How they describe themselves: Livian Technologies empowers FSIs to become more human by delivering advanced technology in an intuitive way. The company is a spin off from the Financials Services Innovation division at Novabase, and has been in stealth-mode over the last year while advancing a set of innovative, accelerating technologies with an anchor client.
How they describe their product/innovation: The Finzzy Collection is a set of fintech Algorithms developed to accelerate your digital strategy. As the technology required to address today’s market needs is rapidly expanding, The Finzzy Collection empowers banks and developers with the building blocks to deliver solutions that incorporate contextual intelligence, empathic engagement, natural language processing, and more.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev., Press & Sales: Jay Wong, CPO, [email protected]
How they describe themselves: Since 1991, Lexmark has been a recognised and lauded leader in imaging and output solutions that help people and organisations improve processes and reduce their costs. Lexmark’s award winning imaging and output technology has continued to evolve as the world becomes more digital and connected. Today the company competes in key growth markets that include managed print services, intelligent capture, enterprise content management, healthcare content management, financial process automation, and enterprise search, all focused on helping Lexmark customers connect employees to the most relevant information at the moment they need it.
How they describe their product/innovation: Lexmark is demonstrating a significant customer enhancement to its Mobile Onboarding Platform: a frictionless mobile onboarding process driven by interactive and instructive natural voice recognition along with a virtual collaboration session to eSign the application in real time. The demonstration guides the customer along the new account application process with instructions and guidance in natural language trained for this specific purpose. The applicant interacts with the platform in plain English to correct data extracted from their driver license, advance to the next step, initiate a same session video chat to collaboratively eSign the new account application in real time, and finally to submit the completed application.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Brant Clark, Product Marketing Director Mobile Platforms & Solutions, [email protected]
Press: Parule Armin, [email protected], +44 (0)20 8392 8079
Sales: Jim Close, Regional VP, Sales, [email protected], +44 7557 521 746
How they describe themselves: The Munich-based start-up Lendstar has developed an app with which users can lend, share and send money, combined with social features. The users can also link their current account directly with the app, to make simple, fast and secure bank transfers to their friends. The team has had numerous successes with their app, amongst them winning the Best of Mobile Awards 2015 in finance and being crowned the best Finance App of 2014 by Android magazine. Lendstar is currently working in partnership with various national and international banks. Lendstar is available in German and English, for iOS and Android.
How they describe their product/innovation: We use conventional wire transfers as a mean of communication (and payment) by combining a messaging service with a payment service. By perfecting usability and convenience of a normal wire transfer for the end-user we enable retail banks to get back their access to a young and hard to please target group. We achieve this through building an international financial-social-network by joining strategic co-operations with various banks. We are providing them a co-branding app. Feature-wise this is similar to our Lendstar app, but different in CI. Both apps are interoperable, hence users of one bank can send money to users of another bank.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Contacts:
Bus. Dev. & Sales: Johannes Schubert, Head of Product Development, [email protected]
Press: Christian Ruffing, Communications Manager, [email protected]
How they describe themselves: Ledger designs trusted hardware solutions for decentralized applications such as Bitcoin and Blockchain. In these architectures, ownership of digital assets is materialized by the possession and control of cryptographic private keys. These secrets cannot be managed within classic computers or smartphones, which are insecure by design, and must be delegated to dedicated trusted hardware. Ledger manufactures “hardware wallets” for the Bitcoin B2C market, and distributes its products through direct online sales and a worldwide network of 30 retailers. For Fintechs and financial institutions looking to leverage the Blockchain potential, Ledger offers both server and personal security modules through integrators.
How they describe their product/innovation: In the payment industry, smartcard is the golden standard for security. However, it is not adapted to the needs of the Internet where general purpose computers are vulnerable to malwares. As you cannot trust your computer’s display, you need a second factor validation of all the transactions you are signing (otherwise a malware could switch the payment address before reaching the smartcard). The Ledger Blue directly addresses this concern by adding a touch screen to the traditional smartcard. The user can validate all transaction on a trusted interface, mitigating all phishing and malware attacks. Featuring BLE/NFC/USB communications, the Blue can be interfaced to any modern computer or smartphone.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms
Contacts:
Bus. Dev. & Sales: Thomas France, VP of Sales, [email protected]
Press: Eric Larcheveque, CEO, [email protected]
How they describe themselves: Started as Kontomierz.pl, a leading tool for managing personal finances in Poland, we have understood that the only efficient way to build a PFM tool is by adding a banking API service into it. Once we developed a connection to the local banks, it was clear that the demand for an API is quite high. Hence we started focusing on developing our flagship product – Kontomatik, a banking API that is currently available in 7 countries and more to come. With help of our technology brave organisations can become true innovators and use API for accessing KYC, Account and Transactional data, upon user’s consent of course. Need users’ banking data in Spain, Poland, Czech Republic, Slovakia, Mexico, Brazil or Russia? Kontomatik is the solution!
How they describe their product/innovation: We are going to present Kontomatik SignIn Widget, a tool that can be deployed in just 3 minutes. The main advantage of our SignIn Widget is that it supports multiple locations and numerous languages simultaneously. In other words, a bank, an online lender or any other fintech company no longer needs to have a separate registration form for each of its locations, with our widget the companies can access banking data on a multinational level. The widget also works flawlessly on mobile devices. We can state that Kontomatik SignIn Widget is a tool that will help fintech developers to fully bring their services to smartphones and tablets.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Marcin Trsuzel, [email protected]
Press: Konstantin Rabin, [email protected]
Sales: Peter Hiekmann, [email protected]
How they describe themselves: A dynamic company led by strong experience in the IT area, ITSector has over 250 highly qualified professionals. We invest in innovation and development of efficient solutions for our clients. We implement integrated multi-channel solutions for financial institutions, comprising credit solutions, internet and mobile banking, contact center, and wearable tech, with several solutions being recognized with international awards. ITSector has 3 software development centers located in Portugal, and provides nearshore services within Europe and other geographies.
How they describe their product/innovation: Our credit suite of products is an omnichannel platform with the aim of automatizing the credit processes and improve user experience for all type of credits. We will present a solution dedicated to the consumer credit, that provides an utilization 100% integrated between the client, the bank and the stores. Consists of a Mobile app for end-clients oriented to real-time credit with push up notifications using beacons technology, encouraging the client to go to the store; real-time credit simulations using augmented reality or QR Codes reader about a specific product; automatic credit approval; credit workflow integrated; multi front-end and devices solution for the client, the bank and the stores; notifications just in time of the credit approval.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev.: Alexandre Viana, Director, [email protected], +351 222 058 272 / 3
Press: Márcia Avelar, Marketing, [email protected], +351 222 058 272 / 3
Sales: Sílvia Barbosa, Market Manager, [email protected], +351 962 189 896
How they describe themselves: investUP (UP) is on a mission to make investing an everyday thing. UP offers retail investors a single account through which they can lend and invest into more than 23 crowdfunding and P2P sites from one hub. Investors can hold investments in two types of account: everyday (non-ISA) and crowdISA® (ISA). Crowdfinance is doubling in size each year globally. With the ISA pot in the UK at nearly £500bn, the incoming Innovative Finance ISA is expected to transform crowdfinance. As an ISA manager and aggregator, investUP is soon also offering an unrestricted market-wide crowdISA® – a significant competitive advantage.
How they describe their product/innovation: investUP is launching an entirely new product for 2016. Everything is either new or upgraded, with particular emphasis on introducing social elements (putting the crowd back into crowdfunding). Key features are:
- clubUP: users can now follow other investors and compete in our league tables
- Super Slick Search: users can sift through 100s of deals with intuitive and powerful filters
- Key new features include Robo-lending for passive investors (launching soon) and diversification tools – designed to help our active investors
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev.: James Tuckett, CEO & Co-founder, [email protected]
Press: Dom Wolf, CMO & Co-founder, [email protected]
Sales: Will White, Operations Director, [email protected]
How they describe themselves: Investify combines a unique team of asset managers and advisory software experts that sets one goal: providing the best investment process to retail customers. We believe that ordinary people should receive the same quality and investment opportunities that wealthy clients expect from their expert advisors. By using revolutionary technology, we provide an easy to use online service that combines highest quality with fair and transparent pricing. Investify is the first true digital asset manager offering individualized financial advice and investment portfolios to private customers in Europe. Investify has applied for a PSF license with the CSSF in Luxembourg.
How they describe their product/innovation: Investify unveils a revolutionary online advisory tool that easily guides an interested person through the process of becoming an established investment customer. While fulfilling all regulatory requirements, the process playfully captures relevant data, provides a risk assessment of the customer and gives personalized advice. Through the use of video identification and contract confirmation, a customer may open an investment account without leaving his seat. Investify lets the customer define a personalized investment strategy based on investment ideas which attract him emotionally. With Investify, a customer invests into what matters to his heart and what he believes in.
Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev., Press & Sales: Christian Kratz, [email protected]
How they describe themselves: The world’s first robot-advisor built for bankers and advisors. We solve advice suitability and appropriateness. Produce branded investment proposals. Engage faster and smarter.
How they describe their product/innovation: Automatically the robot filters suitability, ranks by relevancy and generates hyper targeted leads.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, licensed
Contacts:
Bus. Dev. & Sales: Alexandre Gaillard, [email protected], + 41 22 552 03 26
How they describe themselves: We help banks get closer to their clients, not only by providing the optimal channel but also through deep insights in their potential and true needs. Innofis omnichannel digital platform goes far beyond delivering an attractive interface. The true power of our solutions lies in the superior platform management, which delivers easy integration and total control over digital banking processes. Our clients are top-tier international banks who value the proven reliability and ease of implementation of our solutions and used today by over 3M digital customers.
How they describe their product/innovation: The Innofis Omnichannel Predictive Banking solution, launches a whole new way of banking based on predictive analytics of customer data. Moving away from the current ‘hit and miss’ financial marketing, the solution uses machine learning by combining available data at the bank and contextual/behavior information, to deliver accurate customer marketing call to actions. Powerful features include the ability to:
- Suggest the optimal transaction to customers, based on their previous behaviour.
- Offer a tailored financial products promotion, by matching contextual and behavioral data with cross-selling and upselling promotions.
Product distribution strategy: Direct to Business (B2B), through financial institutions
Contacts:
Press: Sabrina Garnier, [email protected]
Sales: David Falk, [email protected]
How they describe themselves: ING Bank Ślaski – one of the largest banks in Poland which aims at providing the best user experience for customers by responding to their behaviours and by following market trends, and at the same time, by implementing value-added services. uselab is a concept, strategy, and design company focused on Customer and User Experience delivered via Omnichannel. Comarch is one of the leading software houses in Europe specializing in implementing solutions and services for banks, insurers and asset management companies.
How they describe their product/innovation: ING Bank Śląski transmitted the standards of individual e-banking to the world of corporate clients and provided ING Business – the first holistic, easily adaptable omnichannel corporate banking ecosystem in the world. The tool is user-friendly and intuitive, designed in accordance with current trends in user experience. And with the 1st in the Polish market Applewatch for business mobile application.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Adam Walendziewski, Direct Distribution Channels – Deputy Director, [email protected]
Press: Ewa Szerszen, Press Office, Deputy Press Spokesman, [email protected]
Sales: Marcin Kryszen, Executive Director of Corporate Sales, Network Division, [email protected]
Tech. Dev: Wiesław Kotecki, VP – uselab, [email protected] & Krzysztof Maurer, Executive Director of Sales – Comarch, [email protected]
How they describe themselves: IDscan Biometrics Limited is an innovator, integrator and document authentication service provider headquartered in London. With over 1,000 global clients, IDscan provides out-of-the-box enterprise products to meet the needs of some of the world’s largest financial institutions. In the UK alone, 95% of all identities scanned in the commercial market are scanned by our clients.
How they describe their product/innovation: Our market-leading enterprise-focused digital on-boarding suite will be taken to the next level with a powerful new state-of-the-art facial recognition algorithm that has outperformed the majority of leading facial recognition engines in initial tests.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms
