FinovateFall 2016 – Urban FT

FinovateFall 2016 – Urban FT

How they describe themselves: Our enhanced white-label B2B digital banking platform delivers long-term competitive advantage, making clients’ brands integral to their customers’ daily financial and online social lives. We serve FIs, wireless carriers, and strategic verticals including insurance, brokerage, payroll/HR, and non-traditional FSOs. Our technology is delivered in three ways: Managed Service, SaaS, and Web or API Services.

How they describe their product/innovation: Urban FT will demonstrate the Workshop: the first real-time, multi-tier mobile app management platform for the financial services industry. Workshop enables financial institutions, program managers, and other FSOs managing multiple DDA products and card programs to rapidly configure, brand, and launch mobile banking applications for multiple customer segments-without coding.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Glen Fossella, EVP Enterprise Growth, [email protected], 617-335-2181
Press: Kimberly Christopher, Director of Marketing & Communications, [email protected], 646-661-1330

FinovateFall 2016 – Uniken

FinovateFall 2016 – Uniken

How they describe themselves: Uniken is a game-changing cybersecurity firm committed to making connecting safe, simple, and scalable through its patented, relative-identity and mutual authentication technology. Today, our flagship product REL-ID has over 30 implementations across three continents in verticals such as finance, manufacturing, and defense/special forces. Our clients include leading Israeli SIs and all 3 pillar institutions of the Indian finance sector. Given the increased threats in Healthcare and media, Uniken is also targeting these verticals for expansion.

How they describe their product/innovation: REL-ID is the first product to tightly integrate identity, authentication, AND channel security. At the heart of REL-ID, short for “RELative-IDentity,” is an enhanced, patented, key-exchange protocol (DHE on steroids). By using 1:1,”relative” identities split between clients and the enterprise, REL-ID eliminates man-in-the-middle, phishing, and spoofing attacks. Our new product, REL-IDverify, extends the perfect trust of the REL-ID secure channel to instantaneous mobile authentication of transactions and logins from unsecured browsers without involving SMS, OTP, Certs, or 3rd parties.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Robert Levine, Global Head of Business Development, [email protected]
Press: Julie Suter, VP Marketing Communications, [email protected]
Sales: Jon Mills, Global Head of Sales, [email protected]

FinovateFall 2016 – Unbill

FinovateFall 2016 – Unbill

How they describe themselves: The Unbill API is a bill payment API that supports bill management and bill splitting for roommates. We see opportunities in many markets, but we are currently focusing on the financial and real estate markets. We’ve spoken with companies ranging from to-do list apps to roommate matching apps as well as mobile banking apps.

How they describe their product/innovation: The Unbill API provides authorized bill data information, bill splitting options, and bill pay on behalf of a user. With over 4000 billers and counting, our API is available to companies that want to expand their platform and offer their consumers easy and convenient bill pay options to their existing customers.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Carrie Fleskes, [email protected]
Press: Jordan Wright, [email protected]

FinovateFall 2016 – Sindeo

FinovateFall 2016 – Sindeo

How they describe themselves: Sindeo has rebuilt the home financing experience from the ground up by providing customers with: (1) Access to a broad marketplace of over 1,000 loan programs (2) Expert and unbiased guidance from Mortgage Advisors that are compensated based on customer satisfaction (3) Innovative technology that streamlines the entire mortgage process.

How they describe their product/innovation: Sindeo’s QuickStart provides consumers with a straightforward and streamlined experience for the home financing process. QuickStart is a self-driven rate quote and pre-qualification tool that allows users to check rates across Sindeo’s network of lenders and loan programs, complete a loan application, get free credit scores, go through automated underwriting, and generate a pre-qualification letter in less than 10 minutes. QuickStart integrates credit, underwriting, and document submission systems in a secure environment, while conforming to CFPB regulations.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Press: Karie Stern, PR & Marketing Communications, [email protected], 415-608-9195

FinovateSpring 2016 – WorthFM

How they describe themselves: WorthFM is an all-digital investing and money management platform for the emerging-to-mass affluent female investor.

How they describe their product/innovation:

WorthFM has been designed from the ground up in response to 7+ years of behavioral finance data collection from an audience of over 1 million women.  Our product design and trio of proprietary algorithms give women a holistic picture of their finances, ongoing education, and step-by-step financial guidance in a framework that answers their top 5 questions about money management:

Where should I keep my money?  We give every client a bundle of 3 accounts: Savings, Investment and Retirement.

How much can I afford to save and invest? Our SmartFunding algorithm analyzes a client’s current income and spending patterns, identifies what amount is safe in different months to set aside, then automates a transfer to the appropriate WorthFM account.

What I am I supposed to do next? Our MyFinances algorithm learns about each client’s existing assets, debt, and goals, then provides step-by-step instructions designed to help them reach their best personal financial future.

How does investing relate to my life? MoneyType™, our proprietary assessment tool that is like Myers-Briggs for money, enables us to filter guidance in ways that are tailored to resonate with each client.

What happens to my money when I invest it? Our ClarityCueTuner algorithm uses each client’s financial circumstances, MoneyType™ results and knowledge score to curate a dynamic feed of insights, next steps and learning opportunities designed to increase their overall knowledge and net worth.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev., Press & Sales: Jordan Bastien, Director of PR & Business Development, [email protected]

FinovateSpring 2016 – WealthForge

How they describe themselves: WealthForge is powering the next generation of private capital markets. We provide automated private placement transaction processing through our innovative technology and brokerage solutions for issuers and investors. We currently serve more than 50 clients and have processed 5,000+ unique investments on our platform.

How they describe their product/innovation: The WealthForge Network connects issuers and intermediaries to help break down the barriers that exist in private capital markets today. The technology allows issuers to display their offerings to registered intermediaries through an offering showcase and provides intermediaries an opportunity to have their investors experience a branded online investment process. Through our dashboards, issuers have transparency into where investments are coming from and intermediaries can track whether their investors have completed the investment process.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: Bill Robbins, CRO, WealthForge, [email protected]
Press: Grace Keith, Caliber Corporate Advisers, [email protected]

FinovateSpring 2016 – VIX Verify

How they describe themselves: VIX Verify is a global leader in digital identity verification solutions. Financial institutions trust our award winning greenID platform to enable seamless and efficient consumer on-boarding, while simultaneously ensuring compliance with local AML/KYC/CTF regulatory requirements. With offices located in Asia, Europe, Africa and the Americas, VIX Verify provides coverage in over 50 counties for 3 billion + consumers. Our mission is to enable under-served consumers to enter the financial system, while simultaneously protecting financial institutions against regulatory and fraud risk.

How they describe their product/innovation: greenID is the only true global, integrated on-boarding platform that combines data verification document verification, OCR, and facial recognition technologies to authenticate consumer identities in real-time. greenID is an end-to-end SaaS based platform with flexible integration options, including mobile SDK and full-service API. The on-boarding platform services are modular and can be utilized individually, or in combination, to comply with local market regulations and differing risk profiles. greenID services include: – Identify Document Verification – OCR and Data Prefill – Identity Data Verification – Biometric Verification – Watchlist Screening – Device Fraud Detection – Back-End Administrative Tools.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev., Press & Sales: Jennifer Hughes, Business Development, North America, [email protected], 202-368-8399

FinovateSpring 2016 – Vera

How they describe themselves: Vera is solving the greatest problem financial firms face in the Information Age: corporate data travels everywhere. With Vera, businesses can protect, track, and share privileged information, no matter where it’s stored or how it’s shared.

How they describe their product/innovation: Vera delivers a first-of-its-kind zero-touch, zero-friction data protection solution that secures and tracks any digital information across all users, devices, applications, and platforms in real-time. Vera’s AES 256-bit encryption technology protects any kind of data, and then tracks and manages user permissions and can revoke access to files, no matter how far they travel.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Robin Daniels, CRO (Vera), [email protected]
Press: Lynsey Rose, Global Comms Manager

FinDEVr New York 2016 – Xignite

FinDEVr New York 2016 – Xignite

Named one of the 10 coolest brands in banking, Xignite, Inc. provides cloud-based financial market data APIs to help emerging companies and established enterprises deliver real-time and reference market data to their digital assets, such as websites and apps. Xignite’s clients include more than 1,000 financial services, media and software companies from disruptive fintech firms, such as Betterment, FutureAdvisor, Motif Investing, Personal Capital, Robinhood, StockTwits, Wealthfront and Yodlee, to leading financial institutions, exchanges and market data vendors.

Presentation

Empowering Users with Real-Time Market Data and Event Notifications

Impatient millennials expect instant updates. This means that next gen fintech apps must provide more real-time capabilities to keep them engaged and doing this today requires a lot of code and processing power. In this session, Xignite will demonstrate CloudStreaming and CloudAlerts, two new APIs that let fintech developers stream real-time market data to digital financial applications and add notification alerts for real-time market events and conditions, such as price movements or volume breakouts.

What You’ll Learn

  • How you can add real-time streaming global quotes for stock, indices, and options, precious metals prices and foreign currency exchange rates into any robo-advisor, trading, or wealth management app or platform in minutes.
  • How you can use CloudAlerts to trigger alerts, such as price movements, volume triggers, historical level breakouts, etc. and notify users by SMS, email or popping an alert on their screen.

Presenter

Anand Viswanathan, Software Engineer
linkedin.com/in/viswanathananand  |  @anand_xignite  |  [email protected]  |  650.458.4867

Anand spearheads developer efforts at Xignite and is the creator of Xignite Labs. Prior to Xignite, he held developer positions at Viagogo, Media Interface and Network Design Lab, The Ladders and Michigan State University, where he also taught advanced programming. He is fluent in Hindi and Tamil.

FinDEVr New York 2016 – VIX Verify

FinDEVr New York 2016 – VIX Verify

VIX Verify is a global leader in digital identity verification solutions. Financial institutions trust our award winning greenID platform to enable seamless and efficient consumer on-boarding, while simultaneously ensuring compliance with local AML/KYC/CTF regulatory requirements. greenID is the only true global, integrated platform that combines document image capture, document verification, OCR, and facial recognition technologies to verify and authenticate consumer identities and documents in real-time.

Presentation

Global Identity Verification, Made Easy with greenID

Financial institutions require efficient and user-friendly digital consumer on-boarding processes. They also need to be in compliance with ever increasing consumer data privacy and anti-money laundering legislation. These conflicting objectives usually require FIs to make trade-offs in their consumer on-boarding workflows. VIX Verify has broken this trade-off with its innovative greenID platform. Join us as we demonstrate our technology and discuss the multiple integration options into your online and mobile channels.

What You’ll Learn

  • The advantages of a single global consumer on-boarding platform that can be localized to individual market/product/channel requirements
  • How FIs are using greenID to add document and biometric verification steps to their consumer on-boarding workflows
  • The ease and benefits of using a global platform to tap into local markets for consumer data verification

Presenters

Samantha Gilbert, Product Manager

Samantha is the greenID Product Manager at VIX Verify and is based in Australia. She is an advisor to the strategic product roadmap as well as manager of the day to day product delivery. She is a seasoned IT leader and subject matter expert in global data privacy and anti-money laundering compliance.

Jennifer Hughes, Business Development
[email protected]  |  202.368.8399

FinovateEurope 2016 – Xpenditure

FinovateEurope 2016 – Xpenditure

How they describe themselves: Xpenditure​ has redefined the expense management space for businesses of all sizes, by creating a fully digitalized expense management process. With a relentless focus on innovation, Xpenditure strives to save users time at every stage of the expense management process by transforming it from a laborious time suck to a simple mobile first solution that is a delight to use. Xpenditure aims to become the preferred expense management solution for employees, managers, and business owners worldwide.

How they describe their product/innovation: Xpenditure will be showcasing a new way of integrating with Direct. ID, a 3rd party solution, which enables users to match receipts and statement transactions seamlessly, with thousands of institutions around the world. Xpenditure will also demonstrate a new feature that helps users manage the VAT elements of business expenses accrued internationally. Finally, Xpenditure will also announce the next evolution for expense management, leveraging their best of breed solution as a means to transform the way businesses think about managing their expenses.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Wim Derkinderen, Chief Commercial Officer, [email protected]

Press: Alan Gleeson, VP Marketing, [email protected]

FinovateEurope 2016 – Xignite

FinovateEurope 2016 – Xignite

How they describe themselves: Named one of the 10 Coolest Brands in Banking, Xignite, Inc. provides cloud-based financial market data APIs to help emerging companies and established enterprises deliver real-time and reference market data to their digital assets, such as websites and apps. Xignite’s clients include more than 1,000 financial services, media and software companies from disruptive fintech firms, such as Betterment, FutureAdvisor, Motif Investing, Personal Capital, Robinhood, StockTwits, Wealthfront and Yodlee, to leading financial institutions, exchanges and market data vendors including, Nasdaq , and BMO.

How they describe their product/innovation: With Xignite Cloud Alerts companies can develop mobile and web fintech apps that will react to market conditions in real time, and proactively notify users when specified market conditions are met. Xignite Cloud Alerts can be set to trigger on virtually any type of market condition. For example, you can set up an alert for when AAPL reaches $120 or drops 5%, or when the PE ratio for FB reaches 100.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Kerry Langstaff, CMO, [email protected], +1 650 242 4466

Sales: [email protected], +1 866 965 7627, +1 650 655 3700