How they describe themselves: Wealthify is a leading player in the exciting new robo-investing market, using technology to democratise investing. Launched in April 2016, we’re a new FinTech start-up based in Cardiff; a team of 12 entrepreneurs, investment experts and software engineers with a shared ambition to shake up the investing industry and democratise investing. Wealthify aims to change 1 million savers to investors in 10 years, helping to grow some of the £700bn currently held in cash savings in the UK.

How they describe their product/innovation: Wealthify is an easy to use and affordable online investing service. We are a leading player in the exciting new robo-investing market, combining smart technology, innovative design and simple, straightforward language to make investing accessible to everyone, regardless of experience. Our technology makes people feel confident about investing: encouraging and building trust at every stage, speaking to users in a natural, confident tone and providing clear and helpful steps along the way. Our investing strategy is among the most progressive around, using a proprietary algorithm to optimise asset allocation decisions, reducing costs, which we pass to customers through lower fees.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Michelle Pearce, Chief Investment Officer, 02920 099 203
Press: Mike Normansell, PR Manager, 02920 099 073

How they describe themselves: Wealth Wizards is pioneering the development of expert online financial advice in the UK, and is acknowledged as a leader by the FCA, industry and media. We have found that there is a huge ‘advice gap’ in the UK market where finding an expert financial adviser is difficult, and face-to-face advice can often be expensive. We have established a completely new approach to pension investments which makes financial advice affordable and accessible to everyone. We work directly with employers, or alongside pension consultants, to offer online pension and retirement advice to company employees. We also provide white label solutions to large financial services brands.

How they describe their product/innovation: Our innovation is ‘Contribution Advice’ which is a module in our online application Pension Wizard. Pension Wizard is provided to employees by their employer as an employee benefit, and was created to provide employees with all the advice they need to feel in control of their pension and sort their retirement saving whilst at work. We carried out research and found that pensions are very low down on the list of priorities for many. Our aim was to change that way that employees think about their pension and retirement. We want to encourage employees to contribute more towards their pension and also feel in control of their finances.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contact

Bus. Dev.: Simon Binney, Director of Bus. Dev., [email protected]
Press: Georgina Pickerill, Marketing Manager, [email protected]
Sales: Phil Blows, Account Director, [email protected]

How they describe themselves: W.UP is a next-generation digital banking software company, helping financial institutions to revitalise customer interactions by identifying key moments in the customer journey and turning those into a happy digital banking experience. We do this with a team of highly skilled fintech specialists who developed on-premise and cloud-based products using the latest data analytical tools and technologies. Our 15+ years of experience allows for fast implementations, turning ideas into projects and projects into success stories – on time and on budget. We believe that banking technology works best when it is simple and fits in seamlessly to make our lives easier. For more information, please visit http://wup.digital.

How they describe their product/innovation: We are launching Sales.UP, a digital sales and engagement tool for financial institutions that uses pre-built customer insights to create relevant, personal and timely interactions with customers. This new product helps banks focus their digital marketing on customer behaviour discovered from the combination of banking and non-traditional data using predictive analytics and pre-defined, ready-to-use customer insights. WUP’s library of insights is designed in a way that they can be used to create a perfect balance between customer care, advice and sales. They enable banks to contextualise interactions to optimise and own the experience.

Product distribution strategy: Direct to Business (B2B)

Contact

Bus. Dev.: Tamás Braun, International Sales & Bus. Dev., [email protected]
Press: Emese Sándor-Dobos, Marketing Manager, [email protected]

How they describe themselves: Veridium is a biometric authentication software company. We offer an end-to-end platform that includes an SDK to embed biometrics into an enterprise’s mobile app and a back-end server that provides analytics and reporting tools. Multiple biometrics (face, Touch ID, 4 Fingers TouchlessID) can be plugged into the SDK for the convenience and security of the end user. Veridium has built solutions for mobile banking, mobile payments, Active Directory, Virtual Private Networks and Single Sign On. Our target markets are the Global 2000 with an emphasis on financial services and healthcare.

How they describe their product/innovation: 4 Fingers TouchlessID is a significantly more reliable biometric than other mobile-based solutions. Since it captures all four fingerprints at once this increases the complexity of the data collected, making it harder to spoof. Matching can happen on the server or mobile device (making it FIDO compliant). In addition, Biometric data can be stored on the phone, the server or distributed between the two using Visual Cryptography. This method encrypts the vector randomly into separate pieces and avoids creating a key like other encryption methods. Used in conjunction with 4 Fingers, it’s one of the most reliable, flexible, and secure solutions on the market.

Product distribution strategy: Direct to Business (B2B), licensed

Contact

Bus. Dev.: James Stickland, CEO, [email protected]
Press: Lori Cohen, CMO, [email protected]
Sales: Vince Endres, EVP Sales, [email protected]

How they describe themselves: VASCO is a global leader in delivering trust and business productivity solutions to the digital market. VASCO develops next generation technologies that enable more than 10,000 customers in 100 countries in financial, enterprise, government, healthcare and other segments to achieve their digital agenda, deliver an enhanced customer experience and meet regulatory requirements. More than half of the top 100 global banks rely on VASCO solutions to protect their online, mobile, and ATM channels. VASCO’s solutions combine to form a powerful trust platform that empower businesses by incorporating identity, fraud prevention, electronic signatures, mobile application protection and risk analysis.

How they describe their product/innovation: VASCO together with eSignLive will be presenting its “Smile & Sign” mobile onboarding innovation. This solution solves the fundamental problem of onboarding customers via mobile devices in a secure, user friendly and legal manner for financial services and banking industries looking for ways to innovate and better nurture digital and mobile customers using a combination of technologies, including biometrics (e.g., “selfie” authentication), push notifications, visual cryptograms and e-signatures.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Press: Sarah Hanel, Public Relations Manager, [email protected] & Lies Florentie, PR & Investor Relations Manager, [email protected]
Sales: www.vasco.com/contact-us/index.html

How they describe themselves: We create secure collaborative engagement solutions to help the world’s leading banks & financial institutions deliver an in-person experience to their clients online. Over 80 banks and financial institutes already trust our software and have made it part of their service delivery strategy.

How they describe their product/innovation: We are launching our mobile collaboration solution, which adds an additional channel for real time customer consultation to the unblu suite. With this addition, banks can use their mobile banking apps as a backdrop for live customer consultation, interacting with clients via live chat and sharing the same visual experience with the client as presented by the mobile application. unblu lets you turn all your digital channels into live interaction grounds for client conversations.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Bus. Dev.: Paul Swaddle, OEM & Alliances Director, [email protected], +44 (0)7518 805 857
Press: Jens Rabe, CMO, [email protected], +41(0)7934 530 81
Sales: José Valcarce, CSO, [email protected] +41 41 511 27 11

How they describe themselves: Listed on the Forbes FinTech 50 and KPMG FinTech 100 lists, and named “one of the coolest brands in banking,” Xignite delivers cloud-based real-time, reference and historical market data via APIs to digital assets, such as websites and apps. Xignite clients who power their solutions with Xignite market data include fintech disruptors Betterment, FutureAdvisor, Personal Capital, Robinhood, SoFi, StockTwits, and Wealthfront.

How they describe their product/innovation: Financial services organizations can license the Xignite Market Data Cloud Platform, a cloud-based data distribution solution that helps large financial institutions centralize, distribute and optimize access to real-time and reference data they have licensed from Xignite, Bloomberg, Thomson Reuters or other market data vendors. Using Xignite’s cloud architecture, market data is made available via REST APIs to allow employees and downstream systems to instantly pull data into portals, proprietary in-house systems. Financial services organizations can now innovate at the speed of a fintech startup and knock billions of dollars off their cost infrastructure.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts:

Bus. Dev.: [email protected]

Press: Kerry Langstaff, CMO, [email protected]

Sales: Ryan Burdick, SVP, Sales, [email protected]

How they describe themselves: VIX Verify is a global leader in digital identity and document verification solutions. Financial institutions trust our award winning greenID platform to enable seamless and efficient consumer on-boarding, while simultaneously ensuring compliance with local AML/KYC/CTF regulatory requirements. With offices located in Asia, Australia, New Zealand, Europe, Africa and the Americas, VIX Verify provides coverage in over 50 counties for 3 billion + consumers. Our mission is to enable under-served consumers to enter the financial system, while simultaneously protecting financial institutions against regulatory and fraud risk.

How they describe their product/innovation: greenID is the only true global, integrated on-boarding platform that combines document verification, OCR, data verification and facial recognition technologies to authenticate consumer identities in real-time. greenID is an end-to-end SaaS based platform with flexible integration options, including mobile SDK and full-service API. The on-boarding platform services are modular and can be utilised individually, or in combination, to comply with local market regulations and differing risk profiles. greenID services include:

• Identify Document Verification
• OCR and Data Prefill
• Identity Data Verification
• Biometric Verification
• Watchlist Screening
• Device Fraud Detection
• Back-End Administrative Tools

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Simon Herron, Head of International, [email protected], +44 7413 515666

Press: Lindsay Gough, Administration & Sales Support, [email protected], +61435820222

Sales: Gerald Soo, Regional Sales & Client Services Manager, [email protected], +65 9788 3285

How they describe themselves: WeInvest is a digital wealth management solutions provider founded to enable simple, smart & secure financial aggregation & analysis for clients in the South-East Asian market. We help our clients track and analyse their portfolios and holdings across a variety of asset classes and are now helping them to allocate and execute investments in a customized, simple and efficient manner with the launch of our proprietary Robo-Advisory platform as a service. We operate across several geographies in Asia and are in strategic partnerships Pershing (BNYMellon), Leonteq, Amazon, Babel & Reuters.

How they describe their product/innovation: WeInvest is available on web & mobile applications, and is backed by a robust Middle-to-back office platform which support multiple asset classes, currencies, brokers, business models & custodians. Investment strategies from leading investment houses, quantitative research teams have been collated in the Open-architecture Strategy store similar to an app store, and then executed at institutional rates with Pershing(BNY Mellon) one of the world’s largest custodians. End-to-end operational support covers customer onboarding, trade administration & customer support. This end-to-end platform is now available as a for Banks, Wealth managers, Asset Management companies for them to launch either a DIY service or Hybrid RM assisted service.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Gaurav Mehta, Head of Sales & Marketing, [email protected]

Press: Caroline Bowler, CEO, Bowlah PR, [email protected]

WiseBanyan is the fastest growing independent roboadvisor in the U.S. We help individuals save, invest, and reach their first $100,000 – for free and with no minimums. WiseBanyan builds and manages tailored, goal-based financial plans helping individuals reach rainy day funds, purchase a home, and save for retirement. Simply link a bank account and WiseBanyan’s end-to-end infrastructure fully automates achieving the goals.

As a leading consumer fintech firm, WiseBanyan is a FINRA Broker-Dealer and an SEC Registered Investment Advisor. Our recommendation and trading engines seamlessly design tailored portfolios for our clients, execute transfers, rebalancing, portfolio allocations, and orders – even down to fractional shares. We process a quarter million trades per month and 25,000 client deposits a month.

Presentation

Data as an Advantage: Building a Data Warehouse With Open Source Tools

Our data warehouse enables us to properly collect, store, and make data accessible to all teams from marketing to compliance, and this leads to better decisions. Our presentation focuses on the choices we made regarding the pipelining of client and application data into our central data warehouse and the facilitation of the access to that data. We had four central considerations: data security and privacy, speed of implementation, adaptability, and cost.

Our data security and privacy requirements excluded any solutions that required 3rd party pipelining. Given our rapid speed of development and unique technology platform, we were not a good fit for traditional enterprise “all-in-one solutions.” Our solution was to utilize an open-source workflow management system, Airflow by AirBnB, and an open-source business intelligence tool, Metabase. A full integration with these technologies to create our data warehouse and ETL has enabled us to move quickly to refine product, user experience and expand our business.

What You’ll Learn

• Open-source workflow management systems enable pipelining of storage without sacrificing security.
• Implemented correctly, open source business intelligence tools enable secure access to data for non-technical teams without sacrificing security.
• Correct storage and retention of data is not just a business requirement; teams that execute in this regard have a competitive advantage.

Presenters

Herbert Moore, Co-CEO & Co-Founder

linkedin.com/in/herbert-moore | @herbertmoore1 | [email protected]

Co-founder of WiseBanyan with over a decade of experience in the asset management industry. Previously, he was the founder of a quantitative asset manager, and prior, he was the head trader at Ansbacher, a volatility arbitrage hedge fund. BA Economics, George Washington; MS Engineering, Stanford. Series 4, 7, 24, 63, 65

Jennifer Chin, Chief Science Officer

[email protected]

Leads data science team at WiseBanyan and has over 10 years of experience in engineering and system architecture. Previously, Jennifer was the co-founder & CTO of LaunchBit, an adtech business acquired in 2014. BS Chemistry and Physics, Harvard; PhD Material Science and Engineering, MIT.