How they describe themselves: CASHOFF Ltd. provides innovative solutions for banks collecting and analyzing their consumers’ financial flows. Global experience and a highly scientific approach allows the company to create real value for their audience. Among clients of the company there are 30 banks worldwide, including major ones with more than 100 million consumers. Partners of the company are leading e-banks development companies.

How they describe their product/innovation: The CASHOFF service is a white label analytical engine inside e-banking system. The service is cloud-based but all the data is completely anonymous.

After collecting all the financial data of final consumers from different sources (banks, merchants, e-wallets, telecom companies, loyalty programmes), elaborating and analyzing this information using the AI, machine learning, and mathematical models, the service accurately forecasts consumer buying behaviour. These selected patterns are implemented in customized loyalty programmes, scoring systems, and PFM services in Internet and mobile bank applications.

For banks it’s a source of deep customer understanding, consequently CASHOFF reveals different options to operate with it and generate profit.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Sales: Yulia Clarke, Marketing Director, [email protected]

How they describe themselves: Two opposite forces are at play. On one side, consumers don’t want to share personal information anymore. On the other side, regulation is forcing companies to know more about their customers and refresh it regularly. The only way to reconcile these two forces is to shift personal data ownership from businesses to individuals, to the benefits of both, which Chekk enables.

Founded and led by a team with extensive experience across financial industry and technology, Chekk has been featured by the World Economic Forum in their Digital Identity report, selected by Facebook for their first-ever accelerator, by Citi Group in the Tech4Integrity (received awards from IBM and Microsoft), and by Standard Chartered and Allianz in the SuperCharger.

How they describe their product/innovation: Chekk is a B2B2C Digital Identity ecosystem. Individuals are empowered (through a mobile App) to own their personal data and control what they share, and businesses get a secure platform (Web Portal, API) for seamless data request and on-going customer interactions (starting with customer due diligence at on-boarding and refresh, and then electronic verification of ID and secure messaging for chats, offers, alerts, statements).

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev., Press & Sales: Pascal Nizri, CEO & Founder, [email protected]

How they describe themselves: CreditMantri makes Credit Possible. CreditMantri was created to help consumers take charge of their credit health and help them make better borrowing decisions.

The company leverages data and technology to transform the way credit is delivered in India.

Using a combination of traditional data and alternative data, CreditMantri enables consumers to create their credit profile.  Alternative data is particularly important in India where a majority of consumers have limited choice and access to formal credit.

The CreditMantri platform was created to bridge the gap between consumers and lenders and thereby make credit possible.

How they describe their product/innovation: CreditMantri enables consumers to create their credit profile to understand their credit potential. Alternate data is particularly important for users who have limited choice and access to credit.

The CreditMantri profile helps users understand their credit potential and this understanding helps them make informed and considered credit decisions.

On the platform, users can discover loans, credit cards best matched to the profile from lenders across the risk continuum, resolve and dispute issues on existing loans and borrowings, and reduce current borrowing costs.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

How they describe themselves: AApay is a unique payment application to help consumers automatically spilt bills, allowing a group of customers to use different payment channels to pay their own share of the total bill. AApay can also help businesses entities access different payment methods, so that they could use one AApay account to manage all of their electronic transactions instead of various mobile payments.

AApay aims to provide an intelligent and secure AA solution for people living or travelling in Hong Kong.  Due to its great convenience and high practicability, AApay could be applied to various industries, especially to those who keep the annoying traditional payment. AApay could solve the payment painpoint of Hong Kong residents and make their lives easier and more comfortable. AApay aims to bring Hong Kong to a brand-new modern payment era.

How they describe their product/innovation:

Business Development Plan:

1. Cooperate with catering industry, various retail shops, taxi industry, individuals, or institutions who have need to collect money from a group of people, to in-depth spread AApay’s product line
2. Spread the cooperation business points to local residence, travellers, and people working in Hong Kong who come from mainland China or foreign countries
3. Cooperate with the artificial intelligence laboratory of Hong Kong University of Science and Technology, expanding the software’s intelligent algorithm function to automatically recommend specific services for each user

Contacts

[email protected], [email protected]

How they describe themselves: At Divy, smart investing matters. We believe that learning-by-doing and investing with purpose is the first step toward long-term saving. Divy’s open platform provides the tools and insights to make investing approachable and a pricing structure to make it accessible to all. Through Divy Equities, we offer dollar-based investing, allowing anyone to build a highly diversified portfolio for a fraction of the cost. Divy will enable a generation of first-time investors and savers, providing a foundation of financial literacy and social responsibility.

How they describe their product/innovation: Divy is an open-platform, investing app with a simple and engaging discovery experience.  We craft collections of stocks so you can browse and learn at your own pace.  Explore dozens of categories and thousands of search terms to turn your everyday thoughts and ideas into real investments.  Find brands and products you know – discover the companies you don’t.  Connect your existing brokerage account or open a new one through Divy Equities.  Divy enables users to buy portions of stocks in increments as small as $10 with the industry’s lowest commissions. In a world where everything is social, Divy is too.  Connect with family and friends in an easy exchange of of opinions and insight.

At Divy – The Market is Now Open.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed

Contact

Bus. Dev.: Marc Teren, CEO & Founder, Mimi Nguyen, Head of Finance and Licensing
Press: Marc Teren, CEO & Founder
Sales: Alex Ovalle, EVP Corporate Development

How they describe themselves: Dynamics Inc. is a global leading innovator and manufacturer of intelligent battery-powered payment devices and advanced payment platforms. Dynamics has revolutionized the payments landscape with smart technology, empowering issuers to optimally design a single card its customers can interact with to perform numerous payment functions, and securely transact across multiple networks with global acceptance at virtually any point of sale.  Founded in 2007, Dynamics operates from a state-of-the-art manufacturing facility at its headquarters outside of Pittsburgh, PA, USA.  Dynamics also maintains fully network certified secured personalization and processing centers on multiple continents.

How they describe their product/innovation: Dynamics will continue to unveil the evolution of its next generation payment platforms either on the physical card level, processing, or the intersection of both.  With imminent new launches on multiple continents the product suite has expanded to fully incorporate regional and global standards.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contact

Michael Gerome, [email protected]

How they describe themselves: AI Foundry uses AI and user-guided machine learning to transform enterprise operations by integrating information, people and processes. Our Actionable Intelligence Management solutions help banks and mortgage companies streamline and automate manual processes, seize new business opportunities and manage compliance, all while transforming the customer experience. By more accurately classifying documents, extracting relevant data and feeding downstream mortgage application workflows, AI Foundry provides increased insight, better analytics and improved decision-making. Our dedicated team of 35 professionals are in North America and the U.K.

How they describe their product/innovation: Wouldn’t it be great if applying for a mortgage was as simple as buying a book on Amazon? Being able to apply for a mortgage online and include the necessary images, documents and information is a start. But once you click the “submit” button, you have no idea where your application is in the bank’s overall process. What if you could use your virtual assistant to help? See how AI Foundry’s Agile Mortgage solution, with the latest in machine learning technology, can help streamline the mortgage origination process and enable the bank to provide a superior customer experience.

Product distribution strategy: Through financial institutions

Contact

Bus. Dev.: Clark Brett, VP Business Development, [email protected]
Press: Alan Swahn, VP Marketing, [email protected]
Sales: Alex Levi, VP Sales, [email protected]

How they describe themselves: AlphaPoint is a financial technology company that powers digital asset networks and provides institutions a Distributed Ledger Platform to digitize, trade, and manage any asset. Its secure, scalable, and customizable platform enables customers to digitize assets and reduce operational costs with its blockchain technology. AlphaPoint powers digital asset networks on 5 continents, and is led by a seasoned team with over 200 years in financial technology. AlphaPoint has offices in New York City, Philadelphia, and San Francisco.

How they describe their product/innovation: The AlphaPoint Distributed Ledger Platform (ADLP), is a proprietary blockchain platform, built from scratch to optimize for high data throughput and low system latency. ADLP has been in live production since 2013, is subject to 5 pending patents.The ADLP Reconciliation Platform offers a breakthrough data fabric for reducing time and cost associated with manual, heavily-outsourced post-trade reconciliation processes. Taken as a whole, the Reconciliation Platform provides the technical basis for systems spanning pre- and post-trade workflows.The key ingredients of the Reconciliation Platform include blockchain-based asymmetric access controls and finite state machine-enforced domain compliance for order management and other activities.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed.

Contact

Bus. Dev. & Sales: Ted Pendleton, SVP Business Development, [email protected]
Press: Jennifer Day, Head of Marketing, [email protected]

How they describe themselves: Asseco Group operates in more than 50 countries. It employs over 22,000 people worldwide including over 4,000 experts in the banking sector. The group’s companies are listed on the Warsaw Stock Exchange (WSE), Tel-Aviv Stock Exchange and the US NASDAQ Global Markets. The software developed by Asseco has been changing the banking sector for over 25 years. It has helped banks and financial institutions to become more creative in service and product development. Asseco Group has conducted over 800 implementations in the global banking sector. We provide services to over 50% of banks in Poland and Israel and more than 75% in the Balkan region.

How they describe their product/innovation: We would like to introduce the Asseco Advisory Banking Platform, a platform providing a competitive advantage to banks. This platform takes branch service to a whole new level, setting a new standard in modern banking. Asseco ABP uses modern technology, including beacons, biometrics and mobile devices, to service customers in a more efficient and modern manner. A unique insight into customer situation and needs is provided thanks to the integration of multiple data types from traditional legacy systems, social media and AI usage. Please see our dedicated website: abp.asseco.com

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contact

Bus. Dev. & Sales: Marek Lulek, Sales Director, [email protected]
Press: Ewa Kryj, Press Spokesperson, [email protected]

How they describe themselves: Averon is the world’s first & only mobile authentication platform deeply integrated with wireless carriers, providing revolutionary benefits for the financial sector/FinTech, among other Enterprise and Consumer verticals. Our Direct Autonomous Authentication frictionless solution is radically reshaping identity and authentication while reducing fraud with our patented, award-winning, turnkey API solution that verifies identity in real-time via mobile carrier packet data. Averon also integrates seamlessly with blockchain. We’re a team of 15 with deep experience in tech, starting with Wendell Brown (Founder/CEO).

How they describe their product/innovation: DAA is the easiest, fastest, most secure solution for identity and authentication. DAA improves conversion rates, reduces fraud, minimizes churn. Averon uses the real-time data packet from mobile carriers. These carriers know where each data packet originated and use the SIM/eSIM chips to securely identify users. Using the security of these networks, Averon provides instant direct authentication on mobile, PC or tablet. Averon integrates with blockchain. Our solution is 100% frictionless for improved user engagement; replaces hackable legacy methods – SMS, app downloads, email codes; eliminates password hacks and securely manages user access.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contact

Bus. Dev.: John Burman, Market Development Manager, [email protected], Lea Tarnowski, COO & Co-Founder, [email protected]
Press: Taro Gold, Chief Creative Officer, [email protected], Lea Tarnowski, COO & Co-Founder, [email protected]
Sales: Hans Theisen, CRO, [email protected],  John Burman, Market Development Manager, [email protected]

How they describe themselves: BILLSHARK is a bill reduction service that saves customers time and money by negotiating or canceling their subscription services. Americans, overspend on wireless, TV, Internet, and home security services to the tune of $50B per year.  Over 75% of consumers do not negotiate their monthly bills due to lack of awareness or effort, despite their belief that they are being “ripped off.” An average household loses out on $50,000 of future net worth.

Customers can start the process in less than 2 minutes. The service is risk-free: if BILLSHARK doesn’t save the consumer money, there is absolutely no fee.

How they describe their product/innovation: We are demonstrating Shark Connect, our bill reduction API. Shark Connect enables financial institutions, fintech companies and other platforms to integrate bill reduction capabilities into their applications. Through our API, our partners can inform customers how much they can save on a specific bill, the probability and most importantly, the capability to enroll. The API enables a closed loop communication with your consumer through the end of negotiation. The API also informs partners and their customers when savings expire to kick off renewal negotiations, so consumers keep saving money.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms

Contact

Bus. Dev. & Sales: Steven McKean, CEO, [email protected]
Press: Victoria Assa, [email protected]

How they describe themselves: Adobe recently announced the launch of the Adobe Experience Cloud this March at our annual customer conference, Adobe Summit. Late last year we also launched Adobe Sensei our Artificial Intelligence capability that spans across our content, document and digital marketing offering. The integration we are show casing is also completely new and even ties in our Adobe Stock offering. Financial services is a relationship business, the industry is must be able to develop one-to-one relationships through screens as human interaction is happening less and less in branches. This solution is a big first step being sought after by the entire industry.

How they describe their product/innovation: Dynamic Personalization in Real-time and at scale.

The unique combination of Adobe Solutions, leverages Artificial Intelligence to instantaneously pin point specific user data and dynamically assemble personalized imagery to that individual. This would be a live demonstration of our solution using our Experience Cloud interface showing how a marketer from a fictitious retail bank can hyper-personalize experiences across multiple digital properties simultaneously.  This through a combination of our personalization engine, the ability to pull in multiple data sources to an individual profile, artificial intelligence and Adobe Stock (for all the various images).

Product distribution strategy: Direct to Business (B2B)