How they describe themselves: Hedgeable is a sophisticated robo advisor that automates risk managed investing for millennials worldwide.

How they describe their product/innovation: Hedgeable’s robo advisor 2.0 platform allows any investor with an IRA, rollover, taxable, trust, 401k, or business account to manage a customized, low cost, risk managed portfolio with as little as $5,000 in 5 minutes. Hedgeable is hugely disruptive because it brings an ultra-high-net-worth allocation to emerging affluent investors who are traditionally shut out from accessing sophisticated investing solutions.

Hedgeable’s platform is not your typical cookie cutter robo advisor. It includes dozens of automated stock and ETF portfolios featuring sophisticated features such as downside protection, tactical management, and access to alternative asset classes like bitcoin, private equity, gold, and real estate. All portfolios are customized using complex data science and 100+ proprietary investment technology systems created by Hedgeable’s team of world-renowned technologists.

Hedgeable’s investing platform is distributed direct to consumer online and also licensed to RIAs, planners, trusts, banks, and other partners around the globe.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Press: Mike Kane, CEO, [email protected]
Bus. Dev. & Sales: Ben McLaughlin, Bus. Dev. Sensei, [email protected]

How they describe themselves: FundAmerica is a technology, software-as-a-service, and compliance solutions provider to the emerging crowdfunding industry. Our back-end compliance tools, including escrow, AML, payment processing and state dealer representation enable investment advisers, broker-dealers, listing services and other platform types to operate legally and efficiently in their business of technology-driven capital formation pursuant to rules 506(c), 506(b) and, eventually, Reg A+ and rule 4(a)(6) crowdfunding.

How they describe their product/innovation: API and a browser-based, multi-user control panel that funding portals can use to manage their escrow accounts for their offerings, investor subscriptions, cash receipts and disbursements, anti-money laundering and PATRIOT Act results, state blue sky clearance, payment processing and other securities compliance tasks. In other words, the boring but essential stuff every market participant has to do.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev, Press, & Sales.: Scott Purcell, CEO, [email protected]

How they describe themselves: FIS delivers leading-edge mobile apps for more than 30M users, powering apps for over 1,600 banks, merchants and payment providers. Our mobile innovation is delivered through client-branded apps that connect customers to their money in a way that’s intuitive and secure.

How they describe their product/innovation: Cardless Cash^® enables mobile banking users to get cash at an ATM in under ten seconds – all from the privacy of their smartphones.

Cardless Cash^® protects customers with biometric security and eliminates skimming fraud risks associated with plastic cards. If you have your phone, you’ve got your cash. Customers experience unparalleled convenience, speed and security of access to cash using only an app.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Douglas Brown, SVP & GM, [email protected]
Press: Brad Fennessy, PR Manager, [email protected]
Sales: Amanda Burk, Director of Product Marketing, [email protected]

How they describe themselves: Signs of the changing shape of global investment markets are increasingly evident. With the emergence of Crowd Funding, and IPOs, billions are flowing out of the traditional public markets to the private capital market. Accordingly, to meet these changes there are demands for new ways to invest, save and generate income by investors across the globe.

Push back against “program” HFT (High Frequency Trading) through new stock exchanges demonstrates how the economy is privileging new investment opportunities over the traditional avenues of Wall Street, bank financing and inaccessible start-up and growth capital.

How they describe their product/innovation: Finaeos Automates the Back-Office & Capital Raise Compliance.

• Private Placement Memorandums (Full Version Control for Legal and Disclosure Updates)
• Automated / Fillable Forms & Workbooks
• Subscription Documents and when required Promissory note in Debt Offerings
• KYC “Know Your Customer”
• KYP “Know your Product” (tests for agents)
• AML “Anti Money Laundering” with specific considerations to BSA and the US Patriot Act
• Digital Signatures upon EDGAR termination with heightened consideration of website filing & modernization
• Mobile Access with consideration of OCIE Cyber Security Initiative April 15 2014 – National Exam Program

Contacts:

Bus. Dev.: Sean Byrne, Bus. Dev. Associate, [email protected]
Press: Jillian Vasko, Brand Development, [email protected]
Sales: Tim Vasko, Founder & CEO, [email protected]

How they describe themselves: Encap Security enables mobile identity for financial service providers. It’s the only retail-scale, device-based, banking-grade authentication platform provider in the world.

Encap Smarter Authentication turns any personal device into a security credential and seamlessly integrates into the banking customer experience. It makes authentication simple for users, enables innovation, reduces risk, and drives service adoption for financial institutions. It’s truly the first time that security doesn’t equal pain for the customer or the financial institution.

How they describe their product/innovation: Encap is demonstrating how their platform can enable institutions to offer choices to their customers, without sacrificing on security, or creating a management headache. Showcasing their integration of Touch ID, Encap will demonstrate how their solution can detect and use device capabilities as they come to market. The result is a flexible platform that allows financial institutions to take advantage of new authentication factors as they emerge, without the pain of reengineering the entire authentication framework. This flexibility allows Encap to be a truly omnichannel authentication option – and perhaps the only one that improves both security and usability.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Adam Dolby, VP Bus. Dev. & Americas Operations, [email protected]
Sales: David Nayes, Sales Director, Americas, [email protected]

How they describe themselves: Emailage delivers an intelligent risk score that is derived from reputation beyond a blacklist or validation check. Similar to providing a Social Security number to receive a credit score, our customers provide an email address to receive a fraud risk score. We use sophisticated machine learning, and proprietary algorithms that evolve with new fraud trends, to provide real time fraud scoring. This allows our customers to leverage sources beyond their data, without compromising the security of sensitive information. With 90% of confirmed fraud discovered by Emailage not having a loss reported, it truly is a proactive approach to fraud strategy.

How they describe their product/innovation: Emailage is focused on providing customers with multiple ways to access our toolset. Our new browser extensions allow customers to easily get a real time fraud score from any webpage. Enabling these extensions allow customers to assess fraud risk scores from Chrome, Firefox, and Internet Explorer seamlessly. The Emailage browser extension places an icon next to any email address on the page, which can be clicked for instant analysis of the risk associated with the email.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Cassio Mello, VP Bus. Dev., [email protected], 480-634-8437 x313
Press: VSC PR, [email protected]
Sales: Jennifer Coughenour, VP Sales, [email protected]

How they describe themselves: Fiserv, Inc. (NASDAQ: FISV) is a leader in financial services technology and one of FORTUNE® magazine’s World’s Most Admired Companies, providing integrated technology and services that create value and results for our clients. Fiserv drives innovations that transform experiences for more than 14,500 clients worldwide.

How they describe their product/innovation: Fiserv is demonstrating what the next generation digital banking interactions will look like, with a heavy focus on the payments user experience, coupled with value added services related to the payment. Built on Fiserv’s world leading Mobiliti™ platform, the demonstration includes:

• Augmented Reality
• Merchant Offers
• Integrated Payments
• Card Management
• Proactive Banking

The demonstration is geared towards the consumer and allowing them greater control and transparency over their spending and banking habits.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Geoffrey Keast, Director, [email protected], +44 (0)77644 71620
Press: Julie Smith, Senior Public Relations Manager, [email protected], 1 412-577-3341
Sales: Jonathan Atkinson, Market Development, [email protected],
+44 (0)7714 343038

How they describe themselves: Five Degrees (NL|IS) is a core banking provider offering The Real Alternative to banks and other financial institutions wishing to serve their customers differently: faster, at lower cost, more transparently, from and to any device, and with more insight for all parties involved, including bank staff, clients, and regulators, through Matrix – its core BP engine and banking solution. Clients include KNAB and Crédit Agricole Consumer Finance. Five Degrees’ Matrix has been showcased two consecutive years at FinovateEurope 2013 and FinovateEurope 2014, and was awarded a ranking in the prestigious 2014 FinTech50.

How they describe their product/innovation: The world of services is here. Connecting with other parties, including nonfinancial, is key to a modern banks’ success. That is why Five Degrees is introducing Matrix Universe, a set of extensions on our Mid-Office services suite that enables banks to fully manage their partnership ecosystem. For retail and SMEs, transactions and loyalty, infrastructure and data analytics, apps and services can be added. Built around our visual BPM engine means no coding is required.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Jelmer de Wilde, [email protected]
Press: Conny Dorrestijn, [email protected]
Sales: Brian van Wachem, [email protected]

How they describe themselves: FMS is a privately funded company focused on helping institutions create compelling financial content in dynamic, mobile compatible video formats.

Estimates from Cisco suggest video content will make up 75% of total global internet traffic by 2018, a rapidly increasing share of which will be played from mobile devices. For financial institutions, the marketing implication is clear – dynamic video will overtake static content and become the norm for attracting and engaging with clients.

Embracing this shift, our MAPPS software empowers the key client ‘touch points’ of an institution – e.g. Research – to create dynamic Videographic content that clients can view from any device.

How they describe their product/innovation: Those attempting to read financial analysis from a PDF on their smartphone will understand the issue. How do institutions create financial content that is compatible for mobile users?

The answer is with MAPPS – Market Analysis Production & Publishing Solution. Operating from the cloud, MAPPS makes it simple to combine dynamic graphics with an audio message, enabling financial analysis/concepts to be delivered in concise, engaging Videographic formats.

As client attention spans shorten – research indicates ca. 90-120 seconds is all the time you have to get a video message across – financial content needs to come in dynamic, bite size formats that clients can easily digest. This is exactly what MAPPS delivers.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press & Sales: Christopher Thomas, Marketing Director

How they describe themselves: The increasing demand for easily accessible cash drives banks to expand their cash point networks. However, as the self-service networks grow, it becomes more difficult to supervise – complexity and operating costs rise. FOBISS enables cash supply chain stakeholders such as retail banks, cash in transit companies, independent service operators, and retailers to efficiently manage the entire cash supply chain by ensuring cash availability at the lowest costs.

By harnessing the power of artificial intelligence, FOBISS Intelligent Business Operations technology improves productivity, increases agility, and allows banks to better position themselves to compete in the marketplace.

How they describe their product/innovation: FOBISS CM™ performs the complex cash demand forecasting and optimization tasks using its integrated artificial intelligence algorithms, capable of real-time processing of large amounts of information, evaluation of historical data, relations between them, trends, and projections. It chooses the optimum decisions out of millions of possible combinations – something the standard analytical tools cannot do.

The biggest value of the technology lies in its rich advanced analytic tools such as “what if” scenario modeling based on real-time profitability counting capabilities, which allow decision makers to not only make the best operational and tactical decisions in real time, but also to flexibly and timely adjust to the winning strategies.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Mindaugas Leonavicius, Bus. Dev. Director, [email protected]
Press: Neringa Murauskiene, Marketing Manager, [email protected]
Sales: Andrius Ojeras, Global Sales Director, [email protected]

How they describe themselves: ebankIT is an Omnichannel Banking product company, which provides the latest financial technology innovation. We create products focused on delivering your core banking to customers in a way they will enjoy and engage with, such as mobile banking apps, contact center solutions, banking kiosks, Facebook banking, commercial GPS, banking solutions for wearable technology, and ultimately, solutions for augmented reality.

How they describe their product/innovation: ebankIT aims to materialize in a solution that is much more than a banking application, maximizing the interaction of financial institutions and clients by extending the concept of Omnichannel & Social Banking. In the world of Omnichannel banking, customers are in control of the channels they wish to use. For example, they can begin an interaction using one channel (mobile while at home) and end it in another (SmartTV or Internet banking). Omnichannel banking brings the industry closer to the promise of true contextual banking in which financial services become seamlessly embedded into the lives of individual and business customers.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Sílvia Barbosa, Business Developer, [email protected], +442032876253
Press: Lis Ferreira, Marketing & Communications, [email protected]