FinovateEurope 2012 in the Press

Here’s a look at press coverage from FinovateEurope on Tuesday:
ABA Banking Journal
Innovative payment startups, 2012 Edition
ETRONIKA Creates Kinect-Based Security For Online Banking
by Greg Anderson
Backbase Blog
FinovateEurope 2012: a brief review 
by Jelmer de Jong


Bank Innovation
7 New Services Launched at FinovateEurope 2012
by Mary Wisniewski
Banking Technology 
Finovate Europe packs in the punters
Blick Log 
Finanzinnovationen von der Finovate
Finovate Europe points way to the future
by Neil Ainger
Another take on Finovate
by Gareth Lodge
FinovateEurope 2012: More Payments and Mobile, Less PFM
by Zilvinas Bareisis
Innovative Payments Startups, 2012 Edition
by Zilvinas Bareisis
Commercial Integrator
Etronika Unveils Improved Microsoft Kinect-Based Online Banking
by Rachel Cericola
Finance 2.0
Finovate 2012: Der erste Eindruck
by Boris Janek
Financial Services Club Blog
The best of innovation in finance: #Finovate Europe 2012
by Chris Skinner
Live at Finovate
by Pat Carroll
AcceptEmail’s Service Creates an Electronic Bill that Can Be Paid by Mobile
Actiance’s Socialite Engage Helps Advisors Manage Social Media
Aimia and Cardlytics Help Merchants Track Offers and Revenue
Backbase Improves Bank 2.0 Portal Manager
Business Centric Services Group Launches CreditHQ
Brokertainment’s StockBattle Lets Users Engage in Social Betting on Stocks
CurrencyFair Launches QuickTrade Feature
Dynamics Shows Off Smart Credit Card
eToro Introduces Guru Finder, Launches iPad App
ETRONIKA Revolutionizes How Users Interact with their Online Bank
Fenergo’s Deal Manager Helps with Client On-Boarding and Account Opening
Figlo Makes Financial Planning Accessible on Any Device
FinovateEurope 2012 Live Twitter Transcript
Finsphere’s Solutions Keep Online Banking Secure
Fiserv Introduces Mobiliti M-Cash
Handpoint Launches Secure Payment Solution for Tablets and Smartphones
Holvi Unveils Group Account Technology
IND Group’s Banking-Front Office Gamifies Personal Finance
InvestorBee From DCisions Helps Users Make Sound Investment Decisions
Ixaris Demonstrates Customizable Card Program in a Box
Kabbage’s ScoreKard Gives Online Merchants a Dashboard of Health
Liqpay’s Allows for Easy Online Payments
Luup’s Wallet System Facilitates the Internal Authorization Process
Meniga Upgrades PFM to Align with How People Think About their Money
miiCard Launches Open Beta of a Digital Passport for Online Identification
Mootwin Enables Users to Better Manage Mobile Ap
Nutmeg Offers a Tailored Investing and Saving Experience
PayPal Demonstrates Instant Account Creation
Ping Identity Shows How Financial Institutions Can Use Social Networking Logins
Sandstone Launches Mobile Banking App
Serverside’s Technology Creates Viral Marketing Through Facebook
Service2Media Enables Secure Mobile Payments
Striata Launches Paperless Adoption Technology
Tradeshift’s Instant Payments Gives Businesses a Faster Way to Receive Cash from Invoices
VALid from ValidSoft Uses Voice Authentication
Wipro Brings Customer Acquisition to the Tablet

ForresterLogo.jpgForrester Blogs

Finovate Europe 2012: Innovation In Digital Financial Services
by Benjamin Ensor
Finovate Europe: best of show winners
by Scott Thompson
Hotwire PR blog
Finovate Europe 2012 – the aftermath
by Ben L
I Programmer
Kinect The Ultimate Security Device
by Harry Fairhead
Inside Brunei fm
ETRONIKA Brings online banking to Gesture Control, But Why?
by Roshan Jerad Perera
miiCard Blog
Impact of Financial Services in 2012, from FinovateEurope
by Cassie Anderson
A Cookie for Your Thoughts
by Cassie Anderson
Mircea Mihaescu Blog
Finovate London– More Old News?
by Mircea Mihaescu
Money Marketing 
Ian McKenna: Technology the key to building scale
by Ian McKenna
Ian McKenna: The new wave of FS tech
by Ian McKenna
My Bank Tracker
Wave Your Arms in the Air: Etronika’s Gesture-Based Banking
by Willy Staley
Nutmeg Blog
Nutmeg wins ‘Best of Show’ at Finovate Europe
by Aisha, Jono and Nick
OCTO Talks!
Innovation dans les services financiers: Retour sur Finovate 2012
by Joseph Glorieux 
Partners in Prepaid
Finovate 2012: New Kids on the Block
by Duygu Tavan
Payment Observer 
Trends and Innovation in Finance: FinovateEurope 2012
by Martin Schuppelius
Kinect-Powered Online Banking Logs You In With Your Face And Voice
by Emma Hutchings
Slash Gear
ETRONIKA produce Kinect-based online banking
by Chris Burns
TechCrunch Europe
Lithuanian company develops Kinect-powered online banking system
by Mike Butcher
Financial Services and Data exhausts
by Yann
Kinect based online banking from Etronika a reality now
by Edwin Kee
Visible Banking
Cardlytics: Merchant Coupons within Online Banking [INTERVIEW]
by Christophe Langlois
Currency Fair: the P2P Marketplace to Exchange Currency on your Terms [INTERVIEW]
by Christophe Langlois
Etronika: Kinect Banking at the Branch, Minority Report Style [INTERVIEW]
by Christophe Langlois
etoro: Copy Trading, Gamification and Personal Branding [INTERVIEW]
by Christophe Langlois
Finovate Europe 2012 (Photos, Videos, Crowdsourced Blog Coverage)
by Christophe Langlois 
Holvi: One Stop Shop for Groups – Crowdfunding, Budgeting, Expensing
by Christophe Langlois
iBrokr’s StockBattle: the World’s First P2P Option Game [INTERVIEW]
by Christophe Langlois 
IND Group: Bringing Gamification into the Online Bank [INTERVIEW]
by Christophe Langlois
Kabbage: for SMEs, More Social Media Engagement = More Cash [INTERVIEW]
by Christophe Langlois
LiqPay’s Zip: a Payment Details Shortener ‘ Style’ [INTERVIEW]
by Christophe Langlois
Meniga’s CEO: PFM Fully Integrated to Online Banking [INTERVIEW]
by Christophe Langlois
Nutmeg: Providing Private Banking Services to the Masses [INTERVIEW]
by Christophe Langlois
Ping Identity: Tapping Social Media to Customize Customer Experience in Banking
by Christophe Langlois
Serverside Group: Customize your Card Design on Facebook [INTERVIEW]
by Christophe Langlois
Vision Research Lab
Finovate– look out for these companies
by Duygu Tavan
Finovate– Who to look out for
by Duygu Tavan
Finovate: Hot stuff from Finland – meet Holvi
by Duygu Tavan
Luup launches Mobile Travel Authorisation & Budget Management Service

Brokertainment’s StockBattle Lets Users Engage in Social Betting on Stocks

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Then, iBrokr AG shared Brokertainment, its fast-paced version of betting on stock market indices:

“StockBattle allows social betting on stocks or capital markets indices. StockBattle could be also described as “user created risk”. Example: Person A thinks oil will decrease in its value today between 12:00 and 12:30 and bets €2 on that. Person B thinks the opposite and counters that battle also with €2. At 12:30, we know who gets €4 (minus the transaction fee).”

Product Launched: Beta: October 2011

HQ Location: Munich, Germany
Company Founded: January 2010
Metrics: 100% subsidiary of Fidor Bank AG, 4 employees (including IT), roughly 30,000 registered members generated revenues in 2011 (the first full year of testing the trading applications) above €100k less than €10k in Marketing/Sales.

Presenting Christian Hampp (Director) & Michael Rolph (Director) 

FinovateEurope 2012 Sneak Peek: Part 1


Right now, over three dozen leading fintech companies, both hot young startups and established players, are gearing up to demo their latest innovations at the second annual FinovateEurope next February 7th in London.

To whet your appetite, we asked each handpicked company to provide a sneak peek of what it will be demoing on stage. Below is the first installment. We’ll have another installment next week.

Don’t miss your chance to see fast-paced demos of the newest ideas from each company and meet the execs responsible for the cutting-edge of innovation in financial and banking technology. Plus get your FinovateEurope ticket before December 23rd and you’ll lock in the early-bird price!



AcceptEmail will launch a revolutionary way of billing and collecting. The inventor of billing and payment via email will introduce AcceptSMS, the world’s first Short Invoice Service. 
With this technology, AcceptEmail users will be able to send payment requests to a smartphone or PDA via SMS, WhatsApp Messenger or social media in an easy and clever way. Improve your customers’ payment behavior by offering multi-channel and customer friendly payment methods.
Innovation type: Communications, mobile and tablet UI, payments


Find out more about a solution that Raymond James has already adopted to give its investment advisors authenticity on social networks. It also generated a $1 million prospect for another wealth management firm after just 96 tweets.  
Actiance will also demonstrate how you can measure and analyse your network growth to accurately plot your social graph.
Innovation type: Communications, marketing, security


Brokertainment combines the fun and thrill of stock market trading with a reduced risk due to extremely low minimum investments (1 euro) and ultra-short term durations of derivatives (around 5 minutes). 
Brokertainment will present a new product called STOCKBATTLE.
Innovation type: Investing and asset management


Business Centric Services Group (BCSG) will present an exciting new credit management tool to the SME market, which will break down the traditional barriers of cost, complexity and awareness. 
BCSG has identified a customer need for this product through research, which highlighted that over half of small businesses never run credit checks on new customers, and just under half do not monitor their existing customers and suppliers.
Its innovative tool allows complex information to be delivered in a simple and usable format, ensuring the best possible end-user experience. 
Innovation type: Banking products, online UI, small business

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Almost all banking today is being done in digital space. Why not communicate with computers in a natural way, as we do in the real world? 
Imagine a financial application that recognizes your face, congratulates you, analyzes your voice to identify you, and navigates you in online banking. You choose what is most convenient for you at that time: using your voice, gestures, keyboard, or a mix of all the approaches. You are smiling. 
Motion and speech belong to the game world or laboratory geeks– not to online banking solutions that refer to a serious, unshakable, respectable realm. ETRONIKA wants to challenge this point of view by introducing a new UX approach to financial online services.
Innovation type: Banking, identity, online UI


InvestorBee puts data at consumers’ fingertips so they can make smart, confident investments.
    • It’s fact, not opinion. Users can tap into the database to learn from the experiences of over a million UK investors.
    • It’s an investment health check. Users can compare themselves to their peers to set realistic saving targets and investment goals.
    • It’s simple investing without guesswork. In a few easy steps, users can choose an objective risk-based strategy that’s right for them.
InvestorBee users extract wisdom from the crowd to make better, simpler investment decisions.
Innovation type: Investing and asset management, PFM

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Fiserv will demonstrate its next generation mobile P2P, small business an
d eCommerce merchant payments. As an international provider of digital banking and payment solutions, Fiserv delivers market-proven capabilities with innovations in both the mobile and online channels.
Innovation type: Mobile and tablet UI, online UI, payments

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IND Group gamified its white-label Internet Banking and Personal Finance Manager. It added these methods to its new Banking-Front Office. The solution is based on the fact that customers love to do almost anything if they are rewarded for it. 
With the two-level point system, banks can give points for things like function use, transactions, and product or service purchases. Customers can collect points and badges for dedicated actions. The system is closely connected with Facebook, where users can post their results and badges. With its strong visualization features and real rewards, the gamified IND Internet Banking and Personal Finance Manager creates a compelling, engaging user experience.
Innovation type: Online UI, PFM, rewards


Luup will launch a mobile payment service for corporations and governments that is set to bring them cost-savings, efficiency and productivity gains. The service solves one of the biggest daily challenges that organisations face worldwide. 
Through an interactive live demo from various mobile devices, Luup will showcase how the new service is a fast, convenient and secure way to optimise processes. Attendees will experience how Luup solutions are unique in being universally deployable, bank-grade, live and proven– as well as scalable and easily managed.
Innovation type: Mobile and tablet UI, payments


miiCard, My Internet Identity, is the first service that allows a consumer to prove their identity to the AML/KYC standard purely online.
Through miiCard, a vendor can identify an individual to a level of assurance that supports real-time online sales of regulated financial products, and replaces the need for a ‘wet signature’ reducing operational costs and increasing conversions. 
miiCard creates trust, protects consumers and fights against fraud. It helps realize the full potential of the digital economy by enabling higher value online business.
Innovation type: Identity, payments, sales and customer service


Sandstone will be showcasing its next generation mobile banking app that contains sophisticated money management/ OFM tools, the latest anti-fraud and security measures, and user experience capabilities that enable financial institutions to better engage with their customers.
Using the latest HTML5 technology, the app can be developed once and then delivered seamlessly across all smart phone app stores to run on any smart phone mobile device. The registration process for the app locks the user to the device while the page-fingerprinting technology ensures that fraudulent users will not be able to connect to the secure server.
Innovation type: Banking, PFM, security


Service2Media and Rabobank will introduce mobile payments via a banking app for all webshops. Customers of Rabobank that have installed the Rabobank Mobile Banking app can now pay for their mobile purchases as easily as their online purchases by using a mobile version of the online payment method IDEAL
The new mobile IDEAL payment is facilitated by starting the Rabobank Banking app on an iPhone once a payment request is issued on the merchant’s mobile site. The user then authorizes the transaction in the app with his account number and access code before being redirected to the merchant’s mobile site. Mobile banking is now possible without an e-reader as long as the balancing account is known.
Innovation type: Banking, mobile and tablet UI, payments


Securing M-Banking
The advancement of technology is making our lives easier. Mobile banking, or m-banking, is here and with 800,000,000 smartphones already in circulation globally, it is going to grow. But how do we make m-banking safe and practical to use? You can’t hold your smartphone in one hand and your bank secure key in the other when walking down the street – that’s not “making our lives easier”.
A much simpler solution is using out-of-band, real-time, multi-factor authentication and transaction verification. ValidSoft will demonstrate how its products can do just that.
Innovation type: Identity, payments, security

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One of the primary tools direct sales agents need is a tablet variant of the unified desktop. Wipro has developed a customer acquisition framework on a tablet-based device, which is a step in this direction. 
CAMS on Tablet leverages mobile, analytics and intelligent processes for on-the-go pe
rsonalized offers and application capture. The solution is also relevant in next generation bank branches where a differentiated environment is created for HNI customers.
Innovation type: Mobile and tablet UI, PFM, sales