FinovateFall Sneak Peek: Swych

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FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. Register today.

Swych’s patent-pending mobile gifting platform enables users to send “Swychable” gifts from their mobile device or social chat bot that can be instantly redeemed for electronic gift cards.


  • Integrated gifting chat bots
  • Easily buy, send, manage, and exchange gift cards from your mobile device
  • Conversational commerce platform with easy-t0-implement APIs

Why it’s great
The innovative Swych mobile gifting digital platform elegantly modernizes, digitizes, and simplifies gifting on the mobile device and within a user’s social networks.

PresentersScreen Shot 2016-08-30 at 12.55.07 PM

Deepak Jain, CEO, Co-founder
Jain is a strategic leader with over a decade of experience launching and transforming early-stage startups. He specializes in bringing innovative technologies to market and holds more than 55 patents.

Robert Sabella, CRO, Co-founder Screen Shot 2016-08-30 at 12.55.50 PM
Sabella is a serial entrepreneur, investor, inventor, and author. He has started and invested in many companies and invented a few patents-pending products along the way.

FinovateFall Sneak Peek: Aspire Financial Technologies

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FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. Register today.

Aspire was created in 2015 with a vision of re-imagining the technology infrastructure in the alternative and asset-backed lending markets. Aspire will demo the Aspire Gateway platform.


  • Networking tools for better access to market participants
  • Data management and analytics tools to provide standardized data reviews
  • Integrated loan processing, reporting and analytics tools

Why it’s great
Aspire Gateway breaks down the barriers separating alternative lending originators and investors, enabling better communication, enhanced visibility, and reduced reporting latency between participants.

PresentersScreen Shot 2016-08-29 at 3.53.13 PM

David Fry, Co-founder and CEO
Fry is a former head of global markets for DB Canada with more than 20 years of experience in credit and fixed income in senior leadership roles with large global banks and HFs in London, NY, and Toronto.

Mark Lecker, Co-founder and COO Screen Shot 2016-08-29 at 3.53.28 PM
Lecker has more than 25 years in the ABL industry in a variety of IT, finance, and operations roles. His experience includes senior management roles at AT&T Capital, Associates Fleet Services, and GE Capital.

FinovateFall Sneak Peek: Sindeo

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FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. Register today.

Sindeo’s self-driven rate quote and prequalification tool provides consumers with a quick, straightforward and streamlined start to the home financing process.

  •  In less than 10 minutes, consumers can:
    • check rates across Sindeo’s network of lenders and loan programs
    • get free credit scores
    • generate a prequalification letter

Why it’s great 
Sindeo offers a better mortgage experience by providing access to an extensive mortgage marketplace and a streamlined digital loan experience.Screen Shot 2016-08-30 at 12.43.08 PM


Ori Zohar, Co-founder
With a background in entrepreneurship and marketing, Zohar joined forces with co-founder Nick Stamos to create Sindeo, a consumer-friendly alternative to home financing.
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Aimeelene Gaspar, Vice President of Product Management
An experienced leader in FinTech product development, Gaspar is involved with every aspect of the Sindeo product life cycle, from concept to design to launch.

FinovateFall Sneak Peek: ProActive

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FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. Register today.

ProActive’s patented budgeting technology requires a user to choose a category before the purchase. Users benefit from the control of a cash-like experience, digitally.


  • Creates the safest account on the planet with no risk of fraud
  • Empowers real change in spending behavior
  • Highest user engagement in the industry

Why it’s great
Online budgeting software has failed to influence real change in users’ spending behavior. ProActive is the first to offer a behavior-first budgeting/banking platform.


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Ryan Clark, Founder and CEO
Clark has 10 years as a personal finance advisor and has ranked in the top 10% of advisors nationwide. After authoring his own book, he remained frustrated with failing budgeting systems.

Screen Shot 2016-08-26 at 4.28.08 PMRoss Jardine, Adviser and Investor
Jardine is “America’s Money Mentor” and cofounder of INVESTools acquired by TD Ameritrade. He is a world speaker, has created programs for Nightingale-Connant, Success Magazine, and is the author of four personal finance books.

FinovateFall Sneak Peek: CRMNEXT

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FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. Register today.

CRMNEXT is the only true omnichannel customer-engagement platform redefining the role of CRM as the transformation, automation, and innovation platform for financial services.


  • Delivers seamless omnichannel financial services customer-engagement
  • Powerfully automates and orchestrates customer interactions
  • Grows NPS, referrals, and conversions for every product and channel

Why it’s great
Half a billion customers and half a million bankers have proven what CRM should do NEXT: Make every customer interaction more efficient and create more opportunities for customer engagement and success.42877403_salesky


Joe Salesky, CEO
A Finovate pioneer, Salesky was formerly the founder and CEO of ClairMail, the breakthrough platform for mobile banking and payments. He has led serial visionary successes in software and financial services for 30 years.
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Ed Ponte, VP Sales Consulting
Ponte has 20+ years of experience directly supporting the sales efforts of consumer-oriented digital channels solutions, security, and infrastructure products in the financial services market.

FinovateFall Sneak Peek: Kore

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FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. Register today.

Kore serves business leaders in some of the world’s largest enterprises to help bring customer service to life through its bots platform and, most recently, its out-of-the-box Banking Bot Solution.


  • Turn insights into right-fit, right-time offers for cross-sale
  • 24/7 ‘virtual assistants’ answer and triage requests for lower service costs
  • Legacy systems and workflows elevated for greater ROI

Why it’s great
Bots engage with your customers and use the information to update systems, perform tasks, trigger complex workflows across internal systems and staff, and provide results for ongoing improvement.


Amit Aghara, Global Head of Solution Management

David Schreffler, Executive Vice President of Sales

FinovateFall Sneak Peek: Xentral Station

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FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on 8/9 September 2016. Register today.

Xentral Station offers trade financing for big and small vendors receiving cash in 24 hours.


  • Plug-and-play cloud solution for banks and vendors for cash in 24 hours
  • Independent global transaction platform
  • Integrated with any supply chain, accounting and bank application

Why it’s great
Making partners rich without doing anything.Screen Shot 2016-08-26 at 5.19.41 PM


Vilayat William, Strategic Alliance Partner
William is a serial entrepreneur and is building his third cloud-company with global partners.

Screen Shot 2016-08-26 at 5.19.55 PMEmily Reijnierse, Community Strategist
Reijnierse writes, “I don’t believe one can be the best in everything. Believe in a connected world where clients could select and combine the best business software of various providers.”

FinovateFall Sneak Peek: Strands

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FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on 8/9 September 2016. Register today.

Strands is the fintech partner for banks, leveraging 10+ years of expertise in big data and machine learning. The company will be presenting Strands BFM, a comprehensive white-label solution designed for SME Banking.


  • Smarter business decision-making based on contextual and personalized insights
  • Real-time access to all financial accounts powered by Strands Meta-Aggregation engine
  • Flexibility for all SMEs

Why it’s great
SMEs get a simple, intuitive and stunning data visualization of their finances for an unparalleled user experience. Banks get a smart, white-label tool to empower their most lucrative segment.Screen Shot 2016-08-29 at 4.11.10 PM


Cesar Richardson, VP Sales, Strands Americas
Richardson has 15+ years of experience identifying business opportunities, building companies and generating revenue growth in investment banking (Bloomberg LP), online travel, and educational tech companies.
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Sharif Penniman, Director of Sales, North America
With a background in enterprise mobile development and strategy, and having lived abroad in Europe 15 years, Penniman has a passion for everything mobile, specifically for financial institutions.

FinovateFall Sneak Peek: Agreement Express


FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on 8/9 September 2016. Register today.

Agreement Express allows financial institutions to design and execute consistent, automated onboarding experiences, while providing deep analytics that enable proactive and personalized client advice.


  • Fully automates client experiences across multiple lines of business
  • Utilizes client data to improve and evolve rich customer experiences
  • Supports FI’s digitalization initiatives

Why it’s great
Agreement Express is the only end-to-end platform to provide faster, smarter, easier onboarding for all financial institutions.


Mike Gardner, CEO
Gardner is a 20-year veteran of the software industry. He has led Agreement Express to become one of the most respected onboarding automation platforms in the financial services industry.


AgreementExpress_AndrewGrocholskiAndrew Grocholski, Account Executive
Grocholski is a seasoned professional in the SaaS industry. He has worked with large financial institutions to help them implement systems that improve business operations.

FinovateFall Sneak Peek: FF


FF2016-Logo-wdate-largeA look at the companies to demo live to 1,500+ fintech professionals on 8/9 September 2016. Register today.

Join us for the first-time public unveiling of FF, a smart transaction analytics platform that helps users focus their daily spending on what’s truly important and brings happiness in the long-run.


  • Offers proactive nudges and gamification based on years of scientific studies
  • Employs machine-learning to tailor individual recommendations
  • Available via API and white-label apps

Why it’s great
Merges happiness and behavioral economics to drive mass adoption of savvy consumer-spending paths, focused on what is truly important in life.


Daniel Gusev, CEO
Gusev—a digital payments geek with 10+ years of relevant experience—has built a number of commercially successful products in the European payments space; he is a passionate researcher of behavioral design.

FinFit_OndrejGrichOndrej Grich, CTO
Grich, co-founder of a leading consumer retail operation in Europe and a veteran builder of scalable IT platforms for nearly 20 years, possesses a particular knack for big-data analysis platforms.

FinovateFall Sneak Peek: Experian Fraud & Identity Solutions


FF2016-Logo-wdate-largeA look at the companies that will demo live to 1,500+ fintech professionals on 8/9 September 2016. Register today.

Experian’s CrossCore allows you to integrate fraud and identity technology from multiple providers to reduce friction and false positives—meaning more growth for your business.


  • Operate efficiently with single sign-on to multiple systems
  • Easily create, deploy, and manage strategies that deliver confidence in transactions
  • Quickly make dynamic strategy changes

Why it’s great
Collaboration is power. With every part of your fraud and identity solution working together through a single API, identifying and communicating potential threats has never been easier.


Adam Fingersh, GM and SVP, Fraud and Identity Solutions
Fingersh, general manager of Experian’s fraud and identity business, is responsible for all aspects of those businesses in North America.


Experian_JohnSarrealJohn Sarreal, Senior Director, Product Management
Sarreal is responsible for the integration of FraudNet products and technology into the overall fraud and identity strategy and oversees product development for the CrossCore platform.

FinovateFall Sneak Peek: InSpirAVE


FF2016-Logo-wdate-largeA look at the companies demoing live to 1,500+ fintech professionals on 8/9 September 8 2016. Register today.

InSpirAVE’s platform inspires you to multiply savings and fulfill big purchase goals for life’s special moments. By harnessing support of friends/family and retailers/banks together, InSpirAVE help you go farther.


  • One-on-one pre-purchase recommendations via trusted advisers to thoughtfully buy
  • Personalized financial plan to multiply savings
  • Monitor progress and doorstep-delivery of purchase via P2P and merchant payment

Why it’s great
No goal is out of reach if you set your mind to it. InSpirAVE’s internet-of-savings platform empowers you with the “financial intelligence” to multiply your savings and sustainably achieve those goals.


Om Kundu, Founder, Chairman, CEO
Kundu is a champion of customers, growth and social impact to #SaveForWhatMatters. He has held key in-house roles and has served as a trusted adviser to leading retail and financial institutions responsible for P&Ls with 10+ million users and $40+ billion balances.

InSpirAVE_MarkKrofchikMark Krofchik, Chief Technology Officer
As CTO of InSpirAVE, Krofchik brings passion for tech with deep domain-experiences—across retail & banking organizations—in leading InSpirAVE’s development team. He holds both bachelors and masters of science in engineering from Carnegie Mellon.