How they describe themselves: Sindeo has rebuilt the home financing experience from the ground up by providing customers with: (1) Access to a broad marketplace of over 1,000 loan programs (2) Expert and unbiased guidance from Mortgage Advisors that are compensated based on customer satisfaction (3) Innovative technology that streamlines the entire mortgage process.

How they describe their product/innovation: Sindeo’s QuickStart provides consumers with a straightforward and streamlined experience for the home financing process. QuickStart is a self-driven rate quote and pre-qualification tool that allows users to check rates across Sindeo’s network of lenders and loan programs, complete a loan application, get free credit scores, go through automated underwriting, and generate a pre-qualification letter in less than 10 minutes. QuickStart integrates credit, underwriting, and document submission systems in a secure environment, while conforming to CFPB regulations.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Press: Karie Stern, PR & Marketing Communications, [email protected], 415-608-9195

Named one of the 10 coolest brands in banking, Xignite, Inc. provides cloud-based financial market data APIs to help emerging companies and established enterprises deliver real-time and reference market data to their digital assets, such as websites and apps. Xignite’s clients include more than 1,000 financial services, media and software companies from disruptive fintech firms, such as Betterment, FutureAdvisor, Motif Investing, Personal Capital, Robinhood, StockTwits, Wealthfront and Yodlee, to leading financial institutions, exchanges and market data vendors.

Presentation

Empowering Users with Real-Time Market Data and Event Notifications

Impatient millennials expect instant updates. This means that next gen fintech apps must provide more real-time capabilities to keep them engaged and doing this today requires a lot of code and processing power. In this session, Xignite will demonstrate CloudStreaming and CloudAlerts, two new APIs that let fintech developers stream real-time market data to digital financial applications and add notification alerts for real-time market events and conditions, such as price movements or volume breakouts.

What You’ll Learn

• How you can add real-time streaming global quotes for stock, indices, and options, precious metals prices and foreign currency exchange rates into any robo-advisor, trading, or wealth management app or platform in minutes.
• How you can use CloudAlerts to trigger alerts, such as price movements, volume triggers, historical level breakouts, etc. and notify users by SMS, email or popping an alert on their screen.

Presenter

Anand Viswanathan, Software Engineer
linkedin.com/in/viswanathananand  |  @anand_xignite  |  [email protected]  |  650.458.4867

Anand spearheads developer efforts at Xignite and is the creator of Xignite Labs. Prior to Xignite, he held developer positions at Viagogo, Media Interface and Network Design Lab, The Ladders and Michigan State University, where he also taught advanced programming. He is fluent in Hindi and Tamil.

VIX Verify is a global leader in digital identity verification solutions. Financial institutions trust our award winning greenID platform to enable seamless and efficient consumer on-boarding, while simultaneously ensuring compliance with local AML/KYC/CTF regulatory requirements. greenID is the only true global, integrated platform that combines document image capture, document verification, OCR, and facial recognition technologies to verify and authenticate consumer identities and documents in real-time.

Presentation

Global Identity Verification, Made Easy with greenID

Financial institutions require efficient and user-friendly digital consumer on-boarding processes. They also need to be in compliance with ever increasing consumer data privacy and anti-money laundering legislation. These conflicting objectives usually require FIs to make trade-offs in their consumer on-boarding workflows. VIX Verify has broken this trade-off with its innovative greenID platform. Join us as we demonstrate our technology and discuss the multiple integration options into your online and mobile channels.

What You’ll Learn

• The advantages of a single global consumer on-boarding platform that can be localized to individual market/product/channel requirements
• How FIs are using greenID to add document and biometric verification steps to their consumer on-boarding workflows
• The ease and benefits of using a global platform to tap into local markets for consumer data verification

Presenters

Samantha Gilbert, Product Manager

Samantha is the greenID Product Manager at VIX Verify and is based in Australia. She is an advisor to the strategic product roadmap as well as manager of the day to day product delivery. She is a seasoned IT leader and subject matter expert in global data privacy and anti-money laundering compliance.

Jennifer Hughes, Business Development
[email protected]  |  202.368.8399

How they describe themselves: Xpenditure​ has redefined the expense management space for businesses of all sizes, by creating a fully digitalized expense management process. With a relentless focus on innovation, Xpenditure strives to save users time at every stage of the expense management process by transforming it from a laborious time suck to a simple mobile first solution that is a delight to use. Xpenditure aims to become the preferred expense management solution for employees, managers, and business owners worldwide.

How they describe their product/innovation: Xpenditure will be showcasing a new way of integrating with Direct. ID, a 3rd party solution, which enables users to match receipts and statement transactions seamlessly, with thousands of institutions around the world. Xpenditure will also demonstrate a new feature that helps users manage the VAT elements of business expenses accrued internationally. Finally, Xpenditure will also announce the next evolution for expense management, leveraging their best of breed solution as a means to transform the way businesses think about managing their expenses.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Wim Derkinderen, Chief Commercial Officer, [email protected]

Press: Alan Gleeson, VP Marketing, [email protected]

How they describe themselves: Named one of the 10 Coolest Brands in Banking, Xignite, Inc. provides cloud-based financial market data APIs to help emerging companies and established enterprises deliver real-time and reference market data to their digital assets, such as websites and apps. Xignite’s clients include more than 1,000 financial services, media and software companies from disruptive fintech firms, such as Betterment, FutureAdvisor, Motif Investing, Personal Capital, Robinhood, StockTwits, Wealthfront and Yodlee, to leading financial institutions, exchanges and market data vendors including, Nasdaq , and BMO.

How they describe their product/innovation: With Xignite Cloud Alerts companies can develop mobile and web fintech apps that will react to market conditions in real time, and proactively notify users when specified market conditions are met. Xignite Cloud Alerts can be set to trigger on virtually any type of market condition. For example, you can set up an alert for when AAPL reaches $120 or drops 5%, or when the PE ratio for FB reaches 100.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Kerry Langstaff, CMO, [email protected], +1 650 242 4466

Sales: [email protected], +1 866 965 7627, +1 650 655 3700

How they describe themselves: VoicePIN.com is the first voice biometrics producer in Poland, established in 2011. The company develops and implements new technologies which are unique on a global scale. Its leading product is the VoicePIN system – the effect of many years voice biometrics R&D. The system allows users to safely log in and authenticate without the necessity to remember passwords or PIN numbers. The company’s employees are both experienced scientists and entrepreneurs. The team is constantly working on new product functions and implementing new solutions what results in outstanding outcomes.

How they describe their product/innovation: VoicePIN is a biometric system for easy and secure user authentication, based on the analysis of his voice. This technology allows you to securely log on to a system without having to remember difficult passwords or pin numbers. What distinguishes us?

• Very simple and quick installation and configuration
• Passive enrollment (generating voiceprints from previously recorded data)
• Verification of the biometric password is lexical and language-independent (no ASR needed). Using tools provided by VoicePIN the implementation and integration of a new voice system runs smoothly and efficiently.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Jakub Szydłak, VP Bus. Dev., [email protected], +48 695 739 511

Press: Karolina Kiepas, Marketing Manager, [email protected], +48 500 235 593

Sales: Lucyna Szaszkiewicz, Sales Director, [email protected], +48 726 503 403

How they describe themselves: Vipera has over 10 years of experience in developing core technology that allows for the rapid development, deployment and delivery of mobile personal banking services. Our platform, MOTIF®, is a flexible software system that allows for full, secure mobile access to any financial services data or transactional activity data. MOTIF® is configured to provide three distinct but complementary mobile personal banking products: Mobile Banking, Mobile Payments, Mobile Card Control. Currently deployed across the 3 primary markets of Asia, Middle East and Europe. The next phase is to take the data from the banking, payments and card usage and to create actionable insights which can be fed back to the user as offers, information or money management help.

How they describe their product/innovation: By analysing the transactions types, frequency and location of users spending and matching it with historical banking data, Motif is able to create personalised, time and location specific offers for its users which are send directly to the user’s phone at the appropriate time to enhance their shopping experience and build engagement with their chosen banking and retail partners.

Product distribution strategy: We partner with financial institutions to develop value added services in line with their strategic goals

Contacts:

Bus. Dev. & Sales: Simon Pearce, Commercial Director, [email protected], +447795105376

Press: Rita Borgo, [email protected], +39 335 1316087

How they describe themselves: A European multi-currency account for B2B and B2C payments. Valuto helps SMEs and sole traders facilitate everything from foreign exchange to sending and receiving transfers in local currencies throughout Europe. The solution accesses the company’s network of bank accounts, enabling Valuto customers to send and receive domestic transfers at a fraction of the cost. The platform also leverages the company’s existing currency-exchange marketplace, which boasts over 380,000 registered users and facilitated over €3.2B in exchanges in 2015.

How they describe their product/innovation: Valuto is launching its open API. End users will be able to connect their Valuto payment account to third party systems in a safe and secure way. It enables seamless integration with numerous systems including desktop and SaaS accounting, e-invoicing, Investment platforms, B2B marketplaces and e-commerce sites. From now on users can issue cross border invoices with payments and collections in multiple counties and currencies directly from their accounting systems. Reconciling payments with invoices are automated through the user’s e-invoicing system, without the need to log in to manually change the status.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Matthew Harris, International Bus. Dev. & Partnerships, [email protected], +48 500 193 978