FinovateFall Sneak Peek: Biometric Signature ID

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

BioSig-ID has re-invented the password by fixing weak, typed passwords with just four characters you draw, eliminating imposter login and providing secure MFA.

Features

  • Draw your password, don’t type it
  • Turns your password into a secure MFA with four characters
  • Just use your finger or mouse. No special hardware required.

Why it’s great
A four-character BioSig-ID Smart Password you draw instead of typing turns itself into a secure multi-factor authentication solution.

Presenters

Jeff Maynard, President/Founder
Maynard has invented the way to turn a four-character password you draw – not type – into a secure authenticator, stopping imposter logins.
LinkedIn

 

Chad Steen, Chief Technical Architect
An IT professional with over 25 years as an architect, engineer, developer, and consultant to various companies, Steen is skilled in all things biometric.
LinkedIn

 

FinovateFall Sneak Peek: Enova Decisions and ID Analytics

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

Enova Decisions, decisioning experts with deep experience in nonprime consumers, joins ID Analytics, a leader in credit and fraud risk solutions, to present Solution Accelerators.

Features

  • Make more accurate credit decisions in real-time
  • Quickly activate best-in-class data, analytics, and machine learning
  • Streamline fraud detection, identity verification, and credit risk assessment

Why it’s great
Launching a new product and don’t want to deny creditworthy customers? Solutions Accelerators enable businesses to make smart credit decisions now and better decisions tomorrow.

Presenters

Sean Naismith, Head of Analytics Services, Enova Decisions
Naismith has 18+ years of professional experience with unique insights into analytics, marketing, finance, and IT. He currently oversees strategy and development of decisioning solutions.
LinkedIn

 

Jason Heil, Head of Credit Risk Solutions, ID Analytics
Heil has 10+ years of experience with credit risk scoring in consumer lending. He currently manages strategy, planning, execution, measurement, and closeout of credit solutions.
LinkedIn

 

FinovateFall Sneak Peek: Loan Scorecard

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

Portfolio Underwriter from LoanScorecard is the only underwriting engine outside of the agency box. Investors, banks, and credit unions can analyze loan data for unique product guidelines in seconds.

Features

  • Underwriting Efficiency / Consistency / Increased Production
  • Risk & Compliance Management / Protects from Fair Lending Violations
  • Growth for Non-QM Channels / Serve More Borrowers

Why it’s great
Along with DU and LPA, Portfolio Underwriter is the third leg to the automated underwriting ecosystem and the key to serving more borrowers and increasing production.

Presenter

Raj Parekh, Digital Mortgage Strategist
Parekh leads the development and delivery of digital mortgage solutions that increase efficiency for investors, portfolio lenders and brokers, and improve the customer experience for borrowers.
LinkedIn

 

FinovateFall Sneak Peek: Alpharank

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

See the Alpharank Marketing Cloud deliver net new deposits cost-efficiently. Alpharank builds a graph using core transaction data to identify customer networks and amplify marketing.

Features

  • Reduce the deposit-weighted cost of acquisition
  • Increase deposits and primary households within your existing base
  • Radically improve adoption of services like mobile, Zelle, and eStatement

Why it’s great
Alpharank helps banks and credit unions find great new users and deepen relationships by building a graph model of your current base.

Presenters

Brian Ley, CEO and Founder
Alpharank increases the efficiency of FI’s digital marketing efforts. Acquire new deposits at lower cost with Alpharank’s Marketing Cloud – powered by the graph.
LinkedIn

 

Yoela Palkin, VP Engineering – Technical Team Lead
Palkin is a three-time founder with two successful exits. At the age of 17, she transferred into UC Berkeley as a junior and began seeing the opportunity in mobile and SaaS enterprise applications.
LinkedIn

 

FinovateFall Sneak Peek: NestReady

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

NestReady uses machine learning to position lenders at the center of the consumer home buying journey.

Features

  • Control over the home buying journey
  • Actionable insight and automation around the customer lifecycle
  • Reduce customer acquisition costs while increasing retention

Why it’s great
Only an integrated digital home buying journey combined with NestReady’s predictive analytics models can empower mortgage lenders with actionable insights to thrive in our challenging landscape.

Presenter

Frederick Townes, Chief Technical Officer
Townes is a serial entrepreneur, technologist, and angel investor from Boston who served as co-founder and CTO of Placester and Mashable. He is the co-founding CTO of NestReady.
LinkedIn

FinovateFall Sneak Peek: Experian

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

Experian is powering opportunities for businesses with a new cloud-based platform that enables precise customer decisions using a blend of best-in-class data, analytics, and decision strategies.

Features

  • Turns knowledge into value and action, quickly and easily
  • Adheres to highest security standards
  • Drives innovation into the decisioning process, elevating the digital customer experience

Why it’s great
Makes fast, accurate lending decisions using data, decisioning and analytics expertise, driving meaningful outcomes for consumers.

Presenters

Robert Boxberger, President, Decision Analytics in North America
Boxberger has 20+ years experience solving business challenges using innovation in data and analytics for credit and fraud management across industries.
LinkedIn

 

“View Your Career as a Marathon, Not a Sprint,” says Mary Jane Ajodah to Future Women in Fintech

MARY JANE AJODAH_FinovateFall

Mary Jane Ajodah covers fintech and emerging technology within the Client Service Delivery Strategy Group at Bank of New York Mellon. Her responsibilities entail developing use cases for emerging technology with various business areas, identifying and driving opportunities for partnerships with third parties, and articulating a strategic vision around new technology for operations. Ahead of her session at FinovateFall – Industry Discussion: Transforming Legacy Businesses with AI – Building win-win Partnerships while Focusing on Utility, Practicality and Efficiency – we speak to her about her career path and her words of advice to the future women in fintech.

Finovate: How did you start your career?

Mary Jane Ajodah: I started my career in IBM’s internal strategy consulting practice. I worked on several projects core to IBM’s reorganization and transformation, including the launch of the IBM Digital business unit. I gained invaluable experience at IBM, particularly around how innovation and change are executed in a mature enterprise.

In late 2015, a recruiter from BNY Mellon reached out to me on a role focusing on fintech within the bank’s Operations Strategy team. Around this time, interest in topics such as ‘enterprise blockchain’ and AI was accelerating, with a great deal of discussion around the future role of custodians and other financial intermediaries. It was a unique opportunity and key point in time. Since joining, I’ve worked on a number of projects related to BNYM’s overall growth and innovation strategy. I’ve also appreciated the opportunity to cultivate our relationships with startups and VCs where there is mutual benefit.

The recurring theme for both of these roles has been driving change within enduring organizations (IBM at 100+ years, and BNY Mellon at 234 years). Mostly, I’ve been fortunate to have learned from inspiring senior leaders, and to have worked with excellent teams.

Finovate: What sparked your interest in fintech?

Ajodah: I was interested in both finance and technology separately, and my current role brings both together. I studied economics and international relations at NYU, and wrote my undergraduate honors thesis on sovereign debt and default. As I started my career, I wanted to ensure I had a skill set that would endure over the long-run – understanding the impact of technology on changing business models is a core component.

Finovate: What was your lightbulb moment?

Ajodah: I’ve had a few lightbulb moments on specific projects during my career, generally uncovering some root cause or issue and proposing a solution after interviews with various stakeholders and subsequent analyses. It is very rewarding when those moments happen.

Finovate: What inspires you?

Ajodah: Travel inspires me the most. I like to do a lot of solo travel, and have visited a lot of cool places. I visited Svalbard, the last human settlement before the North Pole, when it was 24 hours of night. This trip inspired an Off-Broadway show that I wrote and produced this past July — “Savage Force”. We sold out for all the nights of our run.

I am inspired the most by those that can be successful in multiple fields of endeavor – Fridtjof Nansen – who discovered most of the Arctic, along with being a scientist and diplomat, is one of them!

Finovate: Why is the #WomenInTech movement important?

Ajodah: My generation has tremendous opportunities thanks to the success and contributions of the women of generations prior. During the time I spent both at IBM and BNY Mellon, there have always been senior women at the highest levels of management with tremendous energy, experience, and knowledge.

Finovate: What piece of advice would you give women starting their careers in fintech?

Ajodah: View your career as a marathon, not a sprint. The ability to contribute consistently and effectively over time, and put in the intensity where it is truly needed is crucially important.

FinovateFall Sneak Peek: SaleMove

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

SaleMove helps companies identify the highest-value visitors in real-time; communicate with them using chat, audio, or video; and guide them through inquiries with cobrowsing and screensharing technology.

Features

  • Identify your highest-value customers
  • Communicate with clients using anything from chat to phone to video
  • Engage with customers by collaborating with cobrowsing and screen sharing technology

Why its great
SaleMove creates the most elegant online interactions between a business and their customers.

Presenter

Dan Michaeli, Co-Founder and CEO
Michaeli is the CEO and co-founder of SaleMove and is the driving force behind its mission to meet or exceed the in-person customer experience online. He is originally from Guatemala and is a proud UPenn grad.
LinkedIn

FinovateFall Sneak Peek: Simpler Trading

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

Simpler Trading’s Simpler Charts is an easy-to-navigate charting platform that equips traders with the tools they need while lowering the barrier to entry for trading education.

Features

  • One-click access to moderator’s charts in trading room
  • Push notifications for entry/exit triggers predetermined by the user
  • Customizable integrated trading journal

Why it’s great
Combining the tool’s easily-navigated interface and explanatory pop-ups with Simpler Trading’s educational content lets traders consistently and confidently put what they’ve learned into practice.

Presenters

John Carter, CEO, President
Carter, a life-long trader and the author of Mastering the Trade, has combined his passion for trading and helping others to create Simpler Trading.
LinkedIn

Fred Bryant, COO
Bryant has a diverse business background with experience advising top executives of small and newly-established businesses on how to create, grow and maintain their enterprises.
LinkedIn

FinovateFall Sneak Peek: Digital Onboarding

A look at the companies demoing live at FinovateFall on September 24 through 26, 2018 in New York. Register today and save your spot.

Digital Onboarding helps banks and credit unions turn account holders into engaged and profitable relationships by making it easy for customers and members to adopt account-related services.

Features
The platform’s E.W.E. machine learning capability helps marketers automatically test and discover the most effective message cadence, content, and incentive offers to drive optimum performance.

Why it’s great
While most marketers say that they are not using most marketing automation system features effectively, the Digital Onboarding platform is designed to to be simple and cost efficient.

Presenters

Ted Brown, CEO
Brown cofounded Digital Onboarding after leading sales at Andera, a company that first made it possible to open deposit accounts online. (Andera was acquired by Bottomline in 2014).
LinkedIn

Jonathan Crossman, CTO
Before cofounding Digital Onboarding, Crossman gained more than a decade of experience working in web and mobile development for companies like Digication and DePuy Synthes.
LinkedIn