How they describe themselves: Agent IQ makes digital banking personal again. Decades of focus on automation and self-service has distracted us from what financial institutions do better than anybody – help us optimize our finances and achieve our financial goals. By enabling personal relationships to once again flourish, we allow bankers to deliver on their passion.
At Agent IQ we believe that augmenting the human banker is a better approach than replacing the human. We call this Augmented Intelligence. Pragmatic application of state-of-the-art Artificial Intelligence and Machine Learning offers the promise of unprecedented scale while keeping the focus on human empathy, creativity and personality.
How they describe their product/innovation: The Agent IQ engagement service allows financial institutions to create a next generation customer experience that works in concert with existing digital and physical channels.
Letting customers chat with bankers of their choice empowers customers with hassle-free personalized support and transforms bankers into trusted advisors. Meeting customers where they are enables seamless, yet fulfilling digital engagement and optimization of operational resources.
Conversational AI and Augmented Intelligence tools, custom developed for banks and credit unions, create efficiency and scale by supporting and guiding the human bankers at every step.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Armando Quintana, VP Sales & Partnerships, [email protected]
Press: Soren Bested, CRO, [email protected]
How they describe themselves: Agent Find was founded in 2012. During that period of time, Agent Find has significantly increased purchase lead conversions for many of the largest lenders in North America which has resulted in over a billion dollars in closed real estate transactions. Agent Find increases lender purchase lead conversion by pairing your loan officer’s pre-approved borrowers with one of their 30,000 real estate agents, who have been vetted and trained to work with your loan officer to get the pre-approved borrower to the closing table. In addition to Agent Find’s core service, we will unveil Agent Find’s latest product, Nesthawk.
How they describe their product/innovation: Nesthawk is a robust nationwide MLS search platform that has been developed exclusively for lenders to protect their borrowers from competing lenders who advertise on popular MLS search sites. Nesthawk integrates seamlessly on the lender’s website which will help generate significant organic mortgage leads. In addition, lenders can accompany their borrower during the entire home buying journey. Nesthawk provides lenders with actionable insight on borrower activity to pinpoint the precise time to make contact with the borrower. Now, lenders can finally provide their borrowers with the true end-to-end digital mortgage solution taking the borrower from pre-approved to closed.
Product distribution strategy: Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev. & Press: Alexci Copeland, COO, [email protected], 470-244-1573
How they describe themselves: Dynamics has three business units – an intelligent card business, a value-added processing business, and a phone payment technology business. The Company’s intelligent card division has introduced market defining card products such as the world’s first multiple account card (Canada), the world’s first password protected card (Asia), and the world’s first multiple co-brand card (USA). The Company’s value-added processing division provides real-time loyalty or purchase notification to millions of consumers and includes customers such as Tim Hortons and the Upper Deck Company. LG Electronics leverages Dynamics technology in LG Pay.
How they describe their product/innovation: Wallet Card™ is a new product from ten year old Dynamics, who has raised over USD $110 million (most recently a $70 million round led by MasterCard). Wallet Card™ is the world’s first network-approved “connected” payment card. Its 65,000 pixel display can depict all cardholder information (name, account number, security code, expiration, network logo). It has a battery and an organic recharging chip that recharges the battery without requiring any change of use. The card has a telecommunications chip so it can receive data wirelessly such as new card downloads (e.g., new magstripe, EMV, and contactless data) and customer notifications.
Product distribution strategy: Through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev.: Jeff Mullen, CEO, [email protected]; Jim McCarthy, CCO, [email protected]; Will Keliehor, Chief Payments Officer – EMEA, [email protected]; Richard Zhu, MD & Head of APAC, [email protected]; Ronaldo Varela, MD & Head of LatAm, [email protected]; Brian Schuliger, SVP Business Development, [email protected]
Press: Jennifer Barlow Asaro, VP, MSL Group, [email protected]
How they describe themselves: DSwiss is based in Zurich. Renowned for its secure digital services, the company’s flagship product is a digital safe for long-term safe-keeping of personal files and passwords. Several retail and private banks offer a white-labelled version of our safe to their clients directly from their e-banking solution. We customise the safes according to the specifications of the individual bank including cutting-edge features such as digital delivery of bank documents, privacy protected full text search and one-to-one collaboration between clients and asset managers. In the B2C field alone, the company has more than 1 million registered users.
How they describe their product/innovation: We will demo the new product based on the example of mortgages:
- bank advisor sends a request for documentation that is needed in a mortgage granting process to its end-user.
- bank customer is notified that he/she needs to submit documents (via the secure exchange platform)
- bank customer logs into his/her personal digital vault where the request is presented
- the smart data analysis engine automatically finds the relevant documents from the plethora of documents the end-user has in his vault.
- the end-user will confirm (or select the most appropriate suggestion) and submit the information to his/her bank.
This makes the interaction with the bank ultimately end-user-centric and requires much less effort from the end-user.
Product distribution strategy: Through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev. & Press: Katherina Keller, Marketing manager, [email protected]
How they describe themselves: Dorsum is a multi-award winning, innovative investment software provider. Since our foundation in 1996, we have become a leading software company in the Central and Eastern European (CEE) region. Our software portfolio offers solution for every step of the customer journey of bank clients looking for investments, beginning with client acquisition and onboarding, continuing with relationship development and retention resulting in upselling.
Our clients came from capital markets and wealth management space, we support them with unique cooperation throughout the entire lifecycle of the products, which also includes managing their expectations in terms of functionality, time, and budget.
How they describe their product/innovation: My Wealth app is a unique solution as it merges the traditional and digital advisory process into a hybrid model. It brings a holistic 360-degree portfolio overview to clients and helps them understand the composition and historical progress of their portfolio.
It establishes a unique bridge between AI and personal advice. Clients can chat with a self-learning chatbot, receive automatic portfolio related notifications, news and documents. Additionally, they can request to reach their financial advisor on several channels. Thanks to the app, it has never been easier for financial advisors to stay in contact with their clients any place, any time.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Imre Rokob, Director of Bus. Dev., [email protected]
Press: PR Agency: Eszter Szőke, [email protected], +36209743666
Company: Oliver Szocei, Marketing Manager, [email protected], +3614873030
How they describe themselves: We are a company founded by expats, inspired to create the first premier global banking experience by the excessive amounts of time and money lost to outdated international banking standards. Before Denizen, living or working abroad required juggling bank accounts, paying loads of fees, and planning weeks in advance for the simplest of financial transactions. We knew it didn’t have to be this way, and decided to act. We created Denizen because living between multiple countries is complicated, but managing your finances doesn’t have to be. Denizen is based in San Francisco, California and Madrid, Spain. We’re supported by advisors with countless years of industry experience and by one of the world’s most respected financial institutions: BBVA.
How they describe their product/innovation: Say goodbye to the hassles of international banking. Created specifically for people living abroad or working in different countries, Denizen eliminates unnecessary fees and services to make banking – and your life – easy. No international fees, long delays to access money, or juggling accounts in multiple places. As a company founded by expats, we understand the complexity of banking across countries.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed
Contacts
Bus. Dev.: Stanley Day, [email protected]
Press: Michael Azzano, [email protected]
How they describe themselves: Dateio is a fast growing fintech company and a pioneer of card-linked marketing in the CEE region. We enable retailers to address clients of our partner banks with card-linked offers, targeted based on clients’ previous shopping behaviour. Our partners include major banks and retailers in the region.
How they describe their product/innovation: Our new product is about loyalty rewards linked to (card) payment. We believe the way loyalty works today is very anachronistic and that the process of obtaining rewards can be linked with payment, making the user experience much smoother.
The basic scenario works as follows:
- A customer pays by card at a retailer, who participates in the scheme.
- The payment is automatically counted towards his loyalty.
- Once an agreed threshold is reached, a voucher appears in the app, entitling the customer for a reward (a free coffee, discount on future shopping, …)
Going forward, we will support more complex loyalty mechanisms, including integration with an existing loyalty program of a partner.
Product distribution strategy: Through financial institutions
Contacts
Bus. Dev.: Ondrej Knot, CEO & Co-Founder, [email protected]
Press: Lenka Vicenikova, [email protected]
How they describe themselves: CybiWealth is a division of FIM Capital Limited, an experienced wealth manager, based on the Isle of Man.
CybiWealth offers an investment platform that enables individuals:
- To directly own shares in leading global companies
- Through an offshore share portfolio
- Starting from just ÂŁ500
We currently operate a direct to consumer model and are seeking partnerships to expand our distribution reach.
FIM Capital is licensed by the Isle of Man Financial Services Authority and regulated by the Financial Conduct Authority.
How they describe their product/innovation: CybiWealth is an investment platform that enables individuals:
- To directly own shares in leading global companies
- Through an offshore share portfolio
- Starting from just ÂŁ500
We offer a simple and intuitive digital investing platform that focuses on:
- Providing a simple investment solution
- Making it easily accessible
- And making it transparent
The CybiWealth portfolio is managed by FIM Capital’s experienced investment team. Clients are able to sign-up through our electronic on-boarding and identity verification process and invest through our website and app via bank transfer, debit card and credit card.
Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev. & Press: Scott Cooper, CEO, [email protected]
How they describe themselves: The CREALOGIX Group is a Fintech 100 company and is among the global market leaders in digital banking. We develop and implement innovative fintech solutions for the digital bank of tomorrow. Banks can use our solutions to react to evolving customer needs in the area of digitalisation, enabling them to hold their own in a very demanding and dynamic market and remain one step ahead of their competitors.
How they describe their product/innovation: CREALOGIX’ customer banking platform TimeWarp is breaking new ground with its simulative, intuitive and user-friendly, self-service insights application. The platform, complete with an elegant user-interface, actionable insights and range of simulative outcomes to enhance every banking customers experience, is an integral part of the bank of the future. With advanced simulation technology, the users are empowered to gain insight into the possible outcome of their financial decisions before making them. From insurance to savings accounts and investments, TimeWarp supports users to manage their finances more effectively, increasing customer satisfaction and loyalty.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts
Press: Jasmin Epp, Group Communications & Brand Manager, [email protected]
How they describe themselves: Cantab PI is a R&D and consulting company focused on rapid data analytics and machine learning innovation, already adding value to critical business issues for some of the leading global corporations. While we have several ground-breaking machine learning models in production, our credit lending engine has been applied with success by a major European bank to profitably and effectively offer loans to non-bank, no-credit history customers. The technology is based on the most advanced machine learning technology, can be implemented off-line, and relies only on behavioral data available through open banking and PSD2 APIs and interfaces.
How they describe their product/innovation: Figure In is a real time loan approval engine for non-bank, no-credit history customers. The solution is extremely scalable, can run locally on a device, and is proven and tested on a portfolio of over a million customers of a major European bank. While the engine relies only on behavioral data available through open banking and PSD2 APIs and interfaces, and can operate well by using only 6 months history of the current account transactions and balances, the underlying credit scoring model is extremely predictive: in production it performs similarly or better than the legacy models of the bank relying on all the available information.
Product distribution strategy: Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev. & Press: Sinisa Slijepcevic, CEO & Co-Founder, [email protected]
How they describe themselves: BlueRush has created IndiVideo, the interactive personalized video platform for financial services. IndiVideo is a highly scalable personalized video platform built to provide data-driven video content in an easy to understand, entertaining and compelling manner.
BlueRush also offers a SaaS-based content engagement platform called DigitalReach, which aligns marketing, sales and compliance. Used by financial advisors, DigitalReach allows for the centralization, personalization, distribution, and tracking of content to ensure complete control over what is sent and to whom. BlueRush’s products improve marketing and sales performance and generate greater client satisfaction and loyalty.
How they describe their product/innovation: Building on over 10 years of experience creating engaging digital journeys for the world’s most innovative financial institutions, BlueRush developed a completely new IndiVideo credit card selector and personalized video experience for their client, a Top 50 Global Bank.
The IndiVideo credit card selector provides:
- a seamless customer journey and improved conversion rate for enhanced ROI,
- a phenomenal “know me” customer experience using cutting-edge personalization technology and third-party data sources,
- higher levels of customer engagement and satisfaction for increased up/cross-sell revenue,
- the collection of valuable data-driven customer insights within an aggregate reporting ecosystem.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Ted Mercer, VP Sales, [email protected], 416-203-0618 ext. 182
Press: Rielle Ullberg, Marketing Coordinator, [email protected], 416-203-0618 ext. 234
How they describe themselves: Blinking is a company with experience and expertise in developing blockchain and biometric-based security and compliance solutions from Belgrade, Serbia.
Blinking was founded by university professors with PhDs in information technology and strong research experience and a background in biometric technology. Alongside highly skilled blockchain engineers and practitioners, they lead a diverse, agile team of more than 20 engineers and software developers.
Blinking engineers developed a multi-factor digital identity based on biometric data, KYC / Know-Your-Customer platform, and a regulatory compliance tool for businesses.
How they describe their product/innovation: Blinking is a platform offering the creation of a digital identity. It can be used for multi-factor authentication and data access authorization, Know Your Customer data sharing and data regulation compliance.
MFA approach combines something that people know (password), have (device) and who they are (biometric data).
Blinking is based on a permissioned, private, blockchain network. An in-house developed biometric algorithm is executed in a distributed environment providing strict regulatory compliance by design.
The solution is currently a pending patent with the European Patent Office and being tested in different environments and markets.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, licensed
Contacts
Bus. Dev.: Milos Milovanovic (COO)
Press: Nikola Milinkovic (Product Marketing Manager)
