FinovateSpring 2018 – Buckit

FinovateSpring 2018 – Buckit

How they describe themselves: Many consumers today face challenges in managing their credit: they find it hard to stay current on their borrowings, their access to affordable credit products is limited and their knowledge and ability to apply a coherent strategy to optimize their credit is constrained.  We believe helping consumers become credit smart and healthy represents a big opportunity.   The Buckit team is passionate about applying technology to financial services.  Previously, the founders started Primatics Financial, an American Banker’s FinTech 100 company, which offered a SaaS-based risk and financial application that was used by 11 of the top 20 U.S. banks.

How they describe their product/innovation: Buckit is a smart personal credit coach that helps consumers achieve  credit health.  It provides an ongoing diagnosis of users’ credit profiles and guides them to take concrete actions to strengthen specific targets and manage credit holistically.  Users’ paths to better credit are defined based on their evolving circumstances: pay off existing debts with proven strategies, balance the needs for spending and savings, or choose the right types of credit products.  Buckit is designed to fit seamlessly into users’ lives to empower them to achieve  their credit fitness.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions

Contacts

Bus. Dev. & Sales: Umar Syyid, CEO & Co-Founder
Sales: Joe Chen, President & Co-Founder
Press: [email protected]

FinovateSpring 2018 – Conversation.one

FinovateSpring 2018 – Conversation.one

How they describe themselves: Conversation.one offers a single hub to build, deploy and enhance conversational applications and conversational data, to improve the accuracy rate of automated communication between humans and machines.

Today 70% of automated interactions, through chat and voice- fail. To solve this limited and frustrating experience of automated interactions, we shifted from the common linguistic-oriented approach to a unique data-first approach. By combining deep-learning and crowdsourcing methodologies, our platform collects and classifies user requests in real-time and then deploys the data back to all conversational channels, including  Alexa, Google, FB Messenger, Phone and Texting. The result is a more than 100% improvement in the level of understanding and interaction.

How they describe their product/innovation: Conversation.one is a build-once-deploy-anywhere platform for Conversational Applications, that enables Financials to build, deploy and enhance their Alexa Skills, Google Home Actions, FB Messenger bots, Phone and Texting intelligent assistants in one single process, in as little as few minutes. By leveraging deep-learning and crowdsourcing, the platform succeeds to improve the accuracy level of voice and chat interactions between humans and machines by more than a 100%.

Conversation.one provides with pre-made conversational flows for banking that require no programming, coding, or complex integration, and supports most multifaceted scenarios and use-cases, including transactional capabilities.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms (curently via Finastra)

Contacts

Bus. Dev., Press & Sales: Rachel, CRO, [email protected]

FinovateSpring 2018 – Covered Security

FinovateSpring 2018 – Covered Security

How they describe themselves: Account takeover and other cybercrime are growing rapidly.  Banks and payments processors have the financial incentive and knowledge to achieve strong security, but people – the #1 cause of security incidents – have neither. Although consumers are worried about identity theft they sacrifice security for convenience, and regardless find security complex. What if improving security was rewarding for consumers and super simple to do – while the payments ecosystem saw reduced fraud and new revenue opportunities? Covered uses gamification, rewards, machine learning, and automation to motivate and empower consumers to protect their digital identity, while delivering a financial win for the payments ecosystem.

How they describe their product/innovation: Covered provides consumers with a quick and easy way to determine their risk of online identity theft, motivates them to act, and automates improvements.  Leveraging research on consumer and security expert online behavior and using machine learning, Covered delivers a single, easy-to-understand Security Score. The gamified assessment, education, and improvement experience shows consumers how they rate relative to others, and how their score will increase if they implement Covered’s guidance. Covered empowers consumers to easily implement this guidance (and increase their Security Score) by automating security actions, such as automatically scanning breach notifications for personalized alerts and response.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev Press & Sales.: Chris Zannetos, CEO, [email protected]

FinovateSpring 2018 – CUCollaborate

FinovateSpring 2018 – CUCollaborate

How they describe themselves: CUCollaborate™ is a Washington, D.C.-based, independent, membership association FinTech for credit unions and their partners. CUCollaborate’s mission is to facilitate collaboration that helps credit unions accelerate their growth while reducing expenses and risk.

How they describe their product/innovation: JoinCU makes it easy for consumers to find, join, and borrow from credit unions. JoinCU allows credit unions to both compete in digital marketplaces and streamline their online applications, by greatly reducing or eliminating the friction and barriers caused by credit union eligibility rules.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions and their trade associations, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Lucas McCanna, Director of Marketing, [email protected], 202-897-2151
Press: Sarah Snell Cooke, Principal, Cooke Consulting Solutions, [email protected], 443-472-6276

FinovateSpring 2018 – CUneXus

FinovateSpring 2018 – CUneXus

 How they describe themselves: CUneXus was founded by financial services veterans determined to transform consumer lending by making it simple for lenders to deliver the personalized, mobile, always-on customer experience consumers have come to expect, while helping financial institutions grow loan volume and revenue by being with their customers as they shop. Our cplXpress lending and marketing automation platform enables lenders to provide their customers “perpetual loan approval.” This unique and timely solution utilizes advanced data analysis to completely bypass the loan application process, granting consumers ongoing insight into their personal borrowing power and instant “1-click” access to personalized, pre-approved loans at every banking touchpoint.

How they describe their product/innovation: CUneXus has overhauled our award-winning cplXpress lending and marketing automation platform from the ground up. Every aspect of the product has been redesigned and rebuilt, offering massive improvements to user interfaces, a host of new features, turn-key integration into dozens of partner systems, faster processing speeds, increased stability, and deeper campaign analytics and reporting dashboards. Everything our clients have come to enjoy, is now available in a far more user-friendly and scalable SaaS format.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Dave Buerger, CEO & Founder, [email protected]
Press: Tara Jimenez, Marketing & Relationship Manager, [email protected]
Sales: Anthony Salamone, SVP Sales & Client Services, [email protected]

FinovateSpring 2018 – Currencycloud

FinovateSpring 2018 – Currencycloud

How they describe themselves: Currencycloud is a global payments platform built on smart technology that takes the complexity out of moving money. Developers use our API building blocks to build customized payment solutions. Whether you want to embed our payments infrastructure into your products or services, or build on top of it, we’ll fit into your business in a way that works for you.

We take care of all the intricacies and regulatory hurdles involved with cross-border payments, giving you the tools to globalize your business. Launched in 2012, Currencycloud is based in London and is regulated in Europe and the US.

How they describe their product/innovation: Global Collections gives you a ready-made collections product that issues your clients with local accounts to speed up payments in the US and Eurozone. A complete solution with a simple API integration. You can leverage our trusted platform and tailor your payments capabilities to give your clients and their customers a first-class experience. Free them from the complexities and inefficiencies of traditional cross-border payments.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev., Press & Sales: [email protected]

FinovateSpring 2018 – Digital Onboarding

FinovateSpring 2018 – Digital Onboarding

How they describe themselves: Banks focus on the most profitable 20% of their small business customer portfolios leaving 80% ignored and underserved. The Digital Onboarding platform provides a fully automated onboarding experience that motivates small businesses to adopt fee-based services and make the bank their primary financial institution. SMS and email reminders, a custom microsite, and gamification components help SMBs take advantage of all the banking services needed to grow and manage their businesses.

How they describe their product/innovation: Digital Onboarding is there for your small business banking customers when your staff can’t be. Time-starved small business owners receive SMS and email reminders and a custom microsite that helps them take advantage of the services that will make their lives easier and their businesses more profitable such as receiving payments, managing payroll, and making automatic payments.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Ted Brown, CEO, [email protected], 732-996-8394
Press: Laurie McLachlan, CMO, [email protected], 617-921-2916
Sales: John Wallace, VP Sales, [email protected], 724-593,1989

FinovateSpring 2018 – Dynamics Inc.

FinovateSpring 2018 – Dynamics Inc.

How they describe themselves: Dynamics has three business units – an intelligent card, value-added processing, and phone payment technology business unit.  The Company’s intelligent card division has introduced market defining card products such as the world’s first multiple account card (Canada), the world’s first password protected card (Asia), and the world’s first multiple co-brand card (USA).  The Company’s value-added processing division provides real-time loyalty or purchase notification to millions of consumers and includes customers such as Tim Hortons and the Upper Deck Company.  LG Electronics leverages Dynamics technology in LG Pay.

How they describe their product/innovation: Wallet Card™ is a new product from ten year old Dynamics, who has raised over USD $110 million (most recently a $70 million round led by MasterCard). Wallet Card™ is the world’s first network-approved “connected” payment card. Its 65,000 pixel display can depict all cardholder information (name, account number, security code, expiration, network logo). It has a battery and an organic recharging chip that recharges the battery without requiring any change of use. The card has a telecommunications chip so it can receive data wirelessly such as new card downloads (e.g., new magstripe, EMV, and contactless data) and customer notifications.

Product distribution strategy: Through financial institutions

Contacts

Bus. Dev.: Brian Schuliger, SVP Bus. Dev., [email protected]
Press: Mark McClennan, MSL Group, [email protected]

Sales:
EMEA: Will Keliehor, Head of EMEA, Chief Payments Officer, [email protected]
AsiaPac: Richard Zhu, MD & Head of AsiaPacific, [email protected]
LatAm & Mexico: Ronaldo Varela, MD & Head of LatAm, [email protected]

FinovateEurope 2018 – Dynamics

FinovateEurope 2018 – Dynamics

How they describe themselves: Dynamics has three business units – an intelligent card, value-added processing, and phone payment technology business unit.  The Company’s intelligent card division has introduced market defining card products such as the world’s first multiple account card (Canada), the world’s first password protected card (Asia), and the world’s first multiple co-brand card (USA).  The Company’s value-added processing division provides real-time loyalty or purchase notification to millions of consumers and includes customers such as Tim Hortons and the Upper Deck Company.  LG Electronics leverages Dynamics technology in LG Pay.

How they describe their product/innovation: Wallet Card™ is a new product from ten year old Dynamics, who has raised over USD $110 million (most recently a $70 million round led by MasterCard). Wallet Card™ is the world’s first network-approved “connected” payment card. Its 65,000 pixel display can depict all cardholder information (name, account number, security code, expiration, network logo). It has a battery and an organic recharging chip that recharges the battery without requiring any change of use. The card has a telecommunications chip so it can receive data wirelessly such as new card downloads (e.g., new magstripe, EMV, and contactless data) and customer notifications.

Product distribution strategy: Through financial institutions

Contacts

Business Development: Brian Schuliger, [email protected]
Sales: Jeff Mullen, [email protected]
Press: Mark McClennan, MSL Group, [email protected]

FinovateEurope 2018 – DSwiss

FinovateEurope 2018 – DSwiss

How they describe themselves: DSwiss is based in Zurich. Renowned for its secure digital services, the company’s flagship product is a digital safe for long-term safe-keeping of personal files and passwords. Several retail and private banks offer a white-labelled version of our safe to their clients directly from their e-banking solution. We customise the safes according to the specifications of the individual bank including cutting-edge features such as digital delivery of bank documents, privacy protected full text search and one-to-one collaboration between clients and asset managers. In the B2C field alone, the company has more than 1 million registered users.

How they describe their product/innovation: Together with Deutsche Bank, we will demo innovative one-to-one collaboration features that enable a simple and highly secure exchange of documents and information between bank advisors and their clients. Security and privacy protection are integrated directly in the workflow between advisors and clients. For example a client can easily upload and share documents required for obtaining a mortgage or loan. Advisors can also make forms available to clients, allowing them to move forward with asset management related tasks such as initiating transactions or other workflows requiring structured data.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Press: Katherina Keller, Marketing Manager, [email protected]
Sales: Denise Hochstrasser, Head of Sales, [email protected]

FinovateEurope 2018 – DFT Empower

FinovateEurope 2018 – DFT Empower

How they describe themselves: Leveraging the ubiquity of smartphones and tablets, DFT Empower works with financial institutions, interators, micro-finance organizations and others who require biometric authentication in the developing world.

Our parent company, Diamond Fortress Technologies, one of the leading mobile fingerprint biometric companies, made a strategic decision to focus on promoting financial inclusion in the developing world through DFT Empower.

Getting more “unbanked” people involved in the global financial system would benefit not only the newly-banked individual, but also his or her community.

How they describe their product/innovation: DFT Empower will be launching the version 5.0 of our disruptive mobile biometric software, ONYX for iOS, Android, and NodeJS. ONYX v5.0 is easier to integrate, more uniform across all platforms and much better documented with an entirely reworked UI/UX.

Not only does ONYX 5 give developers more flexibility in deployment, it includes our Enhanced Liveness Detection and Anti-Spoofing (LDAS) technology and the ability to track and capture more than one finger at a time.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Charles Hatcher II, CEO, [email protected], +1 205-527-8429
Press: Mac Funchess, Director of Inclusion Outreach, [email protected], +1 205-427-4818

FinovateEurope 2018 – DataSine

FinovateEurope 2018 – DataSine

How they describe themselves: DataSine was built on the concept that personalisation has the power to dramatically change the way companies communicate with customers. As a result, the DataSine team has built a platform that goes beyond turning data into insight and actually makes psychometric insights actionable. We’re charting new territory leveraging the power of personalisation, artificial intelligence and machine learning. Our mission is to help large institutions around the globe build meaningful relationships with their customers. We believe that with a better understanding of customer needs, we can help brands in banking, insurance, retail, and beyond creating a truly personalized experience that fits into the twenty-first century.

How they describe their product/innovation: Our platform builds a rich personality profile for each customer, determining their personality, needs, and circumstances. Their profiles are then used to power data-driven individualised marketing strategies, ompimise the channel, timing and content of communications, and package personalised products to better reflect individual personalities, needs, and circumstances.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts

Bus. Dev. & Sales: Juergen Stichenwirth, Head of Sales, [email protected]
Press: Rebecca Krieger, Business, [email protected]