FinDEVr 2014: SimplyTapp Shows How Host Card Emulation Increases Security

FinDEVr 2014: SimplyTapp Shows How Host Card Emulation Increases Security
This post is part of our live coverage of FinDEVr San Francisco 2014.
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SimplyTapp stepped up to show off how it uses Host Card Emulation:

Host Card Emulation
Overview of SimplyTapp’s HCE solution and offering.
Presenter: Doug Yeager
SimplyTappHomepage
About:
HCE (host card emulation) experts and providers.
Twitter: @SimplyTappNews

FinDEVr 2014: Plaid Demonstrates How its API Works with the Financial Infrastructure

FinDEVr 2014: Plaid Demonstrates How its API Works with the Financial Infrastructure
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Plaid showed how its API works for the infrastructure:

 
Plaid: API for Financial Infrastructure
Learn all about Plaid, the problems we’re solving, and the companies we power.
Presenter: William Hockey and Zach Perret
PlaidHomepage
About
Plaid powers financial technology applications. Using our API, developers can leverage the data and infrastructure of user bank accounts in a fast and secure manner.
Website: plaid.com

FinDEVr 2014: Entersect Addresses Out of Band Authentication

FinDEVr 2014: Entersect Addresses Out of Band Authentication
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Entersekt looked at out-of-band authentication on mobile devices:

Securing Mobile Applications Through Transport lLayer Diversity

Mobile security is becoming increasingly important as more functionality is shifting to these devices. But how do we ensure the integrity of the phone and the server we’re connecting to? This is a common problem and has been addressed by recommending out-of-band authentication schemes.
Presenter: Christiaan Brand, CTO
EntersektHomepage
About:
An innovator in transaction authentication and mobile app security. Our one-of-a-kind approach harnesses the power of electronic certificate technology with the convenience of mobile phones providing financial institutions and their customers with full protection from online and mobile banking fraud.
Website: entersekt.com 
Twitter: @entersekt 

FinDEVr 2014: Google Cloud Platform Outsources its Own Big Data Secret

FinDEVr 2014: Google Cloud Platform Outsources its Own Big Data Secret
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Google Cloud Platform shared its Big Data secrets:

Big Data on Google

Google has been the most innovative Big Data company in the World, having paved the way for highly distributed parallelized workflows. Technologies like Hadoop, Flume, Dremel, and HBase were made possible by Google’s research and development efforts. Now Google is outsourcing its own Big Data secret.
Presenter: Tino Tereshko
GoogleCloudPlatformHomepage
About:
Google Cloud Platform enables developers to build, test and deploy applications on Google’s highly scalable and reliable infrastructure. This suite of services allows developers to choose from computing, storage and application services for web, mobile and backend solutions.

FinDEVr 2014: Personal Capital’s Data Aggregation Helps Model a User’s Complete Financial Life

FinDEVr 2014: Personal Capital’s Data Aggregation Helps Model a User’s Complete Financial Life
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Personal Capital showed how its data aggregation can model and report a user’s financial life: 

The Art of Data Aggregation
This presentation is for developers and engineers who build applications on top of data gathered from multiple sources. The objective of our data aggregation platform is to model (and report) a user’s complete financial life.
We share the three key architectural principles that have made this platform possible:
      • Owning the aggregated data to improve quality
      • Synthesizing data and developing machine learning intelligence to obtain unique insights 
      • Developing APIs that hide data complexities to drive efficient UI development
PersonalCapitalHomepage
Presenters: Fritz Robbins, CTO and Ehsan Lavassani, VP Engineering
About:
Personal Capital helps people live better financial lives with technology-enabled advisory services as well as free financial software and educational content. Their award-winning apps enable you to effortlessly view your entire financial life in one place. Personal Capital brings to everyone wealth management that previously only the wealthiest could afford.
Twitter: @personalcapital

FinDEVr 2014: Tradier Helps Developers Work Smarter, Not Harder

FinDEVr 2014: Tradier Helps Developers Work Smarter, Not Harder
This post is part of our live coverage of FinDEVr San Francisco 2014.
TradierLogoNew

Tradier shows how it can help you build a financial market app:

An API Like Never Before – Do What Matters and the Rest Is Already Done

Have you ever tried to build a financial market app? It is painful and just about impossible. Too many data, trading, platform and process barriers. Tradier has done all that heavy lifting for you. An API that abstracts the pain and delivers the gain.
Presenter: Craig Russell, SVP Product & Chief Evangelist
About
Tradier is a financial services cloud provider that offers a groundbreaking solution to serve platform providers, developers and investors. The Tradier solution features an innovative set of fully hosted APIs, modules and “out of the box” tools that are leveraged by a growing list of providers.
Website: tradier.com
Twitter: @tradier

FinDEVr 2014: PayNearMe Shows How It’s Possible to Pay Using Cash Online

FinDEVr 2014: PayNearMe Shows How It’s Possible to Pay Using Cash Online
This post is part of our live coverage of FinDEVr San Francisco 2014.
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PayNearMe showed how it has digitized cash:

Bringing Cash Payments into the 21st Century
PayNearMe secrets unveiled. Why do we even bother with innovating cash? How we developed a system to digitize cash? And how modern development techniques laid the foundation for PayNearMe to become the fastest growing electronic cash transaction network?
PayNearMeHomepage
Presenter: Kurt Thams, CTO
About:
PayNearMe enables consumers to pay rent, repay loans, buy tickets, make online purchases, and do much more with cash. Consumers can make cash payments in their own neighborhood in less than 60 seconds through PayNearMe’s network of 17,000 authorized payment locations including 7-Eleven®, Family Dollar®, and ACE Cash Express® stores.
Website: paynearme.com
Twitter: @PayNearMe

FinDEVr 2014: CopSonic’s SDK Uses Sonic Waves to Enable MultiFactor Authentication

FinDEVr 2014: CopSonic’s SDK Uses Sonic Waves to Enable MultiFactor Authentication
This post is part of our live coverage of FinDEVr San Francisco 2014.
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CopSonic takes sonic and ultra sonic waves to create an authentication technology that works on all phones:

Sonic and Ultrasonic Authentication Solution Working on All Mobile Phones

The CopSonic SDK allows contactless multi-factor authentication based on ultrasounds or sounds. This SDK is the first to introduce an “airgap” with encrypted analog information into the digital circuit. The security level thus achieved by CopSonic reaches current military security levels.
CopSonic is a universal solution working on all feature phones, smart phones, smart watches, tablets, computers, smart devices, internet of things, etc. as long as they are equipped with speakers and/or a microphone. It is operational on all standard GSM networks, on the internet or any other TCP-IP compatible network. The solution requires no change of Telco or of the existing hardware.
CopSonic enables e-commerce, financial and cybersecurity industries to propose a universal and secure solution for strong authentication to all of their customers worldwide. This authentication solution is an alternative to the use of online and/or offline passwords.
PhonicAccess and GateSonic are anti-phishing use cases of this highly secured technology. Also, for the first time, CopSonic enables the use of smart-bracelets as a secure access key.
CopSonicHomepage
Presenters: Emmanuel Ruiz, CEO & Head of Innovation and Brian Roeten, Chief Business Operator
About:
CopSonic is a French company founded in 2013 specialized in the development and marketing of its sonic and ultrasonic authentication technology. The company is composed out of a strong team of researchers and engineers specialized in security, payment, sonic and ultrasonic authentication protocols. Recently, CopSonic joined the Microsoft Partner Network and became a member of the FIDO Alliance organization.
Website: copsonic.com
Twitter: @CopSonic

FinDEVr 2014: OnDeck’s Lending API Helps Assess Business Health to Deliver Loans Faster

FinDEVr 2014: OnDeck’s Lending API Helps Assess Business Health to Deliver Loans Faster
This post is part of our live coverage of FinDEVr San Francisco 2014.
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OnDeck showed how its lending APIs help financial institutions lend to small businesses faster:

OnDeck Lending API’s – Frictionless, Extensible, Powerful
The OnDeck Score evaluates thousands of data points – from cash flow to public records to social data – to more accurately and efficiently assess business health and deliver capital in as fast as 24 hours. 
Pamela Rice, OnDeck’s SVP of Technology, is discussing how the OnDeck platform provides a critically needed mechanism for financial institutions and other business service providers to efficiently reach the Main Street small business market. 
The company has several APIs, which provide powerful, fully integrated lending capabilities to third party partners, thus allowing for instant pre-qualifications, pre-approvals and loan applications. Through a coding and product demo, Pamela will demonstrate how both developers and non-developers can interact with OnDeck’s APIs in a UI sandbox and how to utilize our Salesforce app for frictionless plug-and-play integration. 
OnDeckHomepage
Presenter: Pamela Rice, VP Technology
About:
Launched in 2007, OnDeck uses data aggregation and electronic payment technology to evaluate the financial health of small and medium sized businesses to efficiently deliver capital to a market underserved by banks. Its proprietary technology – the OnDeck ScoreTM – enables small businesses to obtain affordable loans with a fraction of the time and effort that it takes through traditional channels. OnDeck’s credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner’s personal credit history. 
As a leading direct lender of small business loans, OnDeck has deployed more than $1 billion in capital nationwide.
Website: ondeck.com
Twitter: @ondeckcapital

FinDEVr 2014: Finicity Launches Financial Aggregation API

FinDEVr 2014: Finicity Launches Financial Aggregation API
This post is part of our live coverage of FinDEVr San Francisco 2014.
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Finicity launched its Financial Aggregation API:

Aggregation Reloaded

Forged and hardened in consumer PFM over the past 13 years, Finicity is publicly launching its Financial Aggregation API service with unparalleled FI uptime, broad FI coverage, 24/7 developer support, and exciting new endpoint features that will elevate your UX.
FinicityHomepage
Presenter: Nicholas Thomas, President & Co-Founder
About:
Founded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API and the Finicity API Platform.
Website: finicity.com 

FinDEVr 2014: Bluefin’s Point-to-Point Encryption Reduces PCI Compliance Headaches

FinDEVr 2014: Bluefin’s Point-to-Point Encryption Reduces PCI Compliance Headaches
This post is part of our live coverage of FinDEVr San Francisco 2014.
BluefinPaymentSystems

Bluefin Payment Systems showed how its Point-to-Point Encryption Solution helps PCI compliance issues:

Bluefin, Point-to-Point Encryption (P2PE)

Bluefin is the first validated Point-to-Point Encryption (P2PE) Solution listed by the PCI Security Standards Council, North America. P2PE can reduce the scope of card data environment and related PCI requirements. Your software doesn’t need to be PCI Compliant if card data is encrypted using P2PE.
BluefinPaymentHomepage 
Presenters: Ruston Miles, Chief of Product Innovation and Tim Barnett, Chief of Technology
About: Bluefin Payment Systems is a leading FinTech company focused on processing, integrating, and securing payments. Bluefin offers P2PE, tokenization, mobile payment SDK’s, payment gateways, merchant accounts, PCI Compliance, transparent redirect, recurring billing, and branded online merchant account enrollment.
Website: bluefin.com
Twitter: @BluefinPayments

FinDEVr 2014: StockTwits Helps Traders Invest in the Social Era

FinDEVr 2014: StockTwits Helps Traders Invest in the Social Era
This post is part of our live coverage of FinDEVr San Francisco 2014.
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StockTwits discussed the best way for investors to compete in the social era:

Investing in a Social, Local and Mobile World

We are in a mobile boom that has connected people who also happen to be investors. The markets have always been giant mood rings, but the periods of quiet and volatility are more intense. We’re discussing the best ways to use StockTwits to invest in the social era.
StockTwitsHomepage
Presenter: Howard Lindzon, Chairman
About:
StockTwits is a social network and publishing platform for investors and traders. We created the $ prefix for stocks (e.g. $MSFT). Follow @StockTwits and go to stocktwits.com for real-time ideas and stock conversations.
Twitter: @stocktwits