How they describe themselves: Hip Pocket helps financial institutions engage their customers and prospects in powerful online conversations that provide confidence and savings for the user and more loans for the bank. We do this with patent-pending software that combines intuitive user experience, unbiased peer data, logical product analysis, and an integration with real-time product rates. Our clients understand the need for technology to complement their role as a trusted advisor and trust Hip Pocket to do just that.

Software integrates with institution’s existing website and supports mortgage, auto loan, and retirement product comparisons.

How they describe their product/innovation: Our mortgage comparison product first launched in July of 2014 and we released our second version of the software at FinovateSpring.

After collecting eight simple data points from the consumer, this unique application accesses relevant peer data as well as the financial institution’s current rates to show the consumer where she ranks compared with her peers and what to do about it. This product delivers a relevant savings analysis for the customer (something they want), more loans for the institution (something you want), and increased trust & engagement between the two parties.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press, Sales: Mark Zmarzly, CEO, [email protected], 402-802-1005

How they describe themselves: Hedgeable is a sophisticated robo advisor that automates risk managed investing for millennials worldwide.

How they describe their product/innovation: Hedgeable’s robo advisor 2.0 platform allows any investor with an IRA, rollover, taxable, trust, 401k, or business account to manage a customized, low cost, risk managed portfolio with as little as $5,000 in 5 minutes. Hedgeable is hugely disruptive because it brings an ultra-high-net-worth allocation to emerging affluent investors who are traditionally shut out from accessing sophisticated investing solutions.

Hedgeable’s platform is not your typical cookie cutter robo advisor. It includes dozens of automated stock and ETF portfolios featuring sophisticated features such as downside protection, tactical management, and access to alternative asset classes like bitcoin, private equity, gold, and real estate. All portfolios are customized using complex data science and 100+ proprietary investment technology systems created by Hedgeable’s team of world-renowned technologists.

Hedgeable’s investing platform is distributed direct to consumer online and also licensed to RIAs, planners, trusts, banks, and other partners around the globe.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Press: Mike Kane, CEO, [email protected]
Bus. Dev. & Sales: Ben McLaughlin, Bus. Dev. Sensei, [email protected]

How they describe themselves: FundAmerica is a technology, software-as-a-service, and compliance solutions provider to the emerging crowdfunding industry. Our back-end compliance tools, including escrow, AML, payment processing and state dealer representation enable investment advisers, broker-dealers, listing services and other platform types to operate legally and efficiently in their business of technology-driven capital formation pursuant to rules 506(c), 506(b) and, eventually, Reg A+ and rule 4(a)(6) crowdfunding.

How they describe their product/innovation: API and a browser-based, multi-user control panel that funding portals can use to manage their escrow accounts for their offerings, investor subscriptions, cash receipts and disbursements, anti-money laundering and PATRIOT Act results, state blue sky clearance, payment processing and other securities compliance tasks. In other words, the boring but essential stuff every market participant has to do.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev, Press, & Sales.: Scott Purcell, CEO, [email protected]

How they describe themselves: FIS delivers leading-edge mobile apps for more than 30M users, powering apps for over 1,600 banks, merchants and payment providers. Our mobile innovation is delivered through client-branded apps that connect customers to their money in a way that’s intuitive and secure.

How they describe their product/innovation: Cardless Cash^® enables mobile banking users to get cash at an ATM in under ten seconds – all from the privacy of their smartphones.

Cardless Cash^® protects customers with biometric security and eliminates skimming fraud risks associated with plastic cards. If you have your phone, you’ve got your cash. Customers experience unparalleled convenience, speed and security of access to cash using only an app.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Douglas Brown, SVP & GM, [email protected]
Press: Brad Fennessy, PR Manager, [email protected]
Sales: Amanda Burk, Director of Product Marketing, [email protected]

How they describe themselves: Signs of the changing shape of global investment markets are increasingly evident. With the emergence of Crowd Funding, and IPOs, billions are flowing out of the traditional public markets to the private capital market. Accordingly, to meet these changes there are demands for new ways to invest, save and generate income by investors across the globe.

Push back against “program” HFT (High Frequency Trading) through new stock exchanges demonstrates how the economy is privileging new investment opportunities over the traditional avenues of Wall Street, bank financing and inaccessible start-up and growth capital.

How they describe their product/innovation: Finaeos Automates the Back-Office & Capital Raise Compliance.

• Private Placement Memorandums (Full Version Control for Legal and Disclosure Updates)
• Automated / Fillable Forms & Workbooks
• Subscription Documents and when required Promissory note in Debt Offerings
• KYC “Know Your Customer”
• KYP “Know your Product” (tests for agents)
• AML “Anti Money Laundering” with specific considerations to BSA and the US Patriot Act
• Digital Signatures upon EDGAR termination with heightened consideration of website filing & modernization
• Mobile Access with consideration of OCIE Cyber Security Initiative April 15 2014 – National Exam Program

Contacts:

Bus. Dev.: Sean Byrne, Bus. Dev. Associate, [email protected]
Press: Jillian Vasko, Brand Development, [email protected]
Sales: Tim Vasko, Founder & CEO, [email protected]

How they describe themselves: Encap Security enables mobile identity for financial service providers. It’s the only retail-scale, device-based, banking-grade authentication platform provider in the world.

Encap Smarter Authentication turns any personal device into a security credential and seamlessly integrates into the banking customer experience. It makes authentication simple for users, enables innovation, reduces risk, and drives service adoption for financial institutions. It’s truly the first time that security doesn’t equal pain for the customer or the financial institution.

How they describe their product/innovation: Encap is demonstrating how their platform can enable institutions to offer choices to their customers, without sacrificing on security, or creating a management headache. Showcasing their integration of Touch ID, Encap will demonstrate how their solution can detect and use device capabilities as they come to market. The result is a flexible platform that allows financial institutions to take advantage of new authentication factors as they emerge, without the pain of reengineering the entire authentication framework. This flexibility allows Encap to be a truly omnichannel authentication option – and perhaps the only one that improves both security and usability.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Adam Dolby, VP Bus. Dev. & Americas Operations, [email protected]
Sales: David Nayes, Sales Director, Americas, [email protected]