Luxoft is a leading provider of software development services and innovative IT solutions to a global client base consisting primarily of large multinational corporations. We focus on six industry verticals: financial services, travel and aviation, technology, telecom, automotive and transport, and energy. The company has been traded on New York Stock Exchange (LXFT) since it’s IPO in June 2013.

How they describe their product/innovation: iStockTrack is an innovative iPad solution providing mobile banking services for private and premium banking clients. iStockTrack features include client consolidated wealth view, investment portfolio monitoring, personal adviser video call and chat, 24/7 individual banking services, instant market data and news, and macroeconomics dashboard – all in one app!

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: Yuri Elkin, Managing Director, Luxoft Financial Services, [email protected]
Press: Alina Plaia, VP Investor Relations, [email protected]

How they describe themselves: i-exceed is a technology products and services company headquartered in Bangalore, India with offices in Singapore and New Jersey, USA.

i-exceed was founded in 2011 and now has over 140+ employees. We are proud of our considerable experience in designing, developing and implementing a variety of business critical solutions for leading financial institutions across the world.

How they describe their product/innovation: Appzillon is the next-generation mobile application development platform that offers unparalleled reusability, speed, and control to app developers. Appzillon allows developers to focus on delivering the best possible user experience instead of the time consuming and complex tasks of security, reusability and integration with backend enterprise systems. Net result: Appzillon helps slash app development cycle times by as much as 50%. This means apps reach the market sooner, while the overall cost of development, designing and deployment is reduced.

Product Distribution Strategy: Direct to Business (B2B), through other fintech companies and platforms, and licensed

Contacts:

Bus. Dev., Press & Sales: S. Sundararajan, Executive Director, [email protected], +919845007159

How they describe themselves: IND Group is a digital banking, PFM and payments technology software vendor for financial institutions. Focusing on customer experience, our goal is to evolve e-banking technology to web 2.0, turning it into a sales and customer engagement platform. Our unique innovations and multichannel products support banks’ in-development needs caused by the economic slowdown.

Growing since founded in 1997, IND Group operates in Germany, Hungary, Poland, Romania, Russia, Slovakia, and the UK and is represented through local business partners in CIS countries and the Middle East.

How they describe their product/innovation: To adapt to younger generations’ requirements, IND Group delivers a best-in-class banking app with an innovative drive. With IND’s next generation mobile banking, Essence, all services are only a few taps away – anytime, anywhere. Mobile banking has never been so comfortable and easy, yet secure. The application offers more than just transactional banking: based on customers’ life situations banks are able to deliver personal, targeted offers, turn data into relevant, visualized information, and provide a user experience like never before, turning mobile banking into their primary engagement and sales channel.

Product Distribution Strategy: Direct to business (B2B), through financial institutions, through other fintech companies and platforms, and licensed

Contacts:

Bus. Dev. & Sales: József Nyíri, Chief Innovator & Founder, [email protected]
Press: Viktor Bálint, Marketing & Communications Director, [email protected]