Gem makes Bitcoin easy by allowing developers to build feature-rich blockchain applications in minutes using less than ten lines of code. By leveraging industry leading security features such as multi-signature wallets, multifactor authentication, and Hardware Security Modules, the Gem API provides an easy to use, comprehensive security solution for Bitcoin apps, without ever taking possession of funds. Gem’s mission is to empower individuals to have control over their own assets, starting with Bitcoin. Gem, launched at TechCrunch Disrupt’s Startup Battlefield, was founded in 2014 and is located in Venice, CA.

Presentation

Redefining Banking from the Ground Up

Bitcoin and its underlying technology, the blockchain, triggered a fundamental shift in the way we think about money. The blockchain is redefining age-old practices around payments, custodianship, stock and asset issuance, auditing and settlement. And for the first time, it has created an open financial platform that invites any developer from around the world to participate and innovate, without permission. Learn how you can use blockchain technology and the Gem API to build a whole new generation of financial products both inside and outside of the traditional banking system.

What You’ll Learn

• How programmable money and smart contracts can redefine ownership and custody
• How to secure digital assets from hackers and would-be thieves
• Practical tools that can get you started building with the blockchain quickly

Presenter

Micah Winkelspecht, CEO & Founder
@winkelspecht | [email protected]

Micah Winkelspecht is CEO of Gem, a secure platform for blockchain developers. Micah is an active Bitcoin thought leader and author of MoneyTree, the first Ruby implementation of a Bitcoin HD wallet. Previously, Micah spent 10+ years developing software for AT&T Interactive, Guide Financial and Pose.

Consumers, citizens and employees increasingly expect anytime-anywhere experiences, whether they are making purchases, crossing borders, accessing e-gov services or logging onto corporate networks. Entrust Datacard offers the trusted identity and secure transaction technologies that make those experiences reliable and secure. Solutions range from the physical world of financial cards, passports and ID cards to the digital realm of authentication, certificates and secure communications. With more than 2,000 Entrust Datacard colleagues around the world and a network of strong global partners, the company serves customers in 150 countries worldwide.

Presentation

Securing the Omni Channel Experience with a Trusted Identity

Mobile and cloud are transforming the digital marketplace, providing unprecedented opportunity for financial institutions to differentiate with “friction free,” customer-led interactions. At the core of the omni channel experience, trusted identities can be leveraged to not only secure access but also to assist in the fight against fraud and transform processes that will lead to higher opt-in rates and increased customer stickiness.

What You’ll Learn

• Take away a use case for trusted identities in next generation digital banking
• Explore innovative services that will ultimately help redefine the consumer banking experience
• How to leverage trusted identities to secure access and prevent fraud at the core of the omni channel experience

Presenters

Chris Taylor, Senior Product Manager
linkedin.com/in/christaylorpeng | @CTaylor_Entrust

Taylor owns and manages Entrust IdentityGuard – the company’s flagship identity-based software authentication platform. He specializes in identity-based security, cybersecurity, mobile security, smartcard technology and digital certificates.

Brad Cochran, Sales Engineer

As the integrated payments division for EVO Payments International, EVO Snap* simplifies in-store, online and mobile payments – making payments a Snap* for software companies and merchants. EVO Snap* is a one-stop shop for application integration, merchant underwriting and payment processing. EVO Snap* offers single-integration access to omni-channel payment processing through one API and can instantly decision, board and activate merchants.

Presentation

Making the Shift to EMV^® Quickly and Securely

The cost and complexity of managing EMV certification can quickly become overwhelming. There is a better way. Create EMV approved iOS, Windows and Android based Point-of-Sale (POS) applications in a snap with the Commerce Driver™ from EVO Snap*. Like a printer driver, the pre-certified Commerce Driver SDK installs alongside your software application – adding PCI-Compliant transaction processing to iOS, Windows and Android based POS systems. The Commerce Driver facilitates all transactional communication with EVO’s global processing platforms and approved hardware devices and meets all EMV level 3 compliance requirements for payment processing in the U.S. and Europe.

What You’ll Learn

• How retailers can prepare for the EMV liability shift
• How EMV impacts mobile POS (mPOS)
• Increasing addressable global markets with standardized EMV solutions

Presenters

Peter Osberg, SVP US Product & Worldwide Integrated Payments, eCommerce and Gateway Solutions
linkedin.com/in/peterosberg | [email protected]

Peter is SVP US Product & Worldwide Integrated Payments, eCommerce and Gateway Solutions at EVO Payments International and is responsible for defining and executing EVO’s integrated software strategy globally.

Darren Adelgren, VP Product & Customer Care
linkedin.com/in/dadelgren | [email protected]

As Vice President of Product and Customer Care Darren is responsible for defining and leading the product and integration strategy for EVO’s integrated payments group – EVO Snap*.

Financial Apps provides a suite of developer tools and API access for financial account and transactional data. Our solutions help to quickly build the next generation FinApp. The Financial Apps Platform & Relevancy Engine helps make data actionable, providing a comprehensive solution for Fintech development. Financial Apps delivers an API-led approach to its’ platform enabling rapid scale development and deployment of FinApps.

Presentation

Actionable Data through API-led Connectivity

Detailed financial data is the “Big Data” we all want to work with. In this presentation, Financial Apps shows how its API-led Platform and Relevancy Engine enables developers to access, consume and integrate consumer financial data within their solutions. Financial Apps demystifies the process of transforming financial data into relevant solutions that can be directly consumed by your applications.

What You’ll Learn

• How to use the Financial Apps API’s to build Apps quickly
• How to make Financial Data actionable
• How the Financial Apps Relevancy Engine changes the game in Fintech

Presenters

Bob Sullivan, President
linkedin.com/in/bobsull | @bobsullivan | [email protected] | 954-325-2102

Bob Sullivan is the Founder and President of Financial Apps. Leveraging 25 years of experience in Financial Technologies, Bob has a passion for creating technical solutions to complex business challenges. When not thinking about Fintech, Bob enjoys his family, football and all things outdoors.

Ed Gonzalez, CTO

Neil Carroll, Product Manager

Founded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API, the Finicity API Platform and its suite of TxPUSH compliant real-time aggregation services.

Presentation

The Launch of Real-Time Transaction Push

Finicity, the fintech industry pioneer founded in 1999 will demonstrate the first TxPUSH compliant real-time aggregation services that push financial transaction data to software applications instead of the typical pull methodology found in standard aggregation. This instant availability of financial transaction data will unlock fintech innovation and pave the way to the ultimate delivery of real-time transaction push from the financial institution to software applications.

What You’ll Learn

• How Finicity will disrupt the aggregation industry by changing the standard pull aggregation methodology to a transaction push methodology
• How Finicity will deliver Real-Time financial transaction push to software applications with TxPUSH compliant API Endpoints
• How Finicity will help software developers deliver a more compelling UX

Presenter

Nick Thomas, President
linkedin.com/in/nicholasathomas | @nickthomas | [email protected] |    650-450-8127

Nick Thomas is the President & Co-Founder of Finicity. In 1999, Finicity became one of the first subscription-based SaaS companies on the web. It has grown to service hundreds of thousands of customers and awarded “Product of the Year” by PC World. Nick has served in Executive, Engineering, and Software Development roles.

“Fidor Bank is one of the few neobanks with a banking license, allowing it to redefine traditional banking from the ground up.” – Celent, March 2015

Fidor Bank introduced community banking more than five years ago and were early enablers of Bitcoin and Ripple. Now we are the first bank to offer open RESTful APIs secured with OAuth2.0, giving customers and partners direct access to our services and customer base.

Fidor Bank is a fully licensed online Bank with both a user oriented and tech driven mindset. We strongly believe in partnerships. Most FinTechs need banks because of regulation and processing. Fidor Bank provides both regulative support and technology. Fidor Bank is privately owned. We are located in Germany, UK , Russia and are currently preparing market entry in the US.

Presentation

No Stack Banking
Learn how to use APIs to leverage Fidor’s technology and european banking license to set up your own digital banking services. The presentation will feature a customer use case of a telco offering banking services as well as a hands-on live demo of setting up and using Fidor’s APIs to make and receive payments in the european SEPA area.

Presenters

Patrick Gruban, Head of Global Solutions
de.linkedin.com/in/gruban | [email protected]

Social media entrepreneur in the mid-90s, consultant and Ruby on Rails developer in the aughts and since 2007 at Fidor where he was responsible for the architecture of Fidor’s platform fOS. He’s now working on solutions for international clients and partners for FidorTecS. On the side he produces organic yarn for hand knitting and hosts Munich’s Nerd Nite.

Richard Billeci, Chief Software Architect
de.linkedin.com/in/rbilleci | [email protected]

Since the late 1990’s Richard worked as a consultant and architect for some of the world’s mostly highly trafficked e-commerce sites. As the Chief Software Architect at hybris, Richard drove the vision and design for their commerce-as-a-service solution that is transforming SAP with its API-first, microservice architecture built on Cloud Foundry. Richard joined Fidor in 2015 as the Chief Software Architect, heading the architecture and product development teams, that are implementing Fidor’s open API and no stack-banking vision.