How they describe themselves: Emailage delivers an intelligent risk score that is derived from reputation beyond a blacklist or validation check. Similar to providing a Social Security number to receive a credit score, our customers provide an email address to receive a fraud risk score. We use sophisticated machine learning, and proprietary algorithms that evolve with new fraud trends, to provide real time fraud scoring. This allows our customers to leverage sources beyond their data, without compromising the security of sensitive information. With 90% of confirmed fraud discovered by Emailage not having a loss reported, it truly is a proactive approach to fraud strategy.

How they describe their product/innovation: Emailage is focused on providing customers with multiple ways to access our toolset. Our new browser extensions allow customers to easily get a real time fraud score from any webpage. Enabling these extensions allow customers to assess fraud risk scores from Chrome, Firefox, and Internet Explorer seamlessly. The Emailage browser extension places an icon next to any email address on the page, which can be clicked for instant analysis of the risk associated with the email.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Cassio Mello, VP Bus. Dev., [email protected], 480-634-8437 x313
Press: VSC PR, [email protected]
Sales: Jennifer Coughenour, VP Sales, [email protected]

How they describe themselves: Fiserv, Inc. (NASDAQ: FISV) is a leader in financial services technology and one of FORTUNE® magazine’s World’s Most Admired Companies, providing integrated technology and services that create value and results for our clients. Fiserv drives innovations that transform experiences for more than 14,500 clients worldwide.

How they describe their product/innovation: Fiserv is demonstrating what the next generation digital banking interactions will look like, with a heavy focus on the payments user experience, coupled with value added services related to the payment. Built on Fiserv’s world leading Mobiliti™ platform, the demonstration includes:

• Augmented Reality
• Merchant Offers
• Integrated Payments
• Card Management
• Proactive Banking

The demonstration is geared towards the consumer and allowing them greater control and transparency over their spending and banking habits.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Geoffrey Keast, Director, [email protected], +44 (0)77644 71620
Press: Julie Smith, Senior Public Relations Manager, [email protected], 1 412-577-3341
Sales: Jonathan Atkinson, Market Development, [email protected],
+44 (0)7714 343038

How they describe themselves: Five Degrees (NL|IS) is a core banking provider offering The Real Alternative to banks and other financial institutions wishing to serve their customers differently: faster, at lower cost, more transparently, from and to any device, and with more insight for all parties involved, including bank staff, clients, and regulators, through Matrix – its core BP engine and banking solution. Clients include KNAB and Crédit Agricole Consumer Finance. Five Degrees’ Matrix has been showcased two consecutive years at FinovateEurope 2013 and FinovateEurope 2014, and was awarded a ranking in the prestigious 2014 FinTech50.

How they describe their product/innovation: The world of services is here. Connecting with other parties, including nonfinancial, is key to a modern banks’ success. That is why Five Degrees is introducing Matrix Universe, a set of extensions on our Mid-Office services suite that enables banks to fully manage their partnership ecosystem. For retail and SMEs, transactions and loyalty, infrastructure and data analytics, apps and services can be added. Built around our visual BPM engine means no coding is required.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Jelmer de Wilde, [email protected]
Press: Conny Dorrestijn, [email protected]
Sales: Brian van Wachem, [email protected]

How they describe themselves: FMS is a privately funded company focused on helping institutions create compelling financial content in dynamic, mobile compatible video formats.

Estimates from Cisco suggest video content will make up 75% of total global internet traffic by 2018, a rapidly increasing share of which will be played from mobile devices. For financial institutions, the marketing implication is clear – dynamic video will overtake static content and become the norm for attracting and engaging with clients.

Embracing this shift, our MAPPS software empowers the key client ‘touch points’ of an institution – e.g. Research – to create dynamic Videographic content that clients can view from any device.

How they describe their product/innovation: Those attempting to read financial analysis from a PDF on their smartphone will understand the issue. How do institutions create financial content that is compatible for mobile users?

The answer is with MAPPS – Market Analysis Production & Publishing Solution. Operating from the cloud, MAPPS makes it simple to combine dynamic graphics with an audio message, enabling financial analysis/concepts to be delivered in concise, engaging Videographic formats.

As client attention spans shorten – research indicates ca. 90-120 seconds is all the time you have to get a video message across – financial content needs to come in dynamic, bite size formats that clients can easily digest. This is exactly what MAPPS delivers.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press & Sales: Christopher Thomas, Marketing Director

How they describe themselves: The increasing demand for easily accessible cash drives banks to expand their cash point networks. However, as the self-service networks grow, it becomes more difficult to supervise – complexity and operating costs rise. FOBISS enables cash supply chain stakeholders such as retail banks, cash in transit companies, independent service operators, and retailers to efficiently manage the entire cash supply chain by ensuring cash availability at the lowest costs.

By harnessing the power of artificial intelligence, FOBISS Intelligent Business Operations technology improves productivity, increases agility, and allows banks to better position themselves to compete in the marketplace.

How they describe their product/innovation: FOBISS CM™ performs the complex cash demand forecasting and optimization tasks using its integrated artificial intelligence algorithms, capable of real-time processing of large amounts of information, evaluation of historical data, relations between them, trends, and projections. It chooses the optimum decisions out of millions of possible combinations – something the standard analytical tools cannot do.

The biggest value of the technology lies in its rich advanced analytic tools such as “what if” scenario modeling based on real-time profitability counting capabilities, which allow decision makers to not only make the best operational and tactical decisions in real time, but also to flexibly and timely adjust to the winning strategies.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Mindaugas Leonavicius, Bus. Dev. Director, [email protected]
Press: Neringa Murauskiene, Marketing Manager, [email protected]
Sales: Andrius Ojeras, Global Sales Director, [email protected]

How they describe themselves: ebankIT is an Omnichannel Banking product company, which provides the latest financial technology innovation. We create products focused on delivering your core banking to customers in a way they will enjoy and engage with, such as mobile banking apps, contact center solutions, banking kiosks, Facebook banking, commercial GPS, banking solutions for wearable technology, and ultimately, solutions for augmented reality.

How they describe their product/innovation: ebankIT aims to materialize in a solution that is much more than a banking application, maximizing the interaction of financial institutions and clients by extending the concept of Omnichannel & Social Banking. In the world of Omnichannel banking, customers are in control of the channels they wish to use. For example, they can begin an interaction using one channel (mobile while at home) and end it in another (SmartTV or Internet banking). Omnichannel banking brings the industry closer to the promise of true contextual banking in which financial services become seamlessly embedded into the lives of individual and business customers.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Sílvia Barbosa, Business Developer, [email protected], +442032876253
Press: Lis Ferreira, Marketing & Communications, [email protected]

How they describe themselves: Encap Security enables mobile identity for financial service providers. It is the only internet scale, device based, banking-grade authentication platform provider in the world. Encap Smarter Authentication turns any personal device into a security credential, removing the need for cumbersome and costly SMS codes and hardware. It makes authentication simple for users, enables innovation, reduces risk, and drives service adoption for financial institutions.

How they describe their product/innovation: Encap Security is the first authentication company in the world to integrate Apple Touch ID. Encap demonstrated how financial institutions can use Touch ID to provide access to and authenticate high-value financial services transactions. Touch ID integration showcased how Encap technology can detect and use device capabilities to layer on new authentication factors as they come to market. Financial institutions can then take advantage of these factors as they see fit, to ensure they are delivering the highest level of usability and security.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: John Burman, Europe Sales Director, [email protected],
+46 722198888
Press: Alan Miller, CCgroup PR, [email protected], +44 203 8187 183
Sales: Thomas Bostrøm Jørgensen, CEO, [email protected], +47 92032078

How they describe themselves: At eRipple we redefine mentorship. We change corporates, startups, and individuals’ careers by de-cluttering LinkedIn and helping the right talent connect and grow. Our goal is to reinstate meritocracy, to transform one’s professional environment into a place of recognition and enhancement. We want experts and those who are on their way to becoming them, to find each other. Empowering those rare, valuable human “wow” relationships that go on to change your career, whether they are your mentor or your mentee. We’ve built a platform where your best skills and hardest work is recognised and rewarded. eRipple empowers you to make a difference in your industry and be the best professional that you can be.

How they describe their product/innovation: We provide this because we care about the ambitious succeeding! From extensive research into connecting time-poor experts with the information-hungry ambitious who are looking to grow, we have discovered a completely new way to connect. eRipple is a mobile mentor matching tool that uses smart and learned algorithms, diary management, and messaging to completely revolutionize internal communication and talent relationships. Exploiting the wealth of knowledge and expertise data available on LinkedIn and extensive psychometric profiling, we use the LinkedIn API to create a plugin to a new world of qualified connections between experts and those looking to grow.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed

Contacts:

Bus. Dev., Press & Sales: Duncan Peters, Founder, [email protected], +44 (0) 7582342160

How they describe themselves: eToro is the clear leader of the social investing space.

Created in 2007, the company founders sought to create a platform that would empower people to trade and invest in a simple, transparent, and social way. Members of the community get their added value from tapping into the wisdom of the crowds, engaging with other members, and even copying their trades (i.e. duplicating every action they preform in their portfolio).

How they describe their product/innovation: The company that started out as a gamifier of trades, introduced the world to its social investing network, and created the concept of CopyTrading, is now reinventing its own domain. eToro is introducing a whole new way to trade for the Gen Y population – social trading like you’ve never seen before.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev. & Sales: Nir Orren, VP Growth, [email protected]
Press: Nadav Avidan, Communications Director, [email protected]

How they describe themselves: EVRY is a leading IT company in the Nordics, offering a broad portfolio of solutions to a wide range of industries. EVRY has some 10,000 employees and reports annual turnover approaching €1.5B. The company operates from headquarters in Oslo, Norway. Through the business area of Financial Services, EVRY covers all the core processes involved in banking. With a combination of extensive industry experience and customer centric approach, we are contributing to transforming and simplifying banking and payment services, as well as many services that are important and beneficial for society.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Yook-Pei Shee, Innovation Manager
Press: Viola Hellström, VP Communication
Sales: Martin Kverne, SVP Sales & Market