Linqto is a Silicon Valley software development company specializing in enterprise solutions for digital banking. Named a Top Ten Tech Company to Watch in 2015 by American Banker and winner of this year’s Most Innovative Monarch Award for Business Banking, Linqto is a leader in new tech innovation for banking. Linqto’s omni-channel One Tap Banking suite is one of the company’s latest offerings, delivering the face-to-face connectivity and relationship-building benefits remote customers are missing.
Presentation
Otto API
Are your banking customers handicapped by an obsolete delivery process with a one year presentation cycle and three to five year contracts with their vendor? Linqto is the only company that provides the delivery of digital banking software as a service. Imagine the flexibility and agility advantage if a community bank could go online, choose its software features and submit. This is Linqto’s Otto API. We will demonstrate how to use this API to submit your mobile apps to the Apple Store and Google Play Store. From development, to build, to deploy to submission in one easy process flow.
What You’ll Learn
- How to automate the application submission process to web, iOS and Android
- How to incorporate video communication into your digital banking solutions
- How to automate and individualize branding for every app submission
Presenters
Bill Sarris, CEO
linkedin.com/profile/view?id=3842259 | @BillSarris | [email protected] | 831-521-3605
Bill Sarris is a recognized expert in streaming technology and has developed banking solutions for twenty years. Bill’s clients have included Microsoft, Intuit, Digital Insight, NCR, Google and Stanford. Award winning software includes Personal Banker and Community Banker.
Erik Thomas, Chief Software Architect
linkedin.com/profile/view?id=7568495 | [email protected] | 303-304-1466
As Linqto’s Chief Software Architect, Erik has developed enterprise financial solutions for Intuit, Digital Insight and NCR. Erik has designed and built online payment solutions, ACH and wire transfer online applications and cross sell applications used by thousands of financial institutions.
Kontomierz presents Kontomatik – a leading provider of the Banking API. The service supplied by Kontomatik API is mostly aimed for the banks with competitive products, online lenders that are looking to optimise loan-issuing processes and start-ups that want to build their apps around a supreme technology. Online Credit Scoring, Instant KYC and Contextual Financial Offers are the key benefits supplied by Kontomatik API, yet the main service is the provision of a tool that lets an organisation become a true innovator in the financial industry. Kontomatik API is now available in Poland, Spain, Czech Republic, Slovakia, Mexico, Brazil, Russia and more countries to come.
Presentation
Create Financial Industry 2.0 with Banking API
Customers often choose unsuitable products because of lack of information. Until now. Banking API introduced by Kontomatik allows penetration of banking transaction systems, aggregation, analysis and processing of data. This data is an opportunity for strong growth for the financial companies with attractive products. Our presentation will uncover the key benefits of the Banking API, its application in the banking and financial sectors, scope of countries and future plans. Also, you will see exactly why the Kontomatik technology is a superior way to connect to the banks.
What You’ll Learn
- How to Bring Your Services Fully Online
- The Main Benefits of Banking API
- Emerging Markets & Technology
Presenters
Peter Hiekmann, VP Sales
linkedin.com/pub/peter-hiekmann/6/89a/65a | [email protected] | +49 17 7878 8867
Peter has been working in the Financial and Technology Industries for more than 25 years already. Before starting with Kontomatik, Peter was improving the performance of such companies as Fujitsu, Cisco, BT Global Services and more. Peter has just climbed the peak of Mount Kilimanjaro.
Marcin Truszel, CEO
pl.linkedin.com/in/marcintruszel | [email protected] | +48 50 80 20 152
Marcin has founded Kontomierz.pl, a leading Polish PFM app back in 2009. While developing and enhancing the app, Marcin has come to an understanding that there is no way a PFM can be efficient without a proper synchronisation with bank accounts. This is how Kontomatik was born.
How they describe themselves: Marketplace lending and other modern lending processes have transformed the credit origination process from a laborious, paper-intensive exercise into an elegant platform-driven endeavor supported by rich real-time data and powerful APIs. The corresponding efficiency gains have been remarkable, driving down the cost and time to fund an ever expanding variety of credit products.
But this rapid innovation at the origination stage has not been accompanied by corresponding improvements in the flow of these products through capital markets transactions such as securitizations, which remain as cumbersome as for traditional credit, thereby failing to fully embrace the opportunity enabled by improved origination.
How they describe their product/innovation: To address this gap in the innovation cycle, Ldger has built a powerful and flexible structuring and cash flow automation platform that permits investors in and originators of marketplace-originated credit to build and market customized tranches of risk exposure against marketplace credit cashflows.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
How they describe themselves: LiftForward operates a marketplace loan platform that provides loans to small businesses and high yielding debt products to investors. Investors on the platform range from hedge funds and asset managers. Businesses are able to borrow up to $1M per transaction for asset purchases, purchase order financing, or working capital. LiftForward partners with suppliers, retailers, and manufacturers in order to provide financing to their small business customers. LiftForward partnerships include both co-branded and white-labeled portals.
How they describe their product/innovation: LiftForward’s marketplace loan platform is the basis for the launch of their new Technology-as-a-Service platform (TaaSLift) for corporations, manufacturers, suppliers, and retailers. TaaSLift provides a plug-and-play method for businesses to offer their small business product as a service. This month Microsoft launched it’s first TaaSLift program providing members with software, support and a new Surface Pro III every 12, 24, or 36 months. By replacing expensive one-time purchases with affordable subscriptions, TaaSLift helps companies increase sales while strengthening customer relationships.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev. & Sales: Jeffrey Rogers, President & CEO, (o) 646-396-3704, (m) 917-693-4993
Press: Dr. Louise Beaumont, Head of Public Affairs & Marketing, GLI Finance, (US) 203-916-6031, (UK) +44 7906 245545, @LouiseHBeaumont
How they describe themselves: Financial Services
How they describe their product/innovation: LiquidLandscape Notebook is a collaborative risk visualization and exploration workspace. Problem identified, problem communicated, problem solved.
Product distribution strategy: Direct to Business (B2B)
How they describe themselves: Since 1991, Lexmark has been a recognized and lauded leader in imaging and output solutions that help people and organizations improve processes and reduce their costs. Lexmark’s award winning imaging and output technology has continued to evolve as the world becomes more digital and connected. Today the company competes in key growth markets that include managed print services, intelligent capture, enterprise content management, healthcare content management, financial process automation, and enterprise search, all focused on helping Lexmark customers connect employees to the most relevant information at the moment they need it.
How they describe their product/innovation: Lexmark is demonstrating a significant customer enhancement to its Mobile Onboarding Platform: a frictionless mobile onboarding process driven by interactive and instructive natural voice recognition along with a virtual collaboration session to e-Sign the application in real time. The demonstration guides the customer along the new account application process with instructions and guidance in natural language trained for this specific purpose. The applicant can interact with the Platform in plain English to correct data extracted from their driver license, advance to the next step, initiate a same session video chat to collaboratively e-Sign the new account application in real time, and finally to submit the completed application.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Brant Clark, Product Marketing Director Mobile Platforms & Solutions, [email protected]
Press: Laura Brandlin, [email protected], 949-783-1545
Sales: Drew Hyatt, SVP Mobile Applications, [email protected], 415-999-8870
How they describe themselves: Dyme.co helps turn spenders into savers using text messages. Budgets are like diets, they don’t work for most people. Dyme takes advantage of this short-term mentality, using in-the-moment text prompts to nudge users into saving or funding a goal a bit at a time, and then shows the results over time. A user then realizes that the path to savings and goal funding lies in small contributions. Dyme is designed for 18-40 year olds.
How they describe their product/innovation: Dyme is demoing its primary service, focusing on text message interactions with the user. These texts are designed to help the user make small in-the-moment contributions that nudge the user into saving towards long term goals and savings.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions
Contacts:
Bus. Dev., Press & Sales: Joseph Prather, Founder, [email protected]
How they describe themselves: ID Analytics is a leader in consumer risk management with patented analytics, proven expertise, and real time insight into consumer behavior. By combining proprietary data from the ID Network® – one of the nation’s largest networks of cross-industry consumer behavioral data – with advanced science, ID Analytics provides in-depth visibility into identity risk and creditworthiness. Every day, many of the largest U.S. companies and critical government agencies rely on ID Analytics to make risk based decisions that enhance revenue, reduce fraud, drive cost savings, and help protect consumers. ID Analytics is a wholly owned subsidiary of LifeLock, Inc.
How they describe their product/innovation: For organizations aspiring to easier, simpler experiences in digital channels, especially mobile, the new enrollment solution from ID Analytics provides a fast, easy, and secure way to enable consumers to open new accounts. Unlike mobile apps that have lengthy forms and cumbersome authentication processes, our enrollment solution uses sophisticated matching analytics to fill in the required data fields instantly, verify the consumer’s identity, and score the applicant for identity fraud in real time. Powered by the ID Network®, our solution automatically and accurately confirms valid identities in real time with the input on only a few pieces of information.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev. & Sales: Gavin Sollinger, Bus. Dev. Director, [email protected], 858-924-1233
Press: Elizabeth Soares, Zeno Group, [email protected], 415-583-4433
How they describe themselves: Jack Henry & Associates is a leading provider of technology solutions and payment processing services primarily for the financial services industry.
How they describe their product/innovation: The Banno Platform from Jack Henry & Associates allows any financial institution to launch a modern, mobile first account within 120 days. This solution empowers financial institutions to offer accounts that meet modern consumer expectations for account access, functionality, customer service, and user experience. The Banno Platform offers financial institutions a single source for product marketing, delivery, and service.
Product distribution strategy: Through financial institutions
Contacts:
Bus. Dev.: Debbie Wood, [email protected], 704-357-0298
Press: Heather Sugg, Account Supervisor & Regional Manager, William Mills, [email protected], 813-374-6362
Sales: Wade Arnold, [email protected], 877-884-3327 x4401105
How they describe themselves: IDmission offers cloud-based solutions for Identity initiated customer on-boarding and engagement including KYC, biometrics, and payments. Our technology toolkit consists of a cloud based platform (Ada) with a built in service bus that connects to third parties on demand. The Ada API enables front-end applications to easily use all of Ada’s sophisticated capabilities for enabling modern commerce via customer and transaction management.
How they describe their product/innovation: INFORM is a fully configurable Enterprise product that enables building of sophisticated user experiences without any programming. You can build your own forms with KYC, document management, image processing, biometrics, online calls, rules configuration, workflows, and payments integrated into them. INFORM is integrally connected to Ada, our cloud platform infrastructure, enabling reuse of all Ada’s software components and connectivity to third party systems.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev. & Sales: Ashim Banerjee, CEO, [email protected], +1 800-925-8041 x201
Press: Angela Schmuck, VP Product Development, [email protected], +1 800-925-8041 x204
How they describe themselves: Post-sale software solutions for the life insurance market. Insurance carriers and distributors have historically overlooked the post-sale proactive customer service, up-sell, and cross-sell opportunities. Compliance requirements also mandate ongoing reviews of inforce policies. There are over 1.5M agents globally who deal with life insurance and are part of InforcePRO’s target market.
How they describe their product/innovation: The real-time policy review tool allows life insurance distributors to run policy reviews instantly. InforcePRO has legacy rate tables, contractual knowledge on legacy products, new quotes capability, and extensive analysis algorithms to identify sales and service opportunities on ANY policy sold in the last 30 years.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev. & Press: Karan Kanodia, Co-Founder
Sales: Cameron Jacox, Co-Founder
How they describe themselves: LoanNow is a responsible lender with a mission to help good people get better loans. Pioneering the concept of “motivational lending,” LoanNow offers deep subprime borrowers the opportunity to reduce their cost of credit over time. This is possible through our proprietary repayment motivation algorithm that incentivizes good financial behavior. Positive behaviors, like timely payments, can unlock loan credits to lower computed APR during the loan lifecycle. Successful borrowers will also build their LoanNow score to qualify for better terms on future loans.
How they describe their product/innovation: LoanNow debuted a groundbreaking new form of loan co-signing called “Group Signing” as part of its motivational lending platform. Group Signing amplifies the traditional benefit of a co-signer by leveraging crowdsourcing technology to share the risk among a broader group of people in smaller allotments. This lowered risk profile allows LoanNow to actively pass along its own risk savings in the form of a lower APR during the loan lifecycle. Combined with other active APR reduction incentives LoanNow now offers, Group Signing has the potential to save borrowers significant amounts of money in interest payments.
Product distribution strategy: Direct to Consumer (B2C)
Contacts:
Bus. Dev.: Miron Lulic, President & COO, [email protected]
Press: Michael Azzano, Public Relations, [email protected]
