Kyriba Powers New Cash Forecasting Tool for U.S. Bank

By Julie Muhn (@julieschicktanz) Posted on
Categories: Daily news, US Bank
U.S. Bank partnered with Kyriba to launch Liquidity Manager, an AI-powered cash forecasting and liquidity management tool for commercial clients. The solution offers real-time visibility, scenario planning, reconciliation, and multi-bank reporting, helping firms automate workflows and reduce operational risk. The move signals U.S. Bank’s push into tech-forward treasury capabilities, positioning it to compete with modern finance platforms like Ramp. U.S. Bank has teamed up with treasury solutions company Kyriba to launch a cash forecasting tool to offer businesses visibility and control over their cash and liquidity positions. The new tool, Liquidity Manager, is powered by Kyriba's liquidity performance platform. Leveraging Kyriba, U.S. Bank will deliver cash forecasting, scenario planning, and operational efficiencies to its mid- to large-scale commercial clients. Kyriba's SaaS solutions empower CFOs, treasurers, and IT leaders to connect, protect, forecast, and optimize their liquidity. Founded in 2000, the company aims to help companies and banks improve their financial performance and increase operational…

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FreeAgent and Pleo Team Up to Help Small Businesses Manage Expenses, Cash Flow

By David Penn Posted on
Categories: Alumni News, Daily news, FreeAgent
Accounting software provider FreeAgent has partnered with spend management platform Pleo. The partnership makes Pleo FreeAgent's preferred expense management partner, enabling seamless, automated syncing of data from Pleo into FreeAgent. Headquartered in Edinburgh, Scotland, FreeAgent made its Finovate debut at FinovateEurope 2013 in London. A new partnership between accounting software provider FreeAgent and spend management platform Pleo will help small businesses in the UK better manage both day-to-day expenses as well as cash flow. As part of the alliance, Pleo will now serve as FreeAgent’s preferred expense management partner. This will enable seamless syncing of expenses, card transactions, receipts, and attachments—as well as categories and VAT—from Pleo into FreeAgent. Automated syncing removes the reliance on error-prone and cumbersome manual entry, makes it easier for employees to complete their expense reporting responsibilities, and provides for more accurate, up-to-date bookkeeping for small businesses. “We know how frustrating and time-consuming it can be for…

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Agentic AI Compliance Specialist Kodex AI Announces Acquisition by Regtech CUBE

By David Penn Posted on
Categories: Alumni News, Kodex AI, Mergers & Acquisitions
Automated regulatory intelligence company CUBE has agreed to acquire agentic AI compliance specialist Kodex AI. Terms of the acquisition were not immediately available. The acquisition will enable CUBE to leverage Kodex AI's agentic AI technology to offer "co-worker functionality" for compliance teams to help them keep up with ever-evolving regulations. Headquartered in Berlin, Germany and founded in 2022, Kodex AI made its Finovate debut at FinovateEurope 2024 in London. Agentic AI compliance specialist Kodex AI has agreed to be acquired by automated regulatory intelligence company CUBE. Calling the agreement "more than an acquisition," Kodex AI framed the deal as the "beginning of a new era for regulatory technology" in a statement on the company's website. The acquisition combines CUBE's regulatory data and risk capabilities with Kodex AI's agentic AI technology to offer an AI that is more co-worker than tool to assist compliance teams as they seek to implement ever-evolving…

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Ramp Valued at $32 Billion After $300 Million Financing Round 

By Julie Muhn (@julieschicktanz) Posted on
Categories: Daily news, Funding
Ramp raised $300 million at a $32 billion valuation, bringing its total funding raised to $2.3 billion. The company surpassed $1 billion in annualized revenue, doubled customers year-over-year, and is scaling AI-driven automation across its platform. Ramp is evolving from a corporate card provider into a more holistic finance operations engine, which raises the bar for value creation in corporate spend management. Corporate card and expense management platform Ramp is unveiling an updated valuation this week after a new funding round. The New York-based company closed $300 million in funding, boosting its valuation to $32 billion and bringing its total raised to $2.3 billion in equity. The investment was led by Lightspeed Venture Partners, with continued support from existing investors Founders Fund, D1 Capital Partners, Coatue, GIC, Avenir Growth, Thrive Capital, Sutter Hill Ventures, T. Rowe Price, Khosla Ventures, ICONIQ, Glade Brook Capital Partners, Soma Capital, Emerson Collective, 8VC, Lux…

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JPMorgan on Data Access Agreements: “The Free Market Worked”

By Julie Muhn (@julieschicktanz) Posted on
Categories: Julie's Column, Thought Leadership
In July, JPMorgan Chase (JPMC) began notifying fintech data aggregators that it intended to begin charging significant fees for access to its customers’ bank account information. The shift triggered concern among aggregators about their business models, stirred interest among other banks eyeing similar moves, and raised red flags with regulators concerned about the broader economic fallout. Now, nearly five months later, the bank and its fintech partners have struck a deal on those fees, according to CNBC. JPMC spokesperson Drew Pusateri said that the bank has updated contracts with aggregators that make up more than 95% of the data pulls on its systems, including Yodlee, Morningstar, and Akoya. Plaid was the first player to mutually agree on a new data access contract, inking a deal in September. "We’ve come to agreements that will make the open banking ecosystem safer and more sustainable and allow customers to continue reliably and securely accessing their…

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Fintech Rundown: A Rapid Review of Weekly News

By David Penn Posted on
Categories: Betterment, Carrington Labs, EverC, Expensify, Experian, Fintech Rundown, PayStand, SumUp
Partnerships in payments and lending as well as new offerings in fraud prevention and self-directed investing are among the fintech news headlines as the week begins. With Thanksgiving around the corner, keep an eye out for companies looking to make their big announcements before the holiday week begins. You'll find those announcements right here on Finovate's Fintech Rundown! Lending Carrington Labs unveils Model Context Protocol (MCP) server to enable lenders to access the company's credit risk model outputs directly within agentic flows. Embedded lending solutions company Lendflow partners with Experian. Insurtech Digital payments network for insurers, One Inc., announced that Mutual Benefit Group has implemented its ClaimPay platform to enhance outbound disbursements. Investing Betterment launches self-directed investing tool, enabling retail investors to buy and sell stocks and ETFs without paying commissions. Payments Sage introduces its Finance Intelligence Agent, an intelligence layer that routes natural languages questions to AI agents, coordinates,…

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Trulioo Expands into Credit Decisioning

By Julie Muhn (@julieschicktanz) Posted on
Categories: Alumni News, Daily news, Trulioo
Trulioo is launching a new credit decisioning tool, adding financial, credit, and risk insights to its global identity platform. The update unifies identity, fraud, risk, and credit intelligence into one workflow, enabling faster, more accurate onboarding powered by AI-driven models. With this expansion, Trulioo shifts from ID verification to full-stack onboarding and risk assessment, putting it in direct competition with Alloy, Prove, Experian, Equifax, and Bureau. Digital identity platform Trulioo is launching credit decisioning this week. The new capability offers financial, credit, and risk insights through Trulioo's global identity platform, its tool that connects to hundreds of international data sources to instantly verify people and businesses in nearly every country. Trulioo's credit decisioning tool will facilitate smarter evaluation, routing, and decision-making during the onboarding process by bringing identity, fraud, risk, and credit intelligence into a single workflow. The company will leverage its global identity platform to bring these insights into AI-driven…

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Finovate Global Ireland: Building Personalized CX in Finance with Jac Dunne of Dimply

By David Penn Posted on
Categories: CEO Interview, Dimply, Finovate Global
How can banks and other financial institutions offer their customers dynamic, AI-powered experiences that provide better, faster, more personalized solutions and services compared to the generic, static interactions of the past? In this extended conversation, Finovate Global talks with Jac Dunne, Founder and CEO of Dimply, about what her company is doing to help financial services companies design, deploy, and optimize embedded journeys for their customers. Dimply offers a no-code solution that enables non-technical teams to transform data into hyper-personalized, embedded journeys in apps, websites, portals, and more. Dimply's technology combines data orchestration, personalization, and seamless integration to help firms boost engagement, enhance trust, and deliver customer value. Headquartered in Dublin, Ireland, Dimply was founded in 2020. The company made its Finovate debut at FinovateFall 2024 and subsequently demonstrated its technology before Finovate audiences at FinovateEurope 2025 and FinovateFall 2025. What problem does Dimply solve and who does it solve…

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Building Trust: How PrivacyGuard Translates Identity Protection into Diversification

By Julie Muhn (@julieschicktanz) Posted on
Categories: Speaker series, Streamly
With hundreds of unique fintech solutions available to help diversify your offerings, identity protection may not be at the top of the list. However, as identity fraud becomes increasingly common, differentiating your firm with an identity protection solution may be beneficial for both your firm and your customer. In this video interview, recorded at FinovateFall 2025 in New York, we explore how PrivacyGuard is turning validation into a competitive edge. I spoke with Christopher D'Aprile, Director of PrivacyGuard, who joined us in a conversation where he explored the latest trends in identity protection, its relevance for banks and credit unions, and actionable strategies for implementation. "You want to find new products and services to bring to your customers," said D'Aprile, "but let me be honest with you. Your customer does not want to buy a magazine subscription from a bank. They want something relevant. Identity theft protection is exactly that.…

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Cash App Debuts 151 Upgrades, Including Stablecoin Support

By Julie Muhn (@julieschicktanz) Posted on
Categories: Daily news
Block’s Cash App rolled out its largest update ever, adding 151 new features spanning banking, bitcoin, payments, and AI-driven automation. The app will soon let Cash App's 58 million users send and receive stablecoins, automatically converting between fiat and crypto to bypass legacy payment rails. A new Moneybot feature delivers personalized financial insights, while Cash App Green expands banking perks like 3.5% APY savings and fee-free overdrafts. Block-owned Cash App unveiled its Fall Release this week. The move marks the brand’s most significant product expansion since it was founded in 2013. The new release brings 151 new features across banking, bitcoin, commerce, peer-to-peer payments, and AI and automation on the platform.  Among the releases, one of the most relevant is the new stablecoin capability. When it goes live early next year, Cash App's 58 million customers will receive a blockchain address that will allow them to send and receive stablecoins…

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Download Fintech at the Crossroads: What Will Shape Financial Innovation in 2026?

By David Penn Posted on
Categories: Whitepaper
Download Fintech at the Crossroads: Regulatory Divergence and Technological Convergence in 2026, the latest report from the research team at Finovate. This free resource highlights the challenges and opportunities banks, fintechs, and financial services providers will face next year as powerful trends in regulatory authority and technological innovation take hold. "A wave of enabling technologies, new challenges, and shifting attitudes is reshaping the way companies and individuals all over the world are making, investing, spending, and moving their money ... Emerging technologies such as agentic AI, stablecoins, and embedded finance are advancing alongside increasingly fragmented global regulation." Fintech at the Crossroads examines 10 emerging themes—including embedded finance, open banking, stablecoins, and agentic AI—that are moving to the top of the agenda for fintech innovators and regulatory authorities alike. The white paper looks at where these technologies are today and what directions they are likely to take banking and financial services…

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LiquidTrust Helps Businesses Move Money Safely and Efficiently

By David Penn Posted on
Categories: Alumni News, LiquidTrust
B2B payments solutions company LiquidTrust announced the availability of its LiquidTrust platform featuring Protected Pay and Simple Pay. The offering will help companies secure high-value and first-time transactions and enable fast, verified payments. Headquartered in Los Angeles, California, and founded in 2019, LiquidTrust made its Finovate debut at FinovateSpring 2024. Saujin Yi is Founder and CEO. B2B payments solutions provider LiquidTrust announced the formal availability of its LiquidTrust platform featuring both the company's Protected Pay and Simple Pay solutions. The offering is designed to facilitate secure high-value transactions and provide for fast, verified payments. LiquidTrust helps platforms—including document management systems, supply chain companies, and marketplaces—embed configurable payment and escrow flows directly into their environments. This enables a faster, more streamlined launch that avoids the massive effort typically involved in building secure payment infrastructures. "Most platforms focus on the matchmaking, but solving the complexities of what happens after the sale or…

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