How they describe themselves: Located in the heart of Utah’s Silicon Slopes, MoneyDesktop is redefining the way millions of people interact with their finances by developing award-winning personal financial management (PFM), data-driven analytics, and marketing technologies. As one of the fastest-growing financial technology providers, MoneyDesktop integrates their solutions directly into online and mobile banking, core and payment providers – positioning banks and credit unions as the financial hub of their account holders.

Product Distribution Strategy: Direct to Business (B2B) & through financial institutions

Contacts:

Press: Bevin Wallace, [email protected], 678-781-7230
Sales: Matt West, [email protected], 801-669-5652

How they describe themselves: Motif Investing is a new kind of online broker. The company is changing the face of online investing through an innovative, transparent social platform that lets individuals and investment advisors invest in ideas based on insights, strategies, events, and trends in one click. Motif is a registered broker dealer and a member of SIPC.

How they describe their product/innovation: Motif demoed the first-of-its-kind crowdsourcing of a financial product that uses Motif’s innovative social technology. It enables investors to take concepts and ideas and in minutes create a motif, a collection of up to 30 securities that trades real time for only $9.95. The investor can then publish it to the Motif website so it is discoverable and searchable for the broader community. The investor’s motif will also be featured in the Community Catalog, which is akin to an online app store. The catalog provides intuitive categorization and search functionality that allows other customers to buy these motifs and when that happens, the motif’s creator is paid a royalty.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, & through other fintech companies and platforms

Contacts:

Bus. Dev.: Jeri Jo Andrews, VP Sales, [email protected], 650-251-4418 x131
Press: Amber Moore, GMK Communications, [email protected], 503-903-9381

How they describe themselves: Narrative Science enables financial institutions to uncover the insight hidden in data and create new communication at a scale and frequency never before possible. Our patented technology platform, Quill™, automatically analyzes data and produces narratives that are contextually relevant, actionable, and individualized to any audience. Content can be produced in many formats, including business reports, articles, summaries, visualizations, headlines, and Tweets, allowing companies to accelerate go-to-market efforts, improve client interactions, and sell new products. Our solutions for the financial industry include automated creation of fund commentary, portfolio summaries, advisor prep material, client reporting and communications, marketing collateral and investment research.

How they describe their product/innovation: Quill Financial is a product suite that enables financial institutions the ability to automatically analyze, understand, and communicate what’s happening in their data at a speed and scale never before possible.

Portfolio Commentary: Quill automatically creates and delivers on-demand portfolio communications for wealth and investment management firms so that portfolio managers, sales, and marketing teams can access tailored, up-to-date commentary whenever they need it.

Investment Research: Quill analyzes both proprietary and market data to produce monthly and intra-month research reports that assess company expectations, upside and risk to help analysts, bankers, and investors make long-term investment decisions.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, & through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Jeff Otten, VP Sales, [email protected]
Press: Katy De Leon, Marketing Director, [email protected]

How they describe themselves: In order to take out the pain points of conventional mobile banking channels, Numbrs came up with the perfect solution. Numbrs was founded in 2012 and is a multi-banking app that enables users to manage their financial life on the go. With innovative and easy-to-use features topped with inspiriting design, our application offers you the perfect overview not only of your past financial behaviour, but also projects your future behavior. Bill payments, fund transfers, and budget creations are now just one touch away, all made possible by Numbrs, the best banking app around. Numbrs has been available in Germany since August 2013. Currently, Numbrs is planning its US market entry and will be available in the US from the beginning of 2014.

How they describe their product/innovation: Numbrs – the world’s leading “nonbank”. We offer a multi-banking solution that will disrupt the banking landscape by providing people with a holistic overview of their past and future transactions in what we call the timeline. The Future is just one swipe away, and you can retrieve upcoming transactions and your predicted future balance.

An easy-to-use analysis helps you understand and optimize your spending behavior. Users can aggregate all their bank accounts into one app. In addition to that, money can be transferred from your mobile device, and notifications will remind you of your upcoming transactions based on behaviour in the past.

Product Distribution Strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev.: Julien Arnold, CEO, [email protected]
Press & Sales: Ramon Labrie, Marketing Manager, [email protected]

How they describe themselves: P2P Cash operates a fully functional bank switch and mobile financial services platform. This “hub” provides international remittance, mWallet, micro-financial services, micro-insurance, bill pay, and government services solutions.

Mobile phones are the first communications technology with more users in developing countries than in developed ones as mobile networks now cover over 80% of the world’s population. The acceptance and proliferation of mobile technology now provides the means for low cost financial services to be delivered directly to the recipient using ONLY their cellphone.

P2P Cash therefore meets the mobile financial services needs of both domestic US and emerging markets. SEND CASH HOME FREE.

How they describe their product/innovation: P2P Cash’s low cost money transfer system enables online consumers to send money to ANY cellphone worldwide at ZERO Cost. Using international banking standards (SWIFT), P2P Cash developed a highly scalable, low cost mobile financial services solution to send cash to ANY cellphone globally. The technology enables ANY retailer to offer money transfer and other financial services to their customers, generating new revenue for the retailer.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, & licensed

Contacts:

Bus. Dev., Press, & Sales: Donald Chapman, VP Bus. Dev., [email protected],
617-216-3886

How they describe themselves: PayWith is a leading developer of mobile payment solutions for small and medium sized businesses (SMBs). A creative group of passionate mobile visionaries out to change the way marketing, payments, and social engagement work together for businesses all over the globe. We develop mobile solutions focused on ubiquity, security, and simplicity. Keep It Simple is key for consumers and businesses. Beautifully simple solutions that do not require new hardware, new software, or training to use. A consumer has a phone… a business has a credit card processing terminal… we simply use the tools we have today to create secure, engaging, exciting mobile solutions that benefit all parties and engage consumers in transacting more frequently.

How they describe their product/innovation:  Introducing mCARDS (Mobile Rewards Cards). What does the “m” stand for? Money, Mobile, Merchant, Marketer, MasterCard, Monetize. In fact, mCARDS incorporate all of the above into every single 1-time use mobile card. mCARDS were invented by PayWith to enable a ubiquitous solution for merchants to process mobile payments using their existing hardware and POS equipment. The PayWith team came up with the idea of creating a “Virtual Credit Card” that could be dynamically created for every transaction by the consumer.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms, & licensed

Contacts:

Bus. Dev.: David Strebinger, CEO, [email protected], 604-760-3001
Press: Ruth Atherley, [email protected], 604-877-7000
Sales: Robert Whittle, CMO, [email protected], 604-816-9723

How they describe themselves: The United States Postal Service reports that every year businesses pay out millions, and potentially billions, of dollars to phony invoice schemes. Scams may go on for months or even years before victims discover the problem.

PhonyInvoices employs two products to help innocent companies avoid paying these scams.
1. Vendor Check – Vendor list comparison against our database of known scams.
2. Controls Test – PhonyInvoices sends customer fake invoices (penetration test) to see how their personnel and accounting controls respond to fraud.

How they describe their product/innovation: Implementation of the two current products has led to the development of PhonyVendorCheck, a data driven SaaS solution that is much more scalable, robust, and comprehensive in its ability to curb invoice fraud. We rolled out this new product at FinovateFall 2013.

• phonyvendorcheck.com – website for customers to upload their vendor list for immediate verification.
• Financial Software ‘Plug-Ins’ – Quickbooks App for automated vendor check. More accounting software add-ons to follow.
• Payment Processors – through a customized API, financial institutions can access our database to provide their customers a real time safeguard from paying invoice scams.
• Data Companies – API allows other companies to leverage our data.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, & licensed

Contacts:

Bus. Dev., Press, & Sales: Jonathan Lee, VP Bus. Dev., [email protected],
877-559-0833

How they describe themselves: We are the pre-eminent research tool on Canadian charities and are beginning the transition into big data analytics and data licensing. Overall we are focused on creating technologies to support the philanthropic and social visions of individuals, families, and businesses in North America.

How they describe their product/innovation: The Advisor Toolbox uses proprietary algorithms to help financial and legal advisors provide additional fee value by reducing the research time taken to help clients achieve their charitable giving strategies. Our FinovateFall demo included the client profiling tool, charity search and client typology matching, charity research, and the day-to-day management of a client’s charitable giving (including the scheduling of disbursements and tax receipts). The Toolbox can be incorporated into a client’s existing CRM or wealth advisory software.

Product Distribution Strategy: Direct to Business (B2B), Reseller initiatives, & Data licensing. Key Executives: Gena Rotstein (Chief Conversationalist & Co-Founder), Chris Salmon (COO), Steven Bengtson (CTO), & Eli Aviv (CFO)

Contacts:

Bus. Dev. & Sales: Chris Salmon, COO, [email protected], 403-973-6019
Press: Arleigh Vasconcellos, [email protected], 403-561-4810

How they describe themselves: Micronotes is a digital sales company that radically improves the productivity of cross selling online for FIs. With bank customers becoming always addressable through the online banking channels, Micronotes Cross-Sell™ brings the branch sales interview online. FIs typically only own 30% of their customers’ financial products portfolio or 2.1 products per customer. Increasing from 2.1 to 2.4 products per customer can improve the bottom line by 17%, and Micronotes helps make that possible. We utilize predictive analytics and business rules to build audiences. Then, we interview individual customers in real-time to listen, educate, and advise on products. Micronotes Cross-Sell then routes leads to product experts in the FI for lead follow-up.

How they describe their product/innovation: Micronotes Cross-Sell™ is simply the most productive digital cross-sell tool on the market. One of our customers is demonstrating this by showing the product, sharing results and explaining what those results mean to his financial institution.

Contacts:

Bus. Dev. & Sales: Christian Klacko, SVP Field Operations, [email protected],
617-401-2175
Press: Kathleen Keating, FastStart Communications, [email protected], 617-460-2702

How they describe themselves: MicroStrategy is a leading worldwide provider of enterprise software, including the MicroStrategy Business Intelligence (BI) Platform™, the MicroStrategy Mobile Platform™, and MicroStrategy Applications™. The Company offers its technologies for deployment in customer data centers and as proprietary cloud services on MicroStrategy Cloud™. The MicroStrategy BI Platform enables leading organizations to analyze vast amounts of data and distribute business insight throughout the enterprise. The MicroStrategy Mobile Platform lets organizations rapidly build enterprise-caliber mobile applications needed to mobilize business processes and information. MicroStrategy Applications are a set of application services designed to help enterprises deploy mobile commerce and loyalty services, build mobile identity and cyber security services, as well as generate real-time insights into consumer preferences. MicroStrategy powers solutions across 20 industries with financial services a leading business segment.

How they describe their product/innovation: Usher is the world’s first mobile identity network and is the foundation for an extraordinary array of identity-based services. Usher enables enterprises to protect personal identity, reduce fraud, and streamline business processes, avoiding billions of dollars in costs while improving customer experience. With Usher, financial institutions can render digital credentials on mobile devices enabling them to:

– Eliminate usernames and passwords for online banking
– Validate identity instantly over the phone
– Replace plastic cards with mobile IDs
– Securely sign and share documents
– Replace physical keys and access cards with software keys
– Use analytics to monitor participants’ activities

Contacts:

Bus. Dev.: Stephen Bruggers, VP Financial Services Solutions, [email protected]
Press: Warren Getler, VP Corporate Communications, [email protected]
Sales: Randall Hechinger, Director Global Sales, Usher, [email protected]

How they describe themselves: MoneyDesktop is redefining the way millions of people interact with their finances by developing technologies that drive financial engagement between account holders and financial institutions. Through its award-winning technology, MoneyDesktop has taken Personal Financial Management (PFM) to the next level by making money management more attractive to interact with. In three years, MoneyDesktop has partnered with more than 400 financial institutions and 27 online banking, core and payment network providers. By integrating directly into online banking, core and payment platforms, MoneyDesktop positions financial institutions as the financial hub or primary financial institution for account holders.

How they describe their product/innovation: Along with their industry leading PFM, MoneyDesktop has developed, and will be revealing, its powerful back-end data analytics and marketing platform. Comprised of two products, Insight and Target, the new platform equips financial service organizations with easy-to-consume user insights that can effortlessly be transformed into targeted marketing campaigns — leading to higher conversion rates, greater wallet share and increased loan volume.

Insight leverages aggregated PFM user data to create customizable marketing segments based on users’ growth, demographics, accounts, spending, interest rates on competing financial products and more. Target turns insight into action by enabling financial institution to continually create and send targeted marketing content and product offerings that are hyper relevant to their user base. Together – Insight and Target provide financial institutions a groundbreaking new way to market and drive adoption of their most valuable account types.

Contacts:

Press: Bevin Wallace, [email protected], 678-781-7230
Sales: Matt West, [email protected], 801-669-5652

How they describe themselves: Moven is completely transforming the banking industry and dragging it into the mobile age. We bring life and money together for the mobile and social generation and empower them to perform better at both. Moven gives customers instant insights on their spending behaviors, enabling them to improve their financial health over time. Our aim is to be the service customers choose to spend, save, and live smarter.

How they describe their product/innovation: Moven is demonstrating their mobile banking experience along with how our Spend, Save, Live tools will help consumers manage and improve their financial health. The demo will include features of the day-to-day mobile banking experience and the online platform.

Contacts:

Bus. Dev. & Sales: Brett King, CEO & Founder, [email protected]
Press: Julianna Young, Director Marketing & Customer Behavior, [email protected]