What Will Be Trending at FinovateFall?

What Will Be Trending at FinovateFall?

FF2015LogoRevLargeEven if you’ve just worked in fintech for a year, you know that some trends in the industry seem to rise and fall more quickly than back-to-school fashion, while others have never faded out.

We compiled the word-cloud below based on the themes we’ll see at FinovateFall in New York on 16/17 September. This year’s show promises a wide range of topics:

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While none of this year’s themes are technically new, almost all of them have shifted since FinovateFall last year. Trends that have spiked since last year include:

  • Natural language intelligence
  • Digital currency
  • Big data

Not surprisingly, two trends we usually see, mobility and security, appear most frequently. With both the spike in popularity and capability of mobile devices, and the increased need for security as hackers become more advanced, we don’t expect these trends to fade any time soon.

Don’t miss out on being the first to see the live demos at FinovateFall—register today.


FinovateFall is sponsored by The Bancorp, CapitalSource, Envestment, Financial Technology Partners, Hudson Cook, KPMG, and Zions SBIC.

FinovateFall is partners with Aite, American Bankers Association, Bank Innovators Council,BankersHub, bobsguide, Breaking Banks, California Bankers Association, Canadian Trade Commissioner Service, Celent, CoinTelegraph, Crowdfund Beat, Ebanking News, Hotwire, IDC Financial Insights, Javelin,Let’s Talk Payments, Mapa Research, Mercator Advisory Group, MergerMarket, The New Economy, NYPAY, The Paypers, SME Finance Forum, and World Finance.

Save £400 When You Register for FinovateEurope

Save £400 When You Register for FinovateEurope

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Barclay’s announcement today that it is the first major bank in Europe or the U.S. to accept bitcoin is more evidence that Europe is leading the way in many fintech areas.

The announcement serves as a reminder that at FinovateEurope, on 9/10 February in London, we’ll host companies as they show off the newest and brightest ideas in fintech. Companies from Europe and across the globe will demo their brand-new technology on stage over the course of the two-day show.

The ticket-presale deadline for FinovateEurope is this Friday, 4 September 2015. Register this week and save £400. Be sure to lock in your spot early! FinovateEurope sold out last year with a crowd of 1,000.

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If you want to apply to demo at FinovateEurope, there’s still time to submit your application. Email [email protected] for more details, and watch a few live demo videos from last year’s presenters to get an idea of what to expect.


FinovateEurope is sponsored by KPMG.

FinovateEurope is partnered with bobsguide, CoinTelegraph, Let’s Talk Payments, Mapa Research, The New Economy, PLUS Journal, and World Finance.

Finovate Alumni News

On Finovate.com

  • “What’s Trending at FinovateFall?”

Around the web

  • PayPal’s new PayPal.me gives users a customized URL to request money.
  • BigRentz and Kabbage partner to offer equipment-rental financing.
  • Forbes: “PayPal’s Small Business Lending ‘Accelerating‘ On The Way To $1 Billion”
  • EVO Payments purchases Citigroup’s merchant-acquiring business in Mexico.
  • ThetaRay launches its new credit-risk model for online lenders. See ThetaRay at FinovateFall 2015 in September.
  • Boku sells its pay-by-call business to DaoPay.
  • YA partners with InComm to enhance client program delivery.
  • Expensify now enables users to import Items from QuickBooks Online and use them in place of categories for expenses on policies.
  • Kony opens new company headquarters in Austin, Texas.
  • Adobe’s mobile marketing platform is combining Adobe Analytics and Adobe Target, to help app developers and marketers better understand, attract, and retain users. Come see Adobe’s live demo at FinovateFall.
  • itBit adds former NYDFS general counsel Danny Alter as chief compliance officer and general counsel.
  • First Internet Bank unveils Eyeprint ID authentication from EyeVerify for its mobile banking app.

This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

 

Fall In! FinovateFall 2015 Presenting Companies Revealed

Fall In! FinovateFall 2015 Presenting Companies Revealed

FF2015_PresentingCompanies_FinalThis week’s touch of autumn rain here in the Pacific Northwest is a welcome reminder that—when fall is just around the corner—our annual NYC conference is just a couple weeks away. FinovateFall tickets are on sale now, so pick up yours while you still can and join the 1,500-person gathering in Manhattan, 16/17 September.

To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Here are a few brief introductions, but be sure to check our our Sneak Peek series to learn more about the innovators and entrepreneurs who will take the stage at the New York Hilton Midtown in just a few weeks.


  • AcceptEmail serves today’s consumers with online, real-time email payments. Market segments include insurance, banks, telecom, utilities, and property management.
  • additiv develops and implements digital innovations and business models for financial services providers.
  • Adobe is changing the world through digital experiences. Content built and optimized with Adobe products is everywhere you look.
  • Advisor Software is a cloud provider of sophisticated wealth-management and digital investment advice APIs and apps for financial services enterprises.
  • Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending.
  • Alpine Data Labs is a predictive analytics company focused on making analytical insights more accessible to the business.
  • ArcBit aims to lever bitcoin and blockchain technology to connect you to the global Internet economy.
  • Authy delivers proven fast-to-implement, highly scalable and reliable 2FA with an intuitive user experience and a powerful API.
  • Auvenir is a smarter way to audit financial statements. Using cutting-edge technology, Auvenir is setting the new standard in compliance and assurance.
  • Avoka’s digital business platform for frictionless sales-and-service solves the “buy” problem for financial institutions, government, and education.
  • BehavioSec enhances security without affecting user experience. It is currently deployed at 20+ retail banks with 500+ million transactions a year.
  • Big Data Scoring helps lenders harness big data to make better credit decisions.
  • Bizfi consists of three synergistic product silos comprising aggregation, funding, and a participation-market for institutional investors.
  • Bleu’s vision is to change the payment experience and create new platforms for mobile transactions.
  • Blockstack.io is an enterprise-software company selling private, enterprise blockchains for financial services and other enterprises.
  • Buzz Points partners with community banks and credit unions to reward consumers for buying and banking locally.
  • Capriza modernizes businesses by simplifying and mobilizing the most critical business workflows and disrupts the speed and economics of going mobile.
  • CellTrust provides mobile solutions that deliver seamless, secure mobile workflows to support enterprise collaboration, productivity and compliance.
  • Crowdability is the world’s first independent provider of education, research, and data on the emerging equity crowdfunding market for retail investors.
  • D3 Banking provides innovative banking services from a single digital platform, lowering the cost and complexity of IT infrastructure.
  • DAVO Technologies solves pain-points in the payor/payee relationship by optimizing any recurrent payment cycle, compressing time.
  • Dealflow is building the largest channel for online capital formation.
  • Dyme turns spenders into savers using the power of text messaging.
  • Dynamics Inc. designs, manufactures, and personalizes intelligent battery-powered payment devices and advanced payment platforms.
  • ebankIT is an omnichannel banking software company that delivers the latest innovative solutions in financial technology.
  • Eco-Mail helps businesses solve the digital mail dilemma for both outbound and inbound mail with our patented, exchange-based platform.
  • Empyr’s online-to-offline ad platform generates revenue for online publishers, including banks and fintech companies, from offline advertisers.
  • Encap Security makes the world’s only authentication solution purpose-built for enabling omnichannel financial services.
  • Ephesoft Smart Capture solutions classify documents and extract meaning from their content. Make better financial decisions with better data.
  • Ethoca provides collaboration-based technology solutions that close the information gap between card issuers and commerce merchants.
  • Euronovate is a leading company in digital transformation and biometric identity-management solutions.
  • Fern Software provides social savings and loans software to FIs in more than 30 countries. Serviced out of offices in Europe, Asia, and the Americas.
  • FINANTEQ began transforming mobile trends into financial technology prior to ‘era of iPhone’ and continually provides innovations in mobile space.
  • Fiserv is a leading global provider of information management and electronic commerce systems for the financial services industry.
  • Flybits is the context-as-a-service software platform in the cloud. Flybits provides better mobile apps, sooner, and for less: Get agile as you tailor your app strategy.
  • Gro Solutions is dedicated to helping banks and credit unions grow by providing innovative digital customer-acquisition solutions.
  • Hedgeable is the first private banking platform for millennials.
  • HelloWallet works with employers to provide independent, personalized financial guidance to employees through web and mobile-based software.
  • Hypori provides mobility solutions with Virtual Mobile Infrastructure. We can remote Android onto any mobile device and allow access to any unmodified app.
  • ID Analytics is a leader in consumer risk management with patented analytics, proven expertise, and real-time insight into consumer behavior.
  • IDmission provides a cloud-based platform enabling identity-initiated customer onboarding and engagement for financial services companies.
  • InforcePRO is the only end-to-end post-sale life insurance policy software solution.
  • Jack Henry & Associates is a leading provider of technology solutions and payment processing services primarily for the financial services industry.
  • Knox Payments offers account verification and fraud guarantee to online merchants, and a single sign-on solution for consumers paying online.
  • Ldger offers a user-driven marketplace credit-structured finance platform to power data-rich modeling, automated transaction execution, inventory discovery and aggregation.
  • Lexmark creates enterprise software, hardware and services that remove the inefficiencies of information silos and disconnected processes.
  • LiftForward operates white-labeled marketplace loan platforms which provide loans to small businesses and high-yielding debt products to investors.
  • LiquidLandscape is a San Francisco based fintech startup with operations in London and New York. We recently graduated from the Barclays/Techstars Fintech Accelerator Program.
  • MX
  • New Kapitall Holdings provides millennials and the like-minded with the financial tools they need to live life to the fullest.
  • North Side enables customers to speak or type to access your existing applications and databases, and clarify intent through conversation.
  • Novabase has been making people’s lives simpler and happier through technology for 25+ years.
  • Ormsby Street is an award-winning Shoreditch-based digital SaaS company helping small businesses make great decisions about who they trade with.
  • PaySwag by Customer Engagement Technologies was founded to create solutions that revolutionize the payment experience for the underbanked.
  • Quisk is a Silicon Valley-based startup that partners with banks and others to enable anyone to use their money without needing cash or cards.
  • RedCloud Technology is changing the future of fintech. We were responsible for the successful conception and launch of M-PESA.
  • RMS is an engagement-solution provider focused on acquisition, cross-sell, rewards, and referral marketing solutions for financial institutions.
  • SaleMove’s vision is to meet and exceed the in-person customer experience online.
  • Sliced Investing is democratizing access to elite investments including hedge funds and private equity for as little as $10,000.
  • Socure utilizes online/social data, facial recognition, and AI for real-time consumer verification. Improving conversion and reducing costs/fraud.
  • Soundpays is a universal mobile wallet using sound wave technology. We work with any technology whether online, in store, over TV, YouTube, or digital signage.
  • ThetaRay is a leading provider of big data analytics and solutions for operational efficiency and risk detection.
  • TradingTicket enables retail investors to place orders anywhere online or in-app with their existing brokerage accounts.
  • TransferTo provides a global mobile remittance hub that helps businesses offer mobile money, goods and services, and airtime in real-time.
  • Tranwall offers payment solutions which bring control, fraud prevention and flexibility to cardholders and card issuers.
  • Travel Notes helps financial institutions improve their cardholders’ experience when traveling by offering powerful, yet simple solutions.
  • Trulioo aims to cover the entire global population with verified IDs in an effort to increase trust and safety online and help fuel financial inclusion.
  • Urban FT delivers a platform to both financial and non-financial issuers to give their customers industry-leading digital banking products.
  • Voitrax provides a comprehensive automated-trade reconstruction solution, designed and built by seasoned Wall Street technologists.
  • Walletron automates a brand’s presence in mobile wallets, opening a new communication channel for loyalty and billing.
  • Xignite delivers in real-time reference market-data APIs that power fintech digital assets, such as websites and apps.
  • Yseop is a global artificial intelligence enterprise software company that works in business intelligence and business process outsourcing.

FinovateFall 2015 is sponsored by The Bancorp, Capital Source, Envestnet, FT Partners, Hudson Cook, KPMG, and Zions SBIC.

Our partners include Aite, American Bankers Association, Bank Innovators Council, BankersHub, bobsguide, Breaking Banks, California Bankers Association, Canadian Trade Commissioner Service, Celent, CoinTelegraph, CrowdFund Beat, ebanking News, Hotwire, IDC Financial Insights, Javelin Strategy & Research, Let’s Talk Payments, Mapa Research, Mercator Advisory Group, Mergermarket, The New Economy, NYPay, The Paypers, SME Finance Forum, and World Finance.

FinDEVr Preview: BlockCypher

FinDEVr Preview: BlockCypher

FinDEVr2015LogoV2DateToday begins our FinDEVr Preview blog series. On 6/7 October in San Francisco, 60 companies will present their latest developer tools, tips, and integrations. Register today and don’t miss out.

With BlockCypher’s presentation, you’ll see how bitcoin and block chains enable programmable money. From simple scripts to complex contracts, code can automate the transfer of value, making it traceable as distributed, and cryptographically secure. Dedicated block chains and smart contracts can automate trading with fast settlement as well as encode complex derivatives.

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Why it’s a must-see
Want to learn how block chains can fundamentally impact finance and Wall Street? How about rebuilding a bank in two days without keeping funds in custody? Want a sneak peek at what block chains and peer-to-peer distributed consensus can do? This session will put you on the right track and create a spark for you to build the next big finance thing.


Check out more of today’s FinDEVr Preview posts:

FinDEVr Preview: Finicity

FinDEVr Preview: Finicity

FinDEVr2015LogoV2DateToday begins our FinDEVr Preview blog series. On 6/7 October in San Francisco, 60 companies will present their latest developer tools, tips, and integrations. Register today and don’t miss out.

Finicity, a fintech aggregator with 14 years of experience and 16,000+ developed data sources, will demonstrate real-time data delivery via the new TxPUSH API.

The instant availability of financial transaction and account data unlocks fintech innovation and improves security.

FinicityHomepage

Why it’s a must-see
The TxPUSH standard pushes transactions as they happen, enabling real-time data delivery and improved security via OAuth.

With TxPUSH, account holders will no longer have to “pull” or download transactions from multiple financial institutions. Transactions will be “pushed” in real time to financial event hubs or directly to subscriber apps.


Check out more of today’s FinDEVr Preview posts:

FinDEVr Preview: Thinking Capital

FinDEVr Preview: Thinking Capital

FinDEVr2015LogoV2DateToday begins our FinDEVr Preview blog series. On 6/7 October in San Francisco, 60 companies will present their latest developer tools, tips, and integrations. Register today and don’t miss out.

To Build or Not to Build: This Q&A session with Pat Forgione, Thinking Capital’s CTO, and CSO Anthony Lipschitz will delve into how a leading fintech organization uses SAS software to create a proprietary platform that facilitates underwriting, decision making, compliance and more.

THinkingCapitalHomepage

Why it’s a must-see
This presentation will highlight how fintech developers can use technology to create unique competencies in finance, and help them make the decision of building, outsourcing or customizing tech solutions.


Check out more of today’s FinDEVr Preview posts:

FinDEVr Preview: Hyperwallet

FinDEVr Preview: Hyperwallet

FinDEVr2015LogoV2DateToday begins our FinDEVr Preview blog series. On 6/7 October 2015 in San Francisco, 60 companies will present their latest developer tools, tips, and integrations. Register today and don’t miss out.

Hyperwallet is the leading outbound payment provider to the independent worker and freelancer economy.

The San Francisco-based company will showcase its REST API that allows technology companies to access turnkey global payout options while maintaining control of the user experience, making it easy for your users around the world to be paid.

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Why it’s a must-see
Attendees will leave this session understanding the importance of a payout platform vs. a payout method. They will see how building into Hyperwallet’s outbound-payments technology will quickly, easily and securely unlock a new world of payout flexibility for independent workers on your platform.


Check out more of today’s FinDEVr Preview posts:

FinDEVr Preview: Lleida.net

FinDEVr Preview: Lleida.net

FinDEVr2015LogoV2DateToday begins our FinDEVr Preview blog series. On 6/7 October 2015 in San Francisco, 60 companies will present their latest developer tools, tips, and integrations. Register today and don’t miss out.

Lleida.net’s Connectaclick is a customized solution for electronic contracting. Customers can get the deal done immediately, without delays, reaching the balance between legal certainty and conversion by using registered SMS or registered email. Lleida.net, as a telecom operator, acts as a trusted third party.

LleidanetHomepageWhy it’s a must-see
Being a tailor-made solution, Connectaclick combines registered SMS/email; email/phone number; and identification validation. As a customer data-validation service, the solution becomes more competitive and prevents fraud. Connectaclick lets you close deals anywhere, anytime.


Check out more of today’s FinDEVr Preview posts:

FinDEVr Preview: Personal Capital

FinDEVr Preview: Personal Capital

FinDEVr2015LogoV2DateToday begins our FinDEVr Preview blog series. On 6/7 October in San Francisco, 60 companies will present their latest developer tools, tips, and integrations. Register today and don’t miss out.

Personal Capital will present the inner workings of a truly data-driven retirement planner based on users’ aggregated data and enhanced by machine learning. Each personalized plan is refreshed as the market or user’s spending or saving behaviors change and is served up on a UI that turns sophisticated algorithms and complex data into intuitive and actionable planning.

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Why it’s a must-see:
Personal Capital’s AWS infrastructure supercharges a data-driven retirement planner that employs machine-learning techniques to better forecast growth of a user’s portfolio and estimate her retirement spending. The company’s connected ecosystem allows a user and her dedicated advisors to collaborate on the same data and retirement plan.


Check out more of today’s FinDEVr Preview posts:

Klarna Makes U.S. Debut with New Overstock.com Partnership

Klarna Makes U.S. Debut with New Overstock.com Partnership

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Thanks to a new partnership with Overstock.com, Klarna has come to America.

Starting today, customers at Overstock.com will be able to use Klarna Checkout for mobile online purchases. Klarna’s one-tap technology helps remove friction at checkout. Overstock.com CEO Patrick M. Byrne said that the solution has increased conversion rates during testing. CEO of Klarna North America Brian Billingsley called the partnership with Overstock “a massive opportunity to turn more browsers into buyers.”

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From left: Klarna Chief Risk Officer Ohad Samet and SVP of Sales Jakob Söderbaum demonstrated their company’s technology at FinovateSpring 2012.

Klarna’s technology allows online consumers to buy now and pay later. By partnering with more than 50,000 merchants and 35 million total end-customers, Klarna has become a leader in after-delivery payments in Europe. The company’s solution assumes both credit and fraud risk, speeding up checkout, making it safer and guaranteeing payment for the merchant.

Klarna has had an active 2015. The company hired a former American Express executive as its new chief commercial officer in June, and just a few months later, Klarna’s CEO Sebastian Siemiatkowski was named to Hot Topics’ top 100 fintech influencers in August. Klarna earned profiles from The Financial Times and Business Insider this summer, and spent the spring “experimenting” with bitcoin and winning bronze in the “Most Disruptive” category at the PYMNTS Innovation Awards. The company began the year joining 21 of its fellow Finovate alums in the FinTech50.

Founded 2005 in Stockholm, Sweden, Klarna made its Finovate debut at FinovateSpring 2012 in San Francisco.

Narrative Science Enhances Quill Engage for Google Analytics

Narrative Science Enhances Quill Engage for Google Analytics

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According to Narrative Science, now is a great time to get engaged.

The natural language generation specialist has launched a new, enhanced version of its Quill Engage for Google Analytics technology. Quill Engage turns Google Analytics data into actionable, natural language analysis and reports that are easier to understand and easier for website operators to implement.

“By upgrading to the new version of Quill Engage, users can spend more time improving a business’s digital presence and less time trying to make sense of the huge volumes of data generated by Google Analytics,” says Stuart Frankel, co-founder and CEO of Narrative Science.

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From left: Tim Bixler, Credit Suisse managing director, global head of HOLT; Kris Hammond, chief technology officer, Narrative Science, demonstrated Quill Financial at FinovateFall 2013.

The new features include:

  • Additional Data Analysis: Captures more visitor behavior including goal, conversion, event, and e-commerce analysis
  • Customized Reports: Enables company branding, KPIs, add/remove report sections
  • Sharing and Saving: Allows automatic sharing with both clients and colleagues, export as editable Google Doc

First made available in the spring of 2014, Narrative Science’s Quill Engage for Analytics is powered by the company’s Quill platform demonstrated at FinovateFall 2013 in New York. The technology is available in three versions: free; Basic ($19.99/month); Premium ($49.99). According to Narrative Science, more than 13,000 users are on the platform, and the solution has earned high marks from the likes of the Content Marketing Institute, the Social Media Examiner, and RazorSocial.

Founded in January 2010 and headquartered in Chicago, Illinois, Narrative Science demonstrated its technology at FinovateFall 2013 in New York. For more information about our upcoming fall conference in New York, visit our FinovateFall 2015 page.