“Banno Kernel enables financial institutions to leverage the way consumers interact with their business by delivering on the promise of true one-to-one marketing. Kernel positions the next best product to each individual consumer based on interest, across any channel. It exposes a modern web API for integration across all channels – online, mobile, ATM, e-statements and more. Through a real-time dashboard, financial institutions receive an exact picture of the next best product for each individual user. Kernel continues working the lead opportunity throughout any channel on which the user chooses to engage.”
Corduro Introduces PayMobile: Payment Free from Devices, Cards and Checks
This is post is part of our live coverage of FinovateSpring 2013.
“At the show, you will experience payments free from devices, cards, and checks. Use a card if you want, but you’ll miss the innovation. Download Corduro PayMobile, register, add a credit/debit/gift card to the wallet, and be a part of the innovation. Corduro PayMobile is integrated to social networks, and provides both merchant and consumer payment acceptance.
Palo Alto Software’s LivePlan Teams Up with MasterCard to Help Small Businesses Better Understand their Daily Operations
“LivePlan tells you how your business is doing. It creates budgets and forecasts to help you plan for success, allows you to put together a beautiful one-page pitch, and helps you track and manage your performance to ensure efficient growth. With its Quickbooks integration, LivePlan delivers business intelligence to small businesses everywhere. LivePlan has received the Top Ten Reviews Gold Award and been touted as, “an essential tool for launching a startup” by Inc.com. Fans include PC World, The Wall Street Journal, CNN Money, and Entrepreneur as well as over 70,000 customers.LivePlan and MasterCard have now teamed up, and are helping small businesses and mid-market companies manage both their performance and daily operations. LivePlan is now offered through the MasterCard Easy Savings Program and provides business intelligence through MasterCardbiz.com. Moving forward, the two companies will look to identify other areas in which their solutions can jointly provide value to business owners.”
Yandex.Money Debuts Twym (Tweet Your Money), a New Way to Send Money
“Twym is designed to facilitate instant transfers in rubles between Twitter users who have Yandex.Money accounts. To send money, users send a tweet that includes @twymru, the recipient’s username on Twitter, and the amount they want to transfer.
If the recipient has already activated Twym, they receive the rubles immediately. If not, they will be prompted to activate Twym and receive the money after they have done so. If someone retweets a money tweet, another transfer will be made from their Yandex.Money account to the same recipient – a useful feature for fundraising campaigns.”
OneID Introduces One-Click Login, Two-Factor Authentication Security Solution
This post is part of our coverage of FinovateSpring 2013.
“By combining a tap- and click-driven user experiences with public key cryptography, OneID delivers convenience and security to consumers and providers alike.
- Login: Single-click login, no password needed
- Two-Factor Authentication: Customizable to meet different security requirements
- Cross-Sell: Removes friction with single-click form filling
- Top of Wallet: Increases purchase frequency with e-commerce deployment of OneID.”
Lodo Software Launches D3 Banking to Help Banks Deliver a Personalized Customer Experience
“D3 Banking is data driven digital banking. It provides a full range of integrated financial services using a powerful, predictive analytics engine to deliver a personalized customer experience anytime, anywhere, on any device.
The D3 Banking components utilize next generation technology and can be deployed on a single server or distributed across servers to support cloud-computing environments. Those components include: D3 Analytics, D3 Insight, D3 UX, D3 Apps, D3 API, D3 Connect and D3 Control. These components provide the resources necessary for financial institutions to deliver a consistent, relevant and profitable experience to their customers.”
Kabbage Launches QuickBooks Financing Integration
“Kabbage has partnered with Intuit to provide simple and easy access to funding for QuickBooks customers. Kabbage is the first company on Intuit’s QuickBooks Financing Platform to underwrite customers solely based on QuickBooks data. With Kabbage, customers receive instant approvals; funds can be available within minutes when they use PayPal to receive funding.”
Nice Showcases How Mobile Reach Personalizes the Customer Experience
“Mobile Reach converges mobile self-service and assisted-service to create the most personalized, effective, and efficient channel. It offers:
- ENGAGE: Intelligently finding engagement opportunities in self-service and directing customers to the best next step just at the right time.
- CONNECT: If needed, seamlessly connecting customers directly to the right agent, bypassing the IVR and transferring the context from the device to the agent desktop.
- COLLABORATE: Expanding customer interactions using multimedia collaboration tools (sending text, images, etc.).
Customers get the ultimate customer experience – as personalized, relevant, and as effective as possible.Companies get more business, lower service costs, and higher mobile use.”
AuthenticID Launches PictureID to Beat Identity Fraud
This post is part of our live coverage of FinovateSpring 2013.
“AuthenticID’s identity authentication solution, pictureID, annihilates ID fraud. It is the only system that’s invulnerable to fraud schemes. Our unique agreement with DHS allows pictureID to connect with all document issuers in the U.S. and Canada. This enables financial institutions and telecoms to go directly to the source for identity authentication. Unlike identity data analytic providers – we don’t ‘guess.’ We provide absolute ID confirmation since document issuers’ records are unique to every citizen. There’s no way to trick pictureID – it returns a picture of the real consumer on file with the document issuer – with 100% accuracy.”
GoodApril Provides 365 Days of Online Tax Advice, Guidance, and Planning
This post is part of our coverage of FinovateSpring 2013.
“Today, GoodApril is unveiling its next-generation, automated tax monitoring solution for consumers.GoodApril’s online Tax Checkup analyzes your 2012 tax return to identify tax savings opportunities for the year ahead. We also forecast how much more you will owe in taxes as a result of the 7 major tax rules changes included in the Fiscal Cliff tax bill and the Affordable Care Act.”
Wallaby Financial Launches its Cloud-Based Wallet, Intelligent Credit Card Combo
This post is part of our coverage of FinovateSpring 2013.
“We will demonstrate the new Wallaby Wallet Boost. This makes it easy for consumers to build the ideal mix of credit cards for their particular needs. Wallet Boost extends the power of the patent-pending Wallaby Engine. Wallet Boost delivers intelligent, real-time credit card recommendations to help consumers identify the optimal collection of credit cards that will earn them the most rewards, cash back, or help reduce interest. Consumers add current credit card accounts to Wallet Boost, which scans recent past transactions, and produces a customized recommendation on which cards the user should acquire to maximize their financial goals.”
Building a Better Bitcoin? OpenCoin Launches Ripple
This post is part of our live coverage of FinovateSpring 2013.
“At its core, Ripple is a distributed global ledger that creates a distributed open source payment network and the world’s first distributed currency exchange. Ripple solves the double spend problem through a process of consensus rather than Bitcoin’s concept of mining. Ripple furthers the Bitcoin mission with faster transactions (confirming in seconds, not minutes) and a multi-currency design that allows for any currency to be traded within its exchange. In fact, Ripple is so versatile, it’s the best place to hold and use Bitcoins.”