“ETRONIKA’s BANKTRON e-channels management platform enables a completely new approach to the banking and finance industry, which provides front-end users elegant, safe, and secure financial products and services.The solution allows financial institutions to offer a highly personalized, attractively simple, and enhanced e-banking experience for its clients across all channels and devices.BANKTRON makes all delivery channels work seamlessly together as an integrated whole.”
Integrated Real-Time News and Data Analytics from Heckyl Technologies
This post is a part of our live coverage of FinovateEurope 2013.
“Heckyl FIND 2.0 (Financial In News & Data) is a real-time news and data analytic platform for retail traders and brokerages.
FIND gets integrated with trading terminals to provide high quality information, visuals, heat maps of sentiment, and market data to help traders find the trading opportunities in this fast moving market.
FIND helps you explore new ideas and keep pulse on the current business events/issues. Whether you are a short-term trader, investor, or fund manager, and whether you prefer equities, forex, or commodities, you will find a wealth of information that matters to ‘you’ streaming at your fingertips.
FIND is for retail traders like Bloomberg and Thomson Reuters are for institutions.”
Platform Launched: January 2013
Optimizing Data and Information with FreeAgent
This post is a part of our live coverage of FinovateEurope 2013.
“We are extending the reach of our solution to make much more intelligent use of the data and information that is the life-pulse of a business. Our users will be able to gain insight into the health of their business in real-time, with FreeAgent automatically highlighting performance trends and potential problems in an easy to understand way.
Equally compelling is our capability to make this information available to banks and other lenders, giving them insights into the strength and financial well-being of their customers, with one eye on customer service and another on risk.”
Product Launched: Q2 2013
LeanBanking Introduces figo-API to Unify Finances
This post is a part of our live coverage of FinovateEurope 2013.
“The figo-API is bringing together banks, payment providers, and financial service providers via one API that is stored in the cloud.
We’re transforming your finances into meaningful and actionable views, categories, budgets, and recommendations by enriching transactionmetadata.
We’re changing the banking paradigm from a ‘pull’ to a ‘push’ experience.
The figo-API is an off-the-shelf solution for service providers that want to offer bank account related services.”
Product Launched: February 2013
Trustly Helps You Safely Pay and Get Paid for Goods Sold Online
“Today there are many payment methods available for the e-commerce market, but there are no solutions solving the pain people experience when buying and selling on electronic person-to-person marketplaces – the risks and hassle of exchanging cash, and in the case of non-local deals where the goods have to be shipped – the risk that the buyer will not receive the goods or the seller will not receive the payment.Trustly Direktbetalning removes these pains.We’ll showcase how people from now on can safely pay and get paid for goods sold on Sweden’s largest marketplace, with an integrated fraud guarantee. Trustly Direktbetalning is a direct person-to-person bank payment solution embedded in the marketplace and does not require its users to learn any new behaviour or sign up to any new feature. It will (thanks to the combination of the following features) revolutionize the way people pay and get paid when purchasing goods from each other:
1. Direct and seamless payments embedded in the marketplace2. Integrated instant identification – no false identities can be used3. Fraud guarantee offered to both buyer and seller for complete peace of mind
Trustly Direktbetalning leverages Trustly’s proprietary direct bank e-Payment system. Its first marketplace partner is Blocket.se, Sweden’s largest marketplace with an aggregate value of ads posted in excess of €20B per year. It can, in principle, be embedded into any online marketplace in the world, or offered as a stand-alone service.”
Credit Agricole Launches App Store
This post is a part of our live coverage of FinovateEurope 2013.
“The Credit Agricole Store is the first European appstore proposed by a bank and where financial apps are co-created between clients and developers thanks to the opening bank APIs.
‘The Credit Agricole Store provides customers with access to many innovative and unique apps (18 new apps within 6 months), from social apps to video games to full display of account information, to apps for visually impaired customers.
The business model provides financial incentives for external developers to contribute and they join a co-op community based on the roots and values of the group.”
Product Launched: October 2012
CR2 Presents Bank Personalization Solution in BankWorld
This post is a part of our live coverage of FinovateEurope 2013.
“Today banks have limited opportunities to personalize services across all self-service channels.
CR2 has designed BankWorld with powerful segmentation capabilities, enabling banks to design ATM, Internet, and mobile banking screens, products and services as well as interactive banners that can be delivered to a specific segment of customers and can be accepted instantly.
It allows banks to treat each customer as a unique individual and generate revenue from the self-service channels while improving customer satisfaction with a consistent and relevant offering. BankWorld simply helps turn self-service channels into self-selling channels.”
Product Launched: 1998
OPENTECH Launches Enhanced Hybrid Apps for Mobile Banking and Payments
“At Finovate we are launching a revolutionary approach to mobile finance with our suite of Enhanced Hybrid (TM) apps for mobile banking and mobile payment.Not happy with HTML5 UX, neither with native app complexity? Enhanced Hybrid is the solution:
• User experience same as native apps• Development “server side” instantly available cross platform• Minimized testing effort thanks to a common codebase across all supported devices• Multiplatform rollout without additional development costs• Change management without publishing a new version on the app stores”
Additiv’s add.direct Improves Customer Experience While Keeping Cost Down
“With add.direct we solve two major issues in banking today:1. CostsAdd.direct allows for a major step in the industrialisation of banks by automating the mid- and front-office processes. It enables a true end-to-end business process along the complete customer journey.2. Differentiation in the marketplaceAdd.direct allows for a highly improved customer experience along all touchpoints and is the basis for serious 2.0 banking.”
eWise’s MyFin Mobile Banking Solution Combines PFM, Account Aggregation, and eAuthentication into a Single Solution
“The eWise MyFin mobile banking application combines the most powerful elements of PFM, account aggregation, and eAuthentication into a single, integrated solution.
The groundbreaking functionality of the eWise MyFin application transforms the consumer’s online banking into a simple, fast, and powerful experience that delivers unprecedented value to financial institutions through an integrated ROI engine.”
Kalixa Launches New “Whereever, Whenever” Mobile POS Device
Midway through the second session of the day, here is Kalixa with a demo of their new m-wallet, Kalixa mpos:
“Kalixa mpos is a new mobile POS device enabling ‘prosumers’ and small businesses to accept payments anywhere, anytime, and anyhow. Kalixa mpos accepts all major debit and credit cards and can be used wherever, whenever. Kalixa mpos is totally seure and can offer businesses next day settlement without contract.Kalixa is a wallet linked to multiple devices – offering consumers one account, one wallet, one way to pay. As an m-wallet, Kalixa can make P2P and MFC transactions, in-store, online or payment over the phone, as well as offering the ability to withdraw cash from ATMs. With no exchange fees, no commission, no charges, Kalixa is prepaid and easy to load via internet banking, credit/debit card, voucher and direct company payments.”
Product Launched: February 2013
Birdback Unveils Card-linking API Technology
This post is a part of our live coverage of FinovateEurope 2013.
“Our technology platform enables features such as loyalty programs, offers and automatic receipts to run on consumer’s existing payment cards. This is made possible through a simple, plug & play API that retailers and advertisers can easily use to link their applications to payment cards.Birdback’s API handles security, compliance and privacy aspects of card-linking. Card-linking applications range from traditional cash-back schemes to virtual gaming currency redemption. Birdback is demoing a use-case of its REST API.”
Product Launched: February 2013