How they describe themselves: Zopa is the world’s first social finance company and the only loan company that empowers borrowers to control the interest rate on their loan. With Zopa, everyone gets a better interest rate, the opportunity to connect with other people, and the satisfaction that comes from helping each other out in a way that is safe, risk-free, and fully compliant. Zopa is a U.S. Company, based in San Francisco and London, with operations in the United States, United Kingdom, Italy and Japan. To learn more, we invite you to visit www.zopa.com.
What they think makes them better: Zopa is the only loan company in the world that empowers borrowers to control the interest rate on their loan and makes effective interest rates of less than 0% not only possible, but also a reality. Unlike other social finance companies and the P2P lenders, Zopa borrowers are approved within 24 hrs, loans are funded in as little as 2 days, and Zopa members help borrowers reduce their monthly payments and effective interest rates in a way that is safe, fully compliant, and completely risk-free.