FinovateSpring 2017 / SATEC

Presenter Profile:

How they describe themselves:, an electronic communications service provider, focuses its main business on electronic notification and electronic contracting services, combining ease of use with legal validity. Acting as a trusted third party, it provides evidence of the content and the parties involved in the processes, thus being the platform for fintech companies requiring immediacy and assuring all legal guarantees.

SATEC is a multinational that integrates highly specialised technological solutions in advanced services, associated with diverse advanced engineering technologies. They cooperate with their clients to innovate their processes, resources and technologies thereby contributing to change productivity and business competitiveness.

How they describe their product/innovation: TopayZ is a Virtual Banking Enabler that puts together in a hub, on one hand niche markets as unions or collectives (as a customers), and on the other hand, banks and fintechs (as financial services providers) giving a tailored financial service experience allowed by IA front (Cognitive algorithms that tailored the front experience). TopayZ has integrated the certifier services of to assure the legal validity of all transactions made on the platform.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms


Bus. Dev.: Eduard Salla, Chief Business Development Officer, & Jose Ignacio Vences Benito, Head of Business Development,
Sales: Viviana Company, Business Executive EMEA & Customer Service, & Francesc Lloveras, Business Executive EMEA, & Alex G-Argudo, CEO, TopayZ, Head of Banking & Insurance at Satec.,

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