How they describe themselves: Fiserv, Inc. (NASDAQ: FISV) is a leading global provider of information management and electronic commerce systems for the financial services industry, providing integrated technology and services that create value and results for our clients. Fiserv drives innovations that transform experiences for more than 13,000 clients worldwide.

How they describe their product/innovation: Fiserv understands that consumers are increasingly demanding more impactful banking experiences from their financial institutions. Built on Fiserv’s globally proven Mobiliti™ platform, this demonstration shows how a consumer can withdraw cash from an ATM without a card by using banking on wearables and location services with iBeacons/Bluetooth Low Energy.  This new innovation delivers a rich and compelling banking experience that brings digital and offline together.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Kelly Rodriguez, VP Strategy & Bus. Dev., [email protected], (o) 678-375-1095
Press: Ann Cave, Public Relations Director, [email protected], (o) 678-375-4039
Sales: Charles Johnson, VP Sales Electronic Banking, East, [email protected], (o) 704-321-9955 & Rob Killoran, VP Sales Electronic Banking, West, [email protected], (o) 925-937-4611

How they describe themselves: FINANTEQ transforms trends into financial technology. The company is a superwallet enabler. It provides mature mobile solutions to leading international banking groups like Santander, UniCredit, Raiffeisen, National Bank of Kuwait, Danske Bank, and mBank (Finovate alumni). The company employs 100 professionals and has a strong position in mobile banking markets in the CEE and the Middle East regions.

How they describe their product/innovation: Superwallets are the next generation of mobile banking solutions, combining three important parts – banking, payments, and m-commerce – all in a single mobile app. FINANTEQ extends mobile banking with m-commerce platforms and services like: bus tickets, parking fees, everyday grocery shopping, bill payments, take-out food, coupons, offers, event tickets, flower post, hotel booking, taxis, trains, flights and many others, combined with banking and payments in one unified UX across all services.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Tomasz Perski, m-Commerce Operations Manager, [email protected]
Press: Artur Małek, Marketing Manager, [email protected]
Sales: Kate Miroslaw, Customer Advisor, [email protected]

How they describe themselves: Eco-Mail helps enterprises eliminate paper mail, as both mailer and recipient. We provide an enterprise-ready platform that, with remarkable simplicity, transforms your physical mail processing into a secure, reliable digital system using proven exchange technology.

Think of us as “VISA for digital mail correspondence.” A powerful system, running reliably in the background, that’s incredibly flexible for your enterprise, virtually invisible to your consumers, and a massive driver of cost savings and revenue for your business.

How they describe their product/innovation: Our exchange platform has two products:

EMX Enterprise helps large businesses transform and distribute their physical mail in digital form. The Eco-Mail solution eliminates physical mail infrastructure driving tremendous savings and making your organization more digital, efficient, accountable, and customer responsive.

EMX Consumer efficiently delivers compelling personalized content at destinations consumers already know, use, and trust. Eco-Mail’s revolutionary solution doesn’t disrupt existing consumer relationships, we enhance them for mailers, distributors, consumers, and payment processors.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev., Press & Sales: Roy Spinelli, Chief Revenue Officer, [email protected], (o) 203-487-4469, (m) 732-580-2130

How they describe themselves: Fern is a banking software developer and has a proven track record of continuous re-invention and expansion. To date Fern has “bootstrapped” its development and market penetration. The company now provides loans software and core banking systems in 30 countries servicing over 3M borrowers. They have a broad range of fintech products and services in many geographical markets. Each day millions of banking transactions are processed through their systems in 5 languages. Global target markets include business development loans to SMEs, housing loans, peer-to-peer lending, Credit Union savings & loans and microfinance loans.

How they describe their product/innovation: BayTree is a developer friendly plug-and-play banking/CRM system for existing software to consume and work with the Fern data. With BayTree, Fern is introducing a new web application that offers limitless flexibility and customization options. The platform has a low barrier of entry for pricing while allowing for scaling up through the integration first and third party modules to add functionality.

“We want to attract developers with their specialty apps to find a platform in our open system and enable them to have a global market reach from the beginning. It is truly one of the first of its kind.” – Adam Stirtan, CTO

“We are demonstrating how plug-and-play choices in building your banking systems let you satisfy your needs and the needs of your clients.” – Eamon Scullin, CEO & Founder

Product distribution strategy: Direct to Business (B2B), Certified Partners

Contacts:

Bus. Dev. North America & Europe: Eamon Scullin, CEO & Founder, +1 647 873 8511
Bus. Dev. APMEA: Debbie Watkins, MD, Singapore, +65 8589 3067

How they describe themselves: HelloWallet works with employers to provide independent, personalized financial guidance to employees through web and mobile based software applications. Using behavioral and consumer research and analytics, HelloWallet helps employees make the most of their salary and benefits. HelloWallet is headquartered in Washington DC and is a wholly owned subsidiary of Morningstar. For more information, visit hellowallet.com.

How they describe their product/innovation: Retirement Explorer is an approachable and actionable online retirement planning tool that helps employees model and work toward specific retirement outcomes. This innovation simplifies the retirement planning process with a user friendly interface and guidance that is both clear and realistic. Retirement Explorer offers helpful insights with very few inputs and can also scale to accommodate sophisticated employee needs. Employees are able to both model and save retirement scenarios and then make them a reality with a single click due to partner integrations.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: [email protected]
Press: [email protected]

How they describe themselves: Euronovate wants to become a worldwide leader in the Digital Transformation Management market, pushing Trust & Convenience through a unique value proposition focused on a Premise End-to-End approach: legal support, process reengineering, specialized proprietary reliable hardware, a proprietary software platform, and a user friendly interaction. Euronovate is a Swiss company with a worldwide presence, a leading manufacturer of Digital Transaction solutions with an End-to-End approach. It designs, develops, and manufactures software for digital identification, e-signature (AdES), digital work-flow management, and Interactive Marketing for multichannel platforms: Signature Pad, Signature Tablet, Win/Android, and Digital Scanner.

How they describe their product/innovation: Our customers can rely on digital services that significantly provide increasing value by progressively enhancing the quality of identities throughout the customer relationship. Euronovate helps develop online and in branch services by providing state-of-the-art identification through brand new proprietary Biometric Fusion Technologies that combine more biometric data in order to establish remote 100% identification. You can apply BFT on the entire digital chain: new customer onboarding for online and unattended areas, contract signature with strong authentication, secure transactions, proof management that relys on digital signatures to a digital vault that guarantees the long-term integrity, confidentiality, and legal value of contracts.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev., Press & Sales: Pietro Lanza, [email protected]

How they describe themselves: An Omnichannel Banking Product Company, which provides the latest financial technology innovation. We create products focused on delivering your core banking to customers in a way they will enjoy and engage with, such as mobile banking apps, contact center solutions, banking kiosks, Facebook banking, commercial GPS, banking solutions for Wearable Technology and ultimately, solutions for Augmented Reality.

How they describe their product/innovation: ebankIT aims to materialize a solution that will be much more than a banking application, maximizing the interaction of financial institutions and clients by extending the concept of Omnichannel and a new concept of Social Banking. In the world of Omnichannel Banking, customers are in control of the channels they wish to use. For example, they can begin an interaction using one channel (mobile while at home) and end it in another (SmartTV or Internet Banking). Omnichannel Banking brings the industry closer to the promise of true contextual banking in which financial services become seamlessly embedded into the lives of individual and business customers.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Diana Winstanley, Bus. Dev., [email protected], +44 20 3287 6592
Press: Lis Ferreira, Marketing & Communications, [email protected]

How they describe themselves: Gro Solutions provides digital growth solutions for banks and credit unions. Through a fresh direction and a technology strategy that embraces mobile capabilities instead of begrudgingly accommodating them, Gro Account Opening helps financial institutions present a mobile front door that meets and exceeds the mobile expectations of the new customer. Gro Solutions is a subsidiary of Mobile Strategy Partners (MSP), which provides strategic and technical advisory services to the financial industry.

How they describe their product/innovation: Gro Account Opening is the first and only solution on the market offering online, mobile web and native mobile app account opening solutions for use by both financial institutions’ customers and employees. Gro Account Opening leverages an innovative, concise workflow along with a multi-layered approach and other features to limit manual text input and reduce high abandonment rates. Whether online, on the go, or at the branch, financial institutions can open and fund new accounts in less than four minutes.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: David Eads, CEO, [email protected], 404-285-4219
Press: Lauren Schuster, Account Agent, William Mills Agency, [email protected], 678-782-7209
Sales: Paul Mackowick, CRO, [email protected], 724-350-0937

How they describe themselves: Empyr is a bold new online to offline ad platform that combines frictionless credit and debit card tracking with a network of offline advertisers to create a new revenue stream for publishers such as websites, apps, fintech companies, banks, and card issuers. Their patent-pending technology is made possible through partnerships with Visa®, MasterCard®, and American Express®.

How they describe their product/innovation: 93% of commerce, over 4 trillion dollars, is still offline. With Empyr’s online to offline ad platform, publishers earn revenue on every offline transaction driven from their website, app, or email, while simultaneously rewarding their consumers with cash back or points, and driving more business to offline advertisers. It’s frictionless because it leverages something we all use: credit and debit cards. There are no coupons, loyalty cards, or apps for consumers and no hardware to install for offline advertisers. All of this can be easily implemented using the Empyr API, and monetized through Empyr’s growing base of offline advertisers.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Peter Vogel, VP Bus. Dev., [email protected], 619-459-7254
Press: Leslie Myrell, VP Marketing, [email protected], 619-289-8117

How they describe themselves: Use the unique Flybits context-as-a-service platform to transform your mobile apps from generic and stale to personalized and fresh. You can easily harness the full power of context (preferences, behavior, weather, gender, role, social networks, location and geofencing and more) without writing code. Set up and adjust your business rules and deliver personalized mobile experiences. Change the behavior of live apps on the fly as easily as publishing a blog. Slash your cost of app development, cut complexity, shorten time to market, and gain unprecedented agility as you tailor your customer engagement strategy.

How they describe their product/innovation: Context-aware apps that deliver personalized experiences have always required lots of custom development. The sheer variety of interfaces usually leads to complex apps that are hard to change. Flybits solves this problem with a simple, integrated way to incorporate all aspects of user context (including location from beacons, Wi-Fi, etc.) and personalize app behavior. Our SDKs let you Flybits-enable any app and transform it. Our visual Experience Studio gives you unprecedented agility in changing live apps as you refine your customer engagement strategy. Flybits runs in the cloud for ease of use, scalability, and elasticity.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Jerry Rudisin, CEO, [email protected]
Press: Portia Tudhope, Marketing Coordinator, [email protected] & Nathan Beers, VP, MSLGroup, [email protected]
Sales: Ted Lewis, US Sales & Services Director, [email protected]

How they describe themselves: INETCO is a leading provider of real-time transaction monitoring and customer analytics software solutions. We make it easy for financial institutions to collect transaction data, reduce failed customer interactions, and adopt data-driven strategies that improve customer engagement and profitability across multi-channel banking environments.

How they describe their product/innovation: INETCO Analytics provides financial institutions with the game-changing knowledge of where, when and how customers interact with their channels. This application makes it easy for business managers to instantly access the transaction data they need to drive consumer banking engagement strategies and deliver greater profitability across all banking channels.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Andy Kozma, VP Global Bus. Dev., [email protected], 778-999-7783
Press: Stacy Gorkoff, VP Marketing, [email protected], 604-828-5548
Sales: Darren Horne, VP Sales, [email protected], 604-760-5142