Ldger Previews its Cash-flow Automation Platform for Marketplace-originated Credit

Ldger Previews its Cash-flow Automation Platform for Marketplace-originated Credit

LdgerThis post is part of our live coverage of FinovateFall 2015.

Our next demonstration comes courtesy of Ldger.

To address the gap in the innovation cycle, Ldger has built a powerful and flexible structuring and cash-flow-automative platform that permits investors in, and originators of, marketplace-originated credit to build and market customized tranches of risk exposure against marketplace credit cash-flows.

Presenters: Miles Cowan, CEO, founder; Hyung Kim, co-founder, financial markets

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Product launch: Target Q4 2015
Product distribution strategy: Direct to business (B2B); through financial institutions; through other fintech companies and platforms

HQ: New York City, New York
Founded: March 2014
Website: ldger.com
Twitter: @ldgerinc

Socure Launches Facial Biometric Anti-fraud Technology, Perceive

Socure Launches Facial Biometric Anti-fraud Technology, Perceive

SocureThis post is part of our live coverage of FinovateFall 2015.

Socure is announcing Perceive at FinovateFall 2015. Perceive is a patented, remote facial biometrics solution designed to address account-takeover fraud and transaction security. The device-agnostic Perceive SDK can be added to any mobile or web application to accurately authenticate a consumer using their face, without the hindrance of prior training required by conventional recognition biometrics.

Presenters: Co-founders Sunil Madhu, CEO, and Johnny Ayers, SVP, business development

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Product launch: September 2015 at FinovateFall

Metrics: $7.2 million raised; $3 million revenue; 320 customers across 32 countries; 23 employees
Product distribution strategy: Direct to business (B2B); through financial institutions; through other fintech companies and platforms

HQ: New York City, New York
Founded: September 2012
Website: socure.com
Twitter: @SocureMe

Hypori Launches Android Cloud Environment with Remote Bluetooth Extension

Hypori Launches Android Cloud Environment with Remote Bluetooth Extension

HyporiThis post is part of our live coverage of FinovateFall 2015.

Making their way to the stage next is the team from Hypori.

In conjunction with a Fortune 100 financial services company, Hypori has added support for remote access to Bluetooth peripherals such as barcode scanners, card readers, and receipt printers. The use case is point of sale (POS), and the goal is to improve security for credit-card transactions from mobile devices by moving the POS app off the mobile end-point to a locked-down, instrumented operating system running in a secure data center: POS as a Service. Hypori is demonstrating a mobile credit-card transaction leveraging remote Bluetooth peripherals for the first time on the Finovate stage.

Presenters: CEO Justin Marston; Joel Schopp, senior software developer; Phil Kumnick, SVP, global acquirer processing

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Product launch: September 2015

Metrics: $13.9 million raised; 48 employees
Product distribution strategy: Licensed

HQ: Austin, Texas
Founded: August 2012
Website: hypori.com
Twitter: @Hypori_Inc

Hedgeable Presents NEXT: The First Private Banking Platform for Millennials

Hedgeable Presents NEXT: The First Private Banking Platform for Millennials

HedgeableThis post is part of our live coverage of FinovateFall 2015.

The final session of the day is about to begin. Starting us off is Hedgeable presenting NEXT:

Hedgeable NEXT is our intermediary platform for RIAs, CFPs, banks, broker/dealers, credit unions, foreign financial institutions and more to access the power of Hedgeable for their clients.

Hedgeable offers an ultra-high net worth wealth-management platform with zero minimum, making it accessible to 2.5 billion millennials worldwide. The platform can be integrated with intermediaries with the click of a button, free of charge. Clients get access to risk-managed portfolios for any account type, socially responsible investing, alternative asset classes, and a member-benefit rewards-program built into the platform.

Presenter: Michael Kane, co-founder and master sensei, and Matthew Kane, co-founder and chief ninja

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Product launch: September 2015
Product distribution strategy: Through financial institutions

HQ: New York City, New York
Founded: April 2009
Website: hedgeable.com
Twitter: @hedgeable

ThetaRay Presents its Fraud and Credit Risk, Big Data Analytics Program

ThetaRay Presents its Fraud and Credit Risk, Big Data Analytics Program

ThetaRayThis post is part of our live coverage of FinovateFall 2015.

Our next demonstration is from ThetaRay.

Unmatched, anomaly-detection rates delivering usable indicators to increase efficiency and accuracy; industry-low false-positive rates allowing organizations to focus their experts on the events that count; rule-free, unsupervised, non-heuristic protection against next-generation attacks and predicting the unexpected; math-based, big-data analytics ensuring organizations achieve quantitative results they can trust; automatic, real-time detection to instantly transform data into business insights; easy and fast deployment that is always up-to-date, retaining the relevance and competitive advantage of organizations’ data.

Presenter: ThetaRay’s VP of Product, Udi Solomon

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Product launch: April 2015

Metrics: $10 million raised Round A funding, August 2014; 28 employees
Product distribution strategy: B2B, via financial institutions and other fintech companies

HQ: Israel and United States
Founded: April 2013
Website: thetaray.com
Twitter: @ThetaRayTeam

Tranwall Presents Transaction Control for Business Technology

Tranwall Presents Transaction Control for Business Technology

TranwallThis post is part of our live coverage of FinovateFall 2015.

Next up is the team from Tranwall.

The patented Tranwall system offers card-holders and -issuers the ability to control the status of debit and credit cards in real time. Tranwall also offers second-factor authentication on internet banking services using any mobile phone. The Tranwall system offers fine-grained control, at transaction level, over the approval of card transactions. The Tranwall platform is customizable, allowing for a variety of permissions to be defined and implemented.

Presenters: Gerard van de Par, director, sales, and Diederik Bruggink, payment expert

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Product launch: April 2015

Metrics: 5 employees; 3 paying customers (2 banks, 1 fuel card)
Product distribution strategy: Direct to business (B2B); through other fintech companies and platforms; licensed

HQ: Amsterdam, Netherlands; Johannesburg, South Africa
Founded: February 2015
Website: tranwall.com

Novabase Launches MyWizzio, a Unique Smart Machine for Financial Advisers

Novabase Launches MyWizzio, a Unique Smart Machine for Financial Advisers

NovabaseThis post is part of our live coverage of FinovateFall 2015.

The team from Novabase is up next.

MyWizzio, powered by IBM Watson, is a smart machine for financial advisers that provides a unique approach to drive sales and productivity. Built as an intelligent ecosystem of apps designed to leverage your existing tools and third parties, the solution adapts around each user’s context, using cognitive computing to achieve a higher level of performance when managing research, relationships, and sales. MyWizzio extends this tailored experience to the end-clients, creating a more holistic landscape with the right mix of self-service and direct-to-adviser engagement.

Presenters, left to right: Pedro Gaspar, director of innovation; Jay Wong, senior business developer

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Product launch: MyWizzio is launching September 2015 at FinovateFall
Product distribution strategy: Direct to business (B2B)

HQ: Lisbon, Portugal
Founded: 1989
Website: wizzio.novabase.pt
Twitter: @wizzio_Novabase

RMS Presents Yap to Help FIs Generate Quality Leads

RMS Presents Yap to Help FIs Generate Quality Leads

RMSThis post is part of our live coverage of FinovateFall 2015.

Helping get our second session of the day started is the team from RMS.

YAP is a referral solution that is making it fast and easy for financial institutions to engage and reward account holders by generating highly qualified leads, enhancing account holder loyalty, and boosting brand awareness while saving financial institutions up to 35% of the cost of general acquisition marketing costs.

Presenters: Baron Unbehagen, CEO, and Matt Domanico, SVP, marketing

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Product launch: October 2014

Metrics: RMS is privately owned and presently employs 21 full-time employees; the company services the efforts of more than 100 financial institutions to acquire new accounts across multiple product lines annually.
Product distribution strategy: Direct to business (B2B); through other fintech companies and platforms; licensed

HQ: Grapevine, Texas
Founded: January 1976
Website: goRMS.com

Finanteq Presents its SuperWallet with mCommerce Cloud

Finanteq Presents its SuperWallet with mCommerce Cloud

FINANTEQThis post is part of our live coverage of FinovateFall 2015.

Our final demonstration of the session features the team from Finanteq.

Superwallets are the next generation of mobile banking solutions, combining three important parts—banking, payments, and m-commerce—all in a single mobile app. FINANTEQ extends mobile banking with m-commerce platforms and services like bus tickets, parking feeds, everyday grocery shopping, bill payments, take-out food, coupons, offers, event tickets, flower post, hotel booking, taxis, trains, flights and many others, combined with banking and payments in one unified UX across all services.

Presenters: Artur Malek, marketing mgr.; Tomasz Perski, mCommerce operations mgr.; Kate Miroslaw, customer adviser

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Product launch: 2014

Metrics: Company employs 100 professionals in Poland and the United States
Product distribution strategy: Direct to business (B2B)

HQ: Lublin, Poland
Founded: September 2014 (spinoff from eLeader)
Website: finanteq.com
Twitter: @finanteq

Eco-Mail Transforms Physical Mail into a Secure Digital Exchange System

Eco-Mail Transforms Physical Mail into a Secure Digital Exchange System

Eco-MailThis post is part of our live coverage of FinovateFall 2015.

Making their way to the stage is the team from Eco-Mail.

Our exchange platform has two products: EMX Enterprise helps large businesses transform and distribute their physical mail in digital form. The Eco-Mail solution eliminates physical mail infrastructure, thereby driving tremendous savings and making your organization more digital, efficient, accountable, and customer-responsive.

EMX Consumer efficiently delivers compelling personalized content to destinations consumer already know, use, and trust. Eco-Mail’s revolutionary solution doesn’t disrupt existing consumer relationships: We enhance them for mailers, distributors, consumers, and payment processors.

Presenters: Jay Maller, CEO and founder; Chief Revenue Officer Roy Spinelli

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Product launch: September 2015

Metrics: $1.6 million raised to date; 12 employees
Product distribution strategy: Direct to business (B2B); through financial institutions

HQ: Mt. Kisco, New York
Founded: 2012
Website: eco-mail.com
Twitter: @eco-mail

Dyme Launches its Text Message-based Savings Solution

Dyme Launches its Text Message-based Savings Solution

dymeThis post is part of our live coverage of FinovateFall 2015.

The founder of Dyme “pay yourself” is our next presenter.

Dyme is demoing its primary service, focusing on text message interactions with the user. These texts are designed to help the user make small, in-the-moment contributions that nudge the user into saving toward long-term goals and savings.

Presenter: Joseph Prather, founder

 

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Product launch: September 2015

Metrics: Raised ~$300,000 for beta test; 5 employees
Product distribution strategy: Direct to consumer (B2C); direct to business (B2B); through financial institutions

HQ: San Francisco, California
Founded: May 2014
Website: dyme.co
Twitter: @mydyme

Bleu Introduces its PoS Network to Help Speed the Transaction Process for Consumers

Bleu Introduces its PoS Network to Help Speed the Transaction Process for Consumers

BleuThis post is part of our live coverage of FinovateFall 2015.

The team for Bleu is up next, demonstrating its Point of Sale Network solution.

Bleu facilitates mobile transactions by using Bluetooth low-energy beacons in our PoS Network. A beacon is a tiny wireless device that sends a Bluetooth signal to a customer’s Bleu app when they enter a store. The beacon connects the customer to the store and when the customer is ready to pay, they select their form of payment and the transaction is automatically completed. Bleu has patented a mobile transaction process using Bluetooth low-energy beacons, and has developed a proprietary mobile point-of-sale and consumer application. This fully integrated solution conducts transactions from any registered payment instrument.

Presenters: bleu CEO Sesie Bonsi and Brett Howell, VP, business development

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Product launch: September 2015
Product distribution strategy: Direct to consumer (B2C); direct to business (B2B); through financial institutions; through other fintech companies and platforms

HQ: Los Angeles, California
Founded: October 2014
Website: bleuco.com