Robinhood Lets Agents Trade Stocks and Make Payments

Robinhood launched Agentic Trading and an Agentic Credit Card, enabling AI agents to trade stocks and make purchases directly on consumers’ behalf through Robinhood’s infrastructure.

The new tools allow users to connect external AI agents via Robinhood’s MCP servers while maintaining guardrails such as spending limits, dedicated accounts, manual approvals, and real-time activity monitoring.

The launch marks a major shift in financial services from AI as an advisory assistant to AI as an authorized participant capable of directly executing financial transactions and trades.

The agentic future is slowly becoming a reality in 2026. Ready for this reality, Robinhood is launching Agentic Trading and the Agentic Credit Card, which will allow AI agents to trade and make credit card purchases on consumers' behalf.

While building agents is still not mainstream, the value they can bring to financial tasks is irrefutable. In the investing world, they can automate and execute a…

Read more →

Didit Raises $6 Million for AI-Based Identity Verification

Spain-based Didit raised an additional $6 million in Seed funding to expand its programmable identity and fraud infrastructure globally, bringing its total funding to $7.5 million.

Didit offers developers API-first tools to verify users, businesses, and online interactions, using AI to analyze more than 200 signals including biometric liveness, deepfakes, and behavioral activity.

The funding highlights growing demand for identity and fraud tools built for the AI era, as businesses face rising threats from generative AI, synthetic identities, and automated fraud attacks.

Spain-based Didit just brought in an additional $6 million for its identity verification network, boosting its total Seed funding to $7.5 million.

Investors in today's round include Y Combinator, Pioneer Fund, Orange Collective, Founders Future, Phosphor Capital, SaaSholic, and Rebel Fund, alongside angel investors Tomer London, Taro Fukuyama, and others. Didit will use the investment to scale globally, expand its open infrastructure toward fully programmable identity and fraud coverage, and recruit new employees.

Didit was founded…

Read more →

InComm, Zip Partnership Brings Buy Now, Pay Later to Gift Cards

Financial services company Zip announced a new partnership with international payments company InComm Payments.

The partnership will bring Buy Now, Pay Later (BNPL) functionality to the gift card category.

Founded in 1992, InComm made its Finovate debut at FinovateFall 2011 in New York. The company is headquartered in Atlanta, Georgia. Australia-based Zip was founded in 2013 and serves customers in New Zealand and the US, as well as Australia.

Digital financial services company Zip has teamed up with global paytech InComm Payments in a partnership that will bring Buy Now, Pay Later (BNPL) installment buying to the gift and prepaid card category. The integration will enable eligible consumers to buy popular gift card brands directly through the Zip app. Available gift cards include brands representing retailers, as well as entertainment, dining, and travel providers. Eligible users will be able to select their card of choice and the denomination, and then…

Read more →

How Tokenization, AI, and Banks Can Drive the Future of Commerce

With the wealth of conversation about AI at FinovateSpring just a few weeks ago, what are some of the key takeaways on how businesses are understanding and deploying the technology?

One of the more compelling presentations on this issue was the keynote address provided by Chris Nichols. Nichols is President of Institutional Banking at SouthState Bank where he supports innovation, AI, digital assets, loan pricing, asset-liability management, open banking, payments, and fintech investing. He is also producer of the Banker-to-Banker blog. Based in Winter Haven, Florida, SouthState Bank traces its roots back to First National Bank, founded in 1933 in South Carolina. Today, the institution has more than 370 branches across eight states and, last year, completed a major $2.49 billion acquisition of Texas-based Independent Bank Group. SouthState Bank reported total assets of $66 billion as of Q3 2025.

In his keynote, Why Agentic AI is Truly a New Frontier…

Read more →

Fintech Rundown: A Rapid Review of Weekly News

If you're in the US, you may be pouring an extra cup of caffeine after an activity-filled long weekend. While you were away, however, the rest of the fintech world kept moving. This week, we’ll continue to add more announcements as the week progresses.

Payments

Marqeta expands account and money movement offering in Europe, building on strong regional momentum.

PlayHQ partners with Gr4vy to power payments across global markets.

Mastercard renews its partnership with CIB, the largest private sector bank in Egypt.

ClearBank Europe launches Digital Asset Rails to unlock programmable liquidity for cross-border flows.

Business financial management

Coupa acquires Tonkean to accelerate agentic intake and orchestration for global trade.

Fraud and identity

INETCO surpasses 100 billion annual transactions as demand for payment fraud protection soars.

Nigerian cybersecurity and compliance company SmartComply launches in the UK.

Agentic AI

Agentic finance startup Catena Labs raises $30 million in Series A funding.

…

Read more →

The Consumer Credit Stack Is Being Rebuilt in Real Time

With new enabling technologies like stablecoins and AI moving quickly and classic fintechs like Mint.com and Dwolla making their exits, it feels like fintech is entering a new era. This is especially true in lending, where new capabilities are enabling faster, more efficient, and in many cases more customer friendly tools than we had five years ago.

Looking back at the dawn of the decade, most lending innovation focused on digitizing the application process, facilitating the onboarding process, and turning loans faster. While some of those elements are still in place today, lending has changed with better intelligence, different distribution, and new infrastructure layers underneath credit itself.

Here's a look at what's changed:

Underwriting is becoming continuous instead of episodic

We used to think of the FICO score as the gold standard in underwriting. Today, however, underwriting is no longer done as a snapshot in time. Instead, lenders are using…

Read more →

54 New FinovateSpring Demo Videos Are Now Live and Free to Watch

FinovateSpring 2026 may be over, but the demos are just getting started. All 54 videos from the demo stage are now available to watch for free on Finovate.com and the Finovate YouTube channel.

This year’s demos showcased how fintechs are rethinking everything from AI-powered banking and embedded finance to fraud prevention, lending, payments, customer experience, digital identity, and wealth management. Earlier this month in San Diego, fintechs took the stage to deliver Finovate’s signature live, seven-minute demos in front of an audience of financial institutions, investors, analysts, and industry leaders.

Whether you attended FinovateSpring and want to revisit your favorite presentations or missed the event and want to catch up on the latest fintech innovation, the full demo lineup is now available on demand.

And stay tuned, because there’s more content on the way.

Recorded keynote presentations, panel discussions, fireside chats, and additional conference sessions will be added to the…

Read more →

5 Takeaways from Trump’s Executive Order on Fintech and Regulatory Frameworks

In last week's Finovate Weekly newsletter, I shared some thoughts on what fintechs might hope for from President Trump's summit meeting with Chinese president Xi Jinping. While the meeting does not appear to have delivered anything of substance from a fintech or financial services perspective, Trump did sign an Executive Order (EO) shortly after returning from Beijing that actually has plenty for fintechs and financial services companies to think about—if not cheer for.

Let's take a look at five top takeaways from the EO, titled Integrating Financial Technology Innovation into Regulatory Frameworks.

From containment to enablement

The executive order directs Federal financial regulators to review existing policies to "facilitate innovation and greater competition in the provision of financial services." Even more directly, the order calls upon regulators to "take steps to encourage innovation by, and growth of, fintech firms and federally regulated institutions of all sizes."

The "fintechs…

Read more →

NMI Acquires Account-to-Account Payments Infrastructure Innovator Dwolla

Embedded payments infrastructure company NMI has acquired account-to-account (A2A) payment infrastructure innovator Dwolla.

The acquisition creates a combined entity that will process nearly $700 billion in annual transaction volume and will fortify NMI's status as a major embedded money movement infrastructure firm.

Dwolla has been a Finovate alum since 2011, winning Best of Show honors in its appearances at FinovateSpring 2011 and FinovateSpring 2012.

Embedded payments infrastructure company NMI has acquired account-to-account (A2A) payment infrastructure provider Dwolla. The acquisition combines NMI's payment acceptance, channel distribution, onboarding, and merchant lifecycle management with Dwolla's capabilities in account-to-account infrastructure, real-time payments, open banking, and many-to-many funds flow. NMI will benefit from additional payment acceptance, orchestration, and money movement capabilities, enabling its ISO, ISV, and SaaS platform clients to accept, manage, and move money across a greater number of rails and use cases via a single infrastructure provider.

"This acquisition is a continuation…

Read more →

Regtech Eisen Raises $18.5 Million to Streamline Escheatment

Eisen, a fintech that specializes in end-to-end escheatment and unclaimed property compliance automation, has secured $18.5 million in funding. The capital comes in the form of a $10 million Series A led by MissionOG and a previously unannounced $8.5 seed round led by Index Ventures. Cowboy Ventures, First Round Capital, Homebrew, and Restive Ventures also participated in the investment.

Eisen innovates in an often-overlooked area of financial services: escheatment and the recovery of unclaimed property. State law requires that abandoned funds eventually be turned over to the government in a legal process called escheatment. While each state has its own rules regarding dormancy periods, notice requirements, and remittance deadlines, the concept of escheatment is designed to help protect consumers when financial institutions lose track of them. Nevertheless, the process of retrieving those assets can be both complex and cumbersome. As such, it is little surprise that more than…

Read more →

Intention.ly and the Challenge of Brand Building and Differentiation in Financial Services

This month marks the launch of a new series of interviews with companies that recently made their debuts on the Finovate stage. I had a great opportunity earlier this month to catch up with a number of companies demoing at FinovateSpring in San Diego, and am looking forward to introducing our blog readers to these innovative fintechs!

First up, we checked in with Joe Steuter, Partner and Chief of Client Strategy with Intention.ly. Founded in 2021 and headquartered in King of Prussia, Intention.ly is a growth consultancy and marketing agency for financial services companies. At FinovateSpring this year, Intention.y demoed its Advisor Brand Builder platform that enables breakaway advisors, fast-evolving firms, and acquiring enterprises to build professional, high-impact brand identities and brand stories.

What problem does Intention.ly solve and who does it solve it for?

Joe Steuter: Intention.ly helps financial services firms grow by solving one of the…

Read more →

Fintech Rundown: A Rapid Review of Weekly News

The second half of May begins with raft of announcements highlighting continued innovation with—and investment in—both stablecoins and AI. Be sure to check back here at Finovate's Fintech Rundown for the latest in fintech news and headlines.

Payments

National Australia Bank acquires account-to-account payments platform Banked.

equipifi raises $34 million to help banks offer embedded Buy Now, Pay Later payment options.

Fraud prevention

Mitek Systems announces that its Mitek Verified Identity Platform is now available on FICO Marketplace.

Credit unions

State Employees' Credit Union (SECU) partners with credit union core processor Corelation.

Stablecoins

Tether, the issuer of stablecoin USDT, announced an investment in cross-border remittance platform LemFi.

Digital Assets Clearing Center raises $10 million in funding.

Stablecoin-powered digital banking and investment platform Fasset secures $51 million in Series B funding.

Open Finance

The Centre for Finance, Innovation, and Technology (CFIT) introduces its Open Property roadmap.

…

Read more →