How they describe themselves: Ephesoft, Inc. delivers Smart Capture® intelligent capture technology on premise or in a SaaS model. With a focus on efficiency and reliability, Ephesoft has crafted the next generation of intelligent document capture in a simple and cost-effective application. Ephesoft’s document capture platform leverages open standards, web-based software, and big data tools to offer flexibility and accessibility for a wide range of customers in financial, real estate, government, healthcare and other industries. Our superior classification technology allows organizations to automate and streamline AP and other document-based business processes.

How they describe their product/innovation: Ephesoft Universe mines document stores for information that can be charted, graphed, studied, and compared to help users make better financial decisions. It is the first application to leverage big data tools like Hadoop and Spark to classify documents and extract meaning from them, allowing companies to incorporate unstructured data into decision making processes. Ephesoft Universe takes access to and manipulation of these vast information streams out of the hands of data scientists and onto the desks of business and financial analysts.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Richard Bosworth, SVP Bus. Dev., [email protected], 949-335-5335
Press: Tim Dubes, Marketing Director, [email protected], 949-335-5335 x501
Sales: David Talarico, EVP Sales & Marketing, Americas, [email protected], 949-335-5335

How they describe themselves: Hypori’s Android Cloud Environment or ACE Platform was developed to address the challenges of secure mobility in the United States DoD. A mobile-first thin client solution, it provides remote access to virtual mobile devices running in private, public, or hybrid clouds: Virtual Mobile Infrastructure (VMI). VMI solves BYOD challenges with a secure and separate OS accessible from mobile devices. Today the company has both government and commercial customers, including financial services.

How they describe their product/innovation: In conjunction with a Fortune 100 financial services company, Hypori has added support for remote access to Bluetooth peripherals such as barcode scanners, card readers, and receipt printers. The use case is Point of Sale (POS), and the goal is to improve security for credit card transactions from mobile devices by moving the POS app off the mobile end point to a locked down, instrumented operating system running in a secure data center: POS as a Service. Hypori is demonstrating a mobile credit card transaction leveraging remote Bluetooth peripherals for the first time on the Finovate stage.

Product distribution strategy: Licensed

Contacts:

Bus. Dev.: Kirby Orosco, Marketing Associate, [email protected]
Press: Cybele Diamandopoulos, [email protected]
Sales: Matt Kagan, Commercial Sales Director, [email protected]

How they describe themselves: Ethoca provides collaboration-based technology solutions that close the information gap between card issuers and ecommerce merchants. Powered by our unique network, Ethoca solutions help global customers increase card acceptance, stop fraud, recover lost revenue, and eliminate chargebacks. We serve 30 card issuers worldwide, including seven of the top nine U.S. card issuers and two of the top five UK card issuers, as well as 2,100+ ecommerce merchants.

How they describe their product/innovation: Ethoca Alerts is an award winning service used by thousands of ecommerce merchants and online businesses to stop fraud, eliminate chargebacks, and increase acceptance. Leveraging Ethoca’s global collaboration network, it provides the industry’s largest source of cardholder confirmed fraud and customer dispute data, direct from the card issuer source. Ethoca Alerts arrive in near real time rather than weeks later through the normal chargeback process. Merchants now have advance notification of impending chargebacks and can take immediate action to stop them at the source, eliminating unnecessary costs and poor customer experience.

Contacts:

Bus. Dev. & Sales: [email protected]
Press: [email protected]

How they describe themselves: Hedgeable is the first private banking platform for millennials. With Hedgeable, the next generation of investors get access to a Goldman Sachs caliber wealth management experience, plus a member rewards program, with no minimum investment required!

How they describe their product/innovation: Hedgeable NEXT is our intermediary platform for RIAs, CFPs, Banks, Broker/Dealers, Credit Unions, Foreign Financial Institutions and more to access the power of Hedgeable for their clients.

Hedgeable offers an ultra high net worth wealth management platform with zero minimum, making it accessible to 2.5B millennials worldwide. The platform can be integrated with intermediaries with the click of a button, free of charge. Clients get access to risk managed portfolios for any account type, socially responsible investing, alternative asset classes, and a member benefit rewards program built into the platform!

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Ben McLaughlin, Biz Dev Sensei, [email protected]
Press: Michael Kane, Master Sensei, [email protected]

How they describe themselves: Encap is the world’s only dedicated software-based, banking-grade authentication provider, and has built the technology to enable a future of intelligent authentication. To date, Encap protects millions of users performing tens of millions of transactions, and works exclusively in the financial services sector.

How they describe their product/innovation: Encap’s Omni-Channel Enablement Platform enables financial services companies to unite their previously separate transaction channels and create a clean, consistent, and safe method of access for their customers at any point. The result is increased satisfaction, reduced confusion, and an improved user experience whereby customers always know what to expect and when to expect it.

Omni-Channel to Encap means truly uniting all channels for customers: telephone, card, ATM, in-branch, online/mobile or anything else. This combination of unity and security allows for the delivery of enhanced products and services, improved revenue, and dramatically reduced costs.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev., Press & Sales: Adam Dolby, VP Bus. Dev., [email protected]

How they describe themselves: Fiserv, Inc. (NASDAQ: FISV) is a leading global provider of information management and electronic commerce systems for the financial services industry, providing integrated technology and services that create value and results for our clients. Fiserv drives innovations that transform experiences for more than 13,000 clients worldwide.

How they describe their product/innovation: Fiserv understands that consumers are increasingly demanding more impactful banking experiences from their financial institutions. Built on Fiserv’s globally proven Mobiliti™ platform, this demonstration shows how a consumer can withdraw cash from an ATM without a card by using banking on wearables and location services with iBeacons/Bluetooth Low Energy.  This new innovation delivers a rich and compelling banking experience that brings digital and offline together.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Kelly Rodriguez, VP Strategy & Bus. Dev., [email protected], (o) 678-375-1095
Press: Ann Cave, Public Relations Director, [email protected], (o) 678-375-4039
Sales: Charles Johnson, VP Sales Electronic Banking, East, [email protected], (o) 704-321-9955 & Rob Killoran, VP Sales Electronic Banking, West, [email protected], (o) 925-937-4611

How they describe themselves: FINANTEQ transforms trends into financial technology. The company is a superwallet enabler. It provides mature mobile solutions to leading international banking groups like Santander, UniCredit, Raiffeisen, National Bank of Kuwait, Danske Bank, and mBank (Finovate alumni). The company employs 100 professionals and has a strong position in mobile banking markets in the CEE and the Middle East regions.

How they describe their product/innovation: Superwallets are the next generation of mobile banking solutions, combining three important parts – banking, payments, and m-commerce – all in a single mobile app. FINANTEQ extends mobile banking with m-commerce platforms and services like: bus tickets, parking fees, everyday grocery shopping, bill payments, take-out food, coupons, offers, event tickets, flower post, hotel booking, taxis, trains, flights and many others, combined with banking and payments in one unified UX across all services.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Tomasz Perski, m-Commerce Operations Manager, [email protected]
Press: Artur Małek, Marketing Manager, [email protected]
Sales: Kate Miroslaw, Customer Advisor, [email protected]

How they describe themselves: Eco-Mail helps enterprises eliminate paper mail, as both mailer and recipient. We provide an enterprise-ready platform that, with remarkable simplicity, transforms your physical mail processing into a secure, reliable digital system using proven exchange technology.

Think of us as “VISA for digital mail correspondence.” A powerful system, running reliably in the background, that’s incredibly flexible for your enterprise, virtually invisible to your consumers, and a massive driver of cost savings and revenue for your business.

How they describe their product/innovation: Our exchange platform has two products:

EMX Enterprise helps large businesses transform and distribute their physical mail in digital form. The Eco-Mail solution eliminates physical mail infrastructure driving tremendous savings and making your organization more digital, efficient, accountable, and customer responsive.

EMX Consumer efficiently delivers compelling personalized content at destinations consumers already know, use, and trust. Eco-Mail’s revolutionary solution doesn’t disrupt existing consumer relationships, we enhance them for mailers, distributors, consumers, and payment processors.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev., Press & Sales: Roy Spinelli, Chief Revenue Officer, [email protected], (o) 203-487-4469, (m) 732-580-2130

How they describe themselves: Fern is a banking software developer and has a proven track record of continuous re-invention and expansion. To date Fern has “bootstrapped” its development and market penetration. The company now provides loans software and core banking systems in 30 countries servicing over 3M borrowers. They have a broad range of fintech products and services in many geographical markets. Each day millions of banking transactions are processed through their systems in 5 languages. Global target markets include business development loans to SMEs, housing loans, peer-to-peer lending, Credit Union savings & loans and microfinance loans.

How they describe their product/innovation: BayTree is a developer friendly plug-and-play banking/CRM system for existing software to consume and work with the Fern data. With BayTree, Fern is introducing a new web application that offers limitless flexibility and customization options. The platform has a low barrier of entry for pricing while allowing for scaling up through the integration first and third party modules to add functionality.

“We want to attract developers with their specialty apps to find a platform in our open system and enable them to have a global market reach from the beginning. It is truly one of the first of its kind.” – Adam Stirtan, CTO

“We are demonstrating how plug-and-play choices in building your banking systems let you satisfy your needs and the needs of your clients.” – Eamon Scullin, CEO & Founder

Product distribution strategy: Direct to Business (B2B), Certified Partners

Contacts:

Bus. Dev. North America & Europe: Eamon Scullin, CEO & Founder, +1 647 873 8511
Bus. Dev. APMEA: Debbie Watkins, MD, Singapore, +65 8589 3067