FinovateEurope Sneak Peek: Misys

FinovateEurope Sneak Peek: Misys

MIsys_homepage_February2017

FusionFabric.cloud from Misys is a new platform-as-a-service capability. Banks and third party software developers can use the technology to develop new apps and run those apps in a secure private cloud environment.

Features

FusionFabric.cloud is the starting point for any organization or individual working in financial services, eg. banks, fintechs, and SIs, to come and build upon trusted financial services solutions.

Why it’s great

FusionFabric.cloud will be a venue and catalyst for true innovation for the entire financial services community.

Presenters

Alex Kwiatkowski, Senior Strategist, Banking and Digital Channels
Kwiatkowski performs continuous analysis of global banking to identify the trends which will shape future industry direction from an operational, technological, and regulatory perspective.
LinkedIn

 

Misys_FelixGrevyFelix Grevy, Global Head of Product Management, PaaS
Grevy leads Product Management of FusionFabric.cloud, Misys Application PaaS offering, which will power the next generation platform servicing the financial community.
LinkedIn

FinovateEurope Sneak Peek: Icon Solutions

FinovateEurope Sneak Peek: Icon Solutions

icon_homepage_February2017

A look at the companies demoing live at FinovateEurope on the 7 and 8 of February 2017 in London. Pick up your tickets today and save your spot.

The Instant Payments Framework (IPF) from Icon Solutions is an agile yet robust software product that expedites financial institutions’ transition toward instant payments.

Features

  • Faster time to market
  • Improved agility
  • Reduced total cost of ownership

Why it’s great

Instant Payments Framework (IPF): enabling rapid, high performance connection to instant payment schemes globally.

IconSolutions_TomHayPresenters

Tom Hay, Head of Payments
Hay is an IT architect specialising in large scale real time payment systems. He has deep experience with financial institutions moving to next generation payment systems.
LinkedIn

IconSolutions_RichardDear

 

Richard Dear, Business Development Director
Dear has over twenty years in the payments and cards market with significant experience in payment systems, including Faster Payments, ACH, ATMs, and acquiring solutions.
LinkedIn

FinovateEurope Sneak Peek: ti&m AG

FinovateEurope Sneak Peek: ti&m AG

ti&m_homepage_February2017

ti&m is Swiss leader for digitalization, security, and innovation. Our values and the basis for our success are: Talent before hierarchy. Team before lone warriors. Leadership at every level.

Features

  • Complete digital customer onboarding process
  • High usability; high level of security
  • FINMA compliant

Presenters

ti&m_ReneKonradRené Konrad, Head of Products, Member of Executive Board
Konrad has been active in the areas of customer portals, client onboarding, mobile apps, web security, and credit risk for over ten years. He is a founder of several e-commerce and digital marketing startups and joined ti&m in 2016 as Head of Products and member of the executive board
LinkedIn
ti&m_MarkusNigg

 

Markus Nigg, COO, Member of Executive Board
Nigg has a background in finance as well as IT. He held CFO positions in several companies. In 2007 he joined ti&m and is currently responsible for the operative business. Nigg is a member of the executive board and member of the board of directors.
LinkedIn

Philip Dieringer, Senior Project Managerti&m_PhilipDieringer
Starting his career in a major Swiss bank, Dieringer joined ti&m in 2015. He leads the development team of the digital onboarding solution.
LinkedIn

FinovateEurope Sneak Peek: nanoPay

FinovateEurope Sneak Peek: nanoPay

nanoPay_homepage_February2017

Screen Shot 2017-01-23 at 4.27.53 PMA look at the companies demoing live at FinovateEurope on the 7 and 8 of February 2017 in London. Pick up your tickets today and save your spot.

nanoPay is a fintech company based in Toronto that provides a unique payment platform that powers multi-currency payment solutions with instantaneous settlement.

Features

Enables the banks to provide instantaneous fund transfers including settlement, without intermediaries, with higher straight through processing, full transparency, and over 60% cost reduction.

Why it’s great
The nanoPay platform uses state-of-the-art cryptography and bank-grade HSM security and is designed for global regulatory compliance.

nanoPay_LaurenceCookePresenters

Laurence Cooke, CEO
Cooke is founder and CEO of nanoPay Corporation. Prior to starting nanoPay, he was an independent management consultant with a focus on high tech and telecommunications.
LinkedIn

 

nanoPay_NeboDjurdjevicNebo Djurdjevic, EVP Business Development
Djurdjevic brings 20+ years of global experience in electronic payments. Prior to joining nanoPay, he held senior executive roles with companies including Cardis International and Intellect
LinkedIn

FinovateEurope Sneak Peek: Market EarlyBird

FinovateEurope Sneak Peek: Market EarlyBird

MarketEarlybird_homepage_February2017

Screen Shot 2017-01-23 at 4.27.53 PMA look at the companies demoing live at FinovateEurope on the 7 and 8 of February 2017 in London. Pick up your tickets today and save your spot.

Market EarlyBird offers a read-only Twitter app that is fully-compliant and fully-optimised for use on trading and research floors of banks.

Features

  • See and track market-moving tweets and news based on criteria you set
  • Cast a wider net/return quality, curated tweets searching with SmartTrack
  • Cloud-based solution works without installation or firewall changes

Why it’s great
EarlyBird unlocks Twitter access for banking and finance professionals when and where they need it most. No outgoing tweets, no firewall changes, fully incognito and optional relevance curation.

MarketEarlybird_DannyWatkinsPresenter

Danny Watkins, Chief Executive Officer
EarlyBird was the idea of British entrepreneur, Danny Waktins – a former bank data security expert who identified a need for a fully compliant Twitter capability optimised for finance professionals.
LinkedIn

Finovate Alumni News

On Finovate.com

  • Finovate Debuts: InSpirAVE’s Internet of SavingsHelps You Save for What Matters.

Around the web

  • ACI Worldwide teams up with Chargebacks911 to help merchants handle fraudulent chargebacks.
  • Wipro joins Industrial Internet Consortium (IIC).
  • SS&C Technologies Holdings announces partnership with HedgeCoVest.
  • MoneyGram using Mobile Verify from Mitek to meet AML requirements.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Finovate Alumni News

On Finovate.com

On FinDEVr.com

  • Braintree Hires John MacIlwaine as New CTO.

Around the web

  • First national private bank of Turkey, Yapi Kredi to deploy Eyeprint ID from EyeVerify for mobile logins. Join EyeVerify in London for FinovateEurope.
  • Envestnet | Yodlee partners with mobile-only banking startup, Varo Money.
  • Bloomberg Technology talks with Misys CEO Nadeem Syed on IPO plans, AI, and P2P lending. See Misys at FinovateEurope in London next week.
  • OutsideIQ’s Founder and CEO featured in InfoWorld.
  • Xero partners with Sasfin Bank to offer next generation financial management to small businesses.
  • Prosper Appoints Usama Ashraf Chief Financial Officer.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Finovate Alumni News

On Finovate.com

Around the web

  • Betterment unveils new multi-plan offering with access to human advisors.
  • Green Dot to acquire UniRush and its prepaid card business, RushCard, for $167 million.
  • Fidor partners with EPAM Systems to gain access to additional product development and software engineering talent.
  • D3 reports record revenue in 2016, up 160% from 2015.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Zopa Surpasses £2 Billion Loan Mark

Zopa Surpasses £2 Billion Loan Mark

Zopa_homepage_January2017

P2P lender Zopa had a busy Q4. The company earned accolades at the AltFi and F5 Awards, unveiled a new look, announced a plan to launch a challenger bank, and partnered with Airbnb. And growth begets growth: today the company announced it has broken past the £2 billion ($2.5 billion USD) loan milestone. “We’re excited to be the first UK peer-to-peer lender to pass the 2 billion milestone,” Zopa CEO Jaidev Janardana said. “Over the last 12 years, we’re proud to say we’ve helped over a third of a million people get better interest rates for both borrowing and lending.”

Zopa loans help consumers make automobile purchases, pay for home improvements, or finance debt consolidation. UK residents over the age of 19 with an income of at least £12,000 a year are eligible to apply for loans ranging from £1,000 to £25,000 and terms from 1 to 5 years. Applying for loans takes only three minutes and will not affect the applicant’s credit score. Both individuals and businesses (as long as they are not lenders themselves) are allowed to lend money through Zopa for investment purposes. Lending capital is distributed across different loan terms (up to five years) and lenders receive monthly payments from borrowers. Annualized projected returns to lenders range from 3.1% to 6.3%, and the platform also provides a “Sell My Loan” feature that enables lenders to sell their loans to other lenders on the platform (1% fee may be required).

One of Finovate’s earliest alums, Zopa demonstrated its technology at FinovateSpring 2008. Founded in 2007 and headquartered in San Francisco, the company was recognized as Personal Loan Provider of the Year for the fourth year in a row at the Consumer Moneyfacts Awards in January. Zopa partnered with UK money management app, Pariti, to help millennial consumers better manage credit card debt last September, and the company’s executive chairman and co-founder, Giles Andrews, was named one of the 40 most exciting people in fintech in the United Kingdom by Business Insider. Zopa has raised more than $68 million in funding, and includes Augmentum Capital and Bessemer Venture Partners among its investors.

Finovate Alumni News

On Finovate.com

Around the web

  • Crealogix selects Philippe Wirth as new CFO starting in May.
  • QIIB to deploy Sharia-compliant, core banking technology from Misys.
  • Wipro announces new partnership in and investment with Tradeshift.
  • Skipton International to upgrade its legacy platform with core banking technology from Temenos.
  • Avoka names former KPMG executive Matt Lewis as new CFO. Join Avoka in London for FinovateEurope in February.
  • Vantiv partners with CardFlight to Offer EMV Mobile POS Solution.
  • Equifax and Fiserv join forces to provide income and employment verification services to auto lenders.
  • Forbes features GainX founder Angelique Mohring. Come see GainX’s demo live at FinovateEurope next week.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

New Robo Fund from LendingRobot Leverages Automation and the Blockchain

New Robo Fund from LendingRobot Leverages Automation and the Blockchain

LendingRobotSeries_homepage_January2017

With the stock market rallying to new highs, the new robo fund from LendingRobot may have arrived just in time for people looking to diversify their portfolios with investments in the alternative lending market. LendingRobot Series makes it easy for peer lending investors to put money to work in different timeframes and risk exposures with returns ranging from 6.86% to more than 9%. The solution – part roboadvisory, part hedge fund – converts clients’ contributions into units which are invested across four leading lending marketplaces – Funding Circle, Lending Club, Lending Home, and Prosper. LendingRobot CEO Emmanuel Marot says that the new solution is designed to take advantage of the “excellent performance” of alternative lending investments and help investors avoid the problem of “fragmentation” that adds complexity to the process.

“That’s why we’ve created LendingRobot Series: to provide investors that understand the value of investing in alternative lending with the confidence that comes from intelligent automation, easy liquidity, and complete transparency,” Marot explained.

LendingRobot_stage_January2017

Pictured: LendingRobot CEO Emmanuel Marot demonstrating his platform’s dashboard at FinovateSpring 2016.

That “complete transparency” comes courtesy of LendingRobot’s decision to leverage blockchain technology to create a detailed, weekly ledger of the fund’s holdings. LendingRobot Series uses a hash code signature and notarization by Ethereum’s blockchain, to prevent data tampering, and assets are held in a bankruptcy protection vehicle with no liabilities other than its investors. The service charges a flat 1% a year management fee and caps fund expenses at 0.59% with no performance fees.. These compare favorably with the notorious “2% and 20%” demanded by most hedge funds.

LendingRobot supports four “Series” investors can choose from based on their investment preferences: short term aggressive and conservative, and long term aggressive and conservative. Average performance ranges from 6.86% for short-term conservative to 9.66% for long-term aggressive. Average maturity for short term series is 18 months. Long-term series maturities are 30-31 months.

Headquartered in Seattle, Washington, LendingRobot demonstrated its technology at FinovateSpring 2016, where it won Best of Show. The company has raised $3 million in funding, and includes Runa Capital and Club Italia Investimenti among its investors. TechCrunch profiled the company last summer, quoting Marot’s optimism toward the “insane growth in the peer lending market.” LendingRobot launched its P2P investment tracking mobile app – dubbed “Mint for P2P Lending Accounts” – last spring.

FinovateEurope Sneak Peek: Aqubix

FinovateEurope Sneak Peek: Aqubix

Aqubix_homepage_January2017

Screen Shot 2017-01-23 at 4.27.53 PMA look at the companies demoing live at FinovateEurope on the 7 and 8 of February 2017 in London. Pick up your tickets today and save your spot.

Aqubix is a complete, centralized, management tool for all your customer due diligence (CDD), compliance, and anti-money laundering (AML) procedures.

Features

  • Embedded, secure, recordable, face-to-face video interviews
  • Automated risk factoring including market changes with notifications
  • Instant organigram generation with real-time transaction monitoring

Why it’s great
Dubbed as the “Rolls Royce of Compliance,” KYC Portal is the most concise portal on the market allowing organizations to manage the burden of due-diligence whilst reducing its impact on customers.

Presenters

Aqubix_KristoffZammitCiantarKristoff Zammit Ciantar, CEO
Working in IT for over 15 years and a business analyst consultant by profession, Ciantar has years of experience bridging the gap between the business requirements and technical deliverables.
LinkedIn

 

Stefan Camilleri, Director
Camilleri is a proven professional with a long history in large companies as well as small start-ups. He has hands-on Aqubix_StefanCamilleriexperience in all areas of IT, including as a developer, consultant, and trainer in many industries.
LinkedIn