Finovate Alumni News– October 30, 2012

  • Cortera to open new office in Boston.
  • American Banker reports Mitek Plans Driver’s License Authentication, Mobile Pay Software.
  • The Next Web reports Braintree and LightSpeed team up to launch new payment plan for merchants.
  • Finovate takes an in-depth look at Manilla’s account management platform.
  • Emida partners with Global Business Services and The Mint Corporation.
  • The Currency Cloud raises $1.9 Million.
  • The WSJ takes LearnVest for a test drive.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

What We Learned About Manilla’s Account Management Platform


Earlier this month, I opened a free account with online account management and organization service, Manilla. After spending some time in the platform, I was impressed with the capabilities of the clean UI and its easy functionality. The company offers both a desktop and a mobile version.

Company overview

    • Headquartered in New York, NY and San Francisco, CA
    • Founded March 2010
    • Over 50 employees

Awards & recognitions

    • Named one of Time’s Top 10 NYC Startups to Watch in 2011
    • Won the DEMO God Award at the DEMO conference in Spring 2011
    • Won the Webby and the People’s Voice Award in the 16th Annual Webby Awards in 2012
How it works
1. Sign up with:
    1. Name
    2. Zip code
    3. Email address and password
    4. Two security questions

2. Add accounts such as utility bills, bank accounts, travel and rewards memberships, and even magazine subscriptions.

Select a pre-listed provider (Manilla integrates with over 3500), then enter your username and password. More secure accounts, like online banking, require additional security questions and verification information.

I uploaded 5 accounts, ranging from Alaska Air mileage plan to my Verizon account. The average number of accounts a typical user maintains is between 7 and 10; some have up to 20.



Thumbnail image for ManillaReminder.jpg

3. Use it to manage bills and payments:

    • Select how and when to be reminded (pictured right) of an upcoming bill due date
    • Store PDF versions of bills forever
    • Login directly to biller websites through your single Manilla password
With the accounts dashboard (pictured below), users can see an overview of all their uploaded accounts, including bill payment reminders and items that need attention.


In the documents tab (pictured below), users see an overview of all documents, such as a bill, associated with their accounts.


Mobile app

The mobile experience parallells the full web experience. Just like the web experience, it has dashboards for reminders, documents, and accounts. It allows you to view your bills on-the-go, email them, and go directly to the biller’s site to pay the bill.

In addition, you can set up push notifications on your phone to be reminded of upcoming bill payments.


To learn more about Manilla, watch its FinovateFall 2012 demo.

Finovate Alumni News– October 22, 2012

Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpg

  • Equifax announces Spectrum Verification Services Platform, which helps verification through underwriting, QA & closing.
  • Credit Sesame blog features Manilla as a way to digitize finances.
  • Dynamics to nationally launch ePlate credit card device tomorrow via live webcast with 30+ payment apps.
  • Investment News reports Stockr offers social-media site for those passionate about stocks.
  • HelloWallet updates web app with bulk edit transactions, auto categorization, & re-organizing action steps.
  • VentureBeat explains how Kapitall gamifies stock trading.
  • Tenants Can Now Pay Rent Using Cash with PayNearMe’s Cash-Payment Solution.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Finovate Alumni News– October 12, 2012

  • Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgIDentity Theft 911 to offer Humana members ID management & credit monitoring services.
  • ThreatMetrix honored as bronze winner in the 4th annual 2012 Golden Bridge Awards.
  • Euromoney looks at SoMoLend as a funding alternative.
  • ReadyForZero answers questions about debt on Lifehacker.
  • Geezeo opens API to third party developers.
  • Monitise CFO John Brougham retires.
  • Finsphere issued 4th patent.
  • TIO transforms bill pay options for growing Hispanic marketplace through partnership with Progreso Financiero.
  • Arroweye Solutions’ digital tech powers growth at
  • Allied Wallet partners with Swedish e-commerce payment services provider Klarna.
  • Janrain and Bazaarvoice team to enhance social shopping experience via social login.
  • Pageonce and Blackstone Tech Group partner to bring utility companies a mobile payment option for customers.
  • Idaho Central CU launches RDC powered by MShift.
  • MyBankTracker reports Fifth Third Bank Statements Now Available on Manilla.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Manilla Helps Users Stay Organized


Second up, Manilla demonstrated its bill management platform:
“ is the free, award-winning service that helps you manage everything in your life in one place and has updated its features so that customers can seamlessly manage their lives even more easily than before. 
Manilla has made improvements to its mobile apps (which have received 4+ star ratings and thousands of user reviews), upgrades to the way customers categorize their bills and accounts on Manilla, and improvements to its convenient add-account process that allows customers to manage all of their accounts on Manilla’s clean, streamlined interface.”
Product Launched: February 2011
HQ Location: New York, NY & San Francisco, CA
Company Founded: March 2010
Metrics: 50+ employees
Twitter: @Manilla
Finovate demo (demo video will be posted next week)
Introducing Chris Victory (VP, Business Development) and Bill Eller (Senior Director of Business Development)

FinovateFall 2012 Sneak Peek: Part 3

Thumbnail image for Thumbnail image for FF12IMG.jpg

Here is third and final look at the companies that will demo at FinovateFall September 12 &13 in NYC. Each company provided a short summary of the innovation they will debut on stage. In case you missed them, check out Sneak Peek Part 1 and Sneak Peek Part 2
Don’t miss the opportunity to experience the hottest innovations in financial technology. Get your FinovateFall ticket here.

Thumbnail image for AkamaiLogo.jpg

Web-based attacks have been on the rise, and financial services is one of the primary targets of criminal, political, and chaotic actors. These attacks can cost institutions millions in lost transactions and business productivity each year, and even higher losses in their brand value and reputation. 
Akamai’s Kona Site Defender is the first cloud-based Web security solution to help financial services institutions protect against both large scale denial of service and sophisticated application-layer threats seeking to compromise their brands, applications, and associated data.
Innovation type: banking, online, security

Thumbnail image for BannoLogo3.jpg

Banno brings instant pre-transaction insights derived from location, historical spending outliers and upcoming bills to its mobile experience.
When looking at bank statements, people naturally perform regression analysis and predictive modeling to find outliers in spending. In other words, Where did my money go? We feel that everyone needs more absolute data points to help in this decision process. Grip’s dashboard provides easy access to your immediate historical financial perspective, allowing insight into spending over time while exposing anomalies with transaction level patterns ordered by what’s most important today.
Innovation type: Mobile, payments, PFM


Gift cards represent an estimated $110+ billion business in 2012. Consumers have $40 billion in unspent funds and are clamoring for digital solutions as well as connections to their favorite brands. Increasingly, these branded currencies are becoming a larger portion of the commerce cycle and consumer wallets. Retailers, merchants, financial institutions, digital wallets and marketers are all looking to capitalize and participate in this space. 
At Finovate, Blackhawk is premiering its GoWallet Digital Services. These services help a host of digital players power deep engagement with consumers while creating new revenue streams through prepaid branded currencies.
Innovation type: Cards, mobile, rewards

Thumbnail image for CKMackLogo2.jpg

CK Mack announces the debut of its innovative investment platform featuring an investment product based on a tangible, insured asset; Rented Real Estate
Real Estate has been a haven for the wealthy investor since the dawn of time. Now anyone will be able to share in the cash flow of rental property without the high dollar buy-in previously needed to invest in this profitable market. Current low interest rates and market insecurity combine to make CK Mack an exciting option for portfolio diversification. 
Innovation type: Investing

Euronovate is a “Zero paper company” aiming to transform every legal paper signed into an ab-origine electronic document with the same legal validity in all verticals worldwide. The new Pad Ensign10 and software platform ENsoft provide better legal and security management for electronic signature.
Euronovate is the first company to offer an end-to-end approach with legal support for electronic signature rules, process reenginering, system integration, hardware, software platform and digital archiving. Customers benefit from lower costs, a more efficient process, and an overall better experience.
Innovation type: Back office, sales, security


Finovera is your free personal bookkeeper. It is the easiest and most convenient way to receive, organize and manage household bills, financial statements and important family documents – all in one secure digital file cabinet. Users link their accounts once, and Finovera automatically brings in new bills and statements, making bil
l workflow management hassle-free.
Finovera disrupts the old way of dealing with paper documents and brings the simplicity, efficiency and convenience to household information management. Finovera helps banks and credit unions to reduce customer service costs, increase customer satisfaction and deepens relationships to maximize customer wallet share.
Innovation type: Mobile, payments, PFM


The CHOICE direct-to-consumer model allows retail customers to create individualized savings and/or investment solutions from the convenience of any channel and device by selecting the term, guaranteed minimum rate, liquidity and source of additional potential return, all with the security of FDIC insurance, in a completely transparent, clear and honest manner.
Innovation type: Back office, banking, investing, mobile, online


See the next generation in knowledge-based authentication – a SaaS solution that allows businesses to present custom, out-of-wallet questions to consumers using their own data. 
IDology’s ExpectID Enterprise gives banks the ability to generate out-of-wallet questions using their internal proprietary customer transactional data located behind their firewall and without ever having to share that data with us. It is time to replace your shared secret questions (What is your mother’s maiden name?) with a higher security model that isn’t compromised by social media or vulnerable to account take overs. Be able to meet FFIEC compliance guidelines while creating a safer authentication method on high-risk transactions.
Innovation type: Identity, security

Thumbnail image for LeadfusionLogo.jpg

See how the vexing problem of cross-channel integration has finally been solved! Financial institutions can now seamlessly connect the online and branch experience for consumers as they shop for financial products. 
A consistent consumer experience, easy ‘take your work with you’ cross channeling, best practice branch consultations, helpful product guidance, higher conversion rates, increased brand loyalty – just some of the many compelling benefits of Leadfusion’s new Cross Channel Selling solution. Unveiled publicly for the first time at FinovateFall 2012, from the leader in financial experience management.
Innovation type: Banking, marketing, sales

ManillaLogo.jpg is a free, award-winning service that helps consumers manage everything in their lives in one place. Using just one password, consumers can track their financial accounts, household accounts and utilities, subscriptions, daily deals, and travel rewards, all through or Manilla mobile apps. 
Manilla stores account documents, sends reminders to help avoid late fees, and gives consumers a complete overview of their accounts, all through a clean, simple interface. For businesses, Manilla decreases costs by moving customers to paperless billing, accelerates revenue by driving on-time payments, and offers a powerful marketing platform for businesses to engage their customers.
Innovation type: Communications, mobile, PFM

Thumbnail image for Thumbnail image for mSHIFTLogo.jpg

MShift presents AnyWhereMobile: a new payment network that enables Community Banks and Credit Unions to become the issuers of mobile wallets. 
Simultaneously, the AnyWhereMobile payment network will multiply the net Interchange income of both debit and credit for Community Banks and Credit Unions, slash the merchant discount fees borne by merchants by more than half and eliminate the majority of fraud. The huge savings generated by AnyWhereMobile empowers merchants to generate more merchant-centric rewards and discounts for consumers.
Innovation type: Banking, cards, payments


PlayMoolah is on a mission to change the way kids and teens use their money! We design fun technologies for kids to experience money management to earn, spend, save, invest, and give. Through real dollars, real action, and real impact, we hope for kids to take control of their money, and become empowered by using it to live their dreams and create value for the world.
Innovation type: Marketing, online, PFM

Finovate Alumni News– August 22, 2012

  • Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgAcculynk raises $3.5 million.
  • SmartyPig blog describes how you can use Manilla to reach your savings goals. Check out Manilla at FinovateFall.
  • CREALOGIX recognized in Gartner Hype Cycle report for widget-based internet banking & online PFM.
  • TechCrunch reports: PayPal partners with Discover to bring in-store payments platform to 7mil merchants in 2013.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.