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Tracking the Top Fintech Trends at FinovateSpring 2026

By David Penn Posted on March 30, 2026
Categories: FinovateSpring 2026

FinovateSpring 2026 comes to sunny San Diego, California, from May 5 to 7. Tickets are on sale and going fast. Save your spot, book your room, and get ready for a full-court press on many of the biggest issues in fintech today: from AI and embedded finance to stablecoins and hyperpersonalization in the customer experience. Today we highlight eight top fintech trends that will dominate the conversation at FinovateSpring this year—from main stage plenary keynotes to executive briefings and special spotlight sessions. We're also showcasing where on the agenda you can find presentations and panel discussions on each theme. It's All About Agentic AI AI is undeniably the most compelling and in-demand technology in banking and financial services today—and the innovation in AI that is attracting the most attention is agentic AI. Agentic AI systems are designed with a degree of autonomy and decision-making ability that allows them to complete…

Fintech Rundown: A Rapid Review of Weekly News

By David Penn Posted on March 30, 2026
Categories: Alkami Technology, Fintech Rundown, Tyfone, VISA, Wise

The first quarter of 2026 comes to a close tomorrow. And amid the rush of end-of-month, end-of-quarter news, don't forget that April Fool's Day, April 1st, is right in the middle of the week. Every year there are a handful of fintechs that like to take advantage of the occasion by having a little fun with the press, so it's always a good idea of have a bit of extra skepticism if you come across a headline that seems a little sensational over the next few days. Here on the Fintech Rundown, we promise to do our level best to keep you fool-free! Digital banking Metro Credit Union to deploy Tyfone's nFinia Digital Banking Platform. Digital-only business banking startup VALT secures conditional approval for a national charter from the OCC. Rhineback Bank teams up with Alkami solution team MANTL to enhance digital banking onboarding. Money transfer innovator Wise launches current…

Finovate Global Africa: Stablecoins, Digital Payments, and Funding Infrastructure

By David Penn Posted on March 27, 2026
Categories: Finovate Global, MasterCard, Revolut

This week's edition of Finovate Global highlights recent fintech headlines from Saharan and sub-Saharan Africa. Circle and Sasai Fintech team up to boost adoption of USDC Digital asset platform Circle announced a new partnership between one of its affiliates and Sasai Fintech, a business of Cassava Technologies. The partnership is designed to boost adoption of Circle's USDC stablecoin and expand internet-native financial infrastructure across Africa. "Africa's digital economy is entering a new era, propelled by entrepreneurship, a mobile-first generation, and the acceleration of intra-regional trade," Cassava Technologies Founder and Executive Chairman Strive Masiyiwa said. "By integrating with the trusted and widely adopted USDC network, we can drive financial inclusion and open transformative opportunities for businesses and consumers alike." Stablecoin adoption in Africa is accelerating due to increases in the number of mobile-first consumers, the growth of cross-border commerce, and the overall expansion of the digital economy. USDC is a fully-reserved,…

Opentech Powers New Money Transfer Solution PayInit AG for Viseca, Cornèr Bank

By David Penn Posted on March 26, 2026
Categories: Alumni News, OPENTECH

Italian fintech Opentech will power a new peer-to-peer money transfer solution under development by Viseca Payment Services and Cornèr Bank. Viseca and Cornèr Bank will leverage Opentech's OpenPay Send technology, an all-in-one platform that orchestrates card-based transfers across multiple schemes and endpoints. Opentech most recently demonstrated its technology at FinovateEurope 2026 in London. Stefano Andreani is Founder and CEO. Viseca Payment Services and Cornèr Bank have teamed up to develop a new open industry solution for international peer-to-peer money transfers leveraging Mastercard and Visa payment cards. The new offering, PayInit AG, will streamline direct, cross-border transfers between individuals, enabling them to send money from their payment cards to other cards, digital wallets, and bank accounts. The two companies will also create a recipient directory (alias directory) to allow end customers of participating card issuers and mobile payment solution providers to send money directly to each other using phone numbers or email…

Feedzai Launches RiskFM to Enhance Financial Crime Detection

By David Penn Posted on March 24, 2026
Categories: Alumni News, Feedzai

Financial crime and fraud prevention specialist Feedzai unveiled its RiskFM (Risk Foundational Model) solution this week. RiskFM covers a broad range of financial data to provide risk decisioning across fraud detection, anti-money laundering, and other financial crime. Headquartered in New York and founded in 2008, Feedzai made its Finovate debut at FinovateEurope 2014 in London. Financial crime prevention innovator Feedzai introduced its RiskFM (Risk Foundational Model) solution this week. The new offering leverages a Tabular Foundation Model that is purpose-built for financial data and risk decisioning, changing the way that financial crime is detected and prevented. Spanning across fraud detection, anti-money laundering (AML), and other financial crime-related risk decisions, RiskFM is trained on a broad, deep, global dataset covering onboarding, digital activity, payments, fund transfers, and AML workflows to enable institutions to identify, prevent, and adapt to financial crime quickly and accurately. The solution is designed to handle some of…

Celebrating the Women of FinovateSpring 2026: Founders, Leaders, and Innovators

By David Penn Posted on March 23, 2026
Categories: FinovateSpring 2026, Women in Fintech

Finovate's celebration of Women's History Month continues! This year FinovateSpring 2026 will feature a dozen female fintech founders and co-founders in its demo company line-up. Today, as part of our commemoration of Women's History Month, we are excited to showcase these innovators, whose solutions are helping banks, credit unions, and lenders bring new financial products and services to their customers and members. "I'm thrilled to welcome these incredible female founders to FinovateSpring," Finovate VP and Director of Demos Heather Stowell said. "Their innovative technologies and groundbreaking ideas are a testament to the transformative power of diversity in fintech. It has been inspiring to seek out and encourage these companies to apply to demo, and I can’t wait to see their vision come to life on stage." Meenakshy Iyer, Co-Founder and Chief Product Officer, ContexQ ContexQ is forensic Graph AI that detects fraud, money laundering, and hidden beneficial ownership by seeing the…

Fintech Rundown: A Rapid Review of Weekly News

By David Penn Posted on March 23, 2026
Categories: Eltropy, Extend, Fintech Rundown, Plaid, SplitIt, Sumsub, VISA

Spring has sprung, March Madness is in the air, and the fintech headlines are filled with new payment solutions to enhance face-to-face commerce, new developments in the tokenized asset space, and a range of announcements on agentic AI including new tools, new partnerships, and new deployments. Be sure to check back with Finovate's Fintech Rundown all week long for the latest in fintech news! Payments European financial services provider Mollie announces the UK launch of its in-person payments solution, Tap. Payments technology company Splitit unveils its Splitit Go mobile and API-based solution that brings card-linked installment payment options to in-person commerce. Fraud prevention and identity verification Digital identity and compliance platform ComplyCube unveils its expanded fraud intelligence suite. Finix and Plaid team up to enhance bank verification and streamline money movement. Sumsub and ComplyAdvantage announce strategic partnership to enhance anti-money laundering screening for compliance teams. Agentic AI and AI infrastructure…

Finovate Global Canada: Mortgagetech, Real-Time Payments, and Top Investment Trends

By David Penn Posted on March 20, 2026
Categories: Finovate Global, NCR Corporation, Ripple

This week's edition of Finovate Global showcases recent fintech news from Canada. Royal Bank of Canada acquires mortgagetech Pinch Financial The Royal Bank of Canada (RBC) has acquired Toronto-based mortgagetech Pinch Financial. Terms of the transaction were not disclosed, but the move is designed to accelerate the decisioning process for mortgage borrowers throughout the country. "This acquisition helps us deliver on our commitment to bring the best solutions to clients on their path to home ownership," RBC SVP of Home Equity Financing Janet Boyle said in a statement. "Pinch's technology will help us accelerate our digital roadmap to deliver a quicker, more streamlined mortgage experience for Canadians." Founded in 2016, Pinch Financial offers banks, lenders, and other financial services providers a platform that allows them to verify data and automate mortgage applications. The company's technology verifies identity, income, assets, liabilities, source of the down payment, and creditworthiness to establish whether…

Tempo’s Payments Infrastructure and Protocol Goes Live

By Julie Muhn (@julieschicktanz) Posted on March 19, 2026
Categories: Daily news

Tempo has launched its Mainnet and Machine Payments Protocol (MPP) to support AI-driven commerce, combining blockchain infrastructure with a standardized way for agents to initiate and manage payments across rails. The protocol also introduces “session-based” transactions that remove the need for traditional checkout flows and enable real-time, pay-per-use models. As agentic commerce and stablecoin adoption grow, Tempo is positioning itself at the forefront of development. Payments blockchain Tempo unveiled its Mainnet this week, alongside a new payments standard designed for AI-driven commerce. Tempo Mainnet focuses on serving needs specifically in the payments space, offering instant settlement, low fees, and high throughput for transactions across the globe. In addition to the Tempo Mainnet infrastructure, the company also released its Machine Payments Protocol (MPP), an open standard for agentic payments. MPP is payment agnostic and is able to work with stablecoins, cards, Affirm, Klarna, and other payment methods. While Tempo Mainnet provides the underlying…

Express Wages Brings Earned Wage Access to Good Hands Home Care

By David Penn Posted on March 19, 2026
Categories: Alumni News, Express Wages

Earned wage access provider Express Wages has partnered with Good Hands Home Care to give employees advanced access to their earned income. Express Wages facilitates payday advances of up to $200 a day. Money transfer options include a no-fee Visa Prepaid card, and repayment is managed systematically via the Express Wages app and company payroll platform. Memphis, Tennessee-based Express Wages made its Finovate debut at FinovateSpring 2025 in San Diego. A new partnership between earned wage access provider Express Wages and Good Hands Home Care will give caregivers and administrative staff access to a portion of their earned income in advance of their scheduled payday. "We're proud to partner with Good Hands Home Care," Express Wages Founder and CEO Alfred Milan said. "Caregiving is deeply meaningful and important work, and strengthening financial stability plays a big role in helping care professionals stay focused on the people and families they serve."…

How Gradient Labs is Thinking About the Shift to Agentic Banking

By Julie Muhn (@julieschicktanz) Posted on March 19, 2026
Categories: Speaker series

The agentic banking future brings a lot of uncertainty. While some experts predict the user interface will be visual, others imagine a screen-free, voice-based user experience. At FinovateEurope 2026, we sat down with Dimitri Masin, CEO of Gradient Labs, to discuss the evolution from mobile-first banking to agentic banking, as well as how banks should think about the build vs. buy decision in the age of AI. Masin contends that while banks have spent the last decade perfecting digital interfaces, a major operational challenge still remains: the complexity of customer operations. "Even though fintechs have created amazing apps, the second half of the problem remains unsolved. These companies still require gigantic human organizations to power those accounts… and that’s the source of many bad customer experiences today," said Masin. According to Masin, we are now entering a second major transformation in banking in which AI agents can take on complex,…